Audi S6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2024

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The average insurance prices for an Audi S6 are $1,386 every 12 months including full coverage. Comprehensive costs around $282, collision costs $472, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $3,000. Teen drivers cost the most to insure at $5,258 a year or more.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Comprehensive $282
Collision $472
Liability $474

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different S6 trim levels.

Price Range Variability

Using a 40-year-old driver as an example, Audi S6 insurance rates go from the cheapest price of $522 for just the minimum liability insurance to a much higher rate of $3,000 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Audi S6 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $803
  • Using higher $1,000 deductibles will save about $172 every year
  • The average price for a good driver age 40 using $500 deductibles is $1,386
  • Choosing more expensive low deductibles for physical damage coverage increases the price to $1,718
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,000 or more
  • Policy cost to insure a teenage driver with full coverage can be $5,258 or more

View Chart as Image

Audi S6 insurance cost comparison chart
Column chart showing full coverage Audi S6 insurance rates range from $803 to $5,258

Auto insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $510 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can be around 44% to 129% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,980 on average in Michigan, New York, and Louisiana.

Audi S6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,580 $194 14.0%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $856 -$530 -38.2%
Maryland $1,144 -$242 -17.5%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,660 $274 19.8%
Missouri $1,228 -$158 -11.4%
Montana $1,490 $104 7.5%
Nebraska $1,092 -$294 -21.2%
Nevada $1,662 $276 19.9%
New Hampshire $998 -$388 -28.0%
New Jersey $1,550 $164 11.8%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,136 -$250 -18.0%
Ohio $956 -$430 -31.0%
Oklahoma $1,424 $38 2.7%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,848 $462 33.3%
South Carolina $1,256 -$130 -9.4%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,670 $284 20.5%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Audi S6 insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Audi S6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S6 $464 $900 $390 $1,912
2023 Audi S6 $444 $894 $398 $1,894
2022 Audi S6 $430 $872 $416 $1,876
2021 Audi S6 $414 $836 $430 $1,838
2020 Audi S6 $392 $806 $442 $1,798
2019 Audi S6 $376 $748 $452 $1,734
2018 Audi S6 $362 $704 $456 $1,680
2017 Audi S6 $346 $632 $460 $1,596
2016 Audi S6 $324 $580 $460 $1,522
2015 Audi S6 $312 $544 $464 $1,478
2014 Audi S6 $306 $508 $474 $1,446
2013 Audi S6 $282 $472 $474 $1,386
2011 Audi S6 $256 $392 $474 $1,280
2010 Audi S6 $242 $356 $474 $1,230
2008 Audi S6 $230 $312 $460 $1,160
2007 Audi S6 $226 $298 $452 $1,134

Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi S6 Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The list below is a condensed summary of the data raised in the charts and tables above.

  • Consumers who may need higher liability limits will pay about $520 per year to increase from a 30/60 limit to a 250/500 level
  • You may be able to save up to $170 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $500 each year
  • Teenagers are expensive to insure, with premiums being up to $438 each month if comprehensive and collision insurance is included

Rates by Driver Age

Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,184
30 $1,438
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,566
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,488
20 $5,080
30 $3,056
40 $3,000
50 $2,866
60 $2,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $60
Advance Quote $67
Online Quote $98
Total Discounts $583
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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