BMW M6 Insurance Rates
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UPDATED: Jun 6, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
U.S. average insurance rates for a BMW M6 are $2,008 a year for full coverage insurance. Comprehensive costs an estimated $422 each year, collision insurance costs $892, and liability insurance is estimated at $514. A policy with just liability insurance costs approximately $572 a year, and coverage for high-risk drivers costs around $4,392. 16-year-old drivers pay the highest rates at up to $7,400 a year.
Average premium for full coverage: $2,008
Price estimates broken down by individual coverage:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and M6 models.
Price Range from Low to High
For an average driver, BMW M6 insurance prices range from the low end price of $572 for the bare minimum liability coverage to a high rate of $4,392 for a policy for a high-risk driver.
Geographic Price Range
Living in a larger city has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than congested cities. The graphic below illustrates the effect of geographic area on insurance prices.
The ranges above illustrate why all drivers should get quotes for a targeted area, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average BMW M6 insurance rates for other coverage scenarios.
- The best full coverage rate is $1,117
- Choosing higher $1,000 deductibles can save approximately $296 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $2,008
- Buying low deductibles for comp and collision coverage bumps up the cost to $2,594
- High-risk insureds with multiple tickets or accidents could pay up to $4,392
- The price that insures a teen driver can cost as much as $7,400 each year
Insurance prices for a BMW M6 are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $2,400 to $3,300 extra each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 133% more than the average rate. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay at least $7,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for BMW M6 insurance rates. A good driver about age 40 could pay as low as $1,310 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,710 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,816 | -$192 | -9.6% |
| Alaska | $1,540 | -$468 | -23.3% |
| Arizona | $1,668 | -$340 | -16.9% |
| Arkansas | $2,008 | -$0 | 0.0% |
| California | $2,288 | $280 | 13.9% |
| Colorado | $1,918 | -$90 | -4.5% |
| Connecticut | $2,062 | $54 | 2.7% |
| Delaware | $2,272 | $264 | 13.1% |
| Florida | $2,512 | $504 | 25.1% |
| Georgia | $1,856 | -$152 | -7.6% |
| Hawaii | $1,442 | -$566 | -28.2% |
| Idaho | $1,360 | -$648 | -32.3% |
| Illinois | $1,496 | -$512 | -25.5% |
| Indiana | $1,514 | -$494 | -24.6% |
| Iowa | $1,356 | -$652 | -32.5% |
| Kansas | $1,906 | -$102 | -5.1% |
| Kentucky | $2,738 | $730 | 36.4% |
| Louisiana | $2,974 | $966 | 48.1% |
| Maine | $1,240 | -$768 | -38.2% |
| Maryland | $1,656 | -$352 | -17.5% |
| Massachusetts | $1,604 | -$404 | -20.1% |
| Michigan | $3,486 | $1,478 | 73.6% |
| Minnesota | $1,680 | -$328 | -16.3% |
| Mississippi | $2,406 | $398 | 19.8% |
| Missouri | $1,782 | -$226 | -11.3% |
| Montana | $2,158 | $150 | 7.5% |
| Nebraska | $1,584 | -$424 | -21.1% |
| Nevada | $2,410 | $402 | 20.0% |
| New Hampshire | $1,446 | -$562 | -28.0% |
| New Jersey | $2,246 | $238 | 11.9% |
| New Mexico | $1,778 | -$230 | -11.5% |
| New York | $2,116 | $108 | 5.4% |
| North Carolina | $1,158 | -$850 | -42.3% |
| North Dakota | $1,646 | -$362 | -18.0% |
| Ohio | $1,388 | -$620 | -30.9% |
| Oklahoma | $2,062 | $54 | 2.7% |
| Oregon | $1,842 | -$166 | -8.3% |
| Pennsylvania | $1,914 | -$94 | -4.7% |
| Rhode Island | $2,680 | $672 | 33.5% |
| South Carolina | $1,820 | -$188 | -9.4% |
| South Dakota | $1,694 | -$314 | -15.6% |
| Tennessee | $1,756 | -$252 | -12.5% |
| Texas | $2,420 | $412 | 20.5% |
| Utah | $1,484 | -$524 | -26.1% |
| Vermont | $1,374 | -$634 | -31.6% |
| Virginia | $1,202 | -$806 | -40.1% |
| Washington | $1,550 | -$458 | -22.8% |
| West Virginia | $1,842 | -$166 | -8.3% |
| Wisconsin | $1,390 | -$618 | -30.8% |
| Wyoming | $1,788 | -$220 | -11.0% |
Opting for high physical damage deductibles can save as much as $890 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $513 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,852 | $154 |
| BMW M6 2-Dr Convertible | $2,060 | $172 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2017 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2016 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2015 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2014 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2013 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2012 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2010 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2007 BMW M6 | $268 | $396 | $520 | $1,364 |
| 2006 BMW M6 | $264 | $376 | $510 | $1,330 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap BMW M6 Insurance
Getting lower rates on BMW M6 insurance takes being a low-risk driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Comparison shop every year by requesting rates from direct insurance companies, and also from local insurance agencies.
The items below are a quick review of the coverage data covered in the above illustrations.
- It is possible to save approximately $250 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $875 each year
- Teen drivers are charged the highest prices, as much as $617 a month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may have to pay on average $2,380 more annually to insure their M6
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,400 |
| 20 | $4,688 |
| 30 | $2,108 |
| 40 | $2,008 |
| 50 | $1,834 |
| 60 | $1,802 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,594 |
| $250 | $2,320 |
| $500 | $2,008 |
| $1,000 | $1,712 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,008 |
| 50/100 | $2,174 |
| 100/300 | $2,317 |
| 250/500 | $2,687 |
| 100 CSL | $2,231 |
| 300 CSL | $2,545 |
| 500 CSL | $2,773 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,628 |
| 20 | $7,482 |
| 30 | $4,504 |
| 40 | $4,392 |
| 50 | $4,192 |
| 60 | $4,158 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $108 |
| Homeowner | $29 |
| 5-yr Accident Free | $159 |
| 5-yr Claim Free | $134 |
| Paid in Full/EFT | $99 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $891 |
Discounts are estimated and may not be available from every company or in every state.
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