Audi TT RS Insurance Rates

Estimated auto insurance rates for an Audi TT RS are $1,174 annually including full coverage. Comprehensive costs on average $260 a year, collision insurance costs $372, and liability is $406. Liability-only insurance costs around $450 a year, and high-risk driver insurance costs around $2,518. Teen drivers pay the most at up to $4,398 a year.

Average premium for full coverage: $1,174

Premium estimates by type of coverage:

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Audi TT RS insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save around $1,030 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,174
• Choosing low $100 deductibles will cost $1,448
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,518
• An auto insurance policy with full coverage for a 16-year-old driver may cost $4,398

Insurance prices for an Audi TT RS also have a wide range based on the model of your TT RS, your driving characteristics, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $420 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,670 on average in Michigan, New York, and Louisiana.

How to Buy the Best Cheap Audi TT RS Insurance

Finding better rates on insurance for an Audi TT RS consists of being a safe and courteous driver, having good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every other policy renewal by getting rate quotes from direct car insurance companies, and also from several local insurance agents.

Below is a quick review of the ideas that were raised in the charts and tables above.

• Teenage drivers pay higher prices, with the cost nearing $367 per month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,340 more each year for auto insurance
• Increasing policy deductibles could save up to $425 each year
• You may be able to save as much as $140 per year just by quoting early and online