Audi Q7 Insurance Rates

The average insurance rates for an Audi Q7 are $1,174 a year including full coverage. Comprehensive costs on average $228 each year, collision costs $314, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,522. Teen drivers cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Q7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

The examples above highlight why all drivers should compare rates based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $701
• Drivers who choose higher $1,000 deductibles will pay around $126 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,174
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,408
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,522 or more
• Policy cost that insures a 16-year-old driver may cost $4,558 a year

View Chart as Image

Insurance rates for an Audi Q7 also range considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 133% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Audi Q7 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,670 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $360 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 not only requires being a low-risk driver, but also having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Shop around every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a recap of the coverage data touched on in the above illustrations.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teen drivers pay higher rates, with premiums being up to $380 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,350 more each year to insure their Q7