Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Estimated insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs an estimated $260 a year, collision costs $372, and liability coverage costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

Comprehensive $260
Collision $372
Liability $406

Prices include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Audi TT RS go from the low end price of $450 for just the minimum liability insurance to a high of $2,518 for a driver who requires high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences show why it is important to compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Analysis

The chart below shows estimated Audi TT RS insurance rates for other coverage scenarios.

  • The best discount rate is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,030 a year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,174
  • Using low $100 deductibles for comprehensive and collision insurance will cost an additional $274 each year
  • High-risk insureds who are prone to accidents and violations could pay up to $2,518 or more
  • An auto insurance policy that insures a teenage driver can cost as much as $4,398 a year

Insurance prices for an Audi TT RS also have a wide range based on the trim level of your TT RS, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,300 a year. View Rates by Age

Where you choose to live makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Using high physical damage deductibles could save up to $420 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $366 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate prices, so the prices will be substantially different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi TT RS Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and taking advantage of discounts. Compare prices at every other renewal by quoting rates from direct carriers, and also from your local independent and exclusive agents.

The items below are a quick rundown of the concepts that were covered in the charts and tables above.

  • Drivers with reckless driving or DUI convictions may pay on average $1,340 more annually to insure their TT RS
  • Teen drivers are charged the highest prices, as much as $367 per month if full coverage is included
  • Drivers can save approximately $140 per year simply by quoting early and online
  • Increasing policy deductibles can save approximately $425 each year
  • Drivers can save approximately $140 per year simply by quoting early and online

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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