Audi RS 5 Insurance Rates
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UPDATED: Jun 1, 2024
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Estimated insurance prices for an Audi RS 5 are $1,458 every 12 months for full coverage insurance. Comprehensive insurance costs around $330, collision insurance costs $598, and liability coverage is $394. A liability-only policy costs around $440 a year, and high-risk insurance costs $3,166 or more. 16-year-old drivers pay the most at up to $5,340 a year.
Average premium for full coverage: $1,458
Premium estimates for type of coverage:
Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different RS 5 trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for an Audi RS 5 range from the cheapest price of $440 for just the minimum liability insurance to a much higher rate of $3,166 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Audi RS 5 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $824
- Raising to $1,000 deductibles will save about $208 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,458
- Buying more expensive low deductibles costs an extra $410 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $3,166
- An auto insurance policy to insure a teenage driver with full coverage can be $5,340
Auto insurance prices for an Audi RS 5 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $620 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $354 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $5,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 130% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,970 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,318 | -$140 | -9.6% |
| Alaska | $1,120 | -$338 | -23.2% |
| Arizona | $1,212 | -$246 | -16.9% |
| Arkansas | $1,458 | -$0 | 0.0% |
| California | $1,662 | $204 | 14.0% |
| Colorado | $1,392 | -$66 | -4.5% |
| Connecticut | $1,500 | $42 | 2.9% |
| Delaware | $1,650 | $192 | 13.2% |
| Florida | $1,822 | $364 | 25.0% |
| Georgia | $1,350 | -$108 | -7.4% |
| Hawaii | $1,050 | -$408 | -28.0% |
| Idaho | $990 | -$468 | -32.1% |
| Illinois | $1,086 | -$372 | -25.5% |
| Indiana | $1,100 | -$358 | -24.6% |
| Iowa | $984 | -$474 | -32.5% |
| Kansas | $1,384 | -$74 | -5.1% |
| Kentucky | $1,990 | $532 | 36.5% |
| Louisiana | $2,158 | $700 | 48.0% |
| Maine | $902 | -$556 | -38.1% |
| Maryland | $1,204 | -$254 | -17.4% |
| Massachusetts | $1,164 | -$294 | -20.2% |
| Michigan | $2,534 | $1,076 | 73.8% |
| Minnesota | $1,222 | -$236 | -16.2% |
| Mississippi | $1,748 | $290 | 19.9% |
| Missouri | $1,296 | -$162 | -11.1% |
| Montana | $1,566 | $108 | 7.4% |
| Nebraska | $1,148 | -$310 | -21.3% |
| Nevada | $1,750 | $292 | 20.0% |
| New Hampshire | $1,052 | -$406 | -27.8% |
| New Jersey | $1,630 | $172 | 11.8% |
| New Mexico | $1,290 | -$168 | -11.5% |
| New York | $1,536 | $78 | 5.3% |
| North Carolina | $840 | -$618 | -42.4% |
| North Dakota | $1,196 | -$262 | -18.0% |
| Ohio | $1,006 | -$452 | -31.0% |
| Oklahoma | $1,494 | $36 | 2.5% |
| Oregon | $1,336 | -$122 | -8.4% |
| Pennsylvania | $1,390 | -$68 | -4.7% |
| Rhode Island | $1,944 | $486 | 33.3% |
| South Carolina | $1,324 | -$134 | -9.2% |
| South Dakota | $1,232 | -$226 | -15.5% |
| Tennessee | $1,276 | -$182 | -12.5% |
| Texas | $1,760 | $302 | 20.7% |
| Utah | $1,080 | -$378 | -25.9% |
| Vermont | $998 | -$460 | -31.6% |
| Virginia | $874 | -$584 | -40.1% |
| Washington | $1,124 | -$334 | -22.9% |
| West Virginia | $1,338 | -$120 | -8.2% |
| Wisconsin | $1,008 | -$450 | -30.9% |
| Wyoming | $1,300 | -$158 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi RS 5 | $514 | $1,030 | $316 | $1,996 |
| 2023 Audi RS 5 | $490 | $990 | $332 | $1,948 |
| 2022 Audi RS 5 | $470 | $982 | $338 | $1,926 |
| 2021 Audi RS 5 | $454 | $958 | $354 | $1,902 |
| 2020 Audi RS 5 | $438 | $918 | $364 | $1,856 |
| 2019 Audi RS 5 | $414 | $886 | $376 | $1,812 |
| 2018 Audi RS 5 | $398 | $822 | $384 | $1,740 |
| 2017 Audi RS 5 | $382 | $774 | $388 | $1,680 |
| 2016 Audi RS 5 | $366 | $694 | $390 | $1,586 |
| 2015 Audi RS 5 | $342 | $638 | $390 | $1,506 |
| 2014 Audi RS 5 | $330 | $598 | $394 | $1,458 |
| 2013 Audi RS 5 | $322 | $560 | $402 | $1,420 |
Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi RS 5 Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
Below is a quick review of the data that was presented in the illustrations above.
- It is possible to save up to $180 per year just by shopping early and online
- Consumers who may need higher levels of liability will pay around $430 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Teenage drivers are expensive to insure, with premiums being up to $445 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation may pay on average $1,710 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,364 |
| 30 | $1,530 |
| 40 | $1,458 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,868 |
| $250 | $1,678 |
| $500 | $1,458 |
| $1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,458 |
| 50/100 | $1,537 |
| 100/300 | $1,635 |
| 250/500 | $1,891 |
| 100 CSL | $1,576 |
| 300 CSL | $1,793 |
| 500 CSL | $1,951 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,654 |
| 20 | $5,358 |
| 30 | $3,244 |
| 40 | $3,166 |
| 50 | $3,018 |
| 60 | $2,990 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $79 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $70 |
| Advance Quote | $74 |
| Online Quote | $106 |
| Total Discounts | $634 |
Discounts are estimated and may not be available from every company or in every state.
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