Acura RDX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 22, 2024

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Acura RDX insurance

How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.

Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.

U.S. average insurance rates for an Acura RDX are $1,038 a year for full coverage. Comprehensive insurance costs an estimated $198 each year, collision insurance costs $310, and liability coverage is estimated at $394. Liability-only coverage costs approximately $440 a year, and high-risk coverage costs $2,238 or more. Teen drivers pay the highest rates at up to $4,010 a year.

Average premium for full coverage: $1,038

Price estimates broken down by individual coverage:

Comprehensive $198
Collision $310
Liability $394

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and RDX models.

Price Range from Low to High

For a 40-year-old driver, Acura RDX insurance prices range from the low end price of $440 for a discount liability-only rate to a high rate of $2,238 for a driver who has had serious violations or accidents.

Liability Only $440
Full Coverage $1,038
High Risk $2,238

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have lower incidents of accident claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

Rural Areas $779
Small Cities $1,090
Large Cities $1,401

The ranges above show why all drivers should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Acura RDX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $613
  • Choosing higher $1,000 deductibles can save approximately $116 a year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,038
  • Choosing low deductibles for comp and collision coverage will cost an additional $222 each year
  • Drivers with multiple violations and an at-fault accident could pay up to $2,238
  • The price that insures a teenage driver can cost as much as $4,010 each year

View Chart as Image

Acura RDX insurance cost comparison chart
Column chart showing Acura RDX insurance prices range from $613 to $4,010 for full coverage

Auto insurance prices for an Acura RDX are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 128% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura RDX insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,480 on average in New York, Louisiana, and Michigan.

Acura RDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$100 -9.6%
Alaska $794 -$244 -23.5%
Arizona $860 -$178 -17.1%
Arkansas $1,038 -$0 0.0%
California $1,182 $144 13.9%
Colorado $990 -$48 -4.6%
Connecticut $1,066 $28 2.7%
Delaware $1,172 $134 12.9%
Florida $1,296 $258 24.9%
Georgia $958 -$80 -7.7%
Hawaii $746 -$292 -28.1%
Idaho $704 -$334 -32.2%
Illinois $772 -$266 -25.6%
Indiana $784 -$254 -24.5%
Iowa $698 -$340 -32.8%
Kansas $984 -$54 -5.2%
Kentucky $1,414 $376 36.2%
Louisiana $1,536 $498 48.0%
Maine $640 -$398 -38.3%
Maryland $858 -$180 -17.3%
Massachusetts $828 -$210 -20.2%
Michigan $1,800 $762 73.4%
Minnesota $868 -$170 -16.4%
Mississippi $1,242 $204 19.7%
Missouri $920 -$118 -11.4%
Montana $1,112 $74 7.1%
Nebraska $816 -$222 -21.4%
Nevada $1,244 $206 19.8%
New Hampshire $746 -$292 -28.1%
New Jersey $1,160 $122 11.8%
New Mexico $918 -$120 -11.6%
New York $1,092 $54 5.2%
North Carolina $598 -$440 -42.4%
North Dakota $852 -$186 -17.9%
Ohio $714 -$324 -31.2%
Oklahoma $1,064 $26 2.5%
Oregon $952 -$86 -8.3%
Pennsylvania $986 -$52 -5.0%
Rhode Island $1,382 $344 33.1%
South Carolina $942 -$96 -9.2%
South Dakota $876 -$162 -15.6%
Tennessee $908 -$130 -12.5%
Texas $1,250 $212 20.4%
Utah $766 -$272 -26.2%
Vermont $710 -$328 -31.6%
Virginia $620 -$418 -40.3%
Washington $798 -$240 -23.1%
West Virginia $952 -$86 -8.3%
Wisconsin $718 -$320 -30.8%
Wyoming $924 -$114 -11.0%

View Chart as Image

Acura RDX insurance rates by U.S. city

Choosing high deductibles can save as much as $340 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $354 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Acura RDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura RDX 2WD $1,012 $84
Acura RDX AWD $1,012 $84
Acura RDX Technology Package 2WD $1,064 $89
Acura RDX Technology Package AWD $1,064 $89

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura RDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura RDX $294 $512 $332 $1,274
2023 Acura RDX $282 $506 $338 $1,262
2022 Acura RDX $272 $494 $354 $1,256
2021 Acura RDX $262 $474 $364 $1,236
2020 Acura RDX $248 $458 $376 $1,218
2019 Acura RDX $238 $424 $384 $1,182
2018 Acura RDX $230 $400 $388 $1,154
2017 Acura RDX $220 $358 $390 $1,104
2016 Acura RDX $206 $330 $390 $1,062
2015 Acura RDX $198 $310 $394 $1,038
2014 Acura RDX $194 $288 $402 $1,020
2013 Acura RDX $180 $268 $402 $986
2011 Acura RDX $162 $222 $402 $922
2010 Acura RDX $152 $202 $402 $892
2008 Acura RDX $146 $178 $390 $850
2007 Acura RDX $144 $168 $384 $832

Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura RDX Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The list below is a recap of the ideas that were illustrated above.

  • Teenagers are the costliest to insure, with premiums as much as $334 a month if the policy includes full coverage
  • Drivers that have major violations or accidents may pay on average $1,200 more annually for car insurance
  • Increasing physical damage deductibles can save approximately $350 each year
  • Drivers can save approximately $120 per year just by quoting online in advance

Frequently Asked Questions

  • Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
  • How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
  • Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
  • What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
  • What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
  • What are the Acura RDX maintenance cost? See above from RepairPal
  • Are Acura RDX expensive to maintain? Not more than other vehicles in its category.

To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.

So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.

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What are the Acura RDX safety ratings?

The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.

The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

Watch the video below for an example of one of the Acura RDX’s crash tests.

Acura RDX Compared Against Other Vehicles in the Same Class

The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.

Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.

Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.

References

  1. https://www.iihs.org/ratings/vehicle/acura/rdx-4-door-suv/2020

Rates by Driver Age

Acura RDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,010
20 $2,378
30 $1,070
40 $1,038
50 $952
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Acura RDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,260
$250 $1,158
$500 $1,038
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Acura RDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,038
50/100 $1,143
100/300 $1,241
250/500 $1,497
100 CSL $1,182
300 CSL $1,399
500 CSL $1,557

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RDX Insurance Rates for High Risk Drivers
Age Premium
16 $5,688
20 $3,788
30 $2,272
40 $2,238
50 $2,134
60 $2,114

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $142

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $55
Homeowner $17
5-yr Accident Free $70
5-yr Claim Free $66
Paid in Full/EFT $43
Advance Quote $48
Online Quote $72
Total Discounts $425
Rate after discounts $613

Discounts are estimated and may not be available from every company or in every state.

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