Audi Q4 e-tron Insurance Rates

Average insurance rates for an Audi Q4 e-tron are $1,558 a year for full coverage. Comprehensive costs around $370, collision insurance costs $714, and liability is $338. A policy with just liability insurance costs around $394 a year, and coverage for high-risk drivers costs around $3,384. Teenage drivers receive the highest rates at up to $5,588 a year.

Average premium for full coverage: $1,558

Rate estimates for individual coverage type:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all Q4 e-tron models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

These examples show why everyone should compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi Q4 e-tron insurance rates for additional coverage choices and driver risks.

• The best discount rate is $871
• Raising to $1,000 deductibles will save about $246 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,558
• Using pricier low deductibles bumps up the cost to $2,038
• At-risk drivers who are prone to accidents and violations could pay at least $3,384
• The cost that insures a teen driver for full coverage can be $5,588

View Chart as Image

Insurance rates for an Audi Q4 e-tron can also vary considerably based on the model of your Q4 e-tron, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,900 to $2,500 additional per year, depending on your age. Audi Q4 e-tron insurance for high-risk drivers is expensive and can cost as much as 45% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you live also has a big influence on Audi Q4 e-tron insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,220 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $730 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi Q4 e-tron Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Compare prices every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the ideas that were touched on in the above illustrations.

• Teenage drivers are charged the highest rates, costing as high as $466 per month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents pay on average $1,830 more every year for auto insurance
• Increasing deductibles can save approximately $725 each year
• Drivers can save up to $200 per year just by quoting online well ahead of the renewal date