Audi Q7 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for an Audi Q7 are $1,222 a year for full coverage. Comprehensive insurance costs on average $244, collision insurance costs $342, and liability coverage costs $478. Liability-only coverage costs as little as $526 a year, and high-risk coverage costs $2,630 or more. Teens cost the most to insure at up to $4,716 a year.
Average premium for full coverage: $1,222
Policy rates by type of insurance:
Prices include $500 deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Q7 models.
Price Range Variability
For a 40-year-old driver, Audi Q7 insurance rates range from as low as $526 for basic liability insurance to the much higher price of $2,630 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates how your location can change car insurance rates.
The examples above show why everyone should compare rates based on a specific location and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Audi Q7 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $725
- Drivers who choose higher $1,000 deductibles will pay around $132 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,222
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $256 each year
- High-risk insureds with serious driving violations could pay upwards of $2,630
- Policy cost for full coverage for a teenage driver for full coverage may cost $4,716 a year
Insurance rates for an Audi Q7 also range considerably based on your risk profile, the trim level of your Q7, and policy deductibles and limits.
A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age
Your home state makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,750 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,106 | -$116 | -9.5% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,392 | $170 | 13.9% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,384 | $162 | 13.3% |
| Florida | $1,528 | $306 | 25.0% |
| Georgia | $1,128 | -$94 | -7.7% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $912 | -$310 | -25.4% |
| Indiana | $920 | -$302 | -24.7% |
| Iowa | $824 | -$398 | -32.6% |
| Kansas | $1,164 | -$58 | -4.7% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $978 | -$244 | -20.0% |
| Michigan | $2,126 | $904 | 74.0% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,084 | -$138 | -11.3% |
| Montana | $1,314 | $92 | 7.5% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,082 | -$140 | -11.5% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,000 | -$222 | -18.2% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,168 | -$54 | -4.4% |
| Rhode Island | $1,632 | $410 | 33.6% |
| South Carolina | $1,106 | -$116 | -9.5% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,072 | -$150 | -12.3% |
| Texas | $1,476 | $254 | 20.8% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $846 | -$376 | -30.8% |
| Wyoming | $1,092 | -$130 | -10.6% |
Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 additional every year, depending on your age. Audi Q7 insurance for high-risk drivers can cost around 42% to 128% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,178 | $98 |
| Audi Q7 3.6 Quattro | $1,178 | $98 |
| Audi Q7 3.0 Premium Turbo | $1,200 | $100 |
| Audi Q7 3.6 Premium Plus | $1,200 | $100 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,200 | $100 |
| Audi Q7 3.0 Premium Plus Turbo | $1,222 | $102 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,222 | $102 |
| Audi Q7 3.6 Premium Plus SLINE | $1,222 | $102 |
| Audi Q7 3.6 Prestige | $1,222 | $102 |
| Audi Q7 3.6 Prestige S-Line | $1,222 | $102 |
| Audi Q7 3.0 Prestige | $1,246 | $104 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige Turbo | $1,246 | $104 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,246 | $104 |
| Audi Q7 4.2 Quattro | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $432 | $750 | $372 | $1,712 |
| 2023 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2022 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2021 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2020 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2019 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2018 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2017 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2016 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2015 Audi Q7 | $288 | $466 | $460 | $1,372 |
| 2014 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2013 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2012 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2011 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2010 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2008 Audi Q7 | $208 | $256 | $468 | $1,090 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Audi Q7 Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at every policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The following is a quick rundown of the data illustrated above.
- Consumers who require higher liability limits will pay approximately $530 each year to go from a 30/60 limit to 250/500 limits
- Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $400 each year
- Teens pay higher rates, costing up to $393 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,716 |
| 20 | $2,786 |
| 30 | $1,258 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,094 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,478 |
| $250 | $1,362 |
| $500 | $1,222 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,342 |
| 100/300 | $1,461 |
| 250/500 | $1,772 |
| 100 CSL | $1,389 |
| 300 CSL | $1,652 |
| 500 CSL | $1,844 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,686 |
| 20 | $4,438 |
| 30 | $2,670 |
| 40 | $2,630 |
| 50 | $2,512 |
| 60 | $2,486 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
