Acura TLX Insurance Rates

Estimated insurance rates for an Acura TLX are $1,424 a year including full coverage. Comprehensive costs on average $270 a year, collision insurance costs $540, and liability is $456. A policy with only liability insurance costs around $508 a year, and a high-risk policy costs around $3,106. 16-year-old drivers pay the most at up to $5,422 a year.

Average premium for full coverage: $1,424

Premium estimates by type of coverage:

Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and TLX trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Acura TLX insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $813
• Raising to $1,000 deductibles will save around $1,242 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,424
• Buying low $100 deductibles will increase the cost to $1,784
• At-risk drivers with multiple tickets or accidents could pay upwards of $3,106
• An auto insurance policy for full coverage for a teen driver may cost $5,422

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Car insurance prices for an Acura TLX also have a wide range based on your driving characteristics, the model of your TLX, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $5,400 a year. View Rates by Age

Where you choose to live also has a big influence on Acura TLX insurance prices. A middle-age driver might find prices as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,030 on average in Michigan, New York, and Louisiana.

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Opting for high physical damage deductibles can reduce prices by up to $550 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 133% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Acura TLX Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a review of the data that was covered in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting early and online
• Policyholders who require higher levels of liability will pay around $500 per year to raise from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers are expensive to insure, with the cost nearing $452 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,680 more each year for auto insurance