Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Average insurance rates for an Audi RS 5 are $1,458 a year with full coverage. Comprehensive insurance costs on average $330 each year, collision insurance costs $598, and liability insurance is estimated at $394. A liability-only policy costs approximately $440 a year, and high-risk insurance costs $3,166 or more. Teens receive the highest rates at up to $5,340 a year.

Average premium for full coverage: $1,458

Rate estimates by individual coverage type:

Comprehensive $330
Collision $598
Liability $394

Estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and RS 5 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as low as $440 for a discount liability-only rate to a high rate of $3,166 for a driver who requires high-risk insurance.

Liability Only $440
Full Coverage $1,458
High Risk $3,166

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,094
Small Cities $1,531
Large Cities $1,968

These examples demonstrate why all drivers should get quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Audi RS 5 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $824
  • Choosing higher $1,000 deductibles can save around $208 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,458
  • Selecting low deductibles for comp and collision coverage will cost an extra $410 a year
  • High-risk insureds with serious driving violations could pay upwards of $3,166
  • The cost for full coverage for a teen driver may cost $5,340 each year

Insurance rates for an Audi RS 5 can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi RS 5 insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$140 -9.6%
Alaska $1,120 -$338 -23.2%
Arizona $1,212 -$246 -16.9%
Arkansas $1,458 -$0 0.0%
California $1,662 $204 14.0%
Colorado $1,392 -$66 -4.5%
Connecticut $1,500 $42 2.9%
Delaware $1,650 $192 13.2%
Florida $1,822 $364 25.0%
Georgia $1,350 -$108 -7.4%
Hawaii $1,050 -$408 -28.0%
Idaho $990 -$468 -32.1%
Illinois $1,086 -$372 -25.5%
Indiana $1,100 -$358 -24.6%
Iowa $984 -$474 -32.5%
Kansas $1,384 -$74 -5.1%
Kentucky $1,990 $532 36.5%
Louisiana $2,158 $700 48.0%
Maine $902 -$556 -38.1%
Maryland $1,204 -$254 -17.4%
Massachusetts $1,164 -$294 -20.2%
Michigan $2,534 $1,076 73.8%
Minnesota $1,222 -$236 -16.2%
Mississippi $1,748 $290 19.9%
Missouri $1,296 -$162 -11.1%
Montana $1,566 $108 7.4%
Nebraska $1,148 -$310 -21.3%
Nevada $1,750 $292 20.0%
New Hampshire $1,052 -$406 -27.8%
New Jersey $1,630 $172 11.8%
New Mexico $1,290 -$168 -11.5%
New York $1,536 $78 5.3%
North Carolina $840 -$618 -42.4%
North Dakota $1,196 -$262 -18.0%
Ohio $1,006 -$452 -31.0%
Oklahoma $1,494 $36 2.5%
Oregon $1,336 -$122 -8.4%
Pennsylvania $1,390 -$68 -4.7%
Rhode Island $1,944 $486 33.3%
South Carolina $1,324 -$134 -9.2%
South Dakota $1,232 -$226 -15.5%
Tennessee $1,276 -$182 -12.5%
Texas $1,760 $302 20.7%
Utah $1,080 -$378 -25.9%
Vermont $998 -$460 -31.6%
Virginia $874 -$584 -40.1%
Washington $1,124 -$334 -22.9%
West Virginia $1,338 -$120 -8.2%
Wisconsin $1,008 -$450 -30.9%
Wyoming $1,300 -$158 -10.8%

Choosing higher comprehensive and collision insurance deductibles can save as much as $620 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $354 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates

Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $514 $1,030 $316 $1,996
2023 Audi RS 5 $490 $990 $332 $1,948
2022 Audi RS 5 $470 $982 $338 $1,926
2021 Audi RS 5 $454 $958 $354 $1,902
2020 Audi RS 5 $438 $918 $364 $1,856
2019 Audi RS 5 $414 $886 $376 $1,812
2018 Audi RS 5 $398 $822 $384 $1,740
2017 Audi RS 5 $382 $774 $388 $1,680
2016 Audi RS 5 $366 $694 $390 $1,586
2015 Audi RS 5 $342 $638 $390 $1,506
2014 Audi RS 5 $330 $598 $394 $1,458
2013 Audi RS 5 $322 $560 $402 $1,420

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi RS 5 Insurance

Saving money on Audi RS 5 insurance takes having a good driving record, maintaining good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates at every other renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The next list is a review of the concepts that were covered above.

  • High-risk drivers who have several accidents or serious violations may be required to pay an average of $1,710 more each year to buy Audi RS 5 insurance
  • Drivers age 20 and younger pay the highest rates, with premiums as much as $445 per month for full coverage
  • You may be able to save as much as $180 per year just by quoting online in advance
  • Increasing deductibles can save around $625 each year
  • You may be able to save as much as $180 per year just by quoting online in advance

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,364
30 $1,530
40 $1,458
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,868
$250 $1,678
$500 $1,458
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,458
50/100 $1,537
100/300 $1,635
250/500 $1,891
100 CSL $1,576
300 CSL $1,793
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,654
20 $5,358
30 $3,244
40 $3,166
50 $3,018
60 $2,990

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $111
5-yr Claim Free $96
Paid in Full/EFT $70
Advance Quote $74
Online Quote $106
Total Discounts $634
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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