Audi A7 Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for an Audi A7 are $1,456 annually with full coverage. Comprehensive insurance costs approximately $296, collision costs $542, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing $3,164 or more. Teen drivers receive the highest rates at $5,490 a year or more.
Average premium for full coverage: $1,456
Rate estimates by individual coverage type:
Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all A7 models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $510 for basic liability insurance to the much higher price of $3,164 for coverage for higher-risk drivers.
Price Range by Location
Your location can make a big difference on the price of insurance. Rural locations tend to have fewer collision claims than larger metro areas.
The example below illustrates how rural and urban location affects auto insurance prices.
These examples demonstrate why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Audi A7 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $834
- Drivers who choose higher $1,000 deductibles will pay $190 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,456
- Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $370 annually
- Drivers with multiple violations and an at-fault accident could pay around $3,164 or more
- The cost with full coverage for a 16-year-old driver for full coverage can cost $5,490 a year
Insurance rates for an Audi A7 can also vary considerably based on the trim level of your A7, your driving record, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,400 additional per year, depending on your age. Audi A7 insurance for high-risk drivers can cost from 44% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $560 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,970 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$138 | -9.5% |
| Alaska | $1,118 | -$338 | -23.2% |
| Arizona | $1,210 | -$246 | -16.9% |
| Arkansas | $1,456 | -$0 | 0.0% |
| California | $1,660 | $204 | 14.0% |
| Colorado | $1,394 | -$62 | -4.3% |
| Connecticut | $1,498 | $42 | 2.9% |
| Delaware | $1,650 | $194 | 13.3% |
| Florida | $1,822 | $366 | 25.1% |
| Georgia | $1,344 | -$112 | -7.7% |
| Hawaii | $1,046 | -$410 | -28.2% |
| Idaho | $986 | -$470 | -32.3% |
| Illinois | $1,086 | -$370 | -25.4% |
| Indiana | $1,096 | -$360 | -24.7% |
| Iowa | $982 | -$474 | -32.6% |
| Kansas | $1,384 | -$72 | -4.9% |
| Kentucky | $1,988 | $532 | 36.5% |
| Louisiana | $2,156 | $700 | 48.1% |
| Maine | $898 | -$558 | -38.3% |
| Maryland | $1,202 | -$254 | -17.4% |
| Massachusetts | $1,168 | -$288 | -19.8% |
| Michigan | $2,532 | $1,076 | 73.9% |
| Minnesota | $1,220 | -$236 | -16.2% |
| Mississippi | $1,746 | $290 | 19.9% |
| Missouri | $1,294 | -$162 | -11.1% |
| Montana | $1,564 | $108 | 7.4% |
| Nebraska | $1,150 | -$306 | -21.0% |
| Nevada | $1,748 | $292 | 20.1% |
| New Hampshire | $1,050 | -$406 | -27.9% |
| New Jersey | $1,630 | $174 | 12.0% |
| New Mexico | $1,290 | -$166 | -11.4% |
| New York | $1,534 | $78 | 5.4% |
| North Carolina | $838 | -$618 | -42.4% |
| North Dakota | $1,192 | -$264 | -18.1% |
| Ohio | $1,006 | -$450 | -30.9% |
| Oklahoma | $1,496 | $40 | 2.7% |
| Oregon | $1,334 | -$122 | -8.4% |
| Pennsylvania | $1,390 | -$66 | -4.5% |
| Rhode Island | $1,946 | $490 | 33.7% |
| South Carolina | $1,320 | -$136 | -9.3% |
| South Dakota | $1,230 | -$226 | -15.5% |
| Tennessee | $1,276 | -$180 | -12.4% |
| Texas | $1,758 | $302 | 20.7% |
| Utah | $1,080 | -$376 | -25.8% |
| Vermont | $996 | -$460 | -31.6% |
| Virginia | $874 | -$582 | -40.0% |
| Washington | $1,126 | -$330 | -22.7% |
| West Virginia | $1,336 | -$120 | -8.2% |
| Wisconsin | $1,010 | -$446 | -30.6% |
| Wyoming | $1,298 | -$158 | -10.9% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $444 | $874 | $372 | $1,848 |
| 2023 Audi A7 | $424 | $840 | $390 | $1,812 |
| 2022 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2021 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2020 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2019 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2018 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2017 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2016 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2015 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2014 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2013 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2012 Audi A7 | $258 | $440 | $474 | $1,330 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi A7 Insurance
Saving money on insurance for an Audi A7 not only requires avoiding accidents and claims, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a brief recap of the primary concepts that were raised in the charts and tables above.
- You may be able to save around $180 per year simply by quoting online well ahead of the renewal date
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,710 more per year to insure an Audi A7
- Increasing deductibles could save up to $550 each year
- Drivers under the age of 20 are the costliest to insure, with premiums as much as $458 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,490 |
| 20 | $3,368 |
| 30 | $1,516 |
| 40 | $1,456 |
| 50 | $1,332 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,826 |
| $250 | $1,654 |
| $500 | $1,456 |
| $1,000 | $1,266 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,456 |
| 50/100 | $1,548 |
| 100/300 | $1,663 |
| 250/500 | $1,962 |
| 100 CSL | $1,594 |
| 300 CSL | $1,847 |
| 500 CSL | $2,031 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,834 |
| 20 | $5,372 |
| 30 | $3,230 |
| 40 | $3,164 |
| 50 | $3,022 |
| 60 | $2,996 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $95 |
| Paid in Full/EFT | $66 |
| Advance Quote | $72 |
| Online Quote | $104 |
| Total Discounts | $622 |
Discounts are estimated and may not be available from every company or in every state.
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