Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually including full coverage. Comprehensive insurance costs approximately $260, collision costs $372, and liability costs around $406. Buying just liability costs as low as $450 a year, with insurance for high-risk drivers costing $2,518 or more. Teens cost the most to insure at $4,398 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $688
• Using higher $1,000 deductibles will save $144 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,174
• Selecting pricier low deductibles for physical damage coverage costs an additional $274 annually
• High-risk insureds with serious driving violations could pay around $2,518 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,398 or more

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Audi TT RS insurance for high-risk drivers can be from 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,670 on average in Louisiana, New York, and Michigan.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Each insurance company calculates rates differently, so the rates will be varied between companies.

How to Buy the Best Cheap Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS requires having a good driving record, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a quick review of the data that was covered above.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase increased levels of liability coverage will pay approximately $450 per year to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger are expensive to insure, with premiums being up to $367 each month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,340 more per year to buy Audi TT RS insurance