Acura TLX Insurance Rates

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UPDATED: May 3, 2024

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Estimated insurance prices for an Acura TLX are $1,360 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $258, collision costs $484, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,960 or more. Teens pay the most at $5,210 a year or more.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Comprehensive $258
Collision $484
Liability $460

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different TLX trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for an Acura TLX go from the cheapest price of $510 for your basic liability-only policy to a much higher rate of $2,960 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,360
High Risk $2,960

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,020
Small Cities $1,428
Large Cities $1,836

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Acura TLX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $785
  • Raising to $1,000 deductibles will save $168 each year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,360
  • Selecting more expensive low deductibles costs an extra $330 annually
  • Drivers with serious driving violations could pay around $2,960 or more
  • An auto insurance policy to insure a 16-year-old driver with full coverage can cost $5,210

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing full coverage Acura TLX insurance prices range from $785 to $5,210

Auto insurance prices for an Acura TLX also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your TLX.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $500 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura TLX insurance prices. A middle-age driver might find prices as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,840 on average in Florida, New York, and Michigan.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$128 -9.4%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,300 -$60 -4.4%
Connecticut $1,400 $40 2.9%
Delaware $1,540 $180 13.2%
Florida $1,704 $344 25.3%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $922 -$438 -32.2%
Illinois $1,014 -$346 -25.4%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,858 $498 36.6%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,124 -$236 -17.4%
Massachusetts $1,090 -$270 -19.9%
Michigan $2,366 $1,006 74.0%
Minnesota $1,140 -$220 -16.2%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,634 $274 20.1%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,208 -$152 -11.2%
New York $1,434 $74 5.4%
North Carolina $782 -$578 -42.5%
North Dakota $1,114 -$246 -18.1%
Ohio $940 -$420 -30.9%
Oklahoma $1,400 $40 2.9%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,298 -$62 -4.6%
Rhode Island $1,816 $456 33.5%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,642 $282 20.7%
Utah $1,008 -$352 -25.9%
Vermont $932 -$428 -31.5%
Virginia $816 -$544 -40.0%
Washington $1,054 -$306 -22.5%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,214 -$146 -10.7%

View Chart as Image

Acura TLX insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $346 $690 $390 $1,584
2023 Acura TLX $332 $686 $398 $1,574
2022 Acura TLX $320 $668 $416 $1,562
2021 Acura TLX $310 $640 $430 $1,538
2020 Acura TLX $292 $618 $442 $1,510
2019 Acura TLX $282 $574 $452 $1,466
2018 Acura TLX $270 $540 $456 $1,424
2017 Acura TLX $258 $484 $460 $1,360
2016 Acura TLX $242 $446 $460 $1,306
2015 Acura TLX $234 $418 $464 $1,274

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Acura TLX Insurance

Finding better rates on insurance for an Acura TLX consists of avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around every year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief summary of the coverage data raised in the charts and tables above.

  • It is possible to save around $160 per year simply by shopping early and online
  • Increasing policy deductibles could save as much as $500 each year
  • Teenagers have the highest car insurance prices, with premiums being up to $434 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,600 more per year for car insurance

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,210
20 $3,158
30 $1,410
40 $1,360
50 $1,246
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,690
$250 $1,536
$500 $1,360
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,452
100/300 $1,567
250/500 $1,866
100 CSL $1,498
300 CSL $1,751
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,016
40 $2,960
50 $2,830
60 $2,806

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

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