Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average auto insurance rates for an Audi A7 are $1,416 annually for full coverage. Comprehensive costs around $286, collision costs $508, and liability costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing around $3,076. Teen drivers receive the highest rates at $5,364 a year or more.

Average premium for full coverage: $1,416

Rate estimates for individual coverage type:

Comprehensive $286
Collision $508
Liability $464

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all A7 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as cheap as $514 for the bare minimum liability coverage to the much higher price of $3,076 for a high-risk insurance policy.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These examples show why everyone should compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Audi A7 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $815
  • Using higher $1,000 deductibles will save about $180 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,416
  • Choosing pricier low deductibles for physical damage coverage will cost $1,766
  • Drivers with multiple violations and an at-fault accident could pay at least $3,076 or more
  • The cost with full coverage for a teen driver for full coverage can be $5,364 or more

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance rates range from $815 to $5,364

Car insurance rates for an Audi A7 can also vary considerably based on the trim level of your A7, your driver profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. Audi A7 insurance for high-risk drivers can be as much as 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $530 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $930 a year in states like Idaho, Maine, and Iowa, or as much as $2,020 on average in Michigan, Louisiana, and New York.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Audi A7 Insurance

Saving money on car insurance requires being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop at least every other year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a brief review of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers with DUI or reckless driving convictions pay an average of $1,660 more every year for auto insurance
  • Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $525 each year
  • Policyholders who may need higher levels of liability will pay about $510 each year to increase from a minimum limit to higher 250/500 limits

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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