Audi Q7 Insurance Rates

Average insurance prices for an Audi Q7 are $1,222 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $244, collision insurance costs $342, and liability is $478. A policy with just liability insurance costs around $526 a year, and coverage for high-risk drivers costs $2,630 or more. Teens receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,222

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Q7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi Q7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $725
• Raising to $1,000 deductibles will save approximately $132 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,222
• Selecting more expensive low deductibles costs an extra $256 annually
• Drivers with serious driving violations could pay up to $2,630
• The cost to insure a 16-year-old driver with full coverage can cost as much as $4,716

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Insurance rates for an Audi Q7 can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 128% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Audi Q7 insurance prices. A middle-age driver might find rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,650 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Audi Q7 Insurance

Saving money on insurance for an Audi Q7 consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a quick rundown of the data that was covered in the above illustrations.

• It is possible to save approximately $140 per year just by shopping early and online
• Insureds who want more liability coverage will pay approximately $530 annually to raise from a minimum limit to a 250/500 level
• Teen drivers are expensive to insure, costing up to $393 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,410 more annually to insure their Q7