Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance rates for an Acura Integra are $1,486 a year for full coverage insurance. Comprehensive insurance costs around $358, collision insurance costs $660, and liability insurance costs around $332. Liability-only insurance costs as low as $388 a year, and high-risk driver insurance costs $3,214 or more. Teen drivers pay the highest rates at up to $5,326 a year.

Average premium for full coverage: $1,486

Price estimates for individual coverage:

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Integra trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Acura Integra insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $837
• Using higher $1,000 deductibles will save about $230 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,486
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $452 a year
• Drivers with multiple violations and an at-fault accident could pay at least $3,214
• The price for full coverage for a teen driver with full coverage can be $5,326 or more

View Chart as Image

Car insurance prices for an Acura Integra are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

An older driver with no driving violations and high deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $5,300 a year. View Rates by Age

The state you live in has a huge impact on Acura Integra insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,010 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $690 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,800 to $2,400 extra each year, depending on your age. High-risk driver insurance can be anywhere from 45% to 135% more than average. View High Risk Driver Rates

How to Find Cheaper Acura Integra Insurance

Getting lower rates on Acura Integra insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a condensed summary of the information covered in the above illustrations.

• It is possible to save up to $190 per year just by shopping early and online
• Teenage drivers are the costliest to insure, as much as $444 a month if full coverage is included
• Increasing physical damage deductibles can save around $675 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,730 more every year for auto insurance
• Drivers who may need higher levels of liability will pay about $370 annually to increase from a low limit to 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.