Audi A7 Insurance Rates
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UPDATED: Jun 8, 2024
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The average auto insurance rates for an Audi A7 are $1,456 annually for full coverage. Comprehensive insurance costs an estimated $296, collision costs $542, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $3,164 or more. Teens cost the most to insure at $5,490 a year or more.
Average premium for full coverage: $1,456
Policy rates broken down by type of insurance:
Includes $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all A7 models.
Price Range Variability
For a driver around age 40, Audi A7 insurance rates go from as cheap as $510 for just liability insurance to the much higher price of $3,164 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why everyone should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Audi A7 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $834
- Drivers who choose higher $1,000 deductibles will pay approximately $190 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,456
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $370 every year
- Higher-risk drivers with serious driving violations could pay up to $3,164 or more
- Policy cost with full coverage for a teen driver for full coverage can cost as much as $5,490 a year
Auto insurance rates for an Audi A7 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,400 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,400 in extra premium every year, depending on your age. Audi A7 insurance for high-risk drivers can cost as much as 44% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $560 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,080 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$138 | -9.5% |
| Alaska | $1,118 | -$338 | -23.2% |
| Arizona | $1,210 | -$246 | -16.9% |
| Arkansas | $1,456 | -$0 | 0.0% |
| California | $1,660 | $204 | 14.0% |
| Colorado | $1,394 | -$62 | -4.3% |
| Connecticut | $1,498 | $42 | 2.9% |
| Delaware | $1,650 | $194 | 13.3% |
| Florida | $1,822 | $366 | 25.1% |
| Georgia | $1,344 | -$112 | -7.7% |
| Hawaii | $1,046 | -$410 | -28.2% |
| Idaho | $986 | -$470 | -32.3% |
| Illinois | $1,086 | -$370 | -25.4% |
| Indiana | $1,096 | -$360 | -24.7% |
| Iowa | $982 | -$474 | -32.6% |
| Kansas | $1,384 | -$72 | -4.9% |
| Kentucky | $1,988 | $532 | 36.5% |
| Louisiana | $2,156 | $700 | 48.1% |
| Maine | $898 | -$558 | -38.3% |
| Maryland | $1,202 | -$254 | -17.4% |
| Massachusetts | $1,168 | -$288 | -19.8% |
| Michigan | $2,532 | $1,076 | 73.9% |
| Minnesota | $1,220 | -$236 | -16.2% |
| Mississippi | $1,746 | $290 | 19.9% |
| Missouri | $1,294 | -$162 | -11.1% |
| Montana | $1,564 | $108 | 7.4% |
| Nebraska | $1,150 | -$306 | -21.0% |
| Nevada | $1,748 | $292 | 20.1% |
| New Hampshire | $1,050 | -$406 | -27.9% |
| New Jersey | $1,630 | $174 | 12.0% |
| New Mexico | $1,290 | -$166 | -11.4% |
| New York | $1,534 | $78 | 5.4% |
| North Carolina | $838 | -$618 | -42.4% |
| North Dakota | $1,192 | -$264 | -18.1% |
| Ohio | $1,006 | -$450 | -30.9% |
| Oklahoma | $1,496 | $40 | 2.7% |
| Oregon | $1,334 | -$122 | -8.4% |
| Pennsylvania | $1,390 | -$66 | -4.5% |
| Rhode Island | $1,946 | $490 | 33.7% |
| South Carolina | $1,320 | -$136 | -9.3% |
| South Dakota | $1,230 | -$226 | -15.5% |
| Tennessee | $1,276 | -$180 | -12.4% |
| Texas | $1,758 | $302 | 20.7% |
| Utah | $1,080 | -$376 | -25.8% |
| Vermont | $996 | -$460 | -31.6% |
| Virginia | $874 | -$582 | -40.0% |
| Washington | $1,126 | -$330 | -22.7% |
| West Virginia | $1,336 | -$120 | -8.2% |
| Wisconsin | $1,010 | -$446 | -30.6% |
| Wyoming | $1,298 | -$158 | -10.9% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, and quoted rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $444 | $874 | $372 | $1,848 |
| 2023 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2022 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2021 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2020 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2019 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2018 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2017 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2016 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2015 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2014 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2013 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2012 Audi A7 | $258 | $440 | $474 | $1,330 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi A7 Insurance
Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a recap of the primary concepts that were covered above.
- Drivers can save approximately $180 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers that have major violations or accidents may pay on average $1,710 more annually for auto insurance
- Increasing comprehensive and collision deductibles could save up to $550 each year
- Teenage drivers are the costliest to insure, costing up to $458 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,490 |
| 20 | $3,368 |
| 30 | $1,516 |
| 40 | $1,456 |
| 50 | $1,332 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,826 |
| $250 | $1,654 |
| $500 | $1,456 |
| $1,000 | $1,266 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,456 |
| 50/100 | $1,548 |
| 100/300 | $1,663 |
| 250/500 | $1,962 |
| 100 CSL | $1,594 |
| 300 CSL | $1,847 |
| 500 CSL | $2,031 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,834 |
| 20 | $5,372 |
| 30 | $3,230 |
| 40 | $3,164 |
| 50 | $3,022 |
| 60 | $2,996 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $95 |
| Paid in Full/EFT | $66 |
| Advance Quote | $72 |
| Online Quote | $104 |
| Total Discounts | $622 |
Discounts are estimated and may not be available from every company or in every state.
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