Audi Q4 e-tron Insurance Rates

Average insurance rates for an Audi Q4 e-tron are $1,544 a year for full coverage. Comprehensive insurance costs an estimated $356 a year, collision insurance costs $698, and liability is $354. A policy with just liability insurance costs around $406 a year, and coverage for high-risk drivers costs $3,356 or more. Teen drivers receive the highest rates at up to $5,570 a year.

Average premium for full coverage: $1,544

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all states and Q4 e-tron trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

These examples show why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi Q4 e-tron insurance rates for other coverage scenarios.

• The lowest rate with discounts is $862
• Raising to $1,000 deductibles will save approximately $1,306 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,544
• Choosing low $100 deductibles will cost an additional $466 annually
• Drivers with multiple violations and an at-fault accident could pay up to $3,356
• The cost that insures a 16-year-old driver can cost as much as $5,570

View Chart as Image

Insurance rates for an Audi Q4 e-tron can also vary considerably based on the trim level of your Q4 e-tron, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,500 a year. View Rates by Age

Where you live also has a big influence on Audi Q4 e-tron insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Iowa, Maine, and Idaho, or as much as $2,200 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $710 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Audi Q4 e-tron Insurance

Saving money on insurance for an Audi Q4 e-tron consists of avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Shop around every year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the coverage data raised in the charts and tables above.

• Drivers can save approximately $190 per year just by quoting early and online
• Increasing deductibles can save approximately $700 each year
• Teenagers are expensive to insure, costing as high as $464 per month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,810 more annually for car insurance