Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Estimated insurance rates for an Audi Q7 are $1,174 a year for full coverage insurance. Comprehensive insurance costs around $228, collision costs $314, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,522 or more. Teenage drivers pay the most at $4,558 a year or more.

Average premium for full coverage: $1,174

Premium estimates for type of coverage:

Comprehensive $228
Collision $314
Liability $474

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for all Q7 models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi Q7 go from as low as $522 for your basic liability-only policy to the much higher price of $2,522 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,174
High Risk $2,522

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences illustrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $701
  • Choosing higher $1,000 deductibles can save about $126 each year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,174
  • Using pricier low deductibles for comp and collision coverage will cost an extra $234 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,522 or more
  • An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $4,558 each year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing full coverage Audi Q7 insurance prices range from $701 to $4,558

Auto insurance prices for an Audi Q7 also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi Q7 insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,206 $32 2.7%
Delaware $1,330 $156 13.3%
Florida $1,468 $294 25.0%
Georgia $1,082 -$92 -7.8%
Hawaii $844 -$330 -28.1%
Idaho $792 -$382 -32.5%
Illinois $874 -$300 -25.6%
Indiana $882 -$292 -24.9%
Iowa $792 -$382 -32.5%
Kansas $1,116 -$58 -4.9%
Kentucky $1,600 $426 36.3%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $980 -$194 -16.5%
Mississippi $1,404 $230 19.6%
Missouri $1,040 -$134 -11.4%
Montana $1,260 $86 7.3%
Nebraska $926 -$248 -21.1%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,040 -$134 -11.4%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,206 $32 2.7%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,120 -$54 -4.6%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $990 -$184 -15.7%
Tennessee $1,026 -$148 -12.6%
Texas $1,414 $240 20.4%
Utah $868 -$306 -26.1%
Vermont $804 -$370 -31.5%
Virginia $702 -$472 -40.2%
Washington $908 -$266 -22.7%
West Virginia $1,074 -$100 -8.5%
Wisconsin $814 -$360 -30.7%
Wyoming $1,046 -$128 -10.9%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium annually, depending on your age. Audi Q7 insurance for high-risk drivers ranges from 42% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,132 $94
Audi Q7 3.6 Quattro $1,132 $94
Audi Q7 3.0 Premium Turbo $1,152 $96
Audi Q7 3.6 Premium Plus $1,152 $96
Audi Q7 3.6 Quattro Turbo Diesel $1,152 $96
Audi Q7 3.0 Premium Plus Turbo $1,174 $98
Audi Q7 3.0 Premium Plus S-Line Turbo $1,174 $98
Audi Q7 3.6 Premium Plus SLINE $1,174 $98
Audi Q7 3.6 Prestige $1,174 $98
Audi Q7 3.6 Prestige S-Line $1,174 $98
Audi Q7 3.0 Prestige $1,192 $99
Audi Q7 3.0 Prestige S-Line Turbo $1,192 $99
Audi Q7 4.2 Prestige Turbo $1,192 $99
Audi Q7 4.2 Prestige S-Line 8Cyl $1,192 $99
Audi Q7 4.2 Quattro $1,192 $99

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $412 $720 $390 $1,680
2023 Audi Q7 $394 $714 $398 $1,664
2022 Audi Q7 $382 $698 $416 $1,654
2021 Audi Q7 $368 $668 $430 $1,624
2020 Audi Q7 $348 $646 $442 $1,594
2019 Audi Q7 $334 $598 $452 $1,542
2018 Audi Q7 $320 $564 $456 $1,498
2017 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $278 $436 $464 $1,336
2014 Audi Q7 $270 $406 $474 $1,308
2013 Audi Q7 $250 $378 $474 $1,260
2012 Audi Q7 $244 $342 $478 $1,222
2011 Audi Q7 $228 $314 $474 $1,174
2010 Audi Q7 $214 $284 $474 $1,130
2008 Audi Q7 $204 $250 $460 $1,072

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi Q7 Insurance

Finding better rates on insurance for an Audi Q7 takes being safe and accident-free, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the ideas that were touched on above.

  • Youthful drivers are expensive to insure, with premiums being up to $380 per month if they have full coverage
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,350 more every year than a low-risk driver
  • Increasing policy deductibles can save around $350 each year
  • It is possible to save up to $130 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,558
20 $2,670
30 $1,206
40 $1,174
50 $1,072
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,408
$250 $1,302
$500 $1,174
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,287
100/300 $1,405
250/500 $1,713
100 CSL $1,334
300 CSL $1,595
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,452
20 $4,258
30 $2,554
40 $2,522
50 $2,408
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $62
Homeowner $20
5-yr Accident Free $76
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $53
Online Quote $81
Total Discounts $473
Rate after discounts $701

Discounts are estimated and may not be available from every company or in every state.

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