Audi TT RS Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for an Audi TT RS are $1,266 a year for full coverage insurance. Comprehensive insurance costs around $288 each year, collision insurance costs $440, and liability costs $402. A policy with only liability insurance costs as little as $446 a year, and a high-risk policy costs $2,726 or more. Teens pay the most at up to $4,694 a year.

Average premium for full coverage: $1,266

Premium estimates for type of coverage:

Comprehensive $288
Collision $440
Liability $402

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and TT RS models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Audi TT RS range from as low as $446 for the bare minimum liability coverage to a high rate of $2,726 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,266
High Risk $2,726

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These rate differences illustrate why all drivers should compare rates for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $734
  • Drivers who choose higher $1,000 deductibles will pay about $166 each year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,266
  • Selecting low deductibles for comprehensive and collision insurance will cost an extra $318 every year
  • Higher-risk drivers with serious driving violations could pay at least $2,726
  • An auto insurance policy for full coverage for a teen driver can be $4,694 a year

Car insurance prices for an Audi TT RS also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,710 on average in Michigan, New York, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $970 -$296 -23.4%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,206 -$60 -4.7%
Connecticut $1,300 $34 2.7%
Delaware $1,430 $164 13.0%
Florida $1,580 $314 24.8%
Georgia $1,172 -$94 -7.4%
Hawaii $908 -$358 -28.3%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,726 $460 36.3%
Louisiana $1,874 $608 48.0%
Maine $782 -$484 -38.2%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,198 $932 73.6%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $996 -$270 -21.3%
Nevada $1,518 $252 19.9%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,334 $68 5.4%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,524 $258 20.4%
Utah $938 -$328 -25.9%
Vermont $864 -$402 -31.8%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $874 -$392 -31.0%
Wyoming $1,126 -$140 -11.1%

Choosing higher comprehensive and collision insurance deductibles could save up to $490 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 132% more than the average policy. View High Risk Driver Rates

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi TT RS Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief summary of the ideas that were touched on above.

  • Drivers age 20 and younger are the costliest to insure, with premiums being up to $391 per month if full coverage is included
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,460 more every year to buy Audi TT RS insurance
  • Increasing policy deductibles can save around $475 each year
  • It is possible to save up to $150 per year just by quoting online in advance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,694
20 $2,884
30 $1,318
40 $1,266
50 $1,156
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,438
$500 $1,266
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,346
100/300 $1,447
250/500 $1,708
100 CSL $1,387
300 CSL $1,608
500 CSL $1,769

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,700
20 $4,592
30 $2,784
40 $2,726
50 $2,596
60 $2,572

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $61
Online Quote $90
Total Discounts $532
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles