Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 3, 2024

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Estimated insurance prices for an Acura TLX are $1,360 every 12 months including full coverage. Comprehensive insurance costs on average $258, collision insurance costs $484, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,960 or more. 16-year-old drivers pay the most at up to $5,210 a year.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Comprehensive $258
Collision $484
Liability $460

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different TLX trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Acura TLX range from the cheapest price of $510 for just liability insurance to a much higher rate of $2,960 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,360
High Risk $2,960

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,020
Small Cities $1,428
Large Cities $1,836

These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Acura TLX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $785
  • Using higher $1,000 deductibles will save around $168 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,360
  • Buying more expensive low deductibles for physical damage coverage costs an extra $330 each year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,960
  • An auto insurance policy to insure a teenage driver with full coverage may cost $5,210 or more

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance prices range from $785 to $5,210 for full coverage

Insurance prices for an Acura TLX also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your TLX.

Opting for high physical damage deductibles could cut prices by as much as $500 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance can be around 44% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Acura TLX insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,940 on average in Michigan, New York, and Louisiana.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$128 -9.4%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,300 -$60 -4.4%
Connecticut $1,400 $40 2.9%
Delaware $1,540 $180 13.2%
Florida $1,704 $344 25.3%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $922 -$438 -32.2%
Illinois $1,014 -$346 -25.4%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,858 $498 36.6%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,124 -$236 -17.4%
Massachusetts $1,090 -$270 -19.9%
Michigan $2,366 $1,006 74.0%
Minnesota $1,140 -$220 -16.2%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,634 $274 20.1%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,208 -$152 -11.2%
New York $1,434 $74 5.4%
North Carolina $782 -$578 -42.5%
North Dakota $1,114 -$246 -18.1%
Ohio $940 -$420 -30.9%
Oklahoma $1,400 $40 2.9%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,298 -$62 -4.6%
Rhode Island $1,816 $456 33.5%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,642 $282 20.7%
Utah $1,008 -$352 -25.9%
Vermont $932 -$428 -31.5%
Virginia $816 -$544 -40.0%
Washington $1,054 -$306 -22.5%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,214 -$146 -10.7%

View Chart as Image

Acura TLX insurance rates by U.S. city
Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $346 $690 $390 $1,584
2023 Acura TLX $332 $686 $398 $1,574
2022 Acura TLX $320 $668 $416 $1,562
2021 Acura TLX $310 $640 $430 $1,538
2020 Acura TLX $292 $618 $442 $1,510
2019 Acura TLX $282 $574 $452 $1,466
2018 Acura TLX $270 $540 $456 $1,424
2017 Acura TLX $258 $484 $460 $1,360
2016 Acura TLX $242 $446 $460 $1,306
2015 Acura TLX $234 $418 $464 $1,274

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Acura TLX Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, refrain from filing small claims, and determing if full coverage is necessary. Set aside time to compare rates at least once a year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a brief recap of the primary concepts that were covered above.

  • You may be able to save as much as $160 per year just by shopping early and online
  • Drivers who tend to receive serious violations may pay on average $1,600 more each year for TLX insurance
  • Increasing policy deductibles could save as much as $500 each year
  • Teens pay the highest prices, with the cost nearing $434 per month if they have full coverage

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,210
20 $3,158
30 $1,410
40 $1,360
50 $1,246
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,690
$250 $1,536
$500 $1,360
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,452
100/300 $1,567
250/500 $1,866
100 CSL $1,498
300 CSL $1,751
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,016
40 $2,960
50 $2,830
60 $2,806

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

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