Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage. Comprehensive costs an estimated $260, collision insurance costs $372, and liability insurance is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs around $2,518. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save approximately $144 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,174
• Selecting more expensive low deductibles increases the price to $1,448
• Higher-risk drivers with serious driving violations could pay up to $2,518
• The price to insure a teen driver with full coverage can cost as much as $4,398

Auto insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,670 on average in New York, Louisiana, and Michigan.

How to Shop for the Right Audi TT RS Insurance

Getting lower rates on Audi TT RS insurance consists of being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a quick rundown of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with reckless driving or DUI convictions pay on average $1,340 more annually to insure their TT RS
• Drivers can save approximately $140 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $425 each year
• Drivers who want more liability coverage will pay approximately $450 each year to raise from a low limit to a 250/500 level