Acura TLX Insurance Rates

The average insurance rates for an Acura TLX are $1,306 a year for full coverage. Comprehensive costs on average $242 each year, collision insurance costs $446, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,838. Teens cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,306

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and TLX models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.

The examples above show why all drivers should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura TLX insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $755
• Drivers who choose higher $1,000 deductibles will pay around $156 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,306
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,610
• Higher-risk drivers with serious driving violations could pay upwards of $2,838
• Policy cost for full coverage for a teen driver may cost $5,032 a year

View Chart as Image

Auto insurance rates for an Acura TLX also range considerably based on your risk profile, the trim level of your TLX, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Acura TLX insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,860 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 every year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 137% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Acura TLX Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a condensed summary of the data touched on above.

• Policyholders who require higher liability limits will pay approximately $510 each year to go from a 30/60 limit to 250/500 limits
• Drivers can save as much as $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $450 each year
• Teenagers are charged the highest rates, costing up to $419 each month if they have full coverage