Audi A7 Insurance Rates

U.S. average insurance prices for an Audi A7 are $1,456 every 12 months including full coverage. Comprehensive insurance costs an estimated $296 a year, collision insurance costs $542, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $3,164 or more. Teen drivers pay the highest rates at up to $5,490 a year.

Average premium for full coverage: $1,456

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and A7 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi A7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Using higher $1,000 deductibles will save approximately $1,266 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,456
• Choosing low $100 deductibles for physical damage coverage costs an extra $370 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,164
• The price to insure a 16-year-old driver can cost as much as $5,490 or more

View Chart as Image

Auto insurance prices for an Audi A7 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $560 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 44% to 130% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi A7 insurance prices. A driver around age 40 might see prices as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Audi A7 Insurance

Getting lower rates on insurance for an Audi A7 requires being a good driver, having a good credit score, being claim-free, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a summary of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 are the costliest to insure, possibly costing $458 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,710 more annually than a safer driver
• Increasing physical damage deductibles could save as much as $550 each year
• You may be able to save approximately $180 per year just by quoting early and online