Audi S7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2024

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The average insurance prices for an Audi S7 are $1,818 every 12 months for full coverage. Comprehensive insurance costs an estimated $388, collision costs $812, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $3,978 or more. 16-year-old drivers cost the most to insure at $6,684 a year or more.

Average premium for full coverage: $1,818

Policy rates broken down by type of insurance:

Comprehensive $388
Collision $812
Liability $460

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all S7 models.

Price Range Variability

For the average driver, Audi S7 insurance rates go from the cheapest price of $510 for a discount liability-only rate to the much higher price of $3,978 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,818
High Risk $3,978

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities.

The example below illustrates how location impacts insurance prices.

Rural Areas $1,364
Small Cities $1,909
Large Cities $2,454

The examples above show why everyone should compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Audi S7 insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,009
  • Drivers who choose higher $1,000 deductibles will pay approximately $272 a year
  • The average price for a good driver age 40 who has $500 deductibles is $1,818
  • Buying pricier low deductibles for comprehensive and collision insurance costs an extra $534 each year
  • High-risk insureds with multiple tickets or accidents could pay up to $3,978 or more
  • Policy cost to insure a teenage driver for full coverage can cost as much as $6,684 a year

View Chart as Image

Audi S7 insurance cost comparison chart
Column chart showing full coverage Audi S7 insurance prices range from $1,009 to $6,684

Insurance rates for an Audi S7 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $810 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $6,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,200 to $3,000 extra every year, depending on your age. Audi S7 insurance for high-risk drivers can cost around 45% to 135% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Audi S7 insurance rates. A 40-year-old driver could pay as low as $1,200 a year in states like Iowa, Maine, and Idaho, or at least $2,590 on average in New York, Louisiana, and Michigan.

Audi S7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,644 -$174 -9.6%
Alaska $1,396 -$422 -23.2%
Arizona $1,510 -$308 -16.9%
Arkansas $1,818 -$0 0.0%
California $2,072 $254 14.0%
Colorado $1,738 -$80 -4.4%
Connecticut $1,870 $52 2.9%
Delaware $2,058 $240 13.2%
Florida $2,274 $456 25.1%
Georgia $1,678 -$140 -7.7%
Hawaii $1,306 -$512 -28.2%
Idaho $1,230 -$588 -32.3%
Illinois $1,356 -$462 -25.4%
Indiana $1,368 -$450 -24.8%
Iowa $1,226 -$592 -32.6%
Kansas $1,728 -$90 -5.0%
Kentucky $2,482 $664 36.5%
Louisiana $2,692 $874 48.1%
Maine $1,124 -$694 -38.2%
Maryland $1,500 -$318 -17.5%
Massachusetts $1,456 -$362 -19.9%
Michigan $3,160 $1,342 73.8%
Minnesota $1,522 -$296 -16.3%
Mississippi $2,178 $360 19.8%
Missouri $1,614 -$204 -11.2%
Montana $1,954 $136 7.5%
Nebraska $1,434 -$384 -21.1%
Nevada $2,182 $364 20.0%
New Hampshire $1,312 -$506 -27.8%
New Jersey $2,034 $216 11.9%
New Mexico $1,612 -$206 -11.3%
New York $1,916 $98 5.4%
North Carolina $1,048 -$770 -42.4%
North Dakota $1,490 -$328 -18.0%
Ohio $1,256 -$562 -30.9%
Oklahoma $1,868 $50 2.8%
Oregon $1,666 -$152 -8.4%
Pennsylvania $1,736 -$82 -4.5%
Rhode Island $2,428 $610 33.6%
South Carolina $1,648 -$170 -9.4%
South Dakota $1,536 -$282 -15.5%
Tennessee $1,594 -$224 -12.3%
Texas $2,192 $374 20.6%
Utah $1,346 -$472 -26.0%
Vermont $1,246 -$572 -31.5%
Virginia $1,090 -$728 -40.0%
Washington $1,408 -$410 -22.6%
West Virginia $1,668 -$150 -8.3%
Wisconsin $1,258 -$560 -30.8%
Wyoming $1,622 -$196 -10.8%

View Chart as Image

Audi S7 insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied.

Audi S7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S7 $554 $1,260 $390 $2,362
2023 Audi S7 $532 $1,250 $398 $2,338
2022 Audi S7 $514 $1,220 $416 $2,308
2021 Audi S7 $496 $1,168 $430 $2,252
2020 Audi S7 $470 $1,128 $442 $2,198
2019 Audi S7 $452 $1,046 $452 $2,108
2018 Audi S7 $432 $986 $456 $2,032
2017 Audi S7 $414 $884 $460 $1,916
2016 Audi S7 $388 $812 $460 $1,818
2014 Audi S7 $366 $712 $474 $1,710
2013 Audi S7 $338 $660 $474 $1,630

Rates are averaged for all Audi S7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi S7 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at every other renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The list below is a brief review of the concepts that were touched on above.

  • Drivers with DUI or reckless driving convictions pay on average $2,160 more annually for car insurance
  • Teenagers are charged the highest rates, costing up to $557 each month if they have full coverage
  • Drivers can save approximately $230 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $800 each year
  • Drivers can save approximately $230 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Audi S7 Insurance Rates by Driver Age
Driver Age Premium
16 $6,684
20 $4,244
30 $1,910
40 $1,818
50 $1,658
60 $1,630

Full coverage, $500 deductibles

Rates by Deductible

Audi S7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,352
$250 $2,104
$500 $1,818
$1,000 $1,546

Full coverage, driver age 40

Rates by Liability Limit

Audi S7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,818
50/100 $1,910
100/300 $2,025
250/500 $2,324
100 CSL $1,956
300 CSL $2,209
500 CSL $2,393

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S7 Insurance Rates for High Risk Drivers
Age Premium
16 $9,602
20 $6,774
30 $4,082
40 $3,978
50 $3,798
60 $3,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $265

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $100
Multi-vehicle $98
Homeowner $26
5-yr Accident Free $145
5-yr Claim Free $121
Paid in Full/EFT $90
Advance Quote $96
Online Quote $133
Total Discounts $809
Rate after discounts $1,009

Discounts are estimated and may not be available from every company or in every state.

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