Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

The average insurance rates for an Acura TSX are $1,118 a year for full coverage insurance. Comprehensive costs around $224, collision costs $364, and liability insurance is estimated at $394. Buying just liability costs approximately $440 a year, with insurance for high-risk drivers costing around $2,414. Teen drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,118

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different TSX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Acura TSX insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $652
• Choosing higher $1,000 deductibles can save about $134 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,118
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,376
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,414 or more
• Policy cost that insures a teen driver with full coverage can be $4,262 each year

View Chart as Image

Insurance rates for an Acura TSX also range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 129% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura TSX insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,510 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $400 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $354 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Acura TSX Insurance

Finding cheaper rates on Acura TSX insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and insuring your home and auto with the same company. Shop around at every other renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following is a brief summary of the concepts that were illustrated above.

• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,300 more every year for TSX insurance
• Teens pay higher rates, possibly costing $355 each month if full coverage is included
• It is possible to save up to $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• It is possible to save up to $130 per year simply by shopping early and online

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.