Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,214 a year with full coverage. Comprehensive costs on average $266, collision insurance costs $410, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,614. 16-year-old drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The example below illustrates how location impacts car insurance rates.

The examples above demonstrate why everyone should compare rates quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $706
• Raising to $1,000 deductibles will save around $154 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,214
• Buying pricier low deductibles will increase the cost to $1,510
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,614
• Policy cost for full coverage for a teen driver for full coverage may cost $4,538

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or at least $1,640 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles can reduce rates by up to $450 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 additional every year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost as much as 44% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Right Audi TT RS Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a quick rundown of the primary concepts that were touched on above.

• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,400 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $450 each year
• 16 to 18-year-old drivers pay higher rates, as much as $378 each month including comprehensive and collision insurance