Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months with full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $372, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs $2,518 or more. 16-year-old drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Comprehensive $260
Collision $372
Liability $406

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all TT RS models.

Price Range from Low to High

For the average driver, Audi TT RS insurance prices range from the cheapest price of $450 for minimum levels of liability insurance to the much higher price of $2,518 for a high-risk driver policy.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $688
  • Raising to $1,000 deductibles will save $144 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,174
  • Buying pricier low deductibles costs an extra $274 every year
  • At-risk drivers with multiple tickets or accidents could pay around $2,518
  • The price to insure a teen driver for full coverage can cost $4,398

Insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driving record, and the model of your TT RS.

Opting for high physical damage deductibles can reduce prices by up to $420 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 additional each year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,580 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Audi TT RS Insurance

Getting lower rates on car insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the information touched on above.

  • You may be able to save around $140 per year just by quoting online well ahead of the renewal date
  • Drivers age 16 to 20 are the costliest to insure, costing up to $367 a month if full coverage is included
  • Increasing physical damage deductibles could save as much as $425 each year
  • Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,340 more per year than a safer driver
  • Policyholders who purchase an increased level of liability coverage will pay around $450 every year to raise from a low limit to a 250/500 level

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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