Audi RS 5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

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Average insurance prices for an Audi RS 5 are $1,458 every 12 months with full coverage. Comprehensive costs an estimated $330, collision insurance costs $598, and liability insurance costs around $394. A policy with just liability insurance costs as low as $440 a year, and coverage for high-risk drivers costs around $3,166. Teenage drivers receive the highest rates at up to $5,340 a year.

Average premium for full coverage: $1,458

Rate estimates broken down by individual coverage type:

Comprehensive $330
Collision $598
Liability $394

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all RS 5 models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $440 for liability-only coverage to the much higher price of $3,166 for a driver who requires high-risk insurance.

Liability Only $440
Full Coverage $1,458
High Risk $3,166

Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

Rural Areas $1,094
Small Cities $1,531
Large Cities $1,968

These examples demonstrate why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Audi RS 5 insurance rates for other coverage scenarios.

  • The best discount rate is $824
  • Using higher $1,000 deductibles will save approximately $208 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,458
  • Using pricier low deductibles for physical damage coverage increases the price to $1,868
  • Drivers who are prone to accidents and violations could pay up to $3,166
  • The cost to insure a teen driver for full coverage can cost as much as $5,340 or more

Insurance rates for an Audi RS 5 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $620 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $354 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,700 to $2,400 additional per year, depending on your age. Audi RS 5 insurance for high-risk drivers can be anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Audi RS 5 insurance rates. A driver around age 40 might see rates as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,970 on average in New York, Michigan, and Florida.

Audi RS 5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$140 -9.6%
Alaska $1,120 -$338 -23.2%
Arizona $1,212 -$246 -16.9%
Arkansas $1,458 -$0 0.0%
California $1,662 $204 14.0%
Colorado $1,392 -$66 -4.5%
Connecticut $1,500 $42 2.9%
Delaware $1,650 $192 13.2%
Florida $1,822 $364 25.0%
Georgia $1,350 -$108 -7.4%
Hawaii $1,050 -$408 -28.0%
Idaho $990 -$468 -32.1%
Illinois $1,086 -$372 -25.5%
Indiana $1,100 -$358 -24.6%
Iowa $984 -$474 -32.5%
Kansas $1,384 -$74 -5.1%
Kentucky $1,990 $532 36.5%
Louisiana $2,158 $700 48.0%
Maine $902 -$556 -38.1%
Maryland $1,204 -$254 -17.4%
Massachusetts $1,164 -$294 -20.2%
Michigan $2,534 $1,076 73.8%
Minnesota $1,222 -$236 -16.2%
Mississippi $1,748 $290 19.9%
Missouri $1,296 -$162 -11.1%
Montana $1,566 $108 7.4%
Nebraska $1,148 -$310 -21.3%
Nevada $1,750 $292 20.0%
New Hampshire $1,052 -$406 -27.8%
New Jersey $1,630 $172 11.8%
New Mexico $1,290 -$168 -11.5%
New York $1,536 $78 5.3%
North Carolina $840 -$618 -42.4%
North Dakota $1,196 -$262 -18.0%
Ohio $1,006 -$452 -31.0%
Oklahoma $1,494 $36 2.5%
Oregon $1,336 -$122 -8.4%
Pennsylvania $1,390 -$68 -4.7%
Rhode Island $1,944 $486 33.3%
South Carolina $1,324 -$134 -9.2%
South Dakota $1,232 -$226 -15.5%
Tennessee $1,276 -$182 -12.5%
Texas $1,760 $302 20.7%
Utah $1,080 -$378 -25.9%
Vermont $998 -$460 -31.6%
Virginia $874 -$584 -40.1%
Washington $1,124 -$334 -22.9%
West Virginia $1,338 -$120 -8.2%
Wisconsin $1,008 -$450 -30.9%
Wyoming $1,300 -$158 -10.8%
Audi RS 5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi RS 5 $514 $1,030 $316 $1,996
2023 Audi RS 5 $490 $990 $332 $1,948
2022 Audi RS 5 $470 $982 $338 $1,926
2021 Audi RS 5 $454 $958 $354 $1,902
2020 Audi RS 5 $438 $918 $364 $1,856
2019 Audi RS 5 $414 $886 $376 $1,812
2018 Audi RS 5 $398 $822 $384 $1,740
2017 Audi RS 5 $382 $774 $388 $1,680
2016 Audi RS 5 $366 $694 $390 $1,586
2015 Audi RS 5 $342 $638 $390 $1,506
2014 Audi RS 5 $330 $598 $394 $1,458
2013 Audi RS 5 $322 $560 $402 $1,420

Rates are averaged for all Audi RS 5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Audi RS 5 Insurance

Saving money on Audi RS 5 insurance requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the concepts that were covered in the charts and tables above.

  • High-risk drivers who tend to receive serious violations may pay on average $1,710 more annually to buy Audi RS 5 insurance
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $445 per month if full coverage is included
  • You may be able to save approximately $180 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $625 each year
  • You may be able to save approximately $180 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi RS 5 Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,364
30 $1,530
40 $1,458
50 $1,334
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi RS 5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,868
$250 $1,678
$500 $1,458
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Audi RS 5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,458
50/100 $1,537
100/300 $1,635
250/500 $1,891
100 CSL $1,576
300 CSL $1,793
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Audi RS 5 Insurance Rates for High Risk Drivers
Age Premium
16 $7,654
20 $5,358
30 $3,244
40 $3,166
50 $3,018
60 $2,990

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $111
5-yr Claim Free $96
Paid in Full/EFT $70
Advance Quote $74
Online Quote $106
Total Discounts $634
Rate after discounts $824

Discounts are estimated and may not be available from every company or in every state.

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