Audi e-tron GT Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi e-tron GT are $2,132 a year including full coverage. Comprehensive insurance costs around $554, collision costs $1,110, and liability insurance is estimated at $332. Liability-only coverage costs approximately $388 a year, with high-risk coverage costing $4,640 or more. Teen drivers pay the highest rates at $7,374 a year or more.

Average premium for full coverage: $2,132

Price estimates for individual coverage:

Comprehensive $554
Collision $1110
Liability $332

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different e-tron GT trim levels.

Price Range from Low to High

For a 40-year-old driver, Audi e-tron GT insurance prices go from the low end price of $388 for just liability insurance to a much higher rate of $4,640 for a driver required to buy high-risk insurance.

Liability Only $388
Full Coverage $2,132
High Risk $4,640

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,599
Small Cities $2,239
Large Cities $2,878

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Audi e-tron GT insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,160
  • Choosing higher $1,000 deductibles can save about $376 every year
  • The estimated price for the average middle-age driver using $500 deductibles is $2,132
  • Choosing more expensive low deductibles for comp and collision coverage will cost an additional $738 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $4,640 or more
  • The price that insures a teen driver with full coverage can be $7,374 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance prices range from $1,160 to $7,374

Auto insurance prices for an Audi e-tron GT are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $2,500 to $3,400 in extra premium each year, depending on your age. High-risk driver insurance ranges anywhere from 46% to 131% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $2,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $7,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi e-tron GT insurance rates. A good driver about age 40 could pay as low as $1,630 a year in states like Missouri, New Hampshire, and Vermont, or as much as $3,040 on average in Michigan, New York, and Louisiana.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,928 -$204 -9.6%
Alaska $1,634 -$498 -23.4%
Arizona $1,768 -$364 -17.1%
Arkansas $2,132 -$0 0.0%
California $2,430 $298 14.0%
Colorado $2,034 -$98 -4.6%
Connecticut $2,188 $56 2.6%
Delaware $2,410 $278 13.0%
Florida $2,664 $532 25.0%
Georgia $1,970 -$162 -7.6%
Hawaii $1,532 -$600 -28.1%
Idaho $1,444 -$688 -32.3%
Illinois $1,588 -$544 -25.5%
Indiana $1,606 -$526 -24.7%
Iowa $1,438 -$694 -32.6%
Kansas $2,022 -$110 -5.2%
Kentucky $2,906 $774 36.3%
Louisiana $3,156 $1,024 48.0%
Maine $1,314 -$818 -38.4%
Maryland $1,760 -$372 -17.4%
Massachusetts $1,702 -$430 -20.2%
Michigan $3,702 $1,570 73.6%
Minnesota $1,786 -$346 -16.2%
Mississippi $2,552 $420 19.7%
Missouri $1,892 -$240 -11.3%
Montana $2,288 $156 7.3%
Nebraska $1,680 -$452 -21.2%
Nevada $2,558 $426 20.0%
New Hampshire $1,536 -$596 -28.0%
New Jersey $2,382 $250 11.7%
New Mexico $1,888 -$244 -11.4%
New York $2,242 $110 5.2%
North Carolina $1,226 -$906 -42.5%
North Dakota $1,746 -$386 -18.1%
Ohio $1,468 -$664 -31.1%
Oklahoma $2,188 $56 2.6%
Oregon $1,954 -$178 -8.3%
Pennsylvania $2,030 -$102 -4.8%
Rhode Island $2,842 $710 33.3%
South Carolina $1,932 -$200 -9.4%
South Dakota $1,798 -$334 -15.7%
Tennessee $1,866 -$266 -12.5%
Texas $2,570 $438 20.5%
Utah $1,578 -$554 -26.0%
Vermont $1,456 -$676 -31.7%
Virginia $1,276 -$856 -40.2%
Washington $1,644 -$488 -22.9%
West Virginia $1,954 -$178 -8.3%
Wisconsin $1,474 -$658 -30.9%
Wyoming $1,898 -$234 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing high deductibles can save as much as $1,120 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices may be quite different.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $582 $1,154 $316 $2,188
2023 Audi e-tron GT $554 $1,110 $332 $2,132
2022 Audi e-tron GT $532 $1,102 $338 $2,108

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi e-tron GT Insurance

Getting lower rates on Audi e-tron GT insurance takes being safe and accident-free, maintaining a good credit score, being claim-free, and maximizing policy discounts. Shop around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a brief recap of the data illustrated above.

  • Drivers who may need more liability protection will pay about $370 per year to raise limits from a low limit to the 250/500 level
  • You may be able to save up to $280 per year simply by shopping early and online
  • Increasing physical damage deductibles can save approximately $1,125 each year
  • Youthful drivers are expensive to insure, possibly costing $615 a month if the policy includes full coverage

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,374
20 $4,938
30 $2,270
40 $2,132
50 $1,938
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,870
$250 $2,526
$500 $2,132
$1,000 $1,756

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,132
50/100 $2,198
100/300 $2,281
250/500 $2,497
100 CSL $2,232
300 CSL $2,414
500 CSL $2,547

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,680
20 $7,864
30 $4,796
40 $4,640
50 $4,418
60 $4,380

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $120
Multi-vehicle $110
Homeowner $27
5-yr Accident Free $181
5-yr Claim Free $143
Paid in Full/EFT $115
Advance Quote $116
Online Quote $160
Total Discounts $972
Rate after discounts $1,160

Discounts are estimated and may not be available from every company or in every state.

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