Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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The average insurance rates for an Acura RLX are $1,410 a year with full coverage. Comprehensive costs approximately $288, collision insurance costs $504, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $3,054. Teens cost the most to insure at up to $5,328 a year.
Average premium for full coverage: $1,410
Policy rates by type of insurance:
Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all RLX models.
Price Range Variability
For a driver around age 40, Acura RLX insurance rates range from the low end price of $510 for basic liability insurance to the much higher price of $3,054 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Acura RLX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $812
- Using higher $1,000 deductibles will save $182 annually
- The estimated price for a good driver age 40 who chooses $500 deductibles is $1,410
- Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,758
- Higher-risk drivers with serious driving violations could pay around $3,054
- Policy cost that insures a teenage driver for full coverage can cost $5,328 or more
Car insurance rates for an Acura RLX also range considerably based on the model of your RLX, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 extra every year, depending on your age. Acura RLX insurance for high-risk drivers can be around 43% to 134% more than the average policy. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age
Your home state has a huge impact on Acura RLX insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,900 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,080 | -$330 | -23.4% |
| Arizona | $1,170 | -$240 | -17.0% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,606 | $196 | 13.9% |
| Colorado | $1,346 | -$64 | -4.5% |
| Connecticut | $1,450 | $40 | 2.8% |
| Delaware | $1,596 | $186 | 13.2% |
| Florida | $1,764 | $354 | 25.1% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,050 | -$360 | -25.5% |
| Indiana | $1,060 | -$350 | -24.8% |
| Iowa | $950 | -$460 | -32.6% |
| Kansas | $1,338 | -$72 | -5.1% |
| Kentucky | $1,924 | $514 | 36.5% |
| Louisiana | $2,086 | $676 | 47.9% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,128 | -$282 | -20.0% |
| Michigan | $2,448 | $1,038 | 73.6% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,688 | $278 | 19.7% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,514 | $104 | 7.4% |
| Nebraska | $1,110 | -$300 | -21.3% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,576 | $166 | 11.8% |
| New Mexico | $1,248 | -$162 | -11.5% |
| New York | $1,484 | $74 | 5.2% |
| North Carolina | $812 | -$598 | -42.4% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $974 | -$436 | -30.9% |
| Oklahoma | $1,446 | $36 | 2.6% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,882 | $472 | 33.5% |
| South Carolina | $1,276 | -$134 | -9.5% |
| South Dakota | $1,188 | -$222 | -15.7% |
| Tennessee | $1,234 | -$176 | -12.5% |
| Texas | $1,698 | $288 | 20.4% |
| Utah | $1,042 | -$368 | -26.1% |
| Vermont | $964 | -$446 | -31.6% |
| Virginia | $844 | -$566 | -40.1% |
| Washington | $1,090 | -$320 | -22.7% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $974 | -$436 | -30.9% |
| Wyoming | $1,256 | -$154 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $530 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $368 | $724 | $430 | $1,680 |
| 2019 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2018 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2017 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2016 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2015 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2014 Acura RLX | $278 | $472 | $464 | $1,372 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura RLX Insurance
Finding cheaper rates on auto insurance requires being a good driver, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates at every other renewal by getting rate quotes from direct companies, and also from local insurance agencies.
The following list is a summary of the concepts that were covered above.
- Drivers who have multiple accidents or major violations may have to pay on average $1,640 more per year than a safer driver
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $444 each month if full coverage is purchased
- You may be able to save around $170 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $525 each year
- You may be able to save around $170 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,250 |
| 30 | $1,464 |
| 40 | $1,410 |
| 50 | $1,288 |
| 60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,758 |
| $250 | $1,596 |
| $500 | $1,410 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,502 |
| 100/300 | $1,617 |
| 250/500 | $1,916 |
| 100 CSL | $1,548 |
| 300 CSL | $1,801 |
| 500 CSL | $1,985 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,592 |
| 20 | $5,178 |
| 30 | $3,114 |
| 40 | $3,054 |
| 50 | $2,916 |
| 60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $598 |
Discounts are estimated and may not be available from every company or in every state.
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