Audi Q7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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U.S. average insurance rates for an Audi Q7 are $1,222 a year for full coverage. Comprehensive insurance costs around $244, collision insurance costs $342, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,630 or more. Teen drivers pay the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,222

Price estimates for individual coverage:

Comprehensive $244
Collision $342
Liability $478

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all Q7 models.

Price Range from Low to High

Using a middle-aged driver as an example, Audi Q7 insurance prices range from the low end price of $526 for liability-only coverage to the much higher price of $2,630 for a driver who requires high-risk insurance.

Liability Only $526
Full Coverage $1,222
High Risk $2,630

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

The ranges above show why everyone should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Audi Q7 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $725
  • Drivers who choose higher $1,000 deductibles will pay about $132 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,222
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $256 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,630
  • The price that insures a teen driver for full coverage can be $4,716 a year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance prices range from $725 to $4,716 for full coverage

Insurance prices for an Audi Q7 are also quite variable based on the model of your Q7, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $2,000 extra each year, depending on your age. Audi Q7 insurance for high-risk drivers can cost as much as 42% to 128% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or as much as $1,750 on average in Michigan, Louisiana, and New York.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$116 -9.5%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,528 $306 25.0%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $912 -$310 -25.4%
Indiana $920 -$302 -24.7%
Iowa $824 -$398 -32.6%
Kansas $1,164 -$58 -4.7%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,126 $904 74.0%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,464 $242 19.8%
Missouri $1,084 -$138 -11.3%
Montana $1,314 $92 7.5%
Nebraska $964 -$258 -21.1%
Nevada $1,466 $244 20.0%
New Hampshire $882 -$340 -27.8%
New Jersey $1,368 $146 11.9%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,632 $410 33.6%
South Carolina $1,106 -$116 -9.5%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,476 $254 20.8%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $846 -$376 -30.8%
Wyoming $1,092 -$130 -10.6%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Choosing high deductibles could save up to $390 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,178 $98
Audi Q7 3.6 Quattro $1,178 $98
Audi Q7 3.0 Premium Turbo $1,200 $100
Audi Q7 3.6 Premium Plus $1,200 $100
Audi Q7 3.6 Quattro Turbo Diesel $1,200 $100
Audi Q7 3.0 Premium Plus Turbo $1,222 $102
Audi Q7 3.0 Premium Plus S-Line Turbo $1,222 $102
Audi Q7 3.6 Premium Plus SLINE $1,222 $102
Audi Q7 3.6 Prestige $1,222 $102
Audi Q7 3.6 Prestige S-Line $1,222 $102
Audi Q7 3.0 Prestige $1,246 $104
Audi Q7 3.0 Prestige S-Line Turbo $1,246 $104
Audi Q7 4.2 Prestige Turbo $1,246 $104
Audi Q7 4.2 Prestige S-Line 8Cyl $1,246 $104
Audi Q7 4.2 Quattro $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $432 $750 $372 $1,712
2023 Audi Q7 $412 $720 $390 $1,680
2022 Audi Q7 $394 $714 $398 $1,664
2021 Audi Q7 $382 $698 $416 $1,654
2020 Audi Q7 $368 $668 $430 $1,624
2019 Audi Q7 $348 $646 $442 $1,594
2018 Audi Q7 $334 $598 $452 $1,542
2017 Audi Q7 $320 $564 $456 $1,498
2016 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $288 $466 $460 $1,372
2014 Audi Q7 $278 $436 $464 $1,336
2013 Audi Q7 $270 $406 $474 $1,308
2012 Audi Q7 $250 $378 $474 $1,260
2011 Audi Q7 $244 $342 $478 $1,222
2010 Audi Q7 $228 $314 $474 $1,174
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi Q7 Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Shop around at every other renewal by getting quotes from direct carriers, and also from several local insurance agents.

The list below is a brief review of the concepts that were touched on in the above illustrations.

  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,410 more every year for car insurance
  • Teenagers pay higher prices, with premiums as much as $393 a month if full coverage is included
  • Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $400 each year
  • Drivers can save up to $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,786
30 $1,258
40 $1,222
50 $1,120
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,362
$500 $1,222
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,342
100/300 $1,461
250/500 $1,772
100 CSL $1,389
300 CSL $1,652
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,686
20 $4,438
30 $2,670
40 $2,630
50 $2,512
60 $2,486

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $78
Paid in Full/EFT $49
Advance Quote $56
Online Quote $85
Total Discounts $497
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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