Audi SQ5 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for an Audi SQ5 are $1,166 annually including full coverage. Comprehensive insurance costs on average $278, collision costs $472, and liability costs around $306. A liability-only policy costs as low as $348 a year, with high-risk insurance costing $2,510 or more. Teen drivers cost the most to insure at $4,206 a year or more.
Average premium for full coverage: $1,166
Policy rates by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different SQ5 trim levels.
Price Range Variability
For the normal driver, Audi SQ5 insurance rates go from as cheap as $348 for your basic liability-only policy to a much higher rate of $2,510 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than larger metro areas.
The price range example below illustrates how geographic area affects car insurance rates.
The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down estimated Audi SQ5 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $664
- Using higher $1,000 deductibles will save around $172 every year
- The estimated rate for a good driver age 40 with $500 deductibles is $1,166
- Choosing more expensive low deductibles for physical damage coverage costs an additional $328 annually
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,510 or more
- Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,206 or more
Car insurance rates for an Audi SQ5 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can be from 45% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $500 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $276 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Audi SQ5 insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,660 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$114 | -9.8% |
| Alaska | $892 | -$274 | -23.5% |
| Arizona | $968 | -$198 | -17.0% |
| Arkansas | $1,166 | -$0 | 0.0% |
| California | $1,328 | $162 | 13.9% |
| Colorado | $1,110 | -$56 | -4.8% |
| Connecticut | $1,198 | $32 | 2.7% |
| Delaware | $1,318 | $152 | 13.0% |
| Florida | $1,454 | $288 | 24.7% |
| Georgia | $1,078 | -$88 | -7.5% |
| Hawaii | $840 | -$326 | -28.0% |
| Idaho | $790 | -$376 | -32.2% |
| Illinois | $868 | -$298 | -25.6% |
| Indiana | $880 | -$286 | -24.5% |
| Iowa | $786 | -$380 | -32.6% |
| Kansas | $1,106 | -$60 | -5.1% |
| Kentucky | $1,588 | $422 | 36.2% |
| Louisiana | $1,726 | $560 | 48.0% |
| Maine | $720 | -$446 | -38.3% |
| Maryland | $960 | -$206 | -17.7% |
| Massachusetts | $930 | -$236 | -20.2% |
| Michigan | $2,024 | $858 | 73.6% |
| Minnesota | $976 | -$190 | -16.3% |
| Mississippi | $1,398 | $232 | 19.9% |
| Missouri | $1,034 | -$132 | -11.3% |
| Montana | $1,254 | $88 | 7.5% |
| Nebraska | $918 | -$248 | -21.3% |
| Nevada | $1,398 | $232 | 19.9% |
| New Hampshire | $840 | -$326 | -28.0% |
| New Jersey | $1,302 | $136 | 11.7% |
| New Mexico | $1,032 | -$134 | -11.5% |
| New York | $1,228 | $62 | 5.3% |
| North Carolina | $670 | -$496 | -42.5% |
| North Dakota | $954 | -$212 | -18.2% |
| Ohio | $806 | -$360 | -30.9% |
| Oklahoma | $1,194 | $28 | 2.4% |
| Oregon | $1,068 | -$98 | -8.4% |
| Pennsylvania | $1,110 | -$56 | -4.8% |
| Rhode Island | $1,554 | $388 | 33.3% |
| South Carolina | $1,058 | -$108 | -9.3% |
| South Dakota | $982 | -$184 | -15.8% |
| Tennessee | $1,020 | -$146 | -12.5% |
| Texas | $1,404 | $238 | 20.4% |
| Utah | $864 | -$302 | -25.9% |
| Vermont | $796 | -$370 | -31.7% |
| Virginia | $700 | -$466 | -40.0% |
| Washington | $898 | -$268 | -23.0% |
| West Virginia | $1,070 | -$96 | -8.2% |
| Wisconsin | $806 | -$360 | -30.9% |
| Wyoming | $1,034 | -$132 | -11.3% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ5 | $412 | $780 | $258 | $1,560 |
| 2023 Audi SQ5 | $394 | $774 | $264 | $1,542 |
| 2022 Audi SQ5 | $382 | $756 | $274 | $1,522 |
| 2021 Audi SQ5 | $368 | $724 | $284 | $1,486 |
| 2020 Audi SQ5 | $348 | $698 | $292 | $1,448 |
| 2019 Audi SQ5 | $334 | $648 | $298 | $1,390 |
| 2018 Audi SQ5 | $320 | $610 | $300 | $1,340 |
| 2017 Audi SQ5 | $308 | $548 | $304 | $1,270 |
| 2016 Audi SQ5 | $288 | $504 | $304 | $1,206 |
| 2015 Audi SQ5 | $278 | $472 | $306 | $1,166 |
| 2014 Audi SQ5 | $270 | $440 | $312 | $1,132 |
Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Audi SQ5 Insurance
Finding cheaper rates on insurance for an Audi SQ5 requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a brief review of the primary concepts that were presented in the illustrations above.
- You may be able to save as much as $140 per year simply by shopping early and online
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more each year for car insurance
- Increasing comprehensive and collision deductibles could save up to $500 each year
- Teenagers are expensive to insure, with premiums being up to $351 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,206 |
| 20 | $2,658 |
| 30 | $1,224 |
| 40 | $1,166 |
| 50 | $1,064 |
| 60 | $1,044 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,494 |
| $250 | $1,344 |
| $500 | $1,166 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,166 |
| 50/100 | $1,227 |
| 100/300 | $1,304 |
| 250/500 | $1,503 |
| 100 CSL | $1,258 |
| 300 CSL | $1,426 |
| 500 CSL | $1,549 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,034 |
| 20 | $4,236 |
| 30 | $2,574 |
| 40 | $2,510 |
| 50 | $2,394 |
| 60 | $2,370 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $60 |
| Homeowner | $17 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $55 |
| Advance Quote | $59 |
| Online Quote | $84 |
| Total Discounts | $502 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
