Acura TLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 3, 2024
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Average insurance rates for an Acura TLX are $1,306 a year including full coverage. Comprehensive costs around $242 each year, collision insurance costs $446, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,838. Teen drivers receive the highest rates at up to $5,032 a year.
Average premium for full coverage: $1,306
Rate estimates for individual coverage type:
Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and TLX models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the low end price of $510 for the bare minimum liability coverage to a high rate of $2,838 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.
These examples highlight why all drivers should compare prices for a specific zip code, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Acura TLX insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $755
- Using higher $1,000 deductibles will save about $156 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,306
- Choosing low deductibles for physical damage coverage bumps up the cost to $1,610
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,838
- The cost that insures a teenage driver can be $5,032 or more
Insurance rates for an Acura TLX can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can be around 44% to 137% more than average. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age
Where you live has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,860 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,180 | -$126 | -9.6% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,084 | -$222 | -17.0% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,342 | $36 | 2.8% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,632 | $326 | 25.0% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $982 | -$324 | -24.8% |
| Iowa | $882 | -$424 | -32.5% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,932 | $626 | 47.9% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,268 | $962 | 73.7% |
| Minnesota | $1,094 | -$212 | -16.2% |
| Mississippi | $1,564 | $258 | 19.8% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,402 | $96 | 7.4% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $942 | -$364 | -27.9% |
| New Jersey | $1,460 | $154 | 11.8% |
| New Mexico | $1,156 | -$150 | -11.5% |
| New York | $1,376 | $70 | 5.4% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,068 | -$238 | -18.2% |
| Ohio | $902 | -$404 | -30.9% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,196 | -$110 | -8.4% |
| Pennsylvania | $1,244 | -$62 | -4.7% |
| Rhode Island | $1,742 | $436 | 33.4% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,102 | -$204 | -15.6% |
| Tennessee | $1,144 | -$162 | -12.4% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $966 | -$340 | -26.0% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,010 | -$296 | -22.7% |
| West Virginia | $1,196 | -$110 | -8.4% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,164 | -$142 | -10.9% |
Choosing high deductibles could cut rates by as much as $460 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2023 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2022 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2021 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2020 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2019 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2018 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2017 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2016 Acura TLX | $234 | $418 | $464 | $1,274 |
| 2015 Acura TLX | $228 | $390 | $474 | $1,250 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura TLX Insurance
Saving money on auto insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at every policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The points below are a recap of the data covered in the charts and tables above.
- Consumers who may need increased liability limits will pay about $510 per year to increase from a minimum limit to the 250/500 level
- You may be able to save up to $160 per year just by quoting online in advance
- Increasing deductibles can save approximately $450 each year
- Drivers under the age of 20 pay higher rates, as much as $419 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,026 |
| 30 | $1,350 |
| 40 | $1,306 |
| 50 | $1,196 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,468 |
| $500 | $1,306 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,398 |
| 100/300 | $1,513 |
| 250/500 | $1,812 |
| 100 CSL | $1,444 |
| 300 CSL | $1,697 |
| 500 CSL | $1,881 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,826 |
| 30 | $2,888 |
| 40 | $2,838 |
| 50 | $2,712 |
| 60 | $2,688 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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