Volvo XC90 V8 AWD Insurance Rates

Estimated insurance rates for a Volvo XC90 V8 AWD are $1,570 a year for full coverage insurance. Comprehensive costs on average $382, collision costs $666, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,382. Teenage drivers pay the most at $5,650 a year or more.

Annual premium for full coverage: $1,570

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC90 Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Volvo XC90 V8 AWD also have a wide range based on the model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,600 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo XC90 V8 AWD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $700 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.

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The chart estimates Volvo XC90 V8 AWD insurance prices for different risks and coverage choices. The best price after discounts is $894. Drivers who use higher $1,000 deductibles will pay $1,332. The average price for a 40-year-old male driver using $500 deductibles is $1,570. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,032. Drivers with multiple violations and accidents could be charged up to $3,382. The price for full coverage insurance for a teen driver can be as high as $5,650.

View Chart as Image