Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance prices for an Audi Q3 are $1,434 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $280 each year, collision insurance costs $540, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $3,122 or more. Teens pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Q3 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi Q3 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $819
• Choosing higher $1,000 deductibles can save $186 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,434
• Selecting low deductibles for comp and collision coverage costs an extra $364 annually
• Higher-risk drivers with serious driving violations could pay around $3,122
• The price to insure a 16-year-old driver can cost $5,438 each year

View Chart as Image

Auto insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Q3.

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi Q3 insurance prices. A good driver about age 40 could pay as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,940 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Audi Q3 Insurance

Getting lower rates on insurance for an Audi Q3 takes being a good driver, having a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a condensed summary of the information touched on in this article.

• It is possible to save around $170 per year just by quoting online in advance
• Drivers age 16 to 20 have the highest car insurance prices, as much as $453 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save as much as $550 each year
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,690 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay approximately $500 annually to raise limits from a low limit to a 250/500 level

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.