Audi Q5 Insurance Rates
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UPDATED: May 12, 2024
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How much does an Audi Q5 cost to insure? Average Audi Q5 insurance rates are $1,610 a year, or $134 a month, which is more expensive than most vehicles‘ rates.
Although 2016 Audi Q5 insurance costs may be different than 2018 or 2016 Audi Q5 insurance costs, rates should still be around $1,610. Read on to learn more about Audi Q5 average rates and how to save.
To find the cheapest Audi Q5 rates in your area, enter your ZIP code in our free tool above.
Estimated insurance rates for an Audi Q5 are $1,250 a year for full coverage. Comprehensive insurance costs around $228, collision costs $390, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,708 or more. Teens pay the most at $4,854 a year or more.
Average premium for full coverage: $1,250
Premium estimates for type of coverage:
These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Q5 models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Audi Q5 go from as low as $522 for minimum levels of liability insurance to the much higher price of $2,708 for high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.
The example below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why everyone should compare rates for a specific zip code and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Audi Q5 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $731
- Drivers who choose higher $1,000 deductibles will pay about $140 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,250
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $272 every year
- Higher-risk drivers with serious driving violations could pay at least $2,708 or more
- An auto insurance policy for full coverage for a teen driver for full coverage can be $4,854 a year
Insurance prices for an Audi Q5 also have a wide range based on your driving characteristics, the trim level of your Q5, and deductibles and policy limits.
A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,800 a year. View Rates by Age
Where you choose to live makes a big difference in Audi Q5 insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,780 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,130 | -$120 | -9.6% |
| Alaska | $956 | -$294 | -23.5% |
| Arizona | $1,036 | -$214 | -17.1% |
| Arkansas | $1,250 | -$0 | 0.0% |
| California | $1,424 | $174 | 13.9% |
| Colorado | $1,194 | -$56 | -4.5% |
| Connecticut | $1,284 | $34 | 2.7% |
| Delaware | $1,416 | $166 | 13.3% |
| Florida | $1,564 | $314 | 25.1% |
| Georgia | $1,152 | -$98 | -7.8% |
| Hawaii | $898 | -$352 | -28.2% |
| Idaho | $844 | -$406 | -32.5% |
| Illinois | $930 | -$320 | -25.6% |
| Indiana | $940 | -$310 | -24.8% |
| Iowa | $844 | -$406 | -32.5% |
| Kansas | $1,188 | -$62 | -5.0% |
| Kentucky | $1,704 | $454 | 36.3% |
| Louisiana | $1,850 | $600 | 48.0% |
| Maine | $770 | -$480 | -38.4% |
| Maryland | $1,030 | -$220 | -17.6% |
| Massachusetts | $1,000 | -$250 | -20.0% |
| Michigan | $2,172 | $922 | 73.8% |
| Minnesota | $1,044 | -$206 | -16.5% |
| Mississippi | $1,496 | $246 | 19.7% |
| Missouri | $1,108 | -$142 | -11.4% |
| Montana | $1,342 | $92 | 7.4% |
| Nebraska | $986 | -$264 | -21.1% |
| Nevada | $1,500 | $250 | 20.0% |
| New Hampshire | $900 | -$350 | -28.0% |
| New Jersey | $1,396 | $146 | 11.7% |
| New Mexico | $1,108 | -$142 | -11.4% |
| New York | $1,316 | $66 | 5.3% |
| North Carolina | $720 | -$530 | -42.4% |
| North Dakota | $1,024 | -$226 | -18.1% |
| Ohio | $864 | -$386 | -30.9% |
| Oklahoma | $1,284 | $34 | 2.7% |
| Oregon | $1,144 | -$106 | -8.5% |
| Pennsylvania | $1,194 | -$56 | -4.5% |
| Rhode Island | $1,666 | $416 | 33.3% |
| South Carolina | $1,132 | -$118 | -9.4% |
| South Dakota | $1,056 | -$194 | -15.5% |
| Tennessee | $1,096 | -$154 | -12.3% |
| Texas | $1,506 | $256 | 20.5% |
| Utah | $924 | -$326 | -26.1% |
| Vermont | $856 | -$394 | -31.5% |
| Virginia | $748 | -$502 | -40.2% |
| Washington | $968 | -$282 | -22.6% |
| West Virginia | $1,144 | -$106 | -8.5% |
