Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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The average insurance prices for an Audi A7 are $1,416 every 12 months for full coverage insurance. Comprehensive insurance costs on average $286 a year, collision costs $508, and liability costs $464. Liability-only coverage costs as little as $514 a year, with high-risk coverage costing $3,076 or more. Teen drivers cost the most to insure at $5,364 a year or more.
Average premium for full coverage: $1,416
Policy rates by type of insurance:
Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and A7 trim levels.
Price Range Variability
For a driver around age 40, Audi A7 insurance rates go from the cheapest price of $514 for liability-only coverage to a high of $3,076 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location can have significant affects on insurance rates. Rural areas are shown to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
The examples above illustrate why it is important to compare rates based on a specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Audi A7 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $815
- Drivers who choose higher $1,000 deductibles will pay around $1,236 each year
- The average price for a good driver age 40 with $500 deductibles is $1,416
- Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $350 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,076 or more
- Policy cost to insure a teen driver may cost $5,364 a year
Insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your A7.
Choosing high deductibles could save up to $530 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 134% more than average. View High Risk Driver Rates
Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $930 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,910 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,282 | -$134 | -9.5% |
| Alaska | $1,088 | -$328 | -23.2% |
| Arizona | $1,178 | -$238 | -16.8% |
| Arkansas | $1,416 | -$0 | 0.0% |
| California | $1,616 | $200 | 14.1% |
| Colorado | $1,356 | -$60 | -4.2% |
| Connecticut | $1,458 | $42 | 3.0% |
| Delaware | $1,606 | $190 | 13.4% |
| Florida | $1,774 | $358 | 25.3% |
| Georgia | $1,308 | -$108 | -7.6% |
| Hawaii | $1,020 | -$396 | -28.0% |
| Idaho | $958 | -$458 | -32.3% |
| Illinois | $1,056 | -$360 | -25.4% |
| Indiana | $1,068 | -$348 | -24.6% |
| Iowa | $958 | -$458 | -32.3% |
| Kansas | $1,346 | -$70 | -4.9% |
| Kentucky | $1,934 | $518 | 36.6% |
| Louisiana | $2,098 | $682 | 48.2% |
| Maine | $874 | -$542 | -38.3% |
| Maryland | $1,170 | -$246 | -17.4% |
| Massachusetts | $1,134 | -$282 | -19.9% |
| Michigan | $2,462 | $1,046 | 73.9% |
| Minnesota | $1,186 | -$230 | -16.2% |
| Mississippi | $1,696 | $280 | 19.8% |
| Missouri | $1,258 | -$158 | -11.2% |
| Montana | $1,522 | $106 | 7.5% |
| Nebraska | $1,118 | -$298 | -21.0% |
| Nevada | $1,700 | $284 | 20.1% |
| New Hampshire | $1,020 | -$396 | -28.0% |
| New Jersey | $1,584 | $168 | 11.9% |
| New Mexico | $1,256 | -$160 | -11.3% |
| New York | $1,494 | $78 | 5.5% |
| North Carolina | $816 | -$600 | -42.4% |
| North Dakota | $1,160 | -$256 | -18.1% |
| Ohio | $978 | -$438 | -30.9% |
| Oklahoma | $1,456 | $40 | 2.8% |
| Oregon | $1,298 | -$118 | -8.3% |
| Pennsylvania | $1,350 | -$66 | -4.7% |
| Rhode Island | $1,892 | $476 | 33.6% |
| South Carolina | $1,284 | -$132 | -9.3% |
| South Dakota | $1,196 | -$220 | -15.5% |
| Tennessee | $1,240 | -$176 | -12.4% |
| Texas | $1,708 | $292 | 20.6% |
| Utah | $1,050 | -$366 | -25.8% |
| Vermont | $972 | -$444 | -31.4% |
| Virginia | $848 | -$568 | -40.1% |
| Washington | $1,094 | -$322 | -22.7% |
| West Virginia | $1,298 | -$118 | -8.3% |
| Wisconsin | $982 | -$434 | -30.6% |
| Wyoming | $1,262 | -$154 | -10.9% |
Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2023 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2022 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2021 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2020 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2019 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2018 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2017 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2016 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2015 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2014 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2013 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2012 Audi A7 | $252 | $400 | $478 | $1,288 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi A7 Insurance
Finding cheaper rates on car insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The next list is a condensed summary of the ideas that were covered above.
- Drivers age 20 and younger pay higher rates, possibly costing $447 each month if full coverage is included
- Higher risk drivers with multiple at-fault accidents pay on average $1,660 more each year to buy Audi A7 insurance
- Increasing comprehensive and collision deductibles could save as much as $525 each year
- It is possible to save as much as $170 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,364 |
| 20 | $3,272 |
| 30 | $1,470 |
| 40 | $1,416 |
| 50 | $1,296 |
| 60 | $1,270 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,766 |
| $250 | $1,604 |
| $500 | $1,416 |
| $1,000 | $1,236 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,416 |
| 50/100 | $1,509 |
| 100/300 | $1,625 |
| 250/500 | $1,926 |
| 100 CSL | $1,555 |
| 300 CSL | $1,810 |
| 500 CSL | $1,996 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,646 |
| 20 | $5,216 |
| 30 | $3,134 |
| 40 | $3,076 |
| 50 | $2,936 |
| 60 | $2,912 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $76 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $70 |
| Online Quote | $101 |
| Total Discounts | $601 |
Discounts are estimated and may not be available from every company or in every state.
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