Audi TT RS Insurance Rates

Average auto insurance rates for an Audi TT RS are $1,174 annually including full coverage. Comprehensive insurance costs approximately $260 each year, collision insurance costs $372, and liability is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs $2,518 or more. Teen drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and TT RS models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save $144 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,174
• Choosing low deductibles costs an additional $274 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,518
• The cost with full coverage for a 16-year-old driver can cost $4,398

Car insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $420 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,670 on average in Louisiana, New York, and Michigan.

How to Buy Low Cost Audi TT RS Insurance

Saving money on insurance for an Audi TT RS consists of avoiding accidents and violations, having a good credit score, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The list below is a review of the material that was covered in the above illustrations.

• Insureds who purchase higher liability limits will pay about $450 per year to raise from a minimum limit to higher 250/500 limits
• Teenagers pay the highest auto insurance rates, as much as $367 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,340 more per year for car insurance
• Increasing deductibles could save up to $425 each year