Acura Integra Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance rates for an Acura Integra are $1,486 a year with full coverage. Comprehensive insurance costs approximately $358, collision insurance costs $660, and liability is estimated at $332. A liability-only policy costs approximately $388 a year, and high-risk insurance costs $3,214 or more. 16-year-old drivers pay the most at up to $5,326 a year.

Average premium for full coverage: $1,486

Premium estimates by type of coverage:

Comprehensive $358
Collision $660
Liability $332

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Integra models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Acura Integra range from the low end price of $388 for just liability coverage to the much higher price of $3,214 for coverage for higher-risk drivers.

Liability Only $388
Full Coverage $1,486
High Risk $3,214

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,115
Small Cities $1,560
Large Cities $2,006

These rate differences demonstrate why everyone should get quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Acura Integra insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $837
  • Choosing higher $1,000 deductibles can save $230 annually
  • The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,486
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $452 every year
  • Unlucky drivers with multiple tickets or accidents could pay around $3,214
  • An auto insurance policy that insures a teen driver for full coverage can cost $5,326 each year

View Chart as Image

Acura Integra insurance cost comparison chart
Column chart showing Acura Integra insurance prices range from $837 to $5,326 for full coverage

Auto insurance prices for an Acura Integra also have a wide range based on the model of your Integra, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,800 to $2,400 in extra premium annually, depending on your age. Acura Integra insurance for high-risk drivers ranges as much as 45% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or at least $2,010 on average in New York, Michigan, and Florida.

Acura Integra Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,344 -$142 -9.6%
Alaska $1,140 -$346 -23.3%
Arizona $1,232 -$254 -17.1%
Arkansas $1,486 -$0 0.0%
California $1,696 $210 14.1%
Colorado $1,418 -$68 -4.6%
Connecticut $1,524 $38 2.6%
Delaware $1,680 $194 13.1%
Florida $1,856 $370 24.9%
Georgia $1,374 -$112 -7.5%
Hawaii $1,068 -$418 -28.1%
Idaho $1,008 -$478 -32.2%
Illinois $1,106 -$380 -25.6%
Indiana $1,120 -$366 -24.6%
Iowa $1,002 -$484 -32.6%
Kansas $1,410 -$76 -5.1%
Kentucky $2,028 $542 36.5%
Louisiana $2,200 $714 48.0%
Maine $918 -$568 -38.2%
Maryland $1,228 -$258 -17.4%
Massachusetts $1,184 -$302 -20.3%
Michigan $2,582 $1,096 73.8%
Minnesota $1,246 -$240 -16.2%
Mississippi $1,780 $294 19.8%
Missouri $1,318 -$168 -11.3%
Montana $1,596 $110 7.4%
Nebraska $1,170 -$316 -21.3%
Nevada $1,782 $296 19.9%
New Hampshire $1,070 -$416 -28.0%
New Jersey $1,660 $174 11.7%
New Mexico $1,316 -$170 -11.4%
New York $1,564 $78 5.2%
North Carolina $854 -$632 -42.5%
North Dakota $1,218 -$268 -18.0%
Ohio $1,024 -$462 -31.1%
Oklahoma $1,524 $38 2.6%
Oregon $1,362 -$124 -8.3%
Pennsylvania $1,416 -$70 -4.7%
Rhode Island $1,982 $496 33.4%
South Carolina $1,348 -$138 -9.3%
South Dakota $1,254 -$232 -15.6%
Tennessee $1,300 -$186 -12.5%
Texas $1,792 $306 20.6%
Utah $1,100 -$386 -26.0%
Vermont $1,016 -$470 -31.6%
Virginia $890 -$596 -40.1%
Washington $1,148 -$338 -22.7%
West Virginia $1,364 -$122 -8.2%
Wisconsin $1,028 -$458 -30.8%
Wyoming $1,324 -$162 -10.9%

View Chart as Image

Acura Integra insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $690 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $299 extra every year. View Rates by Deductible or Liability Limit

Acura Integra Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura Integra $376 $688 $316 $1,516
2023 Acura Integra $358 $660 $332 $1,486

Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Acura Integra Insurance

Finding better rates on car insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and possibly higher deductibles. Comparison shop at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a brief summary of the primary concepts that were covered above.

  • You may be able to save around $190 per year just by quoting online well ahead of the renewal date
  • Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,730 more per year than a driver with a clean driving record
  • Increasing policy deductibles can save approximately $675 each year
  • 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $444 per month if the policy includes full coverage

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

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What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

  • Moderate overlap front: Acceptable
  • Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.

Rates by Driver Age

Acura Integra Insurance Rates by Driver Age
Driver Age Premium
16 $5,326
20 $3,422
30 $1,566
40 $1,486
50 $1,354
60 $1,330

Full coverage, $500 deductibles

Rates by Deductible

Acura Integra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,730
$500 $1,486
$1,000 $1,256

Full coverage, driver age 40

Rates by Liability Limit

Acura Integra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,486
50/100 $1,552
100/300 $1,635
250/500 $1,851
100 CSL $1,586
300 CSL $1,768
500 CSL $1,901

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Integra Insurance Rates for High Risk Drivers
Age Premium
16 $7,648
20 $5,446
30 $3,306
40 $3,214
50 $3,062
60 $3,034

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $116
5-yr Claim Free $97
Paid in Full/EFT $74
Advance Quote $77
Online Quote $108
Total Discounts $649
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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