Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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The average insurance rates for an Acura RLX are $1,372 a year including full coverage. Comprehensive costs on average $278 each year, collision insurance costs $472, and liability is $464. Liability-only coverage costs around $514 a year, and high-risk coverage costs around $2,972. Teens cost the most to insure at up to $5,208 a year.
Average premium for full coverage: $1,372
Policy rates by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and RLX models.
Price Range Variability
For a 40-year-old driver, Acura RLX insurance rates range from as low as $514 for the bare minimum liability coverage to a high rate of $2,972 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.
The examples above highlight why all drivers should compare rates quotes based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Acura RLX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $794
- Raising to $1,000 deductibles will save around $172 every year
- The average rate for a good driver age 40 with $500 deductibles is $1,372
- Selecting low deductibles will increase the cost to $1,700
- At-risk drivers with serious driving violations could pay upwards of $2,972
- Policy cost for full coverage for a teen driver may cost $5,208
Insurance rates for an Acura RLX also range considerably based on your risk profile, the model of your RLX, and policy deductibles and limits.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
Your home state also has a big influence on Acura RLX insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,960 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$132 | -9.6% |
| Alaska | $1,052 | -$320 | -23.3% |
| Arizona | $1,140 | -$232 | -16.9% |
| Arkansas | $1,372 | -$0 | 0.0% |
| California | $1,564 | $192 | 14.0% |
| Colorado | $1,310 | -$62 | -4.5% |
| Connecticut | $1,414 | $42 | 3.1% |
| Delaware | $1,554 | $182 | 13.3% |
| Florida | $1,716 | $344 | 25.1% |
| Georgia | $1,266 | -$106 | -7.7% |
| Hawaii | $988 | -$384 | -28.0% |
| Idaho | $928 | -$444 | -32.4% |
| Illinois | $1,022 | -$350 | -25.5% |
| Indiana | $1,034 | -$338 | -24.6% |
| Iowa | $926 | -$446 | -32.5% |
| Kansas | $1,304 | -$68 | -5.0% |
| Kentucky | $1,872 | $500 | 36.4% |
| Louisiana | $2,032 | $660 | 48.1% |
| Maine | $848 | -$524 | -38.2% |
| Maryland | $1,132 | -$240 | -17.5% |
| Massachusetts | $1,100 | -$272 | -19.8% |
| Michigan | $2,384 | $1,012 | 73.8% |
| Minnesota | $1,148 | -$224 | -16.3% |
| Mississippi | $1,644 | $272 | 19.8% |
| Missouri | $1,218 | -$154 | -11.2% |
| Montana | $1,474 | $102 | 7.4% |
| Nebraska | $1,082 | -$290 | -21.1% |
| Nevada | $1,644 | $272 | 19.8% |
| New Hampshire | $988 | -$384 | -28.0% |
| New Jersey | $1,534 | $162 | 11.8% |
| New Mexico | $1,216 | -$156 | -11.4% |
| New York | $1,446 | $74 | 5.4% |
| North Carolina | $792 | -$580 | -42.3% |
| North Dakota | $1,124 | -$248 | -18.1% |
| Ohio | $948 | -$424 | -30.9% |
| Oklahoma | $1,408 | $36 | 2.6% |
| Oregon | $1,256 | -$116 | -8.5% |
| Pennsylvania | $1,308 | -$64 | -4.7% |
| Rhode Island | $1,832 | $460 | 33.5% |
| South Carolina | $1,244 | -$128 | -9.3% |
| South Dakota | $1,158 | -$214 | -15.6% |
| Tennessee | $1,202 | -$170 | -12.4% |
| Texas | $1,654 | $282 | 20.6% |
| Utah | $1,018 | -$354 | -25.8% |
| Vermont | $940 | -$432 | -31.5% |
| Virginia | $822 | -$550 | -40.1% |
| Washington | $1,060 | -$312 | -22.7% |
| West Virginia | $1,256 | -$116 | -8.5% |
| Wisconsin | $950 | -$422 | -30.8% |
| Wyoming | $1,222 | -$150 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $500 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 130% more than the average policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2019 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2018 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2017 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2016 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2015 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2014 Acura RLX | $270 | $440 | $474 | $1,342 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Acura RLX Insurance
Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to shop around every other policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following items are a brief review of the ideas that were illustrated above.
- 16 to 18-year-old drivers pay higher rates, with premiums being up to $434 each month including comprehensive and collision insurance
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,600 more each year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save around $500 each year
- You may be able to save as much as $160 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,208 |
| 20 | $3,158 |
| 30 | $1,422 |
| 40 | $1,372 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,700 |
| $250 | $1,550 |
| $500 | $1,372 |
| $1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,372 |
| 50/100 | $1,465 |
| 100/300 | $1,581 |
| 250/500 | $1,882 |
| 100 CSL | $1,511 |
| 300 CSL | $1,766 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,028 |
| 40 | $2,972 |
| 50 | $2,838 |
| 60 | $2,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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