Acura RLX Insurance Rates

The average insurance rates for an Acura RLX are $1,372 a year with full coverage. Comprehensive costs approximately $278 each year, collision insurance costs $472, and liability insurance costs $464. Buying just liability costs as little as $514 a year, and insurance for high-risk drivers costs around $2,972. 16-year-old drivers cost the most to insure at up to $5,208 a year.

Average premium for full coverage: $1,372

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and RLX models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Acura RLX insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $794
• Drivers who choose higher $1,000 deductibles will pay $172 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,372
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,700
• High risk drivers with multiple tickets or accidents could pay around $2,972
• Policy cost for full coverage for a teen driver can cost $5,208 a year

View Chart as Image

Insurance rates for an Acura RLX also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $500 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Acura RLX Insurance

Finding cheaper rates on Acura RLX insurance not only requires being a good driver, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a review of the material that was touched on in the above illustrations.

• Drivers who purchase an increased level of liability coverage will pay around $510 every year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, as much as $434 each month for full coverage
• High-risk drivers who have several accidents or serious violations pay on average $1,600 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save around $500 each year