Audi e-tron GT Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi e-tron GT are $2,108 a year including full coverage. Comprehensive insurance costs on average $532, collision insurance costs $1,102, and liability costs $338. Liability-only insurance costs as little as $394 a year, and high-risk driver insurance costs $4,600 or more. Teens pay the highest rates at up to $7,342 a year.

Average premium for full coverage: $2,108

Price estimates by individual coverage:

Comprehensive $532
Collision $1102
Liability $338

Prices are based on $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different e-tron GT trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi e-tron GT insurance prices range from as low as $394 for your basic liability-only policy to a much higher rate of $4,600 for high-risk insurance.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Audi e-tron GT insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,144
  • Drivers who choose higher $1,000 deductibles will pay around $372 every year
  • The average rate for the average middle-age driver with $500 deductibles is $2,108
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $726 annually
  • Drivers with serious driving violations could pay upwards of $4,600
  • The price for full coverage for a 16-year-old driver with full coverage may cost $7,342 a year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,144 to $7,342 for full coverage

Car insurance prices for an Audi e-tron GT are also quite variable based on your driving record, the model of your e-tron GT, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as low as $1,900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $7,300 a year. View Rates by Age

The state you live in makes a big difference in Audi e-tron GT insurance prices. A 40-year-old driver could pay as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $3,000 on average in Michigan, New York, and Louisiana.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $1,100 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,500 to $3,300 extra each year, depending on your age. High-risk driver insurance can cost from 45% to 133% more than the average policy. View High Risk Driver Rates

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi e-tron GT Insurance

Getting lower rates on insurance for an Audi e-tron GT not only requires having a good driving record, but also having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief review of the material that was touched on in the above illustrations.

  • Insureds who require increased levels of liability coverage will pay approximately $370 per year to go from a low limit to 250/500 limits
  • Drivers age 20 and younger are expensive to insure, possibly costing $612 a month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,490 more each year to buy Audi e-tron GT insurance
  • Increasing physical damage deductibles can save around $1,100 each year

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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