Audi RS 5 Insurance Rates

The average auto insurance rates for an Audi RS 5 are $1,420 annually with full coverage. Comprehensive insurance costs approximately $322, collision insurance costs $560, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $3,072 or more. Teen drivers cost the most to insure at up to $5,206 a year.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi RS 5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $806
• Using higher $1,000 deductibles will save $202 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,420
• Choosing more expensive low deductibles for physical damage coverage costs an additional $388 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,072
• Policy cost with full coverage for a teenage driver with full coverage can cost $5,206 or more

Insurance rates for an Audi RS 5 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 additional every year, depending on your age. High-risk driver insurance can be around 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $590 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,910 on average in New York, Michigan, and Florida.

How to Buy the Best Audi RS 5 Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having good credit, not filing small claims, and consideration of higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the material that was raised in the charts and tables above.

• Consumers who purchase more liability protection will pay about $440 every year to increase from a 30/60 limit to higher 250/500 limits
• Youthful drivers are the costliest to insure, as much as $434 each month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,650 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $600 each year