Audi e-tron GT Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi e-tron GT are $2,108 a year with full coverage. Comprehensive costs around $532 a year, collision insurance costs $1,102, and liability insurance costs $338. Liability-only coverage costs as little as $394 a year, and high-risk coverage costs around $4,600. Teens pay the highest rates at up to $7,342 a year.

Average premium for full coverage: $2,108

Price estimates for individual coverage:

Comprehensive $532
Collision $1102
Liability $338

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and e-tron GT trim levels.

Price Range from Low to High

For an average driver, Audi e-tron GT insurance prices range from the low end price of $394 for minimum levels of liability insurance to a high of $4,600 for a driver who has had serious violations or accidents.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

The ranges above demonstrate why it is important to compare rates for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Audi e-tron GT insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,144
  • Drivers who choose higher $1,000 deductibles will pay about $1,736 annually
  • The estimated price for the average middle-age driver using $500 deductibles is $2,108
  • Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $2,834
  • High risk drivers with serious driving violations could pay at least $4,600
  • The price that insures a teen driver can be $7,342 a year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance rates range from $1,144 to $7,342 for full coverage

Auto insurance prices for an Audi e-tron GT are also quite variable based on the trim level of your e-tron GT, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $2,500 to $3,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $7,300 a year. View Rates by Age

The state you live in makes a big difference in Audi e-tron GT insurance rates. A 40-year-old driver could pay as low as $1,520 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,840 on average in Florida, Michigan, and New York.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $1,100 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $554 $1,110 $332 $2,132
2023 Audi e-tron GT $532 $1,102 $338 $2,108
2022 Audi e-tron GT $514 $1,074 $354 $2,078

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi e-tron GT Insurance

Getting lower rates on Audi e-tron GT insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following items are a brief review of the ideas that were covered in the above illustrations.

  • 16 to 18-year-old drivers are expensive to insure, costing up to $612 a month if the policy includes full coverage
  • High-risk drivers with DUI or reckless driving convictions may pay on average $2,490 more every year than a driver with a clean driving record
  • Increasing physical damage deductibles can save approximately $1,100 each year
  • You may be able to save up to $270 per year just by quoting early and online

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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