Acura TLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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Average auto insurance rates for an Acura TLX are $1,306 annually with full coverage. Comprehensive insurance costs on average $242, collision costs $446, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,838 or more. Teenage drivers receive the highest rates at $5,032 a year or more.
Average premium for full coverage: $1,306
Rate estimates by individual coverage type:
Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for all TLX models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $510 for the bare minimum liability coverage to the much higher price of $2,838 for a high-risk insurance policy.
Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.
The example below illustrates how your location can change car insurance rates.
These examples demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Acura TLX insurance rates for different risk profiles and scenarios.
- The best discount rate is $755
- Using higher $1,000 deductibles will save around $156 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,306
- Using pricier low deductibles for physical damage coverage costs an additional $304 annually
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,838 or more
- The cost with full coverage for a 16-year-old driver for full coverage may cost $5,032 or more
Insurance rates for an Acura TLX can also vary considerably based on the trim level of your TLX, your driving record, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra per year, depending on your age. Acura TLX insurance for high-risk drivers can be from 44% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $460 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Acura TLX insurance prices. A driver around age 40 might see rates as low as $940 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,760 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,180 | -$126 | -9.6% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,084 | -$222 | -17.0% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,342 | $36 | 2.8% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,632 | $326 | 25.0% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $982 | -$324 | -24.8% |
| Iowa | $882 | -$424 | -32.5% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,932 | $626 | 47.9% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,268 | $962 | 73.7% |
| Minnesota | $1,094 | -$212 | -16.2% |
| Mississippi | $1,564 | $258 | 19.8% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,402 | $96 | 7.4% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $942 | -$364 | -27.9% |
| New Jersey | $1,460 | $154 | 11.8% |
| New Mexico | $1,156 | -$150 | -11.5% |
| New York | $1,376 | $70 | 5.4% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,068 | -$238 | -18.2% |
| Ohio | $902 | -$404 | -30.9% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,196 | -$110 | -8.4% |
| Pennsylvania | $1,244 | -$62 | -4.7% |
| Rhode Island | $1,742 | $436 | 33.4% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,102 | -$204 | -15.6% |
| Tennessee | $1,144 | -$162 | -12.4% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $966 | -$340 | -26.0% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,010 | -$296 | -22.7% |
| West Virginia | $1,196 | -$110 | -8.4% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,164 | -$142 | -10.9% |
With so much variability in rates, the best way to find out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2023 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2022 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2021 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2020 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2019 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2018 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2017 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2016 Acura TLX | $234 | $418 | $464 | $1,274 |
| 2015 Acura TLX | $228 | $390 | $474 | $1,250 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Acura TLX Insurance
Saving money on insurance for an Acura TLX requires having a good driving record, having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to shop around at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The next list is a quick review of the car insurance concepts illustrated above.
- Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,530 more each year to buy Acura TLX insurance
- You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $450 each year
- Insureds who require increased levels of liability coverage will pay an extra $510 every year to increase from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,026 |
| 30 | $1,350 |
| 40 | $1,306 |
| 50 | $1,196 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,468 |
| $500 | $1,306 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,398 |
| 100/300 | $1,513 |
| 250/500 | $1,812 |
| 100 CSL | $1,444 |
| 300 CSL | $1,697 |
| 500 CSL | $1,881 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,826 |
| 30 | $2,888 |
| 40 | $2,838 |
| 50 | $2,712 |
| 60 | $2,688 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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