Audi SQ5 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 11, 2024

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Estimated auto insurance rates for an Audi SQ5 are $1,206 annually including full coverage. Comprehensive insurance costs around $288, collision costs $504, and liability costs $304. A liability-only policy costs as little as $346 a year, with high-risk insurance costing $2,598 or more. Teenage drivers pay the most at $4,332 a year or more.

Average premium for full coverage: $1,206

Premium estimates for type of coverage:

Comprehensive $288
Collision $504
Liability $304

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all SQ5 models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi SQ5 go from as cheap as $346 for minimum levels of liability insurance to the much higher price of $2,598 for a high-risk driver policy.

Liability Only $346
Full Coverage $1,206
High Risk $2,598

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Audi SQ5 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $683
  • Drivers who choose higher $1,000 deductibles will pay about $182 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,206
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $348 every year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,598 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage can be $4,332 a year

View Chart as Image

Audi SQ5 insurance cost comparison chart
Column chart showing full coverage Audi SQ5 insurance prices range from $683 to $4,332

Auto insurance prices for an Audi SQ5 also have a wide range based on the model of your SQ5, your driving characteristics, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 in extra premium annually, depending on your age. Audi SQ5 insurance for high-risk drivers can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $530 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $273 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi SQ5 insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,720 on average in Michigan, New York, and Louisiana.

Audi SQ5 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $922 -$284 -23.5%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,372 $166 13.8%
Colorado $1,148 -$58 -4.8%
Connecticut $1,238 $32 2.7%
Delaware $1,364 $158 13.1%
Florida $1,506 $300 24.9%
Georgia $1,114 -$92 -7.6%
Hawaii $866 -$340 -28.2%
Idaho $816 -$390 -32.3%
Illinois $898 -$308 -25.5%
Indiana $906 -$300 -24.9%
Iowa $814 -$392 -32.5%
Kansas $1,142 -$64 -5.3%
Kentucky $1,642 $436 36.2%
Louisiana $1,784 $578 47.9%
Maine $742 -$464 -38.5%
Maryland $994 -$212 -17.6%
Massachusetts $960 -$246 -20.4%
Michigan $2,092 $886 73.5%
Minnesota $1,008 -$198 -16.4%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,294 $88 7.3%
Nebraska $948 -$258 -21.4%
Nevada $1,444 $238 19.7%
New Hampshire $868 -$338 -28.0%
New Jersey $1,346 $140 11.6%
New Mexico $1,064 -$142 -11.8%
New York $1,268 $62 5.1%
North Carolina $692 -$514 -42.6%
North Dakota $986 -$220 -18.2%
Ohio $832 -$374 -31.0%
Oklahoma $1,234 $28 2.3%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,148 -$58 -4.8%
Rhode Island $1,606 $400 33.2%
South Carolina $1,090 -$116 -9.6%
South Dakota $1,014 -$192 -15.9%
Tennessee $1,054 -$152 -12.6%
Texas $1,450 $244 20.2%
Utah $890 -$316 -26.2%
Vermont $822 -$384 -31.8%
Virginia $722 -$484 -40.1%
Washington $928 -$278 -23.1%
West Virginia $1,106 -$100 -8.3%
Wisconsin $832 -$374 -31.0%
Wyoming $1,070 -$136 -11.3%

View Chart as Image

Audi SQ5 insurance rates by U.S. city

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Audi SQ5 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ5 $432 $812 $246 $1,600
2023 Audi SQ5 $412 $780 $258 $1,560
2022 Audi SQ5 $394 $774 $264 $1,542
2021 Audi SQ5 $382 $756 $274 $1,522
2020 Audi SQ5 $368 $724 $284 $1,486
2019 Audi SQ5 $348 $698 $292 $1,448
2018 Audi SQ5 $334 $648 $298 $1,390
2017 Audi SQ5 $320 $610 $300 $1,340
2016 Audi SQ5 $308 $548 $304 $1,270
2015 Audi SQ5 $288 $504 $304 $1,206
2014 Audi SQ5 $278 $472 $306 $1,166

Rates are averaged for all Audi SQ5 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Audi SQ5 Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and maximizing policy discounts. Take the time to compare rates every time your policy renews by requesting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a quick review of the information covered in the above illustrations.

  • You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
  • Teenage drivers are expensive to insure, with the cost nearing $361 per month if full coverage is included
  • Increasing policy deductibles could save up to $525 each year
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,390 more every year for auto insurance
  • Policyholders who may need higher levels of liability will pay an extra $330 per year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Audi SQ5 Insurance Rates by Driver Age
Driver Age Premium
16 $4,332
20 $2,754
30 $1,266
40 $1,206
50 $1,098
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ5 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,554
$250 $1,392
$500 $1,206
$1,000 $1,024

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ5 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,267
100/300 $1,343
250/500 $1,540
100 CSL $1,297
300 CSL $1,464
500 CSL $1,586

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ5 Insurance Rates for High Risk Drivers
Age Premium
16 $6,218
20 $4,386
30 $2,662
40 $2,598
50 $2,474
60 $2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $169

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $62
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $523
Rate after discounts $683

Discounts are estimated and may not be available from every company or in every state.

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