Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Estimated insurance prices for an Audi TT RS are $1,174 every 12 months with full coverage. Comprehensive insurance costs on average $260 a year, collision costs $372, and liability coverage is estimated at $406. A policy with only liability insurance costs approximately $450 a year, with a high-risk policy costing $2,518 or more. 16-year-old drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates by type of coverage:

Comprehensive $260
Collision $372
Liability $406

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Audi TT RS go from the cheapest price of $450 for just the minimum liability insurance to a high of $2,518 for a driver who requires high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than congested cities.

The diagram below illustrates how your location can change car insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Audi TT RS insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $688
  • Choosing higher $1,000 deductibles can save around $1,030 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $1,174
  • Buying low $100 deductibles for comp and collision coverage costs an extra $274 each year
  • Drivers with multiple tickets or accidents could pay upwards of $2,518 or more
  • An auto insurance policy to insure a teenage driver may cost $4,398 each year

Car insurance prices for an Audi TT RS also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your TT RS.

Opting for high physical damage deductibles can save as much as $420 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or at least $1,580 on average in Florida, Michigan, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi TT RS Insurance

Finding better rates on auto insurance takes having a decent driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Invest the time to shop around at every other renewal by requesting rates from direct companies, and also from local exclusive and independent agents.

The following items are a quick review of the concepts that were illustrated above.

  • Drivers with a DUI or reckless driving violation may pay on average $1,340 more each year than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $367 per month if the policy includes full coverage
  • You may be able to save as much as $140 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $425 each year
  • You may be able to save as much as $140 per year simply by quoting early and online

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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