Audi Q4 e-tron Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for an Audi Q4 e-tron are $1,558 every 12 months for full coverage insurance. Comprehensive insurance costs on average $370, collision insurance costs $714, and liability is estimated at $338. Liability-only coverage costs approximately $394 a year, and high-risk coverage costs $3,384 or more. Teen drivers pay the highest rates at up to $5,588 a year.
Average premium for full coverage: $1,558
Price estimates by individual coverage:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Q4 e-tron trim levels.
Price Range from Low to High
For the normal driver, Audi Q4 e-tron insurance prices range from the cheapest price of $394 for your basic liability-only policy to a much higher rate of $3,384 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Audi Q4 e-tron insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $871
- Choosing higher $1,000 deductibles can save around $246 each year
- The average price for the average middle-age driver with $500 deductibles is $1,558
- Choosing more expensive low deductibles for comp and collision coverage costs an extra $480 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,384
- The price to insure a 16-year-old driver with full coverage may cost $5,588 each year
Auto insurance prices for an Audi Q4 e-tron are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Q4 e-tron.
Choosing high deductibles can save as much as $730 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $5,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,900 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance ranges from 45% to 136% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Audi Q4 e-tron insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,100 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$150 | -9.6% |
| Alaska | $1,196 | -$362 | -23.2% |
| Arizona | $1,294 | -$264 | -16.9% |
| Arkansas | $1,558 | -$0 | 0.0% |
| California | $1,774 | $216 | 13.9% |
| Colorado | $1,486 | -$72 | -4.6% |
| Connecticut | $1,600 | $42 | 2.7% |
| Delaware | $1,762 | $204 | 13.1% |
| Florida | $1,948 | $390 | 25.0% |
| Georgia | $1,440 | -$118 | -7.6% |
| Hawaii | $1,122 | -$436 | -28.0% |
| Idaho | $1,056 | -$502 | -32.2% |
| Illinois | $1,160 | -$398 | -25.5% |
| Indiana | $1,176 | -$382 | -24.5% |
| Iowa | $1,050 | -$508 | -32.6% |
| Kansas | $1,478 | -$80 | -5.1% |
| Kentucky | $2,126 | $568 | 36.5% |
| Louisiana | $2,306 | $748 | 48.0% |
| Maine | $964 | -$594 | -38.1% |
| Maryland | $1,286 | -$272 | -17.5% |
| Massachusetts | $1,244 | -$314 | -20.2% |
| Michigan | $2,706 | $1,148 | 73.7% |
| Minnesota | $1,306 | -$252 | -16.2% |
| Mississippi | $1,866 | $308 | 19.8% |
| Missouri | $1,382 | -$176 | -11.3% |
| Montana | $1,672 | $114 | 7.3% |
| Nebraska | $1,226 | -$332 | -21.3% |
| Nevada | $1,868 | $310 | 19.9% |
| New Hampshire | $1,124 | -$434 | -27.9% |
| New Jersey | $1,740 | $182 | 11.7% |
| New Mexico | $1,380 | -$178 | -11.4% |
| New York | $1,638 | $80 | 5.1% |
| North Carolina | $898 | -$660 | -42.4% |
| North Dakota | $1,278 | -$280 | -18.0% |
| Ohio | $1,074 | -$484 | -31.1% |
| Oklahoma | $1,598 | $40 | 2.6% |
| Oregon | $1,428 | -$130 | -8.3% |
| Pennsylvania | $1,486 | -$72 | -4.6% |
| Rhode Island | $2,078 | $520 | 33.4% |
| South Carolina | $1,412 | -$146 | -9.4% |
| South Dakota | $1,316 | -$242 | -15.5% |
| Tennessee | $1,364 | -$194 | -12.5% |
| Texas | $1,878 | $320 | 20.5% |
| Utah | $1,154 | -$404 | -25.9% |
| Vermont | $1,064 | -$494 | -31.7% |
| Virginia | $934 | -$624 | -40.1% |
| Washington | $1,204 | -$354 | -22.7% |
| West Virginia | $1,428 | -$130 | -8.3% |
| Wisconsin | $1,076 | -$482 | -30.9% |
| Wyoming | $1,386 | -$172 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q4 e-tron | $404 | $750 | $316 | $1,606 |
| 2023 Audi Q4 e-tron | $384 | $720 | $332 | $1,572 |
| 2022 Audi Q4 e-tron | $370 | $714 | $338 | $1,558 |
| 2021 Audi Q4 e-tron | $356 | $698 | $354 | $1,544 |
Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Audi Q4 e-tron Insurance
Getting lower rates on insurance for an Audi Q4 e-tron takes being safe and accident-free, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a review of the coverage data presented in the illustrations above.
- It is possible to save as much as $200 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $725 each year
- Youthful drivers are charged the highest prices, as much as $466 a month if comprehensive and collision insurance is included
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,830 more each year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,588 |
| 20 | $3,606 |
| 30 | $1,644 |
| 40 | $1,558 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,038 |
| $250 | $1,814 |
| $500 | $1,558 |
| $1,000 | $1,312 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,558 |
| 50/100 | $1,626 |
| 100/300 | $1,710 |
| 250/500 | $1,930 |
| 100 CSL | $1,659 |
| 300 CSL | $1,845 |
| 500 CSL | $1,981 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,034 |
| 20 | $5,740 |
| 30 | $3,480 |
| 40 | $3,384 |
| 50 | $3,224 |
| 60 | $3,198 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $81 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $103 |
| Paid in Full/EFT | $78 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $687 |
Discounts are estimated and may not be available from every company or in every state.
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