BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance prices for a BMW M6 are $2,008 every 12 months for full coverage insurance. Comprehensive costs approximately $422, collision insurance costs $892, and liability insurance is $514. Buying just liability costs around $572 a year, and insurance for high-risk drivers costs around $4,392. Teenage drivers receive the highest rates at up to $7,400 a year.
Average premium for full coverage: $2,008
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all M6 models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the cheapest price of $572 for just liability insurance to the much higher price of $4,392 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.
These examples illustrate why everyone should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average BMW M6 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,117
- Raising to $1,000 deductibles will save $296 each year
- The average price for a 40-year-old driver who chooses $500 deductibles is $2,008
- Using pricier low deductibles increases the price to $2,594
- Higher-risk drivers who are prone to accidents and violations could pay around $4,392
- The cost to insure a teen driver for full coverage can cost $7,400
Auto insurance rates for a BMW M6 can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your M6.
Using high physical damage deductibles can reduce rates by up to $890 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $513 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles could pay as little as $1,900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $7,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $2,400 to $3,300 in extra premium per year, depending on your age. BMW M6 insurance for high-risk drivers is expensive and can cost anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates
Where you live also has a big influence on BMW M6 insurance rates. A middle-age driver might find rates as low as $1,310 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,710 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,816 | -$192 | -9.6% |
| Alaska | $1,540 | -$468 | -23.3% |
| Arizona | $1,668 | -$340 | -16.9% |
| Arkansas | $2,008 | -$0 | 0.0% |
| California | $2,288 | $280 | 13.9% |
| Colorado | $1,918 | -$90 | -4.5% |
| Connecticut | $2,062 | $54 | 2.7% |
| Delaware | $2,272 | $264 | 13.1% |
| Florida | $2,512 | $504 | 25.1% |
| Georgia | $1,856 | -$152 | -7.6% |
| Hawaii | $1,442 | -$566 | -28.2% |
| Idaho | $1,360 | -$648 | -32.3% |
| Illinois | $1,496 | -$512 | -25.5% |
| Indiana | $1,514 | -$494 | -24.6% |
| Iowa | $1,356 | -$652 | -32.5% |
| Kansas | $1,906 | -$102 | -5.1% |
| Kentucky | $2,738 | $730 | 36.4% |
| Louisiana | $2,974 | $966 | 48.1% |
| Maine | $1,240 | -$768 | -38.2% |
| Maryland | $1,656 | -$352 | -17.5% |
| Massachusetts | $1,604 | -$404 | -20.1% |
| Michigan | $3,486 | $1,478 | 73.6% |
| Minnesota | $1,680 | -$328 | -16.3% |
| Mississippi | $2,406 | $398 | 19.8% |
| Missouri | $1,782 | -$226 | -11.3% |
| Montana | $2,158 | $150 | 7.5% |
| Nebraska | $1,584 | -$424 | -21.1% |
| Nevada | $2,410 | $402 | 20.0% |
| New Hampshire | $1,446 | -$562 | -28.0% |
| New Jersey | $2,246 | $238 | 11.9% |
| New Mexico | $1,778 | -$230 | -11.5% |
| New York | $2,116 | $108 | 5.4% |
| North Carolina | $1,158 | -$850 | -42.3% |
| North Dakota | $1,646 | -$362 | -18.0% |
| Ohio | $1,388 | -$620 | -30.9% |
| Oklahoma | $2,062 | $54 | 2.7% |
| Oregon | $1,842 | -$166 | -8.3% |
| Pennsylvania | $1,914 | -$94 | -4.7% |
| Rhode Island | $2,680 | $672 | 33.5% |
| South Carolina | $1,820 | -$188 | -9.4% |
| South Dakota | $1,694 | -$314 | -15.6% |
| Tennessee | $1,756 | -$252 | -12.5% |
| Texas | $2,420 | $412 | 20.5% |
| Utah | $1,484 | -$524 | -26.1% |
| Vermont | $1,374 | -$634 | -31.6% |
| Virginia | $1,202 | -$806 | -40.1% |
| Washington | $1,550 | -$458 | -22.8% |
| West Virginia | $1,842 | -$166 | -8.3% |
| Wisconsin | $1,390 | -$618 | -30.8% |
| Wyoming | $1,788 | -$220 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,852 | $154 |
| BMW M6 2-Dr Convertible | $2,060 | $172 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2017 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2016 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2015 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2014 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2013 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2012 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2010 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap BMW M6 Insurance
Saving money on BMW M6 insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The following list is a brief summary of the ideas that were touched on in the above illustrations.
- Drivers age 16 to 20 have the highest car insurance rates, costing up to $617 per month if comprehensive and collision insurance is included
- High-risk drivers that tend to have accidents or serious violations may have to pay on average $2,380 more per year than a safer driver
- Increasing deductibles could save as much as $875 each year
- It is possible to save around $250 per year just by quoting online well ahead of the renewal date
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,688 |
| 30 | $2,108 |
| 40 | $2,008 |
| 50 | $1,834 |
| 60 | $1,802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,320 |
| $500 | $2,008 |
| $1,000 | $1,712 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,008 |
| 50/100 | $2,174 |
| 100/300 | $2,317 |
| 250/500 | $2,687 |
| 100 CSL | $2,231 |
| 300 CSL | $2,545 |
| 500 CSL | $2,773 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,628 |
| 20 | $7,482 |
| 30 | $4,504 |
| 40 | $4,392 |
| 50 | $4,192 |
| 60 | $4,158 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $108 |
| Homeowner | $29 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $134 |
| Paid in Full/EFT | $99 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $891 |
Discounts are estimated and may not be available from every company or in every state.
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