Audi Q7 Insurance Rates

U.S. average insurance prices for an Audi Q7 are $1,174 every 12 months for full coverage. Comprehensive insurance costs around $228, collision costs $314, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,522 or more. Teens pay the highest rates at $4,558 a year or more.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Q7 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

The ranges above show why everyone should compare prices for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $701
• Using higher $1,000 deductibles will save about $126 a year
• The average price for the average middle-age driver using $500 deductibles is $1,174
• Selecting pricier low deductibles for physical damage coverage costs an extra $234 each year
• Higher-risk drivers with serious driving violations could pay at least $2,522 or more
• The price to insure a teenage driver for full coverage can be $4,558 or more

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Auto insurance prices for an Audi Q7 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 a year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. Audi Q7 insurance for high-risk drivers can be around 42% to 133% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi Q7 insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Audi Q7 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a review of the information illustrated above.

• Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are expensive to insure, with premiums as much as $380 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers who have several accidents or serious violations may pay on average $1,350 more every year than a low-risk driver
• Consumers who may need more liability protection will pay approximately $520 each year to increase from a low limit to a 250/500 level