Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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U.S. average insurance rates for an Audi SQ5 are $1,206 a year for full coverage insurance. Comprehensive costs on average $288 each year, collision insurance costs $504, and liability coverage costs around $304. Liability-only insurance costs as low as $346 a year, and high-risk driver insurance costs around $2,598. Teens pay the highest rates at up to $4,332 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Comprehensive $288
Collision $504
Liability $304

Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and SQ5 models.

Price Range from Low to High

For a driver around age 40, Audi SQ5 insurance prices range from the low end price of $346 for basic liability insurance to a high rate of $2,598 for a driver required to buy high-risk insurance.

Liability Only $346
Full Coverage $1,206
High Risk $2,598

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

The ranges above illustrate why all drivers should compare prices based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi SQ5 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $683
  • Using higher $1,000 deductibles will save around $182 each year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,206
  • Selecting low deductibles for physical damage coverage bumps up the cost to $1,554
  • Higher-risk drivers with serious driving violations could pay upwards of $2,598
  • The price that insures a teenage driver may cost $4,332 or more

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing Audi SQ5 insurance rates range from $683 to $4,332 for full coverage

Car insurance prices for an Audi SQ5 are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ5 insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,630 on average in Michigan, New York, and Florida.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $922 -$284 -23.5%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,372 $166 13.8%
Colorado $1,148 -$58 -4.8%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $906 -$300 -24.9%
Iowa $814 -$392 -32.5%
Kansas $1,142 -$64 -5.3%
Kentucky $1,642 $436 36.2%
Louisiana $1,784 $578 47.9%
Maine $742 -$464 -38.5%
Maryland $994 -$212 -17.6%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $948 -$258 -21.4%
Nevada $1,444 $238 19.7%
New Hampshire $868 -$338 -28.0%
New Jersey $1,346 $140 11.6%
New Mexico $1,064 -$142 -11.8%
New York $1,268 $62 5.1%
North Carolina $692 -$514 -42.6%
North Dakota $986 -$220 -18.2%
Ohio $832 -$374 -31.0%
Oklahoma $1,234 $28 2.3%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,606 $400 33.2%
South Carolina $1,090 -$116 -9.6%
South Dakota $1,014 -$192 -15.9%
Tennessee $1,054 -$152 -12.6%
Texas $1,450 $244 20.2%
Utah $890 -$316 -26.2%
Vermont $822 -$384 -31.8%
Virginia $722 -$484 -40.1%
Washington $928 -$278 -23.1%
West Virginia $1,106 -$100 -8.3%
Wisconsin $832 -$374 -31.0%
Wyoming $1,070 -$136 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $273 extra every 12 months. View Rates by Deductible or Liability Limit

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $432 $812 $246 $1,600
2023 Audi SQ5 $412 $780 $258 $1,560
2022 Audi SQ5 $394 $774 $264 $1,542
2021 Audi SQ5 $382 $756 $274 $1,522
2020 Audi SQ5 $368 $724 $284 $1,486
2019 Audi SQ5 $348 $698 $292 $1,448
2018 Audi SQ5 $334 $648 $298 $1,390
2017 Audi SQ5 $320 $610 $300 $1,340
2016 Audi SQ5 $308 $548 $304 $1,270
2015 Audi SQ5 $288 $504 $304 $1,206
2014 Audi SQ5 $278 $472 $306 $1,166

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi SQ5 Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a positive credit history, not filing small claims, and possibly raising deductibles. Compare rates at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below is a quick review of the data covered above.

  • Consumers who require higher levels of liability will pay approximately $330 annually to increase from a low limit to the 250/500 level
  • It is possible to save as much as $150 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $525 each year
  • Teenage drivers are expensive to insure, as much as $361 a month if full coverage is purchased

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,332
20 $2,754
30 $1,266
40 $1,206
50 $1,098
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,392
$500 $1,206
$1,000 $1,024

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,267
100/300 $1,343
250/500 $1,540
100 CSL $1,297
300 CSL $1,464
500 CSL $1,586

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,218
20 $4,386
30 $2,662
40 $2,598
50 $2,474
60 $2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $169

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $62
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $523
Rate after discounts $683

Discounts are estimated and may not be available from every company or in every state.

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