Audi A4 allroad Insurance Rates
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UPDATED: May 22, 2024
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Estimated insurance rates for an Audi A4 allroad are $1,602 a year for full coverage insurance. Comprehensive costs an estimated $344 a year, collision insurance costs $648, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $3,484. Teen drivers pay the most at up to $5,936 a year.
Average premium for full coverage: $1,602
Premium estimates broken down by type of coverage:
Estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and A4 allroad trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Audi A4 allroad range from as low as $504 for the bare minimum liability coverage to a high of $3,484 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.
These rate differences illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Audi A4 allroad insurance rates for other coverage scenarios.
- The lowest rate with discounts is $907
- Drivers who choose higher $1,000 deductibles will pay approximately $1,378 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,602
- Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,042
- High risk drivers with multiple violations and an at-fault accident could pay up to $3,484
- An auto insurance policy for full coverage for a teen driver can cost as much as $5,936 a year
Auto insurance prices for an Audi A4 allroad also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $5,900 a year. View Rates by Age
Where you choose to live makes a big difference in Audi A4 allroad insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,160 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,450 | -$152 | -9.5% |
| Alaska | $1,230 | -$372 | -23.2% |
| Arizona | $1,330 | -$272 | -17.0% |
| Arkansas | $1,602 | -$0 | 0.0% |
| California | $1,828 | $226 | 14.1% |
| Colorado | $1,532 | -$70 | -4.4% |
| Connecticut | $1,648 | $46 | 2.9% |
| Delaware | $1,814 | $212 | 13.2% |
| Florida | $2,004 | $402 | 25.1% |
| Georgia | $1,478 | -$124 | -7.7% |
| Hawaii | $1,152 | -$450 | -28.1% |
| Idaho | $1,086 | -$516 | -32.2% |
| Illinois | $1,194 | -$408 | -25.5% |
| Indiana | $1,206 | -$396 | -24.7% |
| Iowa | $1,080 | -$522 | -32.6% |
| Kansas | $1,524 | -$78 | -4.9% |
| Kentucky | $2,186 | $584 | 36.5% |
| Louisiana | $2,372 | $770 | 48.1% |
| Maine | $988 | -$614 | -38.3% |
| Maryland | $1,322 | -$280 | -17.5% |
| Massachusetts | $1,282 | -$320 | -20.0% |
| Michigan | $2,784 | $1,182 | 73.8% |
| Minnesota | $1,340 | -$262 | -16.4% |
| Mississippi | $1,920 | $318 | 19.9% |
| Missouri | $1,422 | -$180 | -11.2% |
| Montana | $1,720 | $118 | 7.4% |
| Nebraska | $1,264 | -$338 | -21.1% |
| Nevada | $1,924 | $322 | 20.1% |
| New Hampshire | $1,156 | -$446 | -27.8% |
| New Jersey | $1,792 | $190 | 11.9% |
| New Mexico | $1,420 | -$182 | -11.4% |
| New York | $1,688 | $86 | 5.4% |
| North Carolina | $924 | -$678 | -42.3% |
| North Dakota | $1,312 | -$290 | -18.1% |
| Ohio | $1,108 | -$494 | -30.8% |
| Oklahoma | $1,646 | $44 | 2.7% |
| Oregon | $1,468 | -$134 | -8.4% |
| Pennsylvania | $1,528 | -$74 | -4.6% |
| Rhode Island | $2,138 | $536 | 33.5% |
| South Carolina | $1,452 | -$150 | -9.4% |
| South Dakota | $1,352 | -$250 | -15.6% |
| Tennessee | $1,404 | -$198 | -12.4% |
| Texas | $1,932 | $330 | 20.6% |
| Utah | $1,188 | -$414 | -25.8% |
| Vermont | $1,098 | -$504 | -31.5% |
| Virginia | $958 | -$644 | -40.2% |
| Washington | $1,238 | -$364 | -22.7% |
| West Virginia | $1,468 | -$134 | -8.4% |
| Wisconsin | $1,108 | -$494 | -30.8% |
| Wyoming | $1,430 | -$172 | -10.7% |
Choosing high deductibles could save up to $670 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,900 to $2,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $444 | $812 | $372 | $1,786 |
| 2023 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2022 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2021 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2020 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2018 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2017 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi A4 allroad Insurance
Finding better rates on Audi A4 allroad insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below is a review of the data that was touched on above.
- It is possible to save approximately $200 per year just by quoting early and online
- Drivers who want higher levels of liability will pay about $500 annually to go from 30/60 bodily injury limits to 250/500 limits
- Teenage drivers are the costliest to insure, with premiums being up to $495 per month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,880 more annually for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,710 |
| 30 | $1,674 |
| 40 | $1,602 |
| 50 | $1,464 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,042 |
| $250 | $1,838 |
| $500 | $1,602 |
| $1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,602 |
| 50/100 | $1,692 |
| 100/300 | $1,805 |
| 250/500 | $2,099 |
| 100 CSL | $1,738 |
| 300 CSL | $1,986 |
| 500 CSL | $2,167 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,498 |
| 20 | $5,912 |
| 30 | $3,562 |
| 40 | $3,484 |
| 50 | $3,326 |
| 60 | $3,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $122 |
| 5-yr Claim Free | $105 |
| Paid in Full/EFT | $76 |
| Advance Quote | $81 |
| Online Quote | $116 |
| Total Discounts | $695 |
Discounts are estimated and may not be available from every company or in every state.
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