Audi Q4 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for an Audi Q4 e-tron are $1,544 annually for full coverage. Comprehensive insurance costs on average $356 a year, collision costs $698, and liability costs around $354. Liability-only coverage costs as low as $406 a year, with high-risk coverage costing $3,356 or more. 16-year-old drivers pay the highest rates at $5,570 a year or more.

Average premium for full coverage: $1,544

Price estimates by individual coverage:

Comprehensive $356
Collision $698
Liability $354

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Q4 e-tron trim levels.

Price Range from Low to High

For a driver around age 40, Audi Q4 e-tron insurance prices go from as cheap as $406 for minimum levels of liability insurance to a high of $3,356 for coverage for higher-risk drivers.

Liability Only $406
Full Coverage $1,544
High Risk $3,356

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,158
Small Cities $1,621
Large Cities $2,084

The ranges above show why it is important to compare prices based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Audi Q4 e-tron insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $862
  • Using higher $1,000 deductibles will save around $1,306 a year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,544
  • Buying low $100 deductibles for physical damage coverage costs an additional $466 every year
  • Drivers with multiple tickets or accidents could pay upwards of $3,356 or more
  • The price with full coverage for a teen driver may cost $5,570 or more

View Chart as Image

Audi Q4 e-tron insurance cost comparison chart
Column chart showing full coverage Audi Q4 e-tron insurance prices range from $862 to $5,570

Auto insurance prices for an Audi Q4 e-tron are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $710 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi Q4 e-tron insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like Idaho, Maine, and Iowa, or at least $2,200 on average in Michigan, Louisiana, and New York.

Audi Q4 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$150 -9.7%
Alaska $1,184 -$360 -23.3%
Arizona $1,280 -$264 -17.1%
Arkansas $1,544 -$0 0.0%
California $1,760 $216 14.0%
Colorado $1,472 -$72 -4.7%
Connecticut $1,584 $40 2.6%
Delaware $1,746 $202 13.1%
Florida $1,928 $384 24.9%
Georgia $1,426 -$118 -7.6%
Hawaii $1,108 -$436 -28.2%
Idaho $1,046 -$498 -32.3%
Illinois $1,150 -$394 -25.5%
Indiana $1,164 -$380 -24.6%
Iowa $1,040 -$504 -32.6%
Kansas $1,464 -$80 -5.2%
Kentucky $2,104 $560 36.3%
Louisiana $2,284 $740 47.9%
Maine $952 -$592 -38.3%
Maryland $1,274 -$270 -17.5%
Massachusetts $1,232 -$312 -20.2%
Michigan $2,680 $1,136 73.6%
Minnesota $1,292 -$252 -16.3%
Mississippi $1,850 $306 19.8%
Missouri $1,370 -$174 -11.3%
Montana $1,658 $114 7.4%
Nebraska $1,216 -$328 -21.2%
Nevada $1,850 $306 19.8%
New Hampshire $1,112 -$432 -28.0%
New Jersey $1,726 $182 11.8%
New Mexico $1,366 -$178 -11.5%
New York $1,624 $80 5.2%
North Carolina $890 -$654 -42.4%
North Dakota $1,264 -$280 -18.1%
Ohio $1,064 -$480 -31.1%
Oklahoma $1,582 $38 2.5%
Oregon $1,414 -$130 -8.4%
Pennsylvania $1,472 -$72 -4.7%
Rhode Island $2,058 $514 33.3%
South Carolina $1,400 -$144 -9.3%
South Dakota $1,302 -$242 -15.7%
Tennessee $1,350 -$194 -12.6%
Texas $1,860 $316 20.5%
Utah $1,142 -$402 -26.0%
Vermont $1,054 -$490 -31.7%
Virginia $924 -$620 -40.2%
Washington $1,192 -$352 -22.8%
West Virginia $1,416 -$128 -8.3%
Wisconsin $1,064 -$480 -31.1%
Wyoming $1,374 -$170 -11.0%

View Chart as Image

Audi Q4 e-tron insurance rates by U.S. city

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices may be quite different between companies.

Audi Q4 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q4 e-tron $384 $720 $332 $1,572
2023 Audi Q4 e-tron $370 $714 $338 $1,558
2022 Audi Q4 e-tron $356 $698 $354 $1,544
2021 Audi Q4 e-tron $344 $668 $364 $1,512

Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi Q4 e-tron Insurance

Getting lower rates on car insurance requires being a good driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates at least once a year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief summary of the primary concepts that were covered above.

  • Drivers can save as much as $190 per year simply by quoting early and online
  • Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,810 more each year than a safer driver
  • Increasing physical damage deductibles could save up to $700 each year
  • Drivers age 16 to 20 are charged the highest prices, with premiums as much as $464 a month if full coverage is included

Rates by Driver Age

Audi Q4 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $5,570
20 $3,576
30 $1,626
40 $1,544
50 $1,408
60 $1,382

Full coverage, $500 deductibles

Rates by Deductible

Audi Q4 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,010
$250 $1,792
$500 $1,544
$1,000 $1,306

Full coverage, driver age 40

Rates by Liability Limit

Audi Q4 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,544
50/100 $1,615
100/300 $1,703
250/500 $1,933
100 CSL $1,650
300 CSL $1,845
500 CSL $1,987

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q4 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $8,008
20 $5,694
30 $3,448
40 $3,356
50 $3,198
60 $3,170

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $221

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $81
Homeowner $21
5-yr Accident Free $123
5-yr Claim Free $102
Paid in Full/EFT $77
Advance Quote $81
Online Quote $113
Total Discounts $682
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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