Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 8, 2024
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U.S. average insurance prices for an Audi A7 are $1,416 every 12 months including full coverage. Comprehensive insurance costs around $286, collision costs $508, and liability coverage is $464. Liability-only insurance costs around $514 a year, with high-risk driver insurance costing $3,076 or more. Teenage drivers pay the highest rates at $5,364 a year or more.
Average premium for full coverage: $1,416
Price estimates for individual coverage:
Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all A7 models.
Price Range from Low to High
For the average 40-year-old driver, Audi A7 insurance prices go from the cheapest price of $514 for the bare minimum liability coverage to the much higher price of $3,076 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates the difference location can make on auto insurance rates.
The ranges above highlight why everyone should compare rates quotes for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Audi A7 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $815
- Raising to $1,000 deductibles will save about $180 every year
- The average price for the average middle-age driver using $500 deductibles is $1,416
- Using pricier low deductibles costs an extra $350 each year
- Unlucky drivers who are prone to accidents and violations could pay at least $3,076 or more
- The price to insure a teenage driver for full coverage can be $5,364
Car insurance prices for an Audi A7 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.
Using high physical damage deductibles can reduce prices by up to $530 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra each year, depending on your age. Audi A7 insurance for high-risk drivers is expensive and can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates
The state you live in also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,020 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,282 | -$134 | -9.5% |
| Alaska | $1,088 | -$328 | -23.2% |
| Arizona | $1,178 | -$238 | -16.8% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,616 | $200 | 14.1% |
| Colorado | $1,356 | -$60 | -4.2% |
| Connecticut | $1,458 | $42 | 3.0% |
| Delaware | $1,606 | $190 | 13.4% |
| Florida | $1,774 | $358 | 25.3% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,020 | -$396 | -28.0% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,056 | -$360 | -25.4% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $958 | -$458 | -32.3% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,934 | $518 | 36.6% |
| Louisiana | $2,098 | $682 | 48.2% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,170 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,258 | -$158 | -11.2% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,700 | $284 | 20.1% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,256 | -$160 | -11.3% |
| New York | $1,494 | $78 | 5.5% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,298 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,892 | $476 | 33.6% |
| South Carolina | $1,284 | -$132 | -9.3% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,708 | $292 | 20.6% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $972 | -$444 | -31.4% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2023 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2022 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2021 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2020 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2019 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2018 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2017 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2016 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2015 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2014 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2013 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi A7 Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Make time to compare rates at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a condensed summary of the primary concepts that were touched on in this article.
- You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
- Drivers with multiple at-fault accidents could be forced to pay on average $1,660 more every year than a low-risk driver
- Increasing physical damage deductibles could save as much as $525 each year
- Youthful drivers are the costliest to insure, possibly costing $447 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,364 |
| 20 | $3,272 |
| 30 | $1,470 |
| 40 | $1,416 |
| 50 | $1,296 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,604 |
| $500 | $1,416 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,509 |
| 100/300 | $1,625 |
| 250/500 | $1,926 |
| 100 CSL | $1,555 |
| 300 CSL | $1,810 |
| 500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,646 |
| 20 | $5,216 |
| 30 | $3,134 |
| 40 | $3,076 |
| 50 | $2,936 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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