Audi e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance prices for an Audi e-tron are $1,812 every 12 months including full coverage. Comprehensive costs an estimated $444, collision costs $894, and liability is $338. Liability-only coverage costs around $394 a year, with high-risk coverage costing around $3,944. 16-year-old drivers cost the most to insure at $6,398 a year or more.
Average premium for full coverage: $1,812
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all e-tron models.
Price Range Variability
For a driver around age 40, Audi e-tron insurance rates go from the cheapest price of $394 for your basic liability-only policy to the much higher price of $3,944 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above highlight why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Audi e-tron insurance rates for other coverage scenarios.
- The best full coverage rate is $996
- Raising to $1,000 deductibles will save approximately $304 every year
- The average price for a good driver age 40 who has $500 deductibles is $1,812
- Buying pricier low deductibles increases the price to $2,404
- Drivers with multiple tickets or accidents could pay up to $3,944 or more
- Policy cost to insure a 16-year-old driver for full coverage can cost as much as $6,398
Insurance rates for an Audi e-tron also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles can reduce rates by up to $900 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $6,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $2,200 to $2,900 additional every year, depending on your age. Audi e-tron insurance for high-risk drivers is expensive and can cost from 45% to 135% more than the average rate. View High Risk Driver Rates
Your home state also has a big influence on Audi e-tron insurance prices. A middle-age driver might find rates as low as $1,390 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,580 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,638 | -$174 | -9.6% |
| Alaska | $1,388 | -$424 | -23.4% |
| Arizona | $1,504 | -$308 | -17.0% |
| Arkansas | $1,812 | -$0 | 0.0% |
| California | $2,064 | $252 | 13.9% |
| Colorado | $1,728 | -$84 | -4.6% |
| Connecticut | $1,860 | $48 | 2.6% |
| Delaware | $2,048 | $236 | 13.0% |
| Florida | $2,264 | $452 | 24.9% |
| Georgia | $1,672 | -$140 | -7.7% |
| Hawaii | $1,304 | -$508 | -28.0% |
| Idaho | $1,230 | -$582 | -32.1% |
| Illinois | $1,350 | -$462 | -25.5% |
| Indiana | $1,368 | -$444 | -24.5% |
| Iowa | $1,222 | -$590 | -32.6% |
| Kansas | $1,720 | -$92 | -5.1% |
| Kentucky | $2,470 | $658 | 36.3% |
| Louisiana | $2,682 | $870 | 48.0% |
| Maine | $1,118 | -$694 | -38.3% |
| Maryland | $1,494 | -$318 | -17.5% |
| Massachusetts | $1,446 | -$366 | -20.2% |
| Michigan | $3,146 | $1,334 | 73.6% |
| Minnesota | $1,518 | -$294 | -16.2% |
| Mississippi | $2,170 | $358 | 19.8% |
| Missouri | $1,606 | -$206 | -11.4% |
| Montana | $1,946 | $134 | 7.4% |
| Nebraska | $1,426 | -$386 | -21.3% |
| Nevada | $2,172 | $360 | 19.9% |
| New Hampshire | $1,306 | -$506 | -27.9% |
| New Jersey | $2,024 | $212 | 11.7% |
| New Mexico | $1,604 | -$208 | -11.5% |
| New York | $1,906 | $94 | 5.2% |
| North Carolina | $1,044 | -$768 | -42.4% |
| North Dakota | $1,486 | -$326 | -18.0% |
| Ohio | $1,248 | -$564 | -31.1% |
| Oklahoma | $1,858 | $46 | 2.5% |
| Oregon | $1,660 | -$152 | -8.4% |
| Pennsylvania | $1,728 | -$84 | -4.6% |
| Rhode Island | $2,416 | $604 | 33.3% |
| South Carolina | $1,640 | -$172 | -9.5% |
| South Dakota | $1,530 | -$282 | -15.6% |
| Tennessee | $1,584 | -$228 | -12.6% |
| Texas | $2,184 | $372 | 20.5% |
| Utah | $1,338 | -$474 | -26.2% |
| Vermont | $1,238 | -$574 | -31.7% |
| Virginia | $1,086 | -$726 | -40.1% |
| Washington | $1,400 | -$412 | -22.7% |
| West Virginia | $1,662 | -$150 | -8.3% |
| Wisconsin | $1,252 | -$560 | -30.9% |
| Wyoming | $1,614 | -$198 | -10.9% |

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron | $444 | $894 | $338 | $1,812 |
| 2023 Audi e-tron | $430 | $872 | $354 | $1,792 |
Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi e-tron Insurance
Finding cheaper rates on insurance for an Audi e-tron consists of avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates every year by requesting quotes from direct car insurance companies, and also from local insurance agencies.
The points below are a quick review of the coverage data covered above.
- You may be able to save approximately $230 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $900 each year
- Drivers under the age of 20 are expensive to insure, with premiums being up to $533 each month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $2,130 more annually to insure an Audi e-tron
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,398 |
| 20 | $4,204 |
| 30 | $1,918 |
| 40 | $1,812 |
| 50 | $1,650 |
| 60 | $1,624 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,404 |
| $250 | $2,128 |
| $500 | $1,812 |
| $1,000 | $1,508 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,812 |
| 50/100 | $1,880 |
| 100/300 | $1,964 |
| 250/500 | $2,184 |
| 100 CSL | $1,913 |
| 300 CSL | $2,099 |
| 500 CSL | $2,235 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,230 |
| 20 | $6,694 |
| 30 | $4,066 |
| 40 | $3,944 |
| 50 | $3,756 |
| 60 | $3,728 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $101 |
| Multi-vehicle | $94 |
| Homeowner | $24 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $121 |
| Paid in Full/EFT | $95 |
| Advance Quote | $97 |
| Online Quote | $134 |
| Total Discounts | $816 |
Discounts are estimated and may not be available from every company or in every state.
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