Acura NSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2024

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Average auto insurance rates for an Acura NSX are $2,106 annually for full coverage insurance. Comprehensive costs an estimated $484 each year, collision insurance costs $1,008, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $4,606. Teenage drivers receive the highest rates at up to $7,574 a year.

Average premium for full coverage: $2,106

Rate estimates broken down by individual coverage type:

Comprehensive $484
Collision $1008
Liability $456

Price estimates include $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and NSX models.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $508 for basic liability insurance to a high rate of $4,606 for high-risk insurance.

Liability Only $508
Full Coverage $2,106
High Risk $4,606

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,580
Small Cities $2,211
Large Cities $2,843

These examples illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Acura NSX insurance rates for other coverage scenarios.

  • The best discount rate is $1,156
  • Choosing higher $1,000 deductibles can save approximately $336 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $2,106
  • Using low deductibles for comp and collision coverage will cost $2,770
  • Unlucky drivers who are prone to accidents and violations could pay up to $4,606
  • The cost with full coverage for a teen driver can cost as much as $7,574 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,156 to $7,574 for full coverage

Car insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, your risk profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,900 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $7,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $2,500 to $3,400 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $1,000 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura NSX insurance prices. A good driver about age 40 could pay as low as $1,380 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,840 on average in Florida, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,906 -$200 -9.5%
Alaska $1,616 -$490 -23.3%
Arizona $1,750 -$356 -16.9%
Arkansas $2,106 -$0 0.0%
California $2,402 $296 14.1%
Colorado $2,014 -$92 -4.4%
Connecticut $2,166 $60 2.8%
Delaware $2,386 $280 13.3%
Florida $2,634 $528 25.1%
Georgia $1,944 -$162 -7.7%
Hawaii $1,514 -$592 -28.1%
Idaho $1,426 -$680 -32.3%
Illinois $1,570 -$536 -25.5%
Indiana $1,586 -$520 -24.7%
Iowa $1,422 -$684 -32.5%
Kansas $2,002 -$104 -4.9%
Kentucky $2,874 $768 36.5%
Louisiana $3,118 $1,012 48.1%
Maine $1,300 -$806 -38.3%
Maryland $1,738 -$368 -17.5%
Massachusetts $1,684 -$422 -20.0%
Michigan $3,660 $1,554 73.8%
Minnesota $1,764 -$342 -16.2%
Mississippi $2,524 $418 19.8%
Missouri $1,870 -$236 -11.2%
Montana $2,264 $158 7.5%
Nebraska $1,660 -$446 -21.2%
Nevada $2,526 $420 19.9%
New Hampshire $1,518 -$588 -27.9%
New Jersey $2,354 $248 11.8%
New Mexico $1,866 -$240 -11.4%
New York $2,220 $114 5.4%
North Carolina $1,212 -$894 -42.5%
North Dakota $1,724 -$382 -18.1%
Ohio $1,454 -$652 -31.0%
Oklahoma $2,164 $58 2.8%
Oregon $1,930 -$176 -8.4%
Pennsylvania $2,010 -$96 -4.6%
Rhode Island $2,812 $706 33.5%
South Carolina $1,908 -$198 -9.4%
South Dakota $1,778 -$328 -15.6%
Tennessee $1,844 -$262 -12.4%
Texas $2,538 $432 20.5%
Utah $1,560 -$546 -25.9%
Vermont $1,442 -$664 -31.5%
Virginia $1,262 -$844 -40.1%
Washington $1,628 -$478 -22.7%
West Virginia $1,932 -$174 -8.3%
Wisconsin $1,458 -$648 -30.8%
Wyoming $1,876 -$230 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $594 $1,280 $398 $2,430
2021 Acura NSX $574 $1,248 $416 $2,396
2020 Acura NSX $554 $1,196 $430 $2,338
2019 Acura NSX $524 $1,154 $442 $2,278
2018 Acura NSX $504 $1,072 $452 $2,186
2017 Acura NSX $484 $1,008 $456 $2,106
2016 Acura NSX $464 $904 $460 $1,986

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Acura NSX Insurance

Saving money on car insurance takes not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a condensed summary of the material that was covered in the above illustrations.

  • Policyholders who want higher liability limits will pay an extra $500 annually to raise limits from a minimum limit to higher 250/500 limits
  • Teens have the highest car insurance rates, costing up to $631 per month if comprehensive and collision insurance is included
  • Higher risk drivers with multiple at-fault accidents may pay on average $2,500 more annually for NSX insurance
  • Increasing deductibles could save up to $1,000 each year

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,574
20 $4,910
30 $2,224
40 $2,106
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,770
$250 $2,462
$500 $2,106
$1,000 $1,770

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,106
50/100 $2,197
100/300 $2,311
250/500 $2,608
100 CSL $2,243
300 CSL $2,494
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,920
20 $7,834
30 $4,740
40 $4,606
50 $4,394
60 $4,360

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $29
5-yr Accident Free $173
5-yr Claim Free $141
Paid in Full/EFT $109
Advance Quote $113
Online Quote $156
Total Discounts $950
Rate after discounts $1,156

Discounts are estimated and may not be available from every company or in every state.

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