Audi SQ8 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage. Comprehensive costs around $486 a year, collision insurance costs $968, and liability costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $4,316. 16-year-old drivers pay the most at up to $7,022 a year.

Average premium for full coverage: $1,984

Premium estimates for type of coverage:

Comprehensive $486
Collision $968
Liability $372

Estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and SQ8 e-tron trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi SQ8 e-tron range from as cheap as $438 for minimum levels of liability insurance to a high of $4,316 for high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These rate differences show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,096
  • Using higher $1,000 deductibles will save about $1,654 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,984
  • Buying low $100 deductibles for physical damage coverage will cost $2,628
  • Drivers with multiple tickets or accidents could pay at least $4,316
  • An auto insurance policy with full coverage for a teen driver can be $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Auto insurance prices for an Audi SQ8 e-tron also have a wide range based on the model of your SQ8 e-tron, your driver profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $7,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $2,400 to $3,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 46% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $980 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,310 a year in states like Idaho, Maine, and Iowa, or at least $2,830 on average in Michigan, Louisiana, and New York.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $486 $968 $372 $1,984

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi SQ8 e-tron Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following is a review of the material that was touched on above.

  • Policyholders who may need higher liability limits will pay around $410 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Teens are expensive to insure, as much as $585 per month if full coverage is included
  • Higher risk drivers who have several accidents or serious violations pay an average of $2,330 more every year for SQ8 e-tron insurance
  • Increasing policy deductibles could save up to $975 each year

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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