Acura NSX Insurance Rates

The average insurance rates for an Acura NSX are $1,986 a year for full coverage. Comprehensive costs around $464, collision insurance costs $904, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $4,328. 16-year-old drivers cost the most to insure at up to $7,160 a year.

Average premium for full coverage: $1,986

Policy rates for type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all NSX models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities. The example below illustrates how location helps determine auto insurance rates.

The examples above show why everyone should compare rates for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $1,102
• Drivers who choose higher $1,000 deductibles will pay about $310 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,986
• Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,594
• Drivers with multiple tickets or accidents could pay at least $4,328
• Policy cost that insures a 16-year-old driver for full coverage can be $7,160 a year

View Chart as Image

Auto insurance rates for an Acura NSX also range considerably based on the model of your NSX, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $2,400 to $3,200 in extra premium every year, depending on your age. Acura NSX insurance for high-risk drivers can cost from 45% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,800 per year on average, or $150 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $7,100 a year. View Rates by Age

Your home state makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,310 a year in states like Idaho, Maine, and Iowa, or at least $2,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $920 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX not only requires being a low-risk driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every year by requesting quotes from direct carriers, and also from several local insurance agents.

The items below are a brief summary of the coverage data covered in the charts and tables above.

• Drivers can save up to $250 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $925 each year
• Teen drivers are expensive to insure, costing up to $597 each month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $2,340 more every year to insure their NSX