Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $372, and liability costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers cost the most to insure at $4,398 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

• The best discount rate is $688
• Drivers who choose higher $1,000 deductibles will pay $1,030 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,174
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $274 annually
• Drivers who are prone to accidents and violations could pay around $2,518 or more
• Policy cost for full coverage for a 16-year-old driver can cost $4,398 a year

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

Using high physical damage deductibles could save up to $420 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find Cheap Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief summary of the material that was touched on in this article.

• Insureds who purchase more liability protection will pay an extra $450 every year to go from a 30/60 limit to 250/500 limits
• Youthful drivers are the costliest to insure, as much as $367 each month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,340 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $425 each year