Audi e-tron GT Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average auto insurance rates for an Audi e-tron GT are $2,132 annually with full coverage. Comprehensive insurance costs approximately $554 each year, collision costs $1,110, and liability coverage is estimated at $332. Liability-only insurance costs approximately $388 a year, with high-risk driver insurance costing $4,640 or more. Teenage drivers cost the most to insure at $7,374 a year or more.

Average premium for full coverage: $2,132

Policy rates by type of insurance:

Comprehensive $554
Collision $1110
Liability $332

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and e-tron GT models.

Price Range Variability

For a driver around age 40, Audi e-tron GT insurance rates go from as cheap as $388 for liability-only coverage to a high rate of $4,640 for a driver required to buy high-risk insurance.

Liability Only $388
Full Coverage $2,132
High Risk $4,640

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,599
Small Cities $2,239
Large Cities $2,878

The examples above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Audi e-tron GT insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,160
  • Choosing higher $1,000 deductibles can save $376 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $2,132
  • Using low deductibles for comp and collision coverage costs an additional $738 each year
  • Drivers who are prone to accidents and violations could pay around $4,640 or more
  • Policy cost with full coverage for a teenage driver can cost $7,374 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance prices range from $1,160 to $7,374

Auto insurance rates for an Audi e-tron GT also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $2,000 annually on average, or $167 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $7,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $2,500 to $3,400 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges around 46% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $1,120 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Audi e-tron GT insurance rates. A good driver about age 40 could pay as low as $1,530 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,870 on average in New York, Michigan, and Florida.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,928 -$204 -9.6%
Alaska $1,634 -$498 -23.4%
Arizona $1,768 -$364 -17.1%
Arkansas $2,132 -$0 0.0%
California $2,430 $298 14.0%
Colorado $2,034 -$98 -4.6%
Connecticut $2,188 $56 2.6%
Delaware $2,410 $278 13.0%
Florida $2,664 $532 25.0%
Georgia $1,970 -$162 -7.6%
Hawaii $1,532 -$600 -28.1%
Idaho $1,444 -$688 -32.3%
Illinois $1,588 -$544 -25.5%
Indiana $1,606 -$526 -24.7%
Iowa $1,438 -$694 -32.6%
Kansas $2,022 -$110 -5.2%
Kentucky $2,906 $774 36.3%
Louisiana $3,156 $1,024 48.0%
Maine $1,314 -$818 -38.4%
Maryland $1,760 -$372 -17.4%
Massachusetts $1,702 -$430 -20.2%
Michigan $3,702 $1,570 73.6%
Minnesota $1,786 -$346 -16.2%
Mississippi $2,552 $420 19.7%
Missouri $1,892 -$240 -11.3%
Montana $2,288 $156 7.3%
Nebraska $1,680 -$452 -21.2%
Nevada $2,558 $426 20.0%
New Hampshire $1,536 -$596 -28.0%
New Jersey $2,382 $250 11.7%
New Mexico $1,888 -$244 -11.4%
New York $2,242 $110 5.2%
North Carolina $1,226 -$906 -42.5%
North Dakota $1,746 -$386 -18.1%
Ohio $1,468 -$664 -31.1%
Oklahoma $2,188 $56 2.6%
Oregon $1,954 -$178 -8.3%
Pennsylvania $2,030 -$102 -4.8%
Rhode Island $2,842 $710 33.3%
South Carolina $1,932 -$200 -9.4%
South Dakota $1,798 -$334 -15.7%
Tennessee $1,866 -$266 -12.5%
Texas $2,570 $438 20.5%
Utah $1,578 -$554 -26.0%
Vermont $1,456 -$676 -31.7%
Virginia $1,276 -$856 -40.2%
Washington $1,644 -$488 -22.9%
West Virginia $1,954 -$178 -8.3%
Wisconsin $1,474 -$658 -30.9%
Wyoming $1,898 -$234 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $582 $1,154 $316 $2,188
2023 Audi e-tron GT $554 $1,110 $332 $2,132
2022 Audi e-tron GT $532 $1,102 $338 $2,108

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Audi e-tron GT Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a summary of the data covered above.

  • Consumers who purchase increased levels of liability coverage will pay an extra $370 every year to raise limits from a 30/60 limit to higher 250/500 limits
  • You may be able to save around $280 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $1,125 each year
  • Drivers age 20 and younger have the highest car insurance rates, as much as $615 each month if full coverage is included

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,374
20 $4,938
30 $2,270
40 $2,132
50 $1,938
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,870
$250 $2,526
$500 $2,132
$1,000 $1,756

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,132
50/100 $2,198
100/300 $2,281
250/500 $2,497
100 CSL $2,232
300 CSL $2,414
500 CSL $2,547

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,680
20 $7,864
30 $4,796
40 $4,640
50 $4,418
60 $4,380

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $120
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $181
5-yr Claim Free $143
Paid in Full/EFT $115
Advance Quote $116
Online Quote $160
Total Discounts $972
Rate after discounts $1,160

Discounts are estimated and may not be available from every company or in every state.

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