Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive costs an estimated $260, collision insurance costs $372, and liability insurance is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,518. 16-year-old drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities. The example below illustrates how where you live affects insurance prices.

The examples above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Audi TT RS insurance rates for other coverage scenarios.

• The best full coverage rate is $688
• Raising to $1,000 deductibles will save approximately $144 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,174
• Buying pricier low deductibles will increase the cost to $1,448
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,518
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $4,398

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Your home state also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,580 on average in New York, Michigan, and Florida.

Opting for high physical damage deductibles can reduce rates by up to $420 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $1,900 extra every year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Audi TT RS Insurance

Finding cheaper rates on Audi TT RS insurance consists of avoiding accidents and claims, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with multiple at-fault accidents may pay on average $1,340 more annually to insure an Audi TT RS
• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers who want increased liability limits will pay around $450 every year to raise from a 30/60 limit to 250/500 limits