Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability insurance is estimated at $406. Buying just liability costs approximately $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teenage drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Choosing higher $1,000 deductibles can save around $144 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,174
• Using more expensive low deductibles for comp and collision coverage will cost an extra $274 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,518
• Policy cost for full coverage for a teen driver with full coverage may cost $4,398 each year

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level of your TT RS, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,670 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can save as much as $420 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Audi TT RS Insurance

Finding cheaper rates on Audi TT RS insurance takes avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a brief review of the data illustrated above.

• Drivers who require increased liability limits will pay an extra $450 each year to raise limits from a 30/60 limit to 250/500 limits
• Drivers can save as much as $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers under the age of 20 pay the highest rates, costing up to $367 each month for full coverage