Audi S8 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for an Audi S8 are $1,918 a year for full coverage insurance. Comprehensive costs around $462 a year, collision insurance costs $834, and liability is $464. Liability-only insurance costs around $514 a year, and high-risk driver insurance costs around $4,166. Teenage drivers pay the most at up to $6,902 a year.
Average premium for full coverage: $1,918
Premium estimates for type of coverage:
Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and S8 trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Audi S8 range from the low end price of $514 for just the minimum liability insurance to a high of $4,166 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.
These rate differences illustrate why it is important to compare rates quotes for a specific zip code, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Audi S8 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,073
- Raising to $1,000 deductibles will save about $1,624 each year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,918
- Using low $100 deductibles bumps up the cost to $2,492
- At-risk drivers who are prone to accidents and violations could pay at least $4,166
- An auto insurance policy that insures a teen driver can be $6,902
Insurance prices for an Audi S8 also have a wide range based on the trim level of your S8, your age and driving record, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are probably paying at least $2,300 to $3,100 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 134% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $6,900 a year. View Rates by Age
Where you choose to live also has a big influence on Audi S8 insurance prices. A middle-age driver might find prices as low as $1,250 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,590 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,736 | -$182 | -9.5% |
| Alaska | $1,472 | -$446 | -23.3% |
| Arizona | $1,594 | -$324 | -16.9% |
| Arkansas | $1,918 | -$0 | 0.0% |
| California | $2,190 | $272 | 14.2% |
| Colorado | $1,834 | -$84 | -4.4% |
| Connecticut | $1,976 | $58 | 3.0% |
| Delaware | $2,174 | $256 | 13.3% |
| Florida | $2,400 | $482 | 25.1% |
| Georgia | $1,772 | -$146 | -7.6% |
| Hawaii | $1,380 | -$538 | -28.1% |
| Idaho | $1,300 | -$618 | -32.2% |
| Illinois | $1,430 | -$488 | -25.4% |
| Indiana | $1,446 | -$472 | -24.6% |
| Iowa | $1,296 | -$622 | -32.4% |
| Kansas | $1,824 | -$94 | -4.9% |
| Kentucky | $2,618 | $700 | 36.5% |
| Louisiana | $2,842 | $924 | 48.2% |
| Maine | $1,184 | -$734 | -38.3% |
| Maryland | $1,584 | -$334 | -17.4% |
| Massachusetts | $1,536 | -$382 | -19.9% |
| Michigan | $3,336 | $1,418 | 73.9% |
| Minnesota | $1,606 | -$312 | -16.3% |
| Mississippi | $2,300 | $382 | 19.9% |
| Missouri | $1,702 | -$216 | -11.3% |
| Montana | $2,060 | $142 | 7.4% |
| Nebraska | $1,514 | -$404 | -21.1% |
| Nevada | $2,300 | $382 | 19.9% |
| New Hampshire | $1,384 | -$534 | -27.8% |
| New Jersey | $2,144 | $226 | 11.8% |
| New Mexico | $1,702 | -$216 | -11.3% |
| New York | $2,020 | $102 | 5.3% |
| North Carolina | $1,106 | -$812 | -42.3% |
| North Dakota | $1,570 | -$348 | -18.1% |
| Ohio | $1,326 | -$592 | -30.9% |
| Oklahoma | $1,970 | $52 | 2.7% |
| Oregon | $1,758 | -$160 | -8.3% |
| Pennsylvania | $1,830 | -$88 | -4.6% |
| Rhode Island | $2,560 | $642 | 33.5% |
| South Carolina | $1,738 | -$180 | -9.4% |
| South Dakota | $1,620 | -$298 | -15.5% |
| Tennessee | $1,680 | -$238 | -12.4% |
| Texas | $2,314 | $396 | 20.6% |
| Utah | $1,422 | -$496 | -25.9% |
| Vermont | $1,314 | -$604 | -31.5% |
| Virginia | $1,150 | -$768 | -40.0% |
| Washington | $1,482 | -$436 | -22.7% |
| West Virginia | $1,760 | -$158 | -8.2% |
| Wisconsin | $1,330 | -$588 | -30.7% |
| Wyoming | $1,710 | -$208 | -10.8% |
Using high physical damage deductibles can reduce prices by up to $870 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi S8 | $718 | $1,436 | $372 | $2,684 |
| 2023 Audi S8 | $686 | $1,380 | $390 | $2,614 |
| 2022 Audi S8 | $658 | $1,368 | $398 | $2,582 |
| 2021 Audi S8 | $636 | $1,336 | $416 | $2,546 |
| 2020 Audi S8 | $612 | $1,280 | $430 | $2,480 |
| 2019 Audi S8 | $580 | $1,236 | $442 | $2,416 |
| 2018 Audi S8 | $558 | $1,146 | $452 | $2,314 |
| 2017 Audi S8 | $534 | $1,080 | $456 | $2,228 |
| 2016 Audi S8 | $512 | $968 | $460 | $2,098 |
| 2015 Audi S8 | $480 | $890 | $460 | $1,988 |
| 2014 Audi S8 | $462 | $834 | $464 | $1,918 |
| 2013 Audi S8 | $452 | $778 | $474 | $1,862 |
| 2007 Audi S8 | $340 | $478 | $460 | $1,436 |
Rates are averaged for all Audi S8 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi S8 Insurance
Finding better rates on car insurance consists of being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices at every other renewal by quoting rates from direct insurance companies, and also from insurance agencies where you live.
Below is a condensed summary of the concepts that were covered in the charts and tables above.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $2,250 more every year for auto insurance
- Teenage drivers are charged the highest prices, with premiums being up to $575 per month if comprehensive and collision insurance is included
- It is possible to save up to $240 per year just by quoting early and online
- Increasing policy deductibles can save approximately $875 each year
- It is possible to save up to $240 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,902 |
| 20 | $4,418 |
| 30 | $2,020 |
| 40 | $1,918 |
| 50 | $1,746 |
| 60 | $1,714 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,492 |
| $250 | $2,224 |
| $500 | $1,918 |
| $1,000 | $1,624 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,918 |
| 50/100 | $2,011 |
| 100/300 | $2,127 |
| 250/500 | $2,428 |
| 100 CSL | $2,057 |
| 300 CSL | $2,312 |
| 500 CSL | $2,498 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,922 |
| 20 | $7,040 |
| 30 | $4,276 |
| 40 | $4,166 |
| 50 | $3,970 |
| 60 | $3,934 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $106 |
| Multi-vehicle | $100 |
| Homeowner | $27 |
| 5-yr Accident Free | $150 |
| 5-yr Claim Free | $127 |
| Paid in Full/EFT | $95 |
| Advance Quote | $99 |
| Online Quote | $141 |
| Total Discounts | $845 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
