Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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U.S. average insurance rates for an Acura RLX are $1,410 a year including full coverage. Comprehensive insurance costs an estimated $288 a year, collision costs $504, and liability insurance costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $3,054 or more. Teenage drivers pay the highest rates at $5,328 a year or more.
Average premium for full coverage: $1,410
Price estimates broken down by individual coverage:
Prices include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and RLX trim levels.
Price Range from Low to High
For a driver in their 40's, Acura RLX insurance prices go from the low end price of $510 for the bare minimum liability coverage to a high of $3,054 for a policy for a high-risk driver.
Geographic Price Range
Your location has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities.
The diagram below illustrates how location helps determine insurance prices.
The ranges above highlight why it is important to compare rates for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Acura RLX insurance rates for other coverage scenarios.
- The best discount rate is $812
- Drivers who choose higher $1,000 deductibles will pay approximately $1,228 every year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,410
- Using low $100 deductibles for comprehensive and collision insurance will cost an additional $348 a year
- High risk drivers who are prone to accidents and violations could pay up to $3,054 or more
- The price that insures a teen driver can cost as much as $5,328 a year
Insurance prices for an Acura RLX are also quite variable based on the trim level of your RLX, your driving record and age, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age
The state you live in makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,010 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,080 | -$330 | -23.4% |
| Arizona | $1,170 | -$240 | -17.0% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,606 | $196 | 13.9% |
| Colorado | $1,346 | -$64 | -4.5% |
| Connecticut | $1,450 | $40 | 2.8% |
| Delaware | $1,596 | $186 | 13.2% |
| Florida | $1,764 | $354 | 25.1% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,050 | -$360 | -25.5% |
| Indiana | $1,060 | -$350 | -24.8% |
| Iowa | $950 | -$460 | -32.6% |
| Kansas | $1,338 | -$72 | -5.1% |
| Kentucky | $1,924 | $514 | 36.5% |
| Louisiana | $2,086 | $676 | 47.9% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,128 | -$282 | -20.0% |
| Michigan | $2,448 | $1,038 | 73.6% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,688 | $278 | 19.7% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,514 | $104 | 7.4% |
| Nebraska | $1,110 | -$300 | -21.3% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,576 | $166 | 11.8% |
| New Mexico | $1,248 | -$162 | -11.5% |
| New York | $1,484 | $74 | 5.2% |
| North Carolina | $812 | -$598 | -42.4% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $974 | -$436 | -30.9% |
| Oklahoma | $1,446 | $36 | 2.6% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,882 | $472 | 33.5% |
| South Carolina | $1,276 | -$134 | -9.5% |
| South Dakota | $1,188 | -$222 | -15.7% |
| Tennessee | $1,234 | -$176 | -12.5% |
| Texas | $1,698 | $288 | 20.4% |
| Utah | $1,042 | -$368 | -26.1% |
| Vermont | $964 | -$446 | -31.6% |
| Virginia | $844 | -$566 | -40.1% |
| Washington | $1,090 | -$320 | -22.7% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $974 | -$436 | -30.9% |
| Wyoming | $1,256 | -$154 | -10.9% |
Using high physical damage deductibles could save up to $530 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $368 | $724 | $430 | $1,680 |
| 2019 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2018 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2017 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2016 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2015 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2014 Acura RLX | $278 | $472 | $464 | $1,372 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Acura RLX Insurance
Getting lower rates on Acura RLX insurance not only requires being a good driver, but also having a good credit score, being claim-free, and maximizing policy discounts. Compare prices every year by requesting rates from direct car insurance companies, and also from your local car insurance providers.
The following list is a quick rundown of the coverage data covered in the charts and tables above.
- You may be able to save approximately $170 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $525 each year
- Drivers age 16 to 20 are expensive to insure, possibly costing $444 a month if comprehensive and collision insurance is included
- High-risk drivers with reckless driving or DUI convictions could be charged and average of $1,640 more annually than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,250 |
| 30 | $1,464 |
| 40 | $1,410 |
| 50 | $1,288 |
| 60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,758 |
| $250 | $1,596 |
| $500 | $1,410 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,502 |
| 100/300 | $1,617 |
| 250/500 | $1,916 |
| 100 CSL | $1,548 |
| 300 CSL | $1,801 |
| 500 CSL | $1,985 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,592 |
| 20 | $5,178 |
| 30 | $3,114 |
| 40 | $3,054 |
| 50 | $2,916 |
| 60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $598 |
Discounts are estimated and may not be available from every company or in every state.
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