Volvo XC90 3.2 AWD Insurance Rates

Estimated insurance rates for a Volvo XC90 3.2 AWD are $1,570 a year for full coverage insurance. Comprehensive costs an estimated $382, collision insurance costs $666, and liability insurance costs around $364. A policy with only liability insurance costs as low as $430 a year, and a high-risk policy costs around $3,382. Teen drivers pay the most at up to $5,650 a year.

Annual premium for full coverage: $1,570

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC90 Trim Level

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how location helps determine insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Volvo XC90 3.2 AWD also have a wide range based on the replacement cost of your XC90, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,800 to $2,500 extra annually, depending on your age. Volvo XC90 3.2 AWD insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,600 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo XC90 3.2 AWD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $700 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

The chart estimates Volvo XC90 3.2 AWD insurance prices for various risks and coverage choices. The lowest price with discounts is $894. Drivers who choose higher $1,000 deductibles will pay $1,332. The average price for a driver around age 40 using $500 deductibles is $1,570. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $2,032. High risk drivers could be charged up to $3,382. The rate for full coverage insurance for a teenage driver can be as high as $5,650.

View Chart as Image