Acura RDX Insurance Rates
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UPDATED: Jun 3, 2023
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How much does an Acura RDX cost to insure? On average, Acura RDX insurance cost for full coverage average $1,292 a year, or $107 a month. Our guide breaks down Acura RDX car insurance so drivers can easily find savings. Learn more.
Enter your ZIP code in our free tool to get started on comparing Acura RDX insurance rates and find out how much is an Acura RDX to insure.
Average insurance prices for an Acura RDX are $1,292 every 12 months including full coverage. Comprehensive insurance costs approximately $308 a year, collision insurance costs $532, and liability is estimated at $316. A liability-only policy costs approximately $376 a year, and high-risk insurance costs $2,782 or more. 16-year-old drivers receive the highest rates at up to $4,674 a year.
Average premium for full coverage: $1,292
Rate estimates by individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and RDX trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from the cheapest price of $376 for basic liability insurance to a high of $2,782 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.
These examples highlight why it is important to get quotes using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Acura RDX insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $741
- Choosing higher $1,000 deductibles can save $1,100 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,292
- Buying low $100 deductibles for comp and collision coverage costs an extra $368 annually
- Higher-risk drivers with multiple tickets or accidents could pay around $2,782
- The cost to insure a 16-year-old driver can cost $4,674 each year
Insurance rates for an Acura RDX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your RDX.
Opting for high physical damage deductibles can save as much as $560 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges from 45% to 130% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Acura RDX insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,840 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,166 | -$126 | -9.8% |
| Alaska | $990 | -$302 | -23.4% |
| Arizona | $1,072 | -$220 | -17.0% |
| Arkansas | $1,292 | -$0 | 0.0% |
| California | $1,470 | $178 | 13.8% |
| Colorado | $1,232 | -$60 | -4.6% |
| Connecticut | $1,326 | $34 | 2.6% |
| Delaware | $1,460 | $168 | 13.0% |
| Florida | $1,612 | $320 | 24.8% |
| Georgia | $1,194 | -$98 | -7.6% |
| Hawaii | $930 | -$362 | -28.0% |
| Idaho | $874 | -$418 | -32.4% |
| Illinois | $962 | -$330 | -25.5% |
| Indiana | $972 | -$320 | -24.8% |
| Iowa | $872 | -$420 | -32.5% |
| Kansas | $1,224 | -$68 | -5.3% |
| Kentucky | $1,762 | $470 | 36.4% |
| Louisiana | $1,912 | $620 | 48.0% |
| Maine | $798 | -$494 | -38.2% |
| Maryland | $1,066 | -$226 | -17.5% |
| Massachusetts | $1,028 | -$264 | -20.4% |
| Michigan | $2,242 | $950 | 73.5% |
| Minnesota | $1,082 | -$210 | -16.3% |
| Mississippi | $1,546 | $254 | 19.7% |
| Missouri | $1,146 | -$146 | -11.3% |
| Montana | $1,386 | $94 | 7.3% |
| Nebraska | $1,016 | -$276 | -21.4% |
| Nevada | $1,550 | $258 | 20.0% |
| New Hampshire | $932 | -$360 | -27.9% |
| New Jersey | $1,444 | $152 | 11.8% |
| New Mexico | $1,140 | -$152 | -11.8% |
| New York | $1,360 | $68 | 5.3% |
| North Carolina | $744 | -$548 | -42.4% |
| North Dakota | $1,060 | -$232 | -18.0% |
| Ohio | $888 | -$404 | -31.3% |
| Oklahoma | $1,324 | $32 | 2.5% |
| Oregon | $1,184 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$62 | -4.8% |
| Rhode Island | $1,722 | $430 | 33.3% |
| South Carolina | $1,170 | -$122 | -9.4% |
| South Dakota | $1,090 | -$202 | -15.6% |
| Tennessee | $1,130 | -$162 | -12.5% |
| Texas | $1,556 | $264 | 20.4% |
| Utah | $956 | -$336 | -26.0% |
| Vermont | $882 | -$410 | -31.7% |
| Virginia | $772 | -$520 | -40.2% |
| Washington | $996 | -$296 | -22.9% |
| West Virginia | $1,184 | -$108 | -8.4% |
| Wisconsin | $894 | -$398 | -30.8% |
| Wyoming | $1,150 | -$142 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Acura RDX 2WD | $1,246 | $104 |
| Acura RDX AWD | $1,246 | $104 |
| Acura RDX Technology Package 2WD | $1,336 | $111 |
| Acura RDX Technology Package AWD | $1,336 | $111 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2023 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2022 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2021 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2020 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2019 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2018 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2017 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2016 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2015 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2014 Acura RDX | $198 | $310 | $394 | $1,038 |
| 2013 Acura RDX | $194 | $288 | $402 | $1,020 |
| 2012 Acura RDX | $180 | $268 | $402 | $986 |
| 2011 Acura RDX | $174 | $244 | $406 | $960 |
| 2010 Acura RDX | $162 | $222 | $402 | $922 |
| 2008 Acura RDX | $148 | $182 | $398 | $864 |
| 2007 Acura RDX | $146 | $178 | $390 | $850 |
Rates are averaged for all Acura RDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Acura RDX Insurance
Saving money on insurance for an Acura RDX takes avoiding accidents and claims, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
The points below are a summary of the coverage data raised in the charts and tables above.
