Audi S8 Insurance Rates

Average insurance rates for an Audi S8 are $1,862 a year including full coverage. Comprehensive costs approximately $452 each year, collision insurance costs $778, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $4,030. Teen drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,862

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and S8 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.

These examples highlight why all drivers should compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi S8 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,049
• Drivers who choose higher $1,000 deductibles will pay $280 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,862
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $2,402
• High-risk insureds with multiple violations and an at-fault accident could pay around $4,030
• The cost that insures a teenage driver can cost $6,710 a year

View Chart as Image

Car insurance rates for an Audi S8 can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $2,200 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 132% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,700 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $6,700 a year. View Rates by Age

Where you live makes a big difference in Audi S8 insurance rates. A 40-year-old driver could pay as low as $1,430 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,660 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $820 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Audi S8 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a positive credit history, not filing small claims, and attention to physical damage deductibles. Shop around every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The items below are a brief summary of the information illustrated above.

• You may be able to save around $230 per year just by quoting online in advance
• Teen drivers pay the highest auto insurance rates, as much as $559 per month if full coverage is purchased
• Increasing deductibles can save approximately $825 each year
• Drivers that tend to have accidents or serious violations will likely pay on average $2,170 more per year to insure their S8
• Consumers who purchase more liability coverage will pay about $520 per year to go from a minimum limit to the 250/500 level