Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $372, and liability insurance is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how where you live affects insurance prices.

The ranges above illustrate why all drivers should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $688
• Raising to $1,000 deductibles will save approximately $144 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,174
• Using low deductibles costs an extra $274 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,518
• The price to insure a teen driver can cost as much as $4,398

Auto insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $420 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,580 on average in Florida, New York, and Michigan.

How to Shop for Cheap Audi TT RS Insurance

Getting lower rates on Audi TT RS insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief summary of the material that was touched on in the above illustrations.

• Drivers who want increased liability limits will pay an extra $450 annually to raise from a low limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, as much as $367 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,340 more annually to insure an Audi TT RS
• Increasing physical damage deductibles could save as much as $425 each year