Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance prices for an Acura Integra are $1,474 every 12 months with full coverage. Comprehensive costs on average $344, collision costs $656, and liability coverage is $338. Liability-only insurance costs around $394 a year, with high-risk driver insurance costing around $3,196. Teenage drivers pay the most at $5,320 a year or more.

Average premium for full coverage: $1,474

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Integra models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

These rate differences demonstrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The best discount rate is $829
• Raising to $1,000 deductibles will save around $226 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,474
• Using pricier low deductibles increases the price to $1,916
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,196 or more
• An auto insurance policy to insure a teenage driver for full coverage may cost $5,320

View Chart as Image

Insurance prices for an Acura Integra also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Integra.

Using high physical damage deductibles can reduce prices by up to $670 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,400 additional annually, depending on your age. Acura Integra insurance for high-risk drivers is expensive and can cost around 45% to 129% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura Integra insurance rates. A middle-age driver might find prices as low as $1,060 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,990 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different.

How to Shop for Low Cost Acura Integra Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest time comparing rates at least every other year by getting quotes from direct companies, and also from local exclusive and independent agents.

Below you'll find a review of the car insurance concepts covered in the charts and tables above.

• Drivers who have several accidents or serious violations may pay on average $1,720 more each year than a low-risk driver
• You may be able to save as much as $180 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $675 each year
• Consumers who require more liability protection will pay an extra $370 every year to raise from 30/60 bodily injury limits to a 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.