Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs approximately $260 each year, collision insurance costs $372, and liability coverage costs $406. Liability-only insurance costs as little as $450 a year, and high-risk driver insurance costs $2,518 or more. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $688
• Drivers who choose higher $1,000 deductibles will pay $144 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,174
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $274 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,518
• Policy cost for full coverage for a teenage driver can cost $4,398 a year

Auto insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level of your TT RS, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or as much as $1,670 on average in New York, Louisiana, and Michigan.

Choosing high deductibles could save up to $420 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find Affordable Audi TT RS Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the concepts that were touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions may pay on average $1,340 more per year than a safer driver
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $367 each month if they have full coverage
• Drivers can save around $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers can save around $140 per year just by quoting online in advance