Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260 each year, collision insurance costs $372, and liability insurance is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,518. Teens receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Prices include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and TT RS models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

These examples show why all drivers should compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save about $144 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,174
• Selecting low deductibles bumps up the cost to $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,518
• The cost that insures a teen driver can be $4,398

Auto insurance rates for an Audi TT RS can also vary considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $420 each year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Audi TT RS Insurance

Saving money on Audi TT RS insurance consists of not taking risks behind the wheel, maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a quick rundown of the material that was touched on in the above illustrations.

• Drivers who may need higher liability limits will pay approximately $450 each year to raise from a minimum limit to the 250/500 level
• Teens are expensive to insure, costing as high as $367 per month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions pay on average $1,340 more every year for TT RS insurance
• Increasing deductibles can save approximately $425 each year