Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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U.S. average insurance rates for an Acura RLX are $1,410 a year for full coverage. Comprehensive costs on average $288, collision insurance costs $504, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $3,054. 16-year-old drivers pay the highest rates at up to $5,328 a year.
Average premium for full coverage: $1,410
Price estimates by individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all RLX models.
Price Range from Low to High
For the normal driver, Acura RLX insurance prices range from the low end price of $510 for a discount liability-only rate to the much higher price of $3,054 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than congested cities. The example below illustrates how geographic area affects car insurance rates.
The ranges above show why everyone should get quotes based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows average Acura RLX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $812
- Choosing higher $1,000 deductibles can save around $182 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,410
- Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,758
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,054
- The price that insures a 16-year-old driver for full coverage may cost $5,328 each year
Insurance prices for an Acura RLX are also quite variable based on the model of your RLX, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. Acura RLX insurance for high-risk drivers ranges from 43% to 134% more than the average rate. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Acura RLX insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or at least $2,010 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,080 | -$330 | -23.4% |
| Arizona | $1,170 | -$240 | -17.0% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,606 | $196 | 13.9% |
| Colorado | $1,346 | -$64 | -4.5% |
| Connecticut | $1,450 | $40 | 2.8% |
| Delaware | $1,596 | $186 | 13.2% |
| Florida | $1,764 | $354 | 25.1% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,050 | -$360 | -25.5% |
| Indiana | $1,060 | -$350 | -24.8% |
| Iowa | $950 | -$460 | -32.6% |
| Kansas | $1,338 | -$72 | -5.1% |
| Kentucky | $1,924 | $514 | 36.5% |
| Louisiana | $2,086 | $676 | 47.9% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,128 | -$282 | -20.0% |
| Michigan | $2,448 | $1,038 | 73.6% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,688 | $278 | 19.7% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,514 | $104 | 7.4% |
| Nebraska | $1,110 | -$300 | -21.3% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,576 | $166 | 11.8% |
| New Mexico | $1,248 | -$162 | -11.5% |
| New York | $1,484 | $74 | 5.2% |
| North Carolina | $812 | -$598 | -42.4% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $974 | -$436 | -30.9% |
| Oklahoma | $1,446 | $36 | 2.6% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,882 | $472 | 33.5% |
| South Carolina | $1,276 | -$134 | -9.5% |
| South Dakota | $1,188 | -$222 | -15.7% |
| Tennessee | $1,234 | -$176 | -12.5% |
| Texas | $1,698 | $288 | 20.4% |
| Utah | $1,042 | -$368 | -26.1% |
| Vermont | $964 | -$446 | -31.6% |
| Virginia | $844 | -$566 | -40.1% |
| Washington | $1,090 | -$320 | -22.7% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $974 | -$436 | -30.9% |
| Wyoming | $1,256 | -$154 | -10.9% |
Opting for high physical damage deductibles can save as much as $530 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $368 | $724 | $430 | $1,680 |
| 2019 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2018 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2017 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2016 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2015 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2014 Acura RLX | $278 | $472 | $464 | $1,372 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Acura RLX Insurance
Getting lower rates on insurance for an Acura RLX takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Comparison shop at least once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.
The list below is a brief recap of the primary concepts that were presented in the illustrations above.
- Drivers can save as much as $170 per year just by quoting online well ahead of the renewal date
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,640 more each year for car insurance
- Increasing physical damage deductibles can save approximately $525 each year
- Teenagers pay the highest prices, with premiums as much as $444 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,250 |
| 30 | $1,464 |
| 40 | $1,410 |
| 50 | $1,288 |
| 60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,758 |
| $250 | $1,596 |
| $500 | $1,410 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,502 |
| 100/300 | $1,617 |
| 250/500 | $1,916 |
| 100 CSL | $1,548 |
| 300 CSL | $1,801 |
| 500 CSL | $1,985 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,592 |
| 20 | $5,178 |
| 30 | $3,114 |
| 40 | $3,054 |
| 50 | $2,916 |
| 60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $598 |
Discounts are estimated and may not be available from every company or in every state.
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