Audi SQ8 e-tron Insurance Rates

The average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage. Comprehensive insurance costs an estimated $486 each year, collision insurance costs $968, and liability is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $4,316 or more. Teen drivers cost the most to insure at up to $7,022 a year.

Average premium for full coverage: $1,984

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and SQ8 e-tron models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi SQ8 e-tron insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,096
• Raising to $1,000 deductibles will save approximately $330 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,984
• Choosing low deductibles costs an additional $644 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $4,316
• Policy cost with full coverage for a teen driver can cost as much as $7,022

View Chart as Image

Insurance rates for an Audi SQ8 e-tron also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,800 every 12 months on average, or $150 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $7,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $2,400 to $3,200 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 46% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $980 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi SQ8 e-tron insurance prices. A middle-age driver might find rates as low as $1,310 a year in states like Iowa, Maine, and Idaho, or as much as $2,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy More Affordable Audi SQ8 e-tron Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a summary of the data that was touched on in this article.

• Drivers can save approximately $250 per year just by quoting online in advance
• Policyholders who want increased liability limits will pay about $410 each year to raise from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 are charged the highest rates, costing up to $585 each month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations may pay on average $2,330 more annually to insure an Audi SQ8 e-tron