Acura TLX Insurance Rates

Average insurance rates for an Acura TLX are $1,424 a year with full coverage. Comprehensive insurance costs on average $270, collision insurance costs $540, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $3,106 or more. Teenage drivers receive the highest rates at up to $5,422 a year.

Average premium for full coverage: $1,424

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different TLX trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Acura TLX insurance rates for different risk profiles and scenarios.

• The best discount rate is $813
• Choosing higher $1,000 deductibles can save around $182 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,424
• Using more expensive low deductibles for comp and collision coverage will cost an extra $360 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,106
• The cost for full coverage for a teen driver with full coverage may cost $5,422 each year

View Chart as Image

Car insurance rates for an Acura TLX can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $5,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura TLX insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,920 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $550 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Acura TLX Insurance

Saving money on car insurance takes being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

Below is a brief recap of the ideas that were covered above.

• Teenage drivers are expensive to insure, with premiums as much as $452 per month if full coverage is included
• Higher risk drivers who tend to receive serious violations may be required to pay an average of $1,680 more each year for auto insurance
• Increasing deductibles can save around $550 each year
• You may be able to save as much as $170 per year just by shopping early and online