Audi e-tron GT Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for an Audi e-tron GT are $2,108 a year including full coverage. Comprehensive insurance costs on average $532, collision insurance costs $1,102, and liability costs $338. Liability-only insurance costs as little as $394 a year, and high-risk driver insurance costs $4,600 or more. Teens pay the highest rates at up to $7,342 a year.
Average premium for full coverage: $2,108
Price estimates by individual coverage:
Prices are based on $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different e-tron GT trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Audi e-tron GT insurance prices range from as low as $394 for your basic liability-only policy to a much higher rate of $4,600 for high-risk insurance.
Geographic Price Range
Your location can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.
The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Audi e-tron GT insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,144
- Drivers who choose higher $1,000 deductibles will pay around $372 every year
- The average rate for the average middle-age driver with $500 deductibles is $2,108
- Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $726 annually
- Drivers with serious driving violations could pay upwards of $4,600
- The price for full coverage for a 16-year-old driver with full coverage may cost $7,342 a year
Car insurance prices for an Audi e-tron GT are also quite variable based on your driving record, the model of your e-tron GT, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may pay as low as $1,900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $7,300 a year. View Rates by Age
The state you live in makes a big difference in Audi e-tron GT insurance prices. A 40-year-old driver could pay as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $3,000 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,904 | -$204 | -9.7% |
Alaska | $1,616 | -$492 | -23.3% |
Arizona | $1,750 | -$358 | -17.0% |
Arkansas | $2,108 | -$0 | 0.0% |
California | $2,402 | $294 | 13.9% |
Colorado | $2,012 | -$96 | -4.6% |
Connecticut | $2,164 | $56 | 2.7% |
Delaware | $2,384 | $276 | 13.1% |
Florida | $2,634 | $526 | 25.0% |
Georgia | $1,948 | -$160 | -7.6% |
Hawaii | $1,514 | -$594 | -28.2% |
Idaho | $1,428 | -$680 | -32.3% |
Illinois | $1,568 | -$540 | -25.6% |
Indiana | $1,590 | -$518 | -24.6% |
Iowa | $1,422 | -$686 | -32.5% |
Kansas | $2,002 | -$106 | -5.0% |
Kentucky | $2,874 | $766 | 36.3% |
Louisiana | $3,120 | $1,012 | 48.0% |
Maine | $1,302 | -$806 | -38.2% |
Maryland | $1,740 | -$368 | -17.5% |
Massachusetts | $1,682 | -$426 | -20.2% |
Michigan | $3,658 | $1,550 | 73.5% |
Minnesota | $1,766 | -$342 | -16.2% |
Mississippi | $2,524 | $416 | 19.7% |
Missouri | $1,870 | -$238 | -11.3% |
Montana | $2,264 | $156 | 7.4% |
Nebraska | $1,660 | -$448 | -21.3% |
Nevada | $2,526 | $418 | 19.8% |
New Hampshire | $1,520 | -$588 | -27.9% |
New Jersey | $2,354 | $246 | 11.7% |
New Mexico | $1,866 | -$242 | -11.5% |
New York | $2,218 | $110 | 5.2% |
North Carolina | $1,214 | -$894 | -42.4% |
North Dakota | $1,728 | -$380 | -18.0% |
Ohio | $1,454 | -$654 | -31.0% |
Oklahoma | $2,162 | $54 | 2.6% |
Oregon | $1,930 | -$178 | -8.4% |
Pennsylvania | $2,010 | -$98 | -4.6% |
Rhode Island | $2,810 | $702 | 33.3% |
South Carolina | $1,910 | -$198 | -9.4% |
South Dakota | $1,780 | -$328 | -15.6% |
Tennessee | $1,844 | -$264 | -12.5% |
Texas | $2,538 | $430 | 20.4% |
Utah | $1,558 | -$550 | -26.1% |
Vermont | $1,440 | -$668 | -31.7% |
Virginia | $1,264 | -$844 | -40.0% |
Washington | $1,626 | -$482 | -22.9% |
West Virginia | $1,932 | -$176 | -8.3% |
Wisconsin | $1,456 | -$652 | -30.9% |
Wyoming | $1,876 | -$232 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could save up to $1,100 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,500 to $3,300 extra each year, depending on your age. High-risk driver insurance can cost from 45% to 133% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Audi e-tron GT | $554 | $1,110 | $332 | $2,132 |
2023 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
2022 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi e-tron GT Insurance
Getting lower rates on insurance for an Audi e-tron GT not only requires having a good driving record, but also having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a brief review of the material that was touched on in the above illustrations.
- Insureds who require increased levels of liability coverage will pay approximately $370 per year to go from a low limit to 250/500 limits
- Drivers age 20 and younger are expensive to insure, possibly costing $612 a month if full coverage is included
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,490 more each year to buy Audi e-tron GT insurance
- Increasing physical damage deductibles can save around $1,100 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,342 |
20 | $4,900 |
30 | $2,240 |
40 | $2,108 |
50 | $1,918 |
60 | $1,886 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,834 |
$250 | $2,494 |
$500 | $2,108 |
$1,000 | $1,736 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,108 |
50/100 | $2,176 |
100/300 | $2,260 |
250/500 | $2,480 |
100 CSL | $2,209 |
300 CSL | $2,395 |
500 CSL | $2,531 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,628 |
20 | $7,808 |
30 | $4,752 |
40 | $4,600 |
50 | $4,380 |
60 | $4,346 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $118 |
Multi-vehicle | $110 |
Homeowner | $26 |
5-yr Accident Free | $180 |
5-yr Claim Free | $142 |
Paid in Full/EFT | $114 |
Advance Quote | $116 |
Online Quote | $158 |
Total Discounts | $964 |
Discounts are estimated and may not be available from every company or in every state.
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