Audi SQ8 e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year with full coverage. Comprehensive costs an estimated $486 a year, collision insurance costs $968, and liability coverage is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $4,316. Teen drivers receive the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Rate estimates broken down by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Includes $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and SQ8 e-tron trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the low end price of $438 for a discount liability-only rate to a high of $4,316 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples demonstrate why it is important to compare rates quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,096
  • Raising to $1,000 deductibles will save approximately $1,654 annually
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,984
  • Choosing low $100 deductibles bumps up the cost to $2,628
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,316
  • The cost that insures a teenage driver can cost as much as $7,022

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on the trim level of your SQ8 e-tron, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $2,400 to $3,200 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 135% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,800 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $7,000 a year. View Rates by Age

Where you live also has a big influence on Audi SQ8 e-tron insurance rates. A middle-age driver might find rates as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,680 on average in New York, Michigan, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $980 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $486 $968 $372 $1,984

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Saving money on auto insurance consists of having a good driving record, having a positive credit history, eliminating unnecessary coverage, and possibly higher deductibles. Shop around at least every other year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a recap of the car insurance concepts presented in the illustrations above.

  • Drivers that have major violations or accidents could be forced to pay on average $2,330 more annually to buy Audi SQ8 e-tron insurance
  • You may be able to save approximately $250 per year just by quoting early and online
  • Increasing deductibles can save approximately $975 each year
  • Consumers who want increased levels of liability coverage will pay about $410 every year to raise from a minimum limit to the 250/500 level

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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