Audi e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance rates for an Audi e-tron are $1,832 a year for full coverage. Comprehensive insurance costs on average $464 each year, collision costs $900, and liability insurance costs around $332. Liability-only coverage costs as low as $388 a year, with high-risk coverage costing $3,976 or more. 16-year-old drivers cost the most to insure at $6,418 a year or more.

Average premium for full coverage: $1,832

Policy rates by type of insurance:

Comprehensive $464
Collision $900
Liability $332

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and e-tron models.

Price Range Variability

For an average driver, Audi e-tron insurance rates go from as low as $388 for your basic liability-only policy to a high rate of $3,976 for a policy for a high-risk driver.

Liability Only $388
Full Coverage $1,832
High Risk $3,976

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,374
Small Cities $1,924
Large Cities $2,473

The examples above show why all drivers should compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi e-tron insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,009
  • Using higher $1,000 deductibles will save around $310 a year
  • The average rate for a good driver age 40 with $500 deductibles is $1,832
  • Buying low deductibles for physical damage coverage will cost an extra $602 a year
  • Drivers with multiple tickets or accidents could pay upwards of $3,976 or more
  • Policy cost for full coverage for a teen driver may cost $6,418 or more

View Chart as Image

Audi e-tron insurance cost comparison chart
Column chart showing full coverage Audi e-tron insurance prices range from $1,009 to $6,418

Insurance rates for an Audi e-tron also range considerably based on your risk profile, the trim level of your e-tron, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $6,400 a year. View Rates by Age

Your home state has a huge impact on Audi e-tron insurance rates. A driver around age 40 might see rates as low as $1,210 a year in states like Idaho, Maine, and Iowa, or at least $2,610 on average in Michigan, Louisiana, and New York.

Audi e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,654 -$178 -9.7%
Alaska $1,404 -$428 -23.4%
Arizona $1,518 -$314 -17.1%
Arkansas $1,832 -$0 0.0%
California $2,086 $254 13.9%
Colorado $1,746 -$86 -4.7%
Connecticut $1,880 $48 2.6%
Delaware $2,068 $236 12.9%
Florida $2,286 $454 24.8%
Georgia $1,692 -$140 -7.6%
Hawaii $1,314 -$518 -28.3%
Idaho $1,240 -$592 -32.3%
Illinois $1,364 -$468 -25.5%
Indiana $1,380 -$452 -24.7%
Iowa $1,234 -$598 -32.6%
Kansas $1,738 -$94 -5.1%
Kentucky $2,496 $664 36.2%
Louisiana $2,710 $878 47.9%
Maine $1,130 -$702 -38.3%
Maryland $1,510 -$322 -17.6%
Massachusetts $1,460 -$372 -20.3%
Michigan $3,178 $1,346 73.5%
Minnesota $1,534 -$298 -16.3%
Mississippi $2,190 $358 19.5%
Missouri $1,626 -$206 -11.2%
Montana $1,966 $134 7.3%
Nebraska $1,444 -$388 -21.2%
Nevada $2,196 $364 19.9%
New Hampshire $1,318 -$514 -28.1%
New Jersey $2,046 $214 11.7%
New Mexico $1,620 -$212 -11.6%
New York $1,926 $94 5.1%
North Carolina $1,052 -$780 -42.6%
North Dakota $1,500 -$332 -18.1%
Ohio $1,262 -$570 -31.1%
Oklahoma $1,878 $46 2.5%
Oregon $1,678 -$154 -8.4%
Pennsylvania $1,744 -$88 -4.8%
Rhode Island $2,440 $608 33.2%
South Carolina $1,660 -$172 -9.4%
South Dakota $1,544 -$288 -15.7%
Tennessee $1,602 -$230 -12.6%
Texas $2,206 $374 20.4%
Utah $1,354 -$478 -26.1%
Vermont $1,250 -$582 -31.8%
Virginia $1,096 -$736 -40.2%
Washington $1,414 -$418 -22.8%
West Virginia $1,678 -$154 -8.4%
Wisconsin $1,266 -$566 -30.9%
Wyoming $1,630 -$202 -11.0%

View Chart as Image

Audi e-tron insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $920 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $2,200 to $2,900 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied from one company to the next.

Audi e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron $464 $900 $332 $1,832
2023 Audi e-tron $444 $894 $338 $1,812

Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi e-tron Insurance

Finding cheaper rates on Audi e-tron insurance requires being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates every year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below is a recap of the coverage data covered in the above illustrations.

  • Drivers can save as much as $230 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles can save around $900 each year
  • Teenage drivers pay higher rates, costing up to $535 each month including comprehensive and collision insurance
  • High-risk drivers that have major violations or accidents will pay on average $2,140 more each year for auto insurance

Rates by Driver Age

Audi e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $6,418
20 $4,232
30 $1,942
40 $1,832
50 $1,666
60 $1,636

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,434
$250 $2,154
$500 $1,832
$1,000 $1,522

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,832
50/100 $1,898
100/300 $1,981
250/500 $2,197
100 CSL $1,932
300 CSL $2,114
500 CSL $2,247

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $9,264
20 $6,734
30 $4,102
40 $3,976
50 $3,786
60 $3,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $263

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $102
Multi-vehicle $94
Homeowner $24
5-yr Accident Free $151
5-yr Claim Free $122
Paid in Full/EFT $96
Advance Quote $98
Online Quote $136
Total Discounts $823
Rate after discounts $1,009

Discounts are estimated and may not be available from every company or in every state.

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