Audi TT RS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,266 a year for full coverage insurance. Comprehensive costs approximately $288, collision costs $440, and liability coverage is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $2,726. Teens pay the highest rates at $4,694 a year or more.

Average premium for full coverage: $1,266

Price estimates by individual coverage:

Comprehensive $288
Collision $440
Liability $402

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all TT RS models.

Price Range from Low to High

For the average driver, Audi TT RS insurance prices go from the low end price of $446 for a discount liability-only rate to the much higher price of $2,726 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,266
High Risk $2,726

Geographic Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

The ranges above illustrate why everyone should compare rates quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $734
  • Raising to $1,000 deductibles will save $166 each year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,266
  • Selecting pricier low deductibles bumps up the cost to $1,584
  • Unlucky drivers with serious driving violations could pay around $2,726 or more
  • The price that insures a teenage driver for full coverage can cost $4,694

Car insurance prices for an Audi TT RS are also quite variable based on the model of your TT RS, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost around 45% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,710 on average in Florida, New York, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $970 -$296 -23.4%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,206 -$60 -4.7%
Connecticut $1,300 $34 2.7%
Delaware $1,430 $164 13.0%
Florida $1,580 $314 24.8%
Georgia $1,172 -$94 -7.4%
Hawaii $908 -$358 -28.3%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,726 $460 36.3%
Louisiana $1,874 $608 48.0%
Maine $782 -$484 -38.2%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,198 $932 73.6%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $996 -$270 -21.3%
Nevada $1,518 $252 19.9%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,334 $68 5.4%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,524 $258 20.4%
Utah $938 -$328 -25.9%
Vermont $864 -$402 -31.8%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $874 -$392 -31.0%
Wyoming $1,126 -$140 -11.1%

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $490 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes may be quite different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi TT RS Insurance

Getting lower rates on auto insurance consists of being a good driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare rates every year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a brief review of the coverage data touched on above.

  • It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $475 each year
  • Drivers age 16 to 20 pay the highest auto insurance prices, as much as $391 a month if full coverage is purchased
  • Drivers with DUI or reckless driving convictions could be charged and average of $1,460 more per year than a safer driver

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,694
20 $2,884
30 $1,318
40 $1,266
50 $1,156
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,438
$500 $1,266
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,346
100/300 $1,447
250/500 $1,708
100 CSL $1,387
300 CSL $1,608
500 CSL $1,769

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,700
20 $4,592
30 $2,784
40 $2,726
50 $2,596
60 $2,572

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $61
Online Quote $90
Total Discounts $532
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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