Audi Q7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for an Audi Q7 are $1,222 a year for full coverage. Comprehensive costs an estimated $244, collision insurance costs $342, and liability coverage costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,630. 16-year-old drivers cost the most to insure at up to $4,716 a year.

Average premium for full coverage: $1,222

Policy rates broken down by type of insurance:

Comprehensive $244
Collision $342
Liability $478

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Q7 models.

Price Range Variability

For the average driver, Audi Q7 insurance rates range from the low end price of $526 for the bare minimum liability coverage to the much higher price of $2,630 for a driver who has had serious violations or accidents.

Liability Only $526
Full Coverage $1,222
High Risk $2,630

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than congested cities. The example below illustrates how location impacts insurance prices.

Rural Areas $917
Small Cities $1,283
Large Cities $1,650

The examples above show why everyone should compare rates for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Audi Q7 insurance rates for other coverage scenarios.

  • The best full coverage rate is $725
  • Drivers who choose higher $1,000 deductibles will pay approximately $132 a year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,222
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,478
  • High-risk insureds with multiple tickets or accidents could pay up to $2,630
  • Policy cost that insures a teenage driver for full coverage can cost as much as $4,716 a year

View Chart as Image

Audi Q7 insurance cost comparison chart
Column chart showing Audi Q7 insurance rates range from $725 to $4,716 for full coverage

Insurance rates for an Audi Q7 also range considerably based on the model of your Q7, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. Audi Q7 insurance for high-risk drivers can cost around 42% to 128% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Your home state makes a big difference in Audi Q7 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,750 on average in New York, Louisiana, and Michigan.

Audi Q7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$116 -9.5%
Alaska $938 -$284 -23.2%
Arizona $1,014 -$208 -17.0%
Arkansas $1,222 -$0 0.0%
California $1,392 $170 13.9%
Colorado $1,168 -$54 -4.4%
Connecticut $1,256 $34 2.8%
Delaware $1,384 $162 13.3%
Florida $1,528 $306 25.0%
Georgia $1,128 -$94 -7.7%
Hawaii $878 -$344 -28.2%
Idaho $828 -$394 -32.2%
Illinois $912 -$310 -25.4%
Indiana $920 -$302 -24.7%
Iowa $824 -$398 -32.6%
Kansas $1,164 -$58 -4.7%
Kentucky $1,668 $446 36.5%
Louisiana $1,810 $588 48.1%
Maine $754 -$468 -38.3%
Maryland $1,008 -$214 -17.5%
Massachusetts $978 -$244 -20.0%
Michigan $2,126 $904 74.0%
Minnesota $1,024 -$198 -16.2%
Mississippi $1,464 $242 19.8%
Missouri $1,084 -$138 -11.3%
Montana $1,314 $92 7.5%
Nebraska $964 -$258 -21.1%
Nevada $1,466 $244 20.0%
New Hampshire $882 -$340 -27.8%
New Jersey $1,368 $146 11.9%
New Mexico $1,082 -$140 -11.5%
New York $1,288 $66 5.4%
North Carolina $704 -$518 -42.4%
North Dakota $1,000 -$222 -18.2%
Ohio $844 -$378 -30.9%
Oklahoma $1,256 $34 2.8%
Oregon $1,120 -$102 -8.3%
Pennsylvania $1,168 -$54 -4.4%
Rhode Island $1,632 $410 33.6%
South Carolina $1,106 -$116 -9.5%
South Dakota $1,032 -$190 -15.5%
Tennessee $1,072 -$150 -12.3%
Texas $1,476 $254 20.8%
Utah $906 -$316 -25.9%
Vermont $836 -$386 -31.6%
Virginia $732 -$490 -40.1%
Washington $944 -$278 -22.7%
West Virginia $1,120 -$102 -8.3%
Wisconsin $846 -$376 -30.8%
Wyoming $1,092 -$130 -10.6%

View Chart as Image

Audi Q7 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $390 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Audi Q7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Audi Q7 3.6 Premium $1,178 $98
Audi Q7 3.6 Quattro $1,178 $98
Audi Q7 3.0 Premium Turbo $1,200 $100
Audi Q7 3.6 Premium Plus $1,200 $100
Audi Q7 3.6 Quattro Turbo Diesel $1,200 $100
Audi Q7 3.0 Premium Plus Turbo $1,222 $102
Audi Q7 3.0 Premium Plus S-Line Turbo $1,222 $102
Audi Q7 3.6 Premium Plus SLINE $1,222 $102
Audi Q7 3.6 Prestige $1,222 $102
Audi Q7 3.6 Prestige S-Line $1,222 $102
Audi Q7 3.0 Prestige $1,246 $104
Audi Q7 3.0 Prestige S-Line Turbo $1,246 $104
Audi Q7 4.2 Prestige Turbo $1,246 $104
Audi Q7 4.2 Prestige S-Line 8Cyl $1,246 $104
Audi Q7 4.2 Quattro $1,246 $104

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Audi Q7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q7 $432 $750 $372 $1,712
2023 Audi Q7 $412 $720 $390 $1,680
2022 Audi Q7 $394 $714 $398 $1,664
2021 Audi Q7 $382 $698 $416 $1,654
2020 Audi Q7 $368 $668 $430 $1,624
2019 Audi Q7 $348 $646 $442 $1,594
2018 Audi Q7 $334 $598 $452 $1,542
2017 Audi Q7 $320 $564 $456 $1,498
2016 Audi Q7 $308 $506 $460 $1,432
2015 Audi Q7 $288 $466 $460 $1,372
2014 Audi Q7 $278 $436 $464 $1,336
2013 Audi Q7 $270 $406 $474 $1,308
2012 Audi Q7 $250 $378 $474 $1,260
2011 Audi Q7 $244 $342 $478 $1,222
2010 Audi Q7 $228 $314 $474 $1,174
2008 Audi Q7 $208 $256 $468 $1,090

Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi Q7 Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Comparison shop every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a condensed summary of the ideas that were touched on above.

  • Teens are charged the highest rates, costing up to $393 each month if full coverage is included
  • Drivers with multiple at-fault accidents may pay on average $1,410 more annually for Q7 insurance
  • Increasing comprehensive and collision deductibles can save approximately $400 each year
  • Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi Q7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,786
30 $1,258
40 $1,222
50 $1,120
60 $1,094

Full coverage, $500 deductibles

Rates by Deductible

Audi Q7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,478
$250 $1,362
$500 $1,222
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Audi Q7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,222
50/100 $1,342
100/300 $1,461
250/500 $1,772
100 CSL $1,389
300 CSL $1,652
500 CSL $1,844

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q7 Insurance Rates for High Risk Drivers
Age Premium
16 $6,686
20 $4,438
30 $2,670
40 $2,630
50 $2,512
60 $2,486

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $78
Paid in Full/EFT $49
Advance Quote $56
Online Quote $85
Total Discounts $497
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles