Acura NSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2024

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Average insurance rates for an Acura NSX are $2,106 a year for full coverage insurance. Comprehensive insurance costs around $484, collision costs $1,008, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing $4,606 or more. 16-year-old drivers receive the highest rates at $7,574 a year or more.

Average premium for full coverage: $2,106

Rate estimates for individual coverage type:

Comprehensive $484
Collision $1008
Liability $456

Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different NSX trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the low end price of $508 for basic liability insurance to a much higher rate of $4,606 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $2,106
High Risk $4,606

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than congested cities.

The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,580
Small Cities $2,211
Large Cities $2,843

These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Acura NSX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,156
  • Drivers who choose higher $1,000 deductibles will pay about $336 each year
  • The estimated price for a 40-year-old driver using $500 deductibles is $2,106
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $664 every year
  • Higher-risk drivers with multiple tickets or accidents could pay at least $4,606 or more
  • The cost that insures a teen driver with full coverage can be $7,574 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing full coverage Acura NSX insurance prices range from $1,156 to $7,574

Insurance rates for an Acura NSX can also vary considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $2,500 to $3,400 additional per year, depending on your age. High-risk driver insurance can cost as much as 45% to 133% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $7,500 a year. View Rates by Age

Where you live makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,380 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,840 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,906 -$200 -9.5%
Alaska $1,616 -$490 -23.3%
Arizona $1,750 -$356 -16.9%
Arkansas $2,106 -$0 0.0%
California $2,402 $296 14.1%
Colorado $2,014 -$92 -4.4%
Connecticut $2,166 $60 2.8%
Delaware $2,386 $280 13.3%
Florida $2,634 $528 25.1%
Georgia $1,944 -$162 -7.7%
Hawaii $1,514 -$592 -28.1%
Idaho $1,426 -$680 -32.3%
Illinois $1,570 -$536 -25.5%
Indiana $1,586 -$520 -24.7%
Iowa $1,422 -$684 -32.5%
Kansas $2,002 -$104 -4.9%
Kentucky $2,874 $768 36.5%
Louisiana $3,118 $1,012 48.1%
Maine $1,300 -$806 -38.3%
Maryland $1,738 -$368 -17.5%
Massachusetts $1,684 -$422 -20.0%
Michigan $3,660 $1,554 73.8%
Minnesota $1,764 -$342 -16.2%
Mississippi $2,524 $418 19.8%
Missouri $1,870 -$236 -11.2%
Montana $2,264 $158 7.5%
Nebraska $1,660 -$446 -21.2%
Nevada $2,526 $420 19.9%
New Hampshire $1,518 -$588 -27.9%
New Jersey $2,354 $248 11.8%
New Mexico $1,866 -$240 -11.4%
New York $2,220 $114 5.4%
North Carolina $1,212 -$894 -42.5%
North Dakota $1,724 -$382 -18.1%
Ohio $1,454 -$652 -31.0%
Oklahoma $2,164 $58 2.8%
Oregon $1,930 -$176 -8.4%
Pennsylvania $2,010 -$96 -4.6%
Rhode Island $2,812 $706 33.5%
South Carolina $1,908 -$198 -9.4%
South Dakota $1,778 -$328 -15.6%
Tennessee $1,844 -$262 -12.4%
Texas $2,538 $432 20.5%
Utah $1,560 -$546 -25.9%
Vermont $1,442 -$664 -31.5%
Virginia $1,262 -$844 -40.1%
Washington $1,628 -$478 -22.7%
West Virginia $1,932 -$174 -8.3%
Wisconsin $1,458 -$648 -30.8%
Wyoming $1,876 -$230 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $1,000 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates can be significantly different.

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $594 $1,280 $398 $2,430
2021 Acura NSX $574 $1,248 $416 $2,396
2020 Acura NSX $554 $1,196 $430 $2,338
2019 Acura NSX $524 $1,154 $442 $2,278
2018 Acura NSX $504 $1,072 $452 $2,186
2017 Acura NSX $484 $1,008 $456 $2,106
2016 Acura NSX $464 $904 $460 $1,986

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura NSX Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Comparison shop at every other renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a brief review of the concepts that were covered in the charts and tables above.

  • Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,500 more every year for NSX insurance
  • Teens are charged the highest rates, costing up to $631 per month if comprehensive and collision insurance is included
  • It is possible to save up to $270 per year simply by shopping early and online
  • Increasing deductibles can save approximately $1,000 each year
  • It is possible to save up to $270 per year simply by shopping early and online

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,574
20 $4,910
30 $2,224
40 $2,106
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,770
$250 $2,462
$500 $2,106
$1,000 $1,770

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,106
50/100 $2,197
100/300 $2,311
250/500 $2,608
100 CSL $2,243
300 CSL $2,494
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,920
20 $7,834
30 $4,740
40 $4,606
50 $4,394
60 $4,360

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $29
5-yr Accident Free $173
5-yr Claim Free $141
Paid in Full/EFT $109
Advance Quote $113
Online Quote $156
Total Discounts $950
Rate after discounts $1,156

Discounts are estimated and may not be available from every company or in every state.

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