Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,214 a year for full coverage insurance. Comprehensive insurance costs around $266 a year, collision insurance costs $410, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $2,614 or more. 16-year-old drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $706
• Choosing higher $1,000 deductibles can save about $1,060 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,214
• Buying low $100 deductibles for comp and collision coverage will cost an additional $296 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,614
• Policy cost that insures a 16-year-old driver can be $4,538 each year

Auto insurance rates for an Audi TT RS also range considerably based on the trim level of your TT RS, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,640 on average in Michigan, New York, and Florida.

Opting for high physical damage deductibles can save as much as $450 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and possibly raising deductibles. Comparison shop once a year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a quick rundown of the data that was illustrated above.

• It is possible to save up to $140 per year just by quoting early and online
• Insureds who may need higher liability limits will pay around $440 annually to raise limits from a 30/60 limit to the 250/500 level
• Teenagers are expensive to insure, possibly costing $378 each month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,400 more every year for car insurance