Audi TTS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 2, 2024

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The average insurance prices for an Audi TTS are $1,080 every 12 months for full coverage. Comprehensive insurance costs approximately $228, collision costs $314, and liability coverage is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,316 or more. Teenage drivers cost the most to insure at $4,108 a year or more.

Average premium for full coverage: $1,080

Policy rates by type of insurance:

Comprehensive $228
Collision $314
Liability $402

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different TTS trim levels.

Price Range Variability

For the average 40-year-old driver, Audi TTS insurance rates go from the cheapest price of $446 for just liability insurance to a much higher rate of $2,316 for high-risk insurance.

Liability Only $446
Full Coverage $1,080
High Risk $2,316

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

The examples above show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Audi TTS insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $639
  • Choosing higher $1,000 deductibles can save $126 a year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,080
  • Using more expensive low deductibles for comp and collision coverage costs an extra $234 each year
  • Drivers who are prone to accidents and violations could pay around $2,316 or more
  • Policy cost to insure a teenage driver with full coverage can cost $4,108 each year

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing full coverage Audi TTS insurance prices range from $639 to $4,108

Insurance rates for an Audi TTS also range considerably based on liability limits and deductibles, your driver profile, and the model of your TTS.

Using high physical damage deductibles can save as much as $360 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance ranges around 44% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi TTS insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $826 -$254 -23.5%
Arizona $894 -$186 -17.2%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,030 -$50 -4.6%
Connecticut $1,108 $28 2.6%
Delaware $1,220 $140 13.0%
Florida $1,346 $266 24.6%
Georgia $998 -$82 -7.6%
Hawaii $776 -$304 -28.1%
Idaho $730 -$350 -32.4%
Illinois $804 -$276 -25.6%
Indiana $814 -$266 -24.6%
Iowa $728 -$352 -32.6%
Kansas $1,024 -$56 -5.2%
Kentucky $1,470 $390 36.1%
Louisiana $1,596 $516 47.8%
Maine $666 -$414 -38.3%
Maryland $890 -$190 -17.6%
Massachusetts $860 -$220 -20.4%
Michigan $1,872 $792 73.3%
Minnesota $902 -$178 -16.5%
Mississippi $1,292 $212 19.6%
Missouri $956 -$124 -11.5%
Montana $1,158 $78 7.2%
Nebraska $850 -$230 -21.3%
Nevada $1,292 $212 19.6%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $954 -$126 -11.7%
New York $1,136 $56 5.2%
North Carolina $620 -$460 -42.6%
North Dakota $884 -$196 -18.1%
Ohio $742 -$338 -31.3%
Oklahoma $1,106 $26 2.4%
Oregon $988 -$92 -8.5%
Pennsylvania $1,028 -$52 -4.8%
Rhode Island $1,438 $358 33.1%
South Carolina $978 -$102 -9.4%
South Dakota $910 -$170 -15.7%
Tennessee $942 -$138 -12.8%
Texas $1,300 $220 20.4%
Utah $798 -$282 -26.1%
Vermont $736 -$344 -31.9%
Virginia $646 -$434 -40.2%
Washington $832 -$248 -23.0%
West Virginia $988 -$92 -8.5%
Wisconsin $746 -$334 -30.9%
Wyoming $960 -$120 -11.1%

View Chart as Image

Audi TTS insurance rates by U.S. city

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $394 $714 $338 $1,582
2022 Audi TTS $382 $698 $354 $1,570
2021 Audi TTS $368 $668 $364 $1,536
2020 Audi TTS $348 $646 $376 $1,506
2019 Audi TTS $334 $598 $384 $1,452
2018 Audi TTS $320 $564 $388 $1,408
2016 Audi TTS $288 $466 $390 $1,280
2015 Audi TTS $278 $436 $394 $1,244
2014 Audi TTS $270 $406 $402 $1,214
2012 Audi TTS $244 $342 $406 $1,128
2011 Audi TTS $228 $314 $402 $1,080
2010 Audi TTS $214 $284 $402 $1,036

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi TTS Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every couple of years by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a recap of the material that was touched on in this article.

  • Consumers who purchase additional liability coverage will pay an extra $440 each year to raise limits from a 30/60 limit to a 250/500 level
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $342 each month if full coverage is included
  • Drivers that have major violations or accidents may pay on average $1,240 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles could save as much as $350 each year

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $4,108
20 $2,448
30 $1,114
40 $1,080
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,314
$250 $1,208
$500 $1,080
$1,000 $954

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,160
100/300 $1,261
250/500 $1,522
100 CSL $1,201
300 CSL $1,422
500 CSL $1,583

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,832
20 $3,898
30 $2,352
40 $2,316
50 $2,206
60 $2,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $72
5-yr Claim Free $69
Paid in Full/EFT $44
Advance Quote $50
Online Quote $76
Total Discounts $441
Rate after discounts $639

Discounts are estimated and may not be available from every company or in every state.

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