Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs on average $260 a year, collision costs $372, and liability coverage is $406. Buying just liability costs around $450 a year, with insurance for high-risk drivers costing around $2,518. Teens pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Comprehensive $260
Collision $372
Liability $406

Price estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and TT RS trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi TT RS insurance prices go from as low as $450 for just the minimum liability insurance to a high of $2,518 for a high-risk driver policy.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above show why it is important to compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Analysis

The chart below shows estimated Audi TT RS insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $688
  • Raising to $1,000 deductibles will save around $1,030 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,174
  • Selecting low $100 deductibles will increase the cost to $1,448
  • Unlucky drivers with serious driving violations could pay upwards of $2,518 or more
  • The price for full coverage for a teenage driver may cost $4,398

Insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level of your TT RS, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and prices may be quite different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi TT RS Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

Below is a condensed summary of the information touched on in the above illustrations.

  • Drivers can save as much as $140 per year simply by quoting early and online
  • Teenage drivers pay higher prices, with premiums as much as $367 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles can save around $425 each year
  • Drivers with multiple at-fault accidents will pay on average $1,340 more each year for auto insurance
  • Consumers who require higher levels of liability will pay approximately $450 each year to raise from a low limit to 250/500 limits

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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