Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated auto insurance rates for an Audi A7 are $1,416 annually with full coverage. Comprehensive insurance costs an estimated $286 each year, collision costs $508, and liability costs $464. Liability-only insurance costs as little as $514 a year, with high-risk driver insurance costing $3,076 or more. Teen drivers pay the most at $5,364 a year or more.

Average premium for full coverage: $1,416

Premium estimates broken down by type of coverage:

Comprehensive $286
Collision $508
Liability $464

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and A7 models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi A7 go from as cheap as $514 for liability-only coverage to a high rate of $3,076 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These rate differences demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Audi A7 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $815
  • Drivers who choose higher $1,000 deductibles will pay approximately $180 annually
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,416
  • Choosing low deductibles for comprehensive and collision insurance costs an additional $350 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $3,076 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $5,364 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance prices range from $815 to $5,364

Insurance prices for an Audi A7 also have a wide range based on the model of your A7, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $530 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,910 on average in New York, Michigan, and Florida.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and prices will be substantially different between companies.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi A7 Insurance

Finding better rates on insurance for an Audi A7 not only requires avoiding accidents and violations, but also having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every other renewal by getting quotes from direct companies, and also from several local insurance agents.

The list below is a brief recap of the concepts that were touched on in the above illustrations.

  • Drivers considered higher risk who tend to receive serious violations pay on average $1,660 more annually for car insurance
  • Teenagers are expensive to insure, possibly costing $447 per month if they have full coverage
  • You may be able to save approximately $170 per year simply by quoting online in advance
  • Increasing policy deductibles could save up to $525 each year
  • You may be able to save approximately $170 per year simply by quoting online in advance

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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