Acura NSX Insurance Rates
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UPDATED: May 11, 2024
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Average insurance rates for an Acura NSX are $2,106 a year for full coverage insurance. Comprehensive insurance costs around $484, collision costs $1,008, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing $4,606 or more. 16-year-old drivers receive the highest rates at $7,574 a year or more.
Average premium for full coverage: $2,106
Rate estimates for individual coverage type:
Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different NSX trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the low end price of $508 for basic liability insurance to a much higher rate of $4,606 for a driver who requires high-risk insurance.
Price Range by Location
Your location can have significant affects on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than congested cities.
The price range example below illustrates how location helps determine auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Acura NSX insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,156
- Drivers who choose higher $1,000 deductibles will pay about $336 each year
- The estimated price for a 40-year-old driver using $500 deductibles is $2,106
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $664 every year
- Higher-risk drivers with multiple tickets or accidents could pay at least $4,606 or more
- The cost that insures a teen driver with full coverage can be $7,574 a year
Insurance rates for an Acura NSX can also vary considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are probably paying at least $2,500 to $3,400 additional per year, depending on your age. High-risk driver insurance can cost as much as 45% to 133% more than the average rate. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $7,500 a year. View Rates by Age
Where you live makes a big difference in Acura NSX insurance prices. A 40-year-old driver could pay as low as $1,380 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,840 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,906 | -$200 | -9.5% |
Alaska | $1,616 | -$490 | -23.3% |
Arizona | $1,750 | -$356 | -16.9% |
Arkansas | $2,106 | -$0 | 0.0% |
California | $2,402 | $296 | 14.1% |
Colorado | $2,014 | -$92 | -4.4% |
Connecticut | $2,166 | $60 | 2.8% |
Delaware | $2,386 | $280 | 13.3% |
Florida | $2,634 | $528 | 25.1% |
Georgia | $1,944 | -$162 | -7.7% |
Hawaii | $1,514 | -$592 | -28.1% |
Idaho | $1,426 | -$680 | -32.3% |
Illinois | $1,570 | -$536 | -25.5% |
Indiana | $1,586 | -$520 | -24.7% |
Iowa | $1,422 | -$684 | -32.5% |
Kansas | $2,002 | -$104 | -4.9% |
Kentucky | $2,874 | $768 | 36.5% |
Louisiana | $3,118 | $1,012 | 48.1% |
Maine | $1,300 | -$806 | -38.3% |
Maryland | $1,738 | -$368 | -17.5% |
Massachusetts | $1,684 | -$422 | -20.0% |
Michigan | $3,660 | $1,554 | 73.8% |
Minnesota | $1,764 | -$342 | -16.2% |
Mississippi | $2,524 | $418 | 19.8% |
Missouri | $1,870 | -$236 | -11.2% |
Montana | $2,264 | $158 | 7.5% |
Nebraska | $1,660 | -$446 | -21.2% |
Nevada | $2,526 | $420 | 19.9% |
New Hampshire | $1,518 | -$588 | -27.9% |
New Jersey | $2,354 | $248 | 11.8% |
New Mexico | $1,866 | -$240 | -11.4% |
New York | $2,220 | $114 | 5.4% |
North Carolina | $1,212 | -$894 | -42.5% |
North Dakota | $1,724 | -$382 | -18.1% |
Ohio | $1,454 | -$652 | -31.0% |
Oklahoma | $2,164 | $58 | 2.8% |
Oregon | $1,930 | -$176 | -8.4% |
Pennsylvania | $2,010 | -$96 | -4.6% |
Rhode Island | $2,812 | $706 | 33.5% |
South Carolina | $1,908 | -$198 | -9.4% |
South Dakota | $1,778 | -$328 | -15.6% |
Tennessee | $1,844 | -$262 | -12.4% |
Texas | $2,538 | $432 | 20.5% |
Utah | $1,560 | -$546 | -25.9% |
Vermont | $1,442 | -$664 | -31.5% |
Virginia | $1,262 | -$844 | -40.1% |
Washington | $1,628 | -$478 | -22.7% |
West Virginia | $1,932 | -$174 | -8.3% |
Wisconsin | $1,458 | -$648 | -30.8% |
Wyoming | $1,876 | -$230 | -10.9% |
Opting for high physical damage deductibles could save up to $1,000 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates can be significantly different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2022 Acura NSX | $594 | $1,280 | $398 | $2,430 |
2021 Acura NSX | $574 | $1,248 | $416 | $2,396 |
2020 Acura NSX | $554 | $1,196 | $430 | $2,338 |
2019 Acura NSX | $524 | $1,154 | $442 | $2,278 |
2018 Acura NSX | $504 | $1,072 | $452 | $2,186 |
2017 Acura NSX | $484 | $1,008 | $456 | $2,106 |
2016 Acura NSX | $464 | $904 | $460 | $1,986 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Acura NSX Insurance
Saving money on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Comparison shop at every other renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following is a brief review of the concepts that were covered in the charts and tables above.
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,500 more every year for NSX insurance
- Teens are charged the highest rates, costing up to $631 per month if comprehensive and collision insurance is included
- It is possible to save up to $270 per year simply by shopping early and online
- Increasing deductibles can save approximately $1,000 each year
- It is possible to save up to $270 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,574 |
20 | $4,910 |
30 | $2,224 |
40 | $2,106 |
50 | $1,918 |
60 | $1,886 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,770 |
$250 | $2,462 |
$500 | $2,106 |
$1,000 | $1,770 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,106 |
50/100 | $2,197 |
100/300 | $2,311 |
250/500 | $2,608 |
100 CSL | $2,243 |
300 CSL | $2,494 |
500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,920 |
20 | $7,834 |
30 | $4,740 |
40 | $4,606 |
50 | $4,394 |
60 | $4,360 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $117 |
Multi-vehicle | $112 |
Homeowner | $29 |
5-yr Accident Free | $173 |
5-yr Claim Free | $141 |
Paid in Full/EFT | $109 |
Advance Quote | $113 |
Online Quote | $156 |
Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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