Audi TT RS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

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U.S. average insurance prices for an Audi TT RS are $1,266 every 12 months for full coverage insurance. Comprehensive costs on average $288 each year, collision insurance costs $440, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,726. Teen drivers pay the highest rates at up to $4,694 a year.

Average premium for full coverage: $1,266

Price estimates by individual coverage:

Comprehensive $288
Collision $440
Liability $402

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and TT RS models.

Price Range from Low to High

For the average 40-year-old driver, Audi TT RS insurance prices range from the cheapest price of $446 for basic liability insurance to a high rate of $2,726 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,266
High Risk $2,726

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

The ranges above illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Audi TT RS insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $734
  • Using higher $1,000 deductibles will save around $166 each year
  • The average price for the average middle-age driver with $500 deductibles is $1,266
  • Choosing low deductibles for physical damage coverage increases the price to $1,584
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,726
  • The price to insure a teenage driver may cost $4,694 or more

Car insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your TT RS.

Choosing high deductibles could cut prices by as much as $490 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,710 on average in Michigan, New York, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $970 -$296 -23.4%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,206 -$60 -4.7%
Connecticut $1,300 $34 2.7%
Delaware $1,430 $164 13.0%
Florida $1,580 $314 24.8%
Georgia $1,172 -$94 -7.4%
Hawaii $908 -$358 -28.3%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,726 $460 36.3%
Louisiana $1,874 $608 48.0%
Maine $782 -$484 -38.2%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,198 $932 73.6%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $996 -$270 -21.3%
Nevada $1,518 $252 19.9%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,334 $68 5.4%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,524 $258 20.4%
Utah $938 -$328 -25.9%
Vermont $864 -$402 -31.8%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $874 -$392 -31.0%
Wyoming $1,126 -$140 -11.1%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi TT RS Insurance

Getting lower rates on auto insurance requires being safe and accident-free, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a recap of the data that was touched on in this article.

  • It is possible to save as much as $150 per year just by quoting online in advance
  • Consumers who require more liability protection will pay about $440 annually to increase from a low limit to a 250/500 level
  • Youthful drivers are expensive to insure, as much as $391 a month if the policy includes full coverage
  • Drivers that have major violations or accidents pay on average $1,460 more each year than a low-risk driver

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,694
20 $2,884
30 $1,318
40 $1,266
50 $1,156
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,438
$500 $1,266
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,346
100/300 $1,447
250/500 $1,708
100 CSL $1,387
300 CSL $1,608
500 CSL $1,769

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,700
20 $4,592
30 $2,784
40 $2,726
50 $2,596
60 $2,572

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $61
Online Quote $90
Total Discounts $532
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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