Acura TLX Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for an Acura TLX are $1,360 a year for full coverage insurance. Comprehensive costs on average $258, collision costs $484, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,960. Teens pay the highest rates at $5,210 a year or more.
Average premium for full coverage: $1,360
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all TLX models.
Price Range from Low to High
For the normal driver, Acura TLX insurance prices go from the low end price of $510 for your basic liability-only policy to the much higher price of $2,960 for a policy for a high-risk driver.
Geographic Price Range
Your location has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion.
The example below illustrates how geographic area affects car insurance rates.
The ranges above illustrate why everyone should compare rates based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Acura TLX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $785
- Drivers who choose higher $1,000 deductibles will pay around $168 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,360
- Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,690
- High-risk insureds with serious driving violations could pay upwards of $2,960 or more
- The price that insures a teenage driver for full coverage may cost $5,210 a year
Insurance prices for an Acura TLX are also quite variable based on the model of your TLX, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,300 extra each year, depending on your age. Acura TLX insurance for high-risk drivers can cost around 44% to 131% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,200 a year. View Rates by Age
The state you live in makes a big difference in Acura TLX insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,840 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$128 | -9.4% |
| Alaska | $1,044 | -$316 | -23.2% |
| Arizona | $1,130 | -$230 | -16.9% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,550 | $190 | 14.0% |
| Colorado | $1,300 | -$60 | -4.4% |
| Connecticut | $1,400 | $40 | 2.9% |
| Delaware | $1,540 | $180 | 13.2% |
| Florida | $1,704 | $344 | 25.3% |
| Georgia | $1,256 | -$104 | -7.6% |
| Hawaii | $978 | -$382 | -28.1% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,014 | -$346 | -25.4% |
| Indiana | $1,026 | -$334 | -24.6% |
| Iowa | $918 | -$442 | -32.5% |
| Kansas | $1,294 | -$66 | -4.9% |
| Kentucky | $1,858 | $498 | 36.6% |
| Louisiana | $2,014 | $654 | 48.1% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,124 | -$236 | -17.4% |
| Massachusetts | $1,090 | -$270 | -19.9% |
| Michigan | $2,366 | $1,006 | 74.0% |
| Minnesota | $1,140 | -$220 | -16.2% |
| Mississippi | $1,630 | $270 | 19.9% |
| Missouri | $1,208 | -$152 | -11.2% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,074 | -$286 | -21.0% |
| Nevada | $1,634 | $274 | 20.1% |
| New Hampshire | $982 | -$378 | -27.8% |
| New Jersey | $1,522 | $162 | 11.9% |
| New Mexico | $1,208 | -$152 | -11.2% |
| New York | $1,434 | $74 | 5.4% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $940 | -$420 | -30.9% |
| Oklahoma | $1,400 | $40 | 2.9% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$62 | -4.6% |
| Rhode Island | $1,816 | $456 | 33.5% |
| South Carolina | $1,232 | -$128 | -9.4% |
| South Dakota | $1,148 | -$212 | -15.6% |
| Tennessee | $1,192 | -$168 | -12.4% |
| Texas | $1,642 | $282 | 20.7% |
| Utah | $1,008 | -$352 | -25.9% |
| Vermont | $932 | -$428 | -31.5% |
| Virginia | $816 | -$544 | -40.0% |
| Washington | $1,054 | -$306 | -22.5% |
| West Virginia | $1,248 | -$112 | -8.2% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,214 | -$146 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles could save up to $500 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company calculates prices differently, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2023 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2022 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2021 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2020 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2019 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2018 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2017 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2016 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2015 Acura TLX | $234 | $418 | $464 | $1,274 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Acura TLX Insurance
Getting lower rates on auto insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and bundling your home and auto policies. Compare rates every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a brief recap of the coverage data presented in the illustrations above.
- It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $500 each year
- Drivers age 16 to 20 pay the highest prices, as much as $434 a month if full coverage is included
- Drivers who tend to receive serious violations may pay on average $1,600 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,210 |
| 20 | $3,158 |
| 30 | $1,410 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,690 |
| $250 | $1,536 |
| $500 | $1,360 |
| $1,000 | $1,192 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,452 |
| 100/300 | $1,567 |
| 250/500 | $1,866 |
| 100 CSL | $1,498 |
| 300 CSL | $1,751 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,016 |
| 40 | $2,960 |
| 50 | $2,830 |
| 60 | $2,806 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $575 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
