Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average auto insurance rates for an Acura Integra are $1,486 annually for full coverage. Comprehensive insurance costs an estimated $358 a year, collision costs $660, and liability coverage costs $332. A liability-only policy costs as little as $388 a year, with high-risk insurance costing $3,214 or more. Teens receive the highest rates at $5,326 a year or more.

Average premium for full coverage: $1,486

Rate estimates broken down by individual coverage type:

These estimates include $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects insurance prices.

These examples show why it is important to compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Acura Integra insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $837
• Drivers who choose higher $1,000 deductibles will pay approximately $1,256 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,486
• Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $452 each year
• High-risk insureds with serious driving violations could pay up to $3,214 or more
• The cost with full coverage for a teenage driver can cost as much as $5,326 a year

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your driver profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $690 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $299 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,120 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to get quotes and see how they stack up. Every company calculates rates differently, so the rates can be significantly different between companies.

How to Buy Cheap Acura Integra Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop every couple of years by quoting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief summary of the material that was touched on in the above illustrations.

• Consumers who want increased levels of liability coverage will pay approximately $370 each year to go from a minimum limit to higher 250/500 limits
• Drivers age 20 and younger are charged the highest rates, costing as high as $444 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may pay on average $1,730 more annually to buy Acura Integra insurance
• Increasing deductibles could save up to $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.