Audi A4 allroad Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for an Audi A4 allroad are $1,602 every 12 months with full coverage. Comprehensive costs approximately $344, collision costs $648, and liability insurance is estimated at $452. A liability-only policy costs approximately $504 a year, with high-risk insurance costing around $3,484. Teen drivers receive the highest rates at $5,936 a year or more.
Average premium for full coverage: $1,602
Rate estimates by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different A4 allroad trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $504 for basic liability insurance to a much higher rate of $3,484 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than larger metro areas.
The price range example below illustrates how location impacts auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Audi A4 allroad insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $907
- Choosing higher $1,000 deductibles can save $224 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,602
- Choosing more expensive low deductibles for comp and collision coverage increases the price to $2,042
- High-risk insureds with multiple violations and an at-fault accident could pay around $3,484 or more
- The cost to insure a teen driver with full coverage can cost $5,936 each year
Insurance rates for an Audi A4 allroad can also vary considerably based on policy deductibles and limits, your driving record, and the model of your A4 allroad.
Choosing high deductibles can save as much as $670 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,500 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $5,900 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 132% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Audi A4 allroad insurance rates. A good driver about age 40 could pay as low as $1,160 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,160 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,450 | -$152 | -9.5% |
| Alaska | $1,230 | -$372 | -23.2% |
| Arizona | $1,330 | -$272 | -17.0% |
| Arkansas | $1,602 | -$0 | 0.0% |
| California | $1,828 | $226 | 14.1% |
| Colorado | $1,532 | -$70 | -4.4% |
| Connecticut | $1,648 | $46 | 2.9% |
| Delaware | $1,814 | $212 | 13.2% |
| Florida | $2,004 | $402 | 25.1% |
| Georgia | $1,478 | -$124 | -7.7% |
| Hawaii | $1,152 | -$450 | -28.1% |
| Idaho | $1,086 | -$516 | -32.2% |
| Illinois | $1,194 | -$408 | -25.5% |
| Indiana | $1,206 | -$396 | -24.7% |
| Iowa | $1,080 | -$522 | -32.6% |
| Kansas | $1,524 | -$78 | -4.9% |
| Kentucky | $2,186 | $584 | 36.5% |
| Louisiana | $2,372 | $770 | 48.1% |
| Maine | $988 | -$614 | -38.3% |
| Maryland | $1,322 | -$280 | -17.5% |
| Massachusetts | $1,282 | -$320 | -20.0% |
| Michigan | $2,784 | $1,182 | 73.8% |
| Minnesota | $1,340 | -$262 | -16.4% |
| Mississippi | $1,920 | $318 | 19.9% |
| Missouri | $1,422 | -$180 | -11.2% |
| Montana | $1,720 | $118 | 7.4% |
| Nebraska | $1,264 | -$338 | -21.1% |
| Nevada | $1,924 | $322 | 20.1% |
| New Hampshire | $1,156 | -$446 | -27.8% |
| New Jersey | $1,792 | $190 | 11.9% |
| New Mexico | $1,420 | -$182 | -11.4% |
| New York | $1,688 | $86 | 5.4% |
| North Carolina | $924 | -$678 | -42.3% |
| North Dakota | $1,312 | -$290 | -18.1% |
| Ohio | $1,108 | -$494 | -30.8% |
| Oklahoma | $1,646 | $44 | 2.7% |
| Oregon | $1,468 | -$134 | -8.4% |
| Pennsylvania | $1,528 | -$74 | -4.6% |
| Rhode Island | $2,138 | $536 | 33.5% |
| South Carolina | $1,452 | -$150 | -9.4% |
| South Dakota | $1,352 | -$250 | -15.6% |
| Tennessee | $1,404 | -$198 | -12.4% |
| Texas | $1,932 | $330 | 20.6% |
| Utah | $1,188 | -$414 | -25.8% |
| Vermont | $1,098 | -$504 | -31.5% |
| Virginia | $958 | -$644 | -40.2% |
| Washington | $1,238 | -$364 | -22.7% |
| West Virginia | $1,468 | -$134 | -8.4% |
| Wisconsin | $1,108 | -$494 | -30.8% |
| Wyoming | $1,430 | -$172 | -10.7% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $444 | $812 | $372 | $1,786 |
| 2023 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2022 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2021 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2020 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2018 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2017 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Audi A4 allroad Insurance
Saving money on Audi A4 allroad insurance takes having a decent driving record, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following items are a brief recap of the data touched on above.
- Drivers who purchase additional liability coverage will pay about $500 every year to raise limits from a minimum limit to a 250/500 level
- You may be able to save around $200 per year simply by shopping early and online
- Increasing deductibles could save as much as $675 each year
- 16 to 18-year-old drivers are expensive to insure, with premiums as much as $495 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,710 |
| 30 | $1,674 |
| 40 | $1,602 |
| 50 | $1,464 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,042 |
| $250 | $1,838 |
| $500 | $1,602 |
| $1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,602 |
| 50/100 | $1,692 |
| 100/300 | $1,805 |
| 250/500 | $2,099 |
| 100 CSL | $1,738 |
| 300 CSL | $1,986 |
| 500 CSL | $2,167 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,498 |
| 20 | $5,912 |
| 30 | $3,562 |
| 40 | $3,484 |
| 50 | $3,326 |
| 60 | $3,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $122 |
| 5-yr Claim Free | $105 |
| Paid in Full/EFT | $76 |
| Advance Quote | $81 |
| Online Quote | $116 |
| Total Discounts | $695 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
