Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 8, 2024
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Average insurance rates for an Audi A7 are $1,416 a year including full coverage. Comprehensive insurance costs an estimated $286, collision insurance costs $508, and liability is $464. Buying just liability costs around $514 a year, and insurance for high-risk drivers costs $3,076 or more. Teens receive the highest rates at up to $5,364 a year.
Average premium for full coverage: $1,416
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different A7 trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the low end price of $514 for the bare minimum liability coverage to a much higher rate of $3,076 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Audi A7 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $815
- Raising to $1,000 deductibles will save approximately $180 every year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,416
- Selecting more expensive low deductibles will cost an additional $350 annually
- Drivers with serious driving violations could pay up to $3,076
- The cost that insures a 16-year-old driver with full coverage can cost as much as $5,364
Auto insurance rates for an Audi A7 can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,300 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 134% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age
Where you live also has a big influence on Audi A7 insurance prices. A middle-age driver might find rates as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,020 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,282 | -$134 | -9.5% |
| Alaska | $1,088 | -$328 | -23.2% |
| Arizona | $1,178 | -$238 | -16.8% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,616 | $200 | 14.1% |
| Colorado | $1,356 | -$60 | -4.2% |
| Connecticut | $1,458 | $42 | 3.0% |
| Delaware | $1,606 | $190 | 13.4% |
| Florida | $1,774 | $358 | 25.3% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,020 | -$396 | -28.0% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,056 | -$360 | -25.4% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $958 | -$458 | -32.3% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,934 | $518 | 36.6% |
| Louisiana | $2,098 | $682 | 48.2% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,170 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,258 | -$158 | -11.2% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,700 | $284 | 20.1% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,256 | -$160 | -11.3% |
| New York | $1,494 | $78 | 5.5% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,298 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,892 | $476 | 33.6% |
| South Carolina | $1,284 | -$132 | -9.3% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,708 | $292 | 20.6% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $972 | -$444 | -31.4% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $530 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2023 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2022 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2021 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2020 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2019 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2018 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2017 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2016 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2015 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2014 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2013 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi A7 Insurance
Saving money on insurance for an Audi A7 consists of being a good driver, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following list is a recap of the data that was touched on in the above illustrations.
- You may be able to save approximately $170 per year just by shopping early and online
- Insureds who want an increased level of liability coverage will pay approximately $510 per year to raise from a minimum limit to the 250/500 level
- Drivers age 16 to 20 are the costliest to insure, as much as $447 per month if the policy includes full coverage
- Drivers considered higher risk that have major violations or accidents could be charged and average of $1,660 more annually than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,364 |
| 20 | $3,272 |
| 30 | $1,470 |
| 40 | $1,416 |
| 50 | $1,296 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,604 |
| $500 | $1,416 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,509 |
| 100/300 | $1,625 |
| 250/500 | $1,926 |
| 100 CSL | $1,555 |
| 300 CSL | $1,810 |
| 500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,646 |
| 20 | $5,216 |
| 30 | $3,134 |
| 40 | $3,076 |
| 50 | $2,936 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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