BMW 4 Series Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Comparing auto insurance through online rate quotes is easy and there is a good chance you may find lower rates. The key is to get rates from all companies so you can compare every company's rates.

Beginners to shopping for insurance may think finding low-cost BMW 4 Series insurance is going to be difficult. Getting lower BMW 4 Series insurance cost can be surprisingly simple. The only thing you need to do is invest a little time to compare quotes from different insurance companies. This can be done by visiting this page.

Insurance premiums on a BMW 4 Series can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your 4 Series
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new 4 Series models so the cost to replace them will push premiums down. On the flip side, new 4 Series models have more advanced features like a backup camera, lane departure warning system, and traction control which may provide discounts that lower premiums.

Auto liability

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverage protection

another car or object. . , . .

Comprehensive insurance

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Protection from uninsured/underinsured drivers

Your UM/UIM coverage . , . .

Medical payments and PIP coverage

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles