Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage. Comprehensive insurance costs on average $514, collision insurance costs $1,074, and liability coverage costs around $354. Liability-only coverage costs as low as $406 a year, and high-risk coverage costs $4,540 or more. Teens receive the highest rates at up to $7,280 a year.

Average premium for full coverage: $2,078

Rate estimates by individual coverage type:

Comprehensive $514
Collision $1074
Liability $354

Prices are based on $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different e-tron GT trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $406 for a discount liability-only rate to a much higher rate of $4,540 for a driver required to buy high-risk insurance.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

These examples show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Audi e-tron GT insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,128
  • Using higher $1,000 deductibles will save around $360 a year
  • The average price for a 40-year-old driver with $500 deductibles is $2,078
  • Selecting more expensive low deductibles for physical damage coverage costs an extra $706 each year
  • Higher-risk drivers with serious driving violations could pay upwards of $4,540
  • The cost to insure a teenage driver with full coverage may cost $7,280 or more

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,128 to $7,280 for full coverage

Car insurance rates for an Audi e-tron GT can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your e-tron GT.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $1,070 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,900 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $7,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $2,500 to $3,300 extra per year, depending on your age. High-risk driver insurance can be around 45% to 135% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Audi e-tron GT insurance rates. A driver around age 40 might see rates as low as $1,370 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,960 on average in Michigan, Louisiana, and New York.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city
Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi e-tron GT Insurance

Saving money on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a brief review of the data covered above.

  • Consumers who require higher liability limits will pay approximately $390 each year to increase from a minimum limit to a 250/500 level
  • Drivers can save as much as $270 per year just by shopping early and online
  • Increasing deductibles could save as much as $1,075 each year
  • Teens are expensive to insure, costing as high as $607 per month if the policy includes full coverage

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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