| Wisconsin | $866 | -$384 | -30.7% |
| Wyoming | $1,114 | -$136 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $420 every year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional annually, depending on your age. Audi Q5 insurance for high-risk drivers can cost as much as 43% to 134% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q5 3.2 Premium AWD | $1,226 | $102 |
| Audi Q5 3.2 Premium Plus AWD | $1,250 | $104 |
| Audi Q5 3.2 Premium Plus S-Line AWD | $1,250 | $104 |
| Audi Q5 3.2 Prestige AWD | $1,274 | $106 |
| Audi Q5 3.2 Prestige S-Line AWD | $1,300 | $108 |
Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q5 | $362 | $718 | $372 | $1,610 |
| 2023 Audi Q5 | $346 | $690 | $390 | $1,584 |
| 2022 Audi Q5 | $332 | $686 | $398 | $1,574 |
| 2021 Audi Q5 | $320 | $668 | $416 | $1,562 |
| 2020 Audi Q5 | $310 | $640 | $430 | $1,538 |
| 2019 Audi Q5 | $292 | $618 | $442 | $1,510 |
| 2018 Audi Q5 | $282 | $574 | $452 | $1,466 |
| 2017 Audi Q5 | $270 | $540 | $456 | $1,424 |
| 2016 Audi Q5 | $258 | $484 | $460 | $1,360 |
| 2015 Audi Q5 | $242 | $446 | $460 | $1,306 |
| 2014 Audi Q5 | $234 | $418 | $464 | $1,274 |
| 2013 Audi Q5 | $228 | $390 | $474 | $1,250 |
| 2012 Audi Q5 | $210 | $362 | $474 | $1,204 |
| 2011 Audi Q5 | $206 | $328 | $478 | $1,170 |
| 2010 Audi Q5 | $192 | $300 | $474 | $1,124 |
Rates are averaged for all Audi Q5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Audi Q5 Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
Below you'll find a brief summary of the material that was covered in the above illustrations.
- Policyholders who may need more liability protection will pay approximately $520 each year to go from 30/60 bodily injury limits to 250/500 limits
- Youthful drivers are charged the highest prices, as much as $405 per month including comprehensive and collision insurance
- Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,460 more every year than a low-risk driver
- Increasing policy deductibles can save around $400 each year
To save on the average insurance cost for an Audi Q5, make sure to take the time to shop for rates so you have an Audi Q5 comparison chart of Audi rates.
To find the average price of an Audi Q5 in your area, use our free rate comparison tool below.
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What are the safety ratings of the Audi Q5?
Is an Audi Q5 a reliable SUV? Insurers care about Audi Q5 safety ratings and reliability when they calculate Audi Q5 average prices. Some of the Audi Q5’s safety features include brake assist, blind-spot monitor, auto-leveling headlights, and cross-traffic alert.
The Insurance Institute for Highway Safety (IIHS) has also crash-tested and rated the Audi Q5. Take a look at the final ratings below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Good is the highest rating, so the Audi Q5 did great. Watch the video below to see one of the Audi Q5’s crash tests.
Audi Q5 Compared Against Other Vehicles in the Same Class
Classified as a midsize luxury SUV, the IIHS rated the Audi Q5’s liability losses as substantially better than average. This is good, as it means the liability rates for the Q5 should be better than average.
To see how much does a Q5 cost to insure in comparison to other midsize SUVs, take a look at the vehicles below.
To find savings for a Q5 in your area, enter your ZIP code in our free rate comparison tool.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,854 |
| 20 | $2,884 |
| 30 | $1,288 |
| 40 | $1,250 |
| 50 | $1,144 |
| 60 | $1,122 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,522 |
| $250 | $1,396 |
| $500 | $1,250 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,250 |
| 50/100 | $1,395 |
| 100/300 | $1,513 |
| 250/500 | $1,821 |
| 100 CSL | $1,442 |
| 300 CSL | $1,703 |
| 500 CSL | $1,893 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,892 |
| 20 | $4,600 |
| 30 | $2,750 |
| 40 | $2,708 |
| 50 | $2,588 |
| 60 | $2,564 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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