Audi e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated auto insurance rates for an Audi e-tron are $1,874 annually with full coverage. Comprehensive costs around $486 each year, collision costs $936, and liability is $316. A liability-only policy costs around $376 a year, with high-risk insurance costing around $4,068. Teens pay the most at $6,524 a year or more.

Average premium for full coverage: $1,874

Premium estimates for type of coverage:

Comprehensive $486
Collision $936
Liability $316

Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and e-tron models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi e-tron go from as cheap as $376 for just liability coverage to a high rate of $4,068 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,874
High Risk $4,068

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,406
Small Cities $1,968
Large Cities $2,530

These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Audi e-tron insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,033
  • Raising to $1,000 deductibles will save about $322 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,874
  • Selecting low deductibles will cost $2,504
  • Drivers with serious driving violations could pay at least $4,068 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can be $6,524

View Chart as Image

Audi e-tron insurance cost comparison chart
Column chart showing full coverage Audi e-tron insurance rates range from $1,033 to $6,524

Auto insurance prices for an Audi e-tron also have a wide range based on the model of your e-tron, your driving record, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $6,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $2,200 to $2,900 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $960 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $285 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi e-tron insurance prices. A middle-age driver might find prices as low as $1,350 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,530 on average in Florida, Michigan, and New York.

Audi e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,694 -$180 -9.6%
Alaska $1,436 -$438 -23.4%
Arizona $1,556 -$318 -17.0%
Arkansas $1,874 -$0 0.0%
California $2,136 $262 14.0%
Colorado $1,788 -$86 -4.6%
Connecticut $1,926 $52 2.8%
Delaware $2,120 $246 13.1%
Florida $2,342 $468 25.0%
Georgia $1,732 -$142 -7.6%
Hawaii $1,346 -$528 -28.2%
Idaho $1,270 -$604 -32.2%
Illinois $1,396 -$478 -25.5%
Indiana $1,412 -$462 -24.7%
Iowa $1,264 -$610 -32.6%
Kansas $1,780 -$94 -5.0%
Kentucky $2,556 $682 36.4%
Louisiana $2,774 $900 48.0%
Maine $1,158 -$716 -38.2%
Maryland $1,546 -$328 -17.5%
Massachusetts $1,494 -$380 -20.3%
Michigan $3,254 $1,380 73.6%
Minnesota $1,568 -$306 -16.3%
Mississippi $2,246 $372 19.9%
Missouri $1,664 -$210 -11.2%
Montana $2,012 $138 7.4%
Nebraska $1,476 -$398 -21.2%
Nevada $2,248 $374 20.0%
New Hampshire $1,352 -$522 -27.9%
New Jersey $2,094 $220 11.7%
New Mexico $1,658 -$216 -11.5%
New York $1,974 $100 5.3%
North Carolina $1,080 -$794 -42.4%
North Dakota $1,536 -$338 -18.0%
Ohio $1,292 -$582 -31.1%
Oklahoma $1,922 $48 2.6%
Oregon $1,718 -$156 -8.3%
Pennsylvania $1,788 -$86 -4.6%
Rhode Island $2,500 $626 33.4%
South Carolina $1,698 -$176 -9.4%
South Dakota $1,582 -$292 -15.6%
Tennessee $1,640 -$234 -12.5%
Texas $2,260 $386 20.6%
Utah $1,388 -$486 -25.9%
Vermont $1,280 -$594 -31.7%
Virginia $1,124 -$750 -40.0%
Washington $1,448 -$426 -22.7%
West Virginia $1,718 -$156 -8.3%
Wisconsin $1,296 -$578 -30.8%
Wyoming $1,668 -$206 -11.0%

View Chart as Image

Audi e-tron insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different between companies.

Audi e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron $486 $936 $316 $1,874
2023 Audi e-tron $464 $900 $332 $1,832

Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi e-tron Insurance

Finding better rates on insurance for an Audi e-tron consists of being a low-risk driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every other policy renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The items below are a quick review of the ideas that were covered in the above illustrations.

  • Teen drivers are expensive to insure, possibly costing $544 per month if full coverage is included
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $2,190 more every year to insure their e-tron
  • Increasing policy deductibles could save up to $950 each year
  • You may be able to save up to $240 per year simply by quoting online in advance

Rates by Driver Age

Audi e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $6,524
20 $4,328
30 $1,992
40 $1,874
50 $1,704
60 $1,676

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,504
$250 $2,212
$500 $1,874
$1,000 $1,552

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,874
50/100 $1,937
100/300 $2,016
250/500 $2,222
100 CSL $1,969
300 CSL $2,143
500 CSL $2,269

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $9,424
20 $6,886
30 $4,196
40 $4,068
50 $3,872
60 $3,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $268

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $96
Homeowner $24
5-yr Accident Free $155
5-yr Claim Free $124
Paid in Full/EFT $99
Advance Quote $100
Online Quote $139
Total Discounts $841
Rate after discounts $1,033

Discounts are estimated and may not be available from every company or in every state.

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