- You may be able to save around $160 per year just by quoting early and online
- Increasing deductibles could save as much as $550 each year
- Drivers under the age of 20 are expensive to insure, as much as $390 per month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,490 more per year to insure an Acura RDX
Frequently Asked Questions
- Is the Acura RDX expensive to insure? The estimated price for the average middle-age driver who has $500 deductibles is $1,292.
- How much does it cost to fill up an Acura RDX? According to FuelEconomy.gov the Annual Acura RDX Fuel Cost is $1,750.
- Is the 2020 Acura RDX a good car? It’s an all around good car in the luxury compact SUV category.
- What is the Acura RDX cost of ownership? According to RepairPal.com, “Cost. The average total annual cost for repairs and maintenance on a Acura RDX is $497, compared to an average of $859 for luxury compact SUVs and $652 for all vehicle models.” Plus your insurance cost and any loan you may have on your Acura RDX.
- What is the Acura RDX depreciation? According to CarEdge.com, “On average, expect to pay only 53% of the original cost with 67% of the vehicle’s lifetime remaining for a 2016 RDX.”
- What are the Acura RDX maintenance cost? See above from RepairPal
- Are Acura RDX expensive to maintain? Not more than other vehicles in its category.
To find the cheapest Acura insurance, make sure to compare rates. Doing so will allow you to compare multiple models, such as 2020 Acura costs, 2018 RDX costs, or the 2019 Acura RDX cost to own and insurance prices.
So if you are ready to find out the cost of Acura RDX 2016 insurance or Acura RDX 2013 cost of insurance, enter your ZIP code in our free tool below.
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What are the Acura RDX safety ratings?
The Acura RDX cost to own can be cheaper if there are multiple safety features and good safety ratings, as insurers will offer discounts. The Acura RDX has some great safety features, such as vehicle stability assist, brake assist, automatic brake hold, and more.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested the Acura RDX and awarded it a 2020 Top Safety Pick award.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Watch the video below for an example of one of the Acura RDX’s crash tests.
Acura RDX Compared Against Other Vehicles in the Same Class
The Acura RDX is a midsize luxury SUV, which can affect it’s liability rates. The IIHS recorded the liability losses for property damage as better than average and the bodily injury losses as substantially better than average.
Curious to see how other midsize SUV’s rates compare to the Audi RDX or want to know what the least expensive Acura is? Check out the midsize luxury SUVs below.
Ready to start shopping to find out everything from are Acura RDX expensive to maintain insurance to Acura RDS 2105 deals on insurance and 2016 RDX prices paid for insurance? Enter your ZIP code in our free tool below for help finding Acura RDX insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,674 |
| 20 | $2,962 |
| 30 | $1,356 |
| 40 | $1,292 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,490 |
| $500 | $1,292 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,292 |
| 50/100 | $1,399 |
| 100/300 | $1,478 |
| 250/500 | $1,684 |
| 100 CSL | $1,431 |
| 300 CSL | $1,605 |
| 500 CSL | $1,731 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,702 |
| 30 | $2,850 |
| 40 | $2,782 |
| 50 | $2,646 |
| 60 | $2,622 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $66 |
| Homeowner | $18 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $61 |
| Advance Quote | $65 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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