Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260 each year, collision costs $372, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, with coverage for high-risk drivers costing around $2,518. Teenage drivers receive the highest rates at $4,398 a year or more.
Average premium for full coverage: $1,174
Rate estimates for individual coverage type:
Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and TT RS models.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $450 for the bare minimum liability coverage to a high rate of $2,518 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities.
The graphic below illustrates the effect of geographic area on auto insurance rates.
These examples show why all drivers should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Audi TT RS insurance rates for additional coverage choices and driver risks.
- The best discount rate is $688
- Drivers who choose higher $1,000 deductibles will pay about $144 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,174
- Using low deductibles for comprehensive and collision insurance will increase the cost to $1,448
- Drivers who are prone to accidents and violations could pay at least $2,518 or more
- The cost for full coverage for a 16-year-old driver can be $4,398 a year
Insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level of your TT RS, and deductibles and policy limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age
Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,670 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,058 | -$116 | -9.9% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,336 | $162 | 13.8% |
| Colorado | $1,118 | -$56 | -4.8% |
| Connecticut | $1,202 | $28 | 2.4% |
| Delaware | $1,326 | $152 | 12.9% |
| Florida | $1,464 | $290 | 24.7% |
| Georgia | $1,084 | -$90 | -7.7% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $872 | -$302 | -25.7% |
| Indiana | $884 | -$290 | -24.7% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,112 | -$62 | -5.3% |
| Kentucky | $1,598 | $424 | 36.1% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $934 | -$240 | -20.4% |
| Michigan | $2,034 | $860 | 73.3% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,402 | $228 | 19.4% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,258 | $84 | 7.2% |
| Nebraska | $922 | -$252 | -21.5% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,036 | -$138 | -11.8% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,202 | $28 | 2.4% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,116 | -$58 | -4.9% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $988 | -$186 | -15.8% |
| Tennessee | $1,028 | -$146 | -12.4% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $866 | -$308 | -26.2% |
| Vermont | $802 | -$372 | -31.7% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $904 | -$270 | -23.0% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $810 | -$364 | -31.0% |
| Wyoming | $1,044 | -$130 | -11.1% |
Using high physical damage deductibles could save up to $420 annually, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2022 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2021 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2020 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $328 | $548 | $390 | $1,402 |
| 2013 Audi TT RS | $260 | $372 | $406 | $1,174 |
| 2012 Audi TT RS | $242 | $340 | $402 | $1,120 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi TT RS Insurance
Saving money on insurance for an Audi TT RS not only requires being a low-risk driver, but also having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Take the time to compare rates once a year by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.
The items below are a brief review of the data that was covered in the above illustrations.
- Drivers can save up to $140 per year simply by quoting online in advance
- Insureds who may need more liability coverage will pay an extra $450 each year to go from a minimum limit to 250/500 limits
- Teen drivers are charged the highest rates, costing as high as $367 per month including comprehensive and collision insurance
- Drivers considered higher risk with DUI or reckless driving convictions may be required to pay an average of $1,340 more every year to insure their TT RS
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,662 |
| 30 | $1,216 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,322 |
| $500 | $1,174 |
| $1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,255 |
| 100/300 | $1,357 |
| 250/500 | $1,621 |
| 100 CSL | $1,296 |
| 300 CSL | $1,519 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $4,236 |
| 30 | $2,564 |
| 40 | $2,518 |
| 50 | $2,400 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $50 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $486 |
Discounts are estimated and may not be available from every company or in every state.
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