Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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Average insurance prices for an Audi A7 are $1,416 every 12 months for full coverage. Comprehensive costs on average $286, collision insurance costs $508, and liability coverage costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs around $3,076. Teen drivers receive the highest rates at up to $5,364 a year.
Average premium for full coverage: $1,416
Rate estimates by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different A7 trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $514 for basic liability insurance to a much higher rate of $3,076 for high-risk insurance.
Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The price range example below illustrates how location helps determine car insurance rates.
These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Audi A7 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $815
- Using higher $1,000 deductibles will save around $180 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,416
- Choosing more expensive low deductibles for physical damage coverage increases the price to $1,766
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,076
- The cost to insure a teenage driver with full coverage may cost $5,364 or more
Insurance rates for an Audi A7 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your A7.
Choosing high deductibles could cut rates by as much as $530 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can be around 43% to 134% more than average. View High Risk Driver Rates
Where you live has a huge impact on Audi A7 insurance rates. A driver around age 40 might see rates as low as $930 a year in states like Idaho, Maine, and Iowa, or as much as $2,020 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,282 | -$134 | -9.5% |
Alaska | $1,088 | -$328 | -23.2% |
Arizona | $1,178 | -$238 | -16.8% |
Arkansas | $1,416 | -$0 | 0.0% |
California | $1,616 | $200 | 14.1% |
Colorado | $1,356 | -$60 | -4.2% |
Connecticut | $1,458 | $42 | 3.0% |
Delaware | $1,606 | $190 | 13.4% |
Florida | $1,774 | $358 | 25.3% |
Georgia | $1,308 | -$108 | -7.6% |
Hawaii | $1,020 | -$396 | -28.0% |
Idaho | $958 | -$458 | -32.3% |
Illinois | $1,056 | -$360 | -25.4% |
Indiana | $1,068 | -$348 | -24.6% |
Iowa | $958 | -$458 | -32.3% |
Kansas | $1,346 | -$70 | -4.9% |
Kentucky | $1,934 | $518 | 36.6% |
Louisiana | $2,098 | $682 | 48.2% |
Maine | $874 | -$542 | -38.3% |
Maryland | $1,170 | -$246 | -17.4% |
Massachusetts | $1,134 | -$282 | -19.9% |
Michigan | $2,462 | $1,046 | 73.9% |
Minnesota | $1,186 | -$230 | -16.2% |
Mississippi | $1,696 | $280 | 19.8% |
Missouri | $1,258 | -$158 | -11.2% |
Montana | $1,522 | $106 | 7.5% |
Nebraska | $1,118 | -$298 | -21.0% |
Nevada | $1,700 | $284 | 20.1% |
New Hampshire | $1,020 | -$396 | -28.0% |
New Jersey | $1,584 | $168 | 11.9% |
New Mexico | $1,256 | -$160 | -11.3% |
New York | $1,494 | $78 | 5.5% |
North Carolina | $816 | -$600 | -42.4% |
North Dakota | $1,160 | -$256 | -18.1% |
Ohio | $978 | -$438 | -30.9% |
Oklahoma | $1,456 | $40 | 2.8% |
Oregon | $1,298 | -$118 | -8.3% |
Pennsylvania | $1,350 | -$66 | -4.7% |
Rhode Island | $1,892 | $476 | 33.6% |
South Carolina | $1,284 | -$132 | -9.3% |
South Dakota | $1,196 | -$220 | -15.5% |
Tennessee | $1,240 | -$176 | -12.4% |
Texas | $1,708 | $292 | 20.6% |
Utah | $1,050 | -$366 | -25.8% |
Vermont | $972 | -$444 | -31.4% |
Virginia | $848 | -$568 | -40.1% |
Washington | $1,094 | -$322 | -22.7% |
West Virginia | $1,298 | -$118 | -8.3% |
Wisconsin | $982 | -$434 | -30.6% |
Wyoming | $1,262 | -$154 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi A7 | $424 | $840 | $390 | $1,812 |
2023 Audi A7 | $406 | $834 | $398 | $1,796 |
2022 Audi A7 | $394 | $814 | $416 | $1,782 |
2021 Audi A7 | $380 | $780 | $430 | $1,748 |
2020 Audi A7 | $358 | $752 | $442 | $1,710 |
2019 Audi A7 | $344 | $698 | $452 | $1,652 |
2018 Audi A7 | $332 | $658 | $456 | $1,604 |
2017 Audi A7 | $318 | $590 | $460 | $1,526 |
2016 Audi A7 | $296 | $542 | $460 | $1,456 |
2015 Audi A7 | $286 | $508 | $464 | $1,416 |
2014 Audi A7 | $280 | $474 | $474 | $1,386 |
2013 Audi A7 | $258 | $440 | $474 | $1,330 |
2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Audi A7 Insurance
Saving money on auto insurance requires avoiding accidents and violations, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The list below is a brief review of the material that was covered in the charts and tables above.
- Consumers who require higher liability limits will pay about $510 each year to increase from a minimum limit to a 250/500 level
- Teenagers pay higher rates, costing as high as $447 per month if full coverage is included
- Drivers with DUI or reckless driving convictions pay an average of $1,660 more each year for car insurance
- Increasing deductibles could save as much as $525 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,364 |
20 | $3,272 |
30 | $1,470 |
40 | $1,416 |
50 | $1,296 |
60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,766 |
$250 | $1,604 |
$500 | $1,416 |
$1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,416 |
50/100 | $1,509 |
100/300 | $1,625 |
250/500 | $1,926 |
100 CSL | $1,555 |
300 CSL | $1,810 |
500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,646 |
20 | $5,216 |
30 | $3,134 |
40 | $3,076 |
50 | $2,936 |
60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $76 |
Homeowner | $22 |
5-yr Accident Free | $102 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $63 |
Advance Quote | $70 |
Online Quote | $101 |
Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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