Audi RS 5 Insurance Rates

The average insurance rates for an Audi RS 5 are $1,420 a year for full coverage. Comprehensive costs on average $322 a year, collision insurance costs $560, and liability insurance is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $3,072. Teens cost the most to insure at up to $5,206 a year.

Average premium for full coverage: $1,420

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and RS 5 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi RS 5 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $806
• Raising to $1,000 deductibles will save around $1,218 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,420
• Selecting low $100 deductibles bumps up the cost to $1,808
• Higher-risk drivers with serious driving violations could pay upwards of $3,072
• Policy cost that insures a teen driver may cost $5,206

Car insurance rates for an Audi RS 5 also range considerably based on the trim level of your RS 5, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Your home state also has a big influence on Audi RS 5 insurance rates. A middle-age driver might find rates as low as $940 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,020 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $590 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi RS 5 Insurance

Finding cheaper rates on Audi RS 5 insurance consists of having a good driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a summary of the concepts that were presented in the illustrations above.

• High-risk drivers who have multiple accidents or major violations may pay on average $1,650 more each year to buy Audi RS 5 insurance
• Drivers age 20 and younger are expensive to insure, costing up to $434 each month if full coverage is purchased
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $600 each year
• Drivers can save as much as $170 per year just by quoting early and online