Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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The average auto insurance rates for an Audi TT RS are $1,174 annually with full coverage. Comprehensive costs approximately $260, collision costs $372, and liability costs around $406. A liability-only policy costs as low as $450 a year, with high-risk insurance costing around $2,518. Teenage drivers cost the most to insure at $4,398 a year or more.
Average premium for full coverage: $1,174
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different TT RS trim levels.
Price Range Variability
For an average driver, Audi TT RS insurance rates go from as cheap as $450 for liability-only coverage to a much higher rate of $2,518 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.
The price range example below illustrates the effect of geographic area on auto insurance prices.
The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Audi TT RS insurance rates for additional coverage and risk scenarios.
- The best discount rate is $688
- Using higher $1,000 deductibles will save $144 annually
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,174
- Using more expensive low deductibles for physical damage coverage will cost $1,448
- Drivers who are prone to accidents and violations could pay around $2,518 or more
- Policy cost with full coverage for a teen driver with full coverage can cost $4,398 or more
Car insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $420 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,058 | -$116 | -9.9% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,336 | $162 | 13.8% |
| Colorado | $1,118 | -$56 | -4.8% |
| Connecticut | $1,202 | $28 | 2.4% |
| Delaware | $1,326 | $152 | 12.9% |
| Florida | $1,464 | $290 | 24.7% |
| Georgia | $1,084 | -$90 | -7.7% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $872 | -$302 | -25.7% |
| Indiana | $884 | -$290 | -24.7% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,112 | -$62 | -5.3% |
| Kentucky | $1,598 | $424 | 36.1% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $934 | -$240 | -20.4% |
| Michigan | $2,034 | $860 | 73.3% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,402 | $228 | 19.4% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,258 | $84 | 7.2% |
| Nebraska | $922 | -$252 | -21.5% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,036 | -$138 | -11.8% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,202 | $28 | 2.4% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,116 | -$58 | -4.9% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $988 | -$186 | -15.8% |
| Tennessee | $1,028 | -$146 | -12.4% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $866 | -$308 | -26.2% |
| Vermont | $802 | -$372 | -31.7% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $904 | -$270 | -23.0% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $810 | -$364 | -31.0% |
| Wyoming | $1,044 | -$130 | -11.1% |
Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2022 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2021 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2020 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $328 | $548 | $390 | $1,402 |
| 2013 Audi TT RS | $260 | $372 | $406 | $1,174 |
| 2012 Audi TT RS | $242 | $340 | $402 | $1,120 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi TT RS Insurance
Finding cheaper rates on car insurance requires being a good driver, having a good credit score, not filing small claims, and avoiding coverage lapses. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a recap of the data covered in the above illustrations.
- Policyholders who purchase an increased level of liability coverage will pay an extra $450 every year to increase from a 30/60 limit to higher 250/500 limits
- You may be able to save around $140 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $425 each year
- Drivers age 16 to 20 pay the highest auto insurance rates, as much as $367 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,662 |
| 30 | $1,216 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,322 |
| $500 | $1,174 |
| $1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,255 |
| 100/300 | $1,357 |
| 250/500 | $1,621 |
| 100 CSL | $1,296 |
| 300 CSL | $1,519 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $4,236 |
| 30 | $2,564 |
| 40 | $2,518 |
| 50 | $2,400 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $50 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $486 |
Discounts are estimated and may not be available from every company or in every state.
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