BMW M6 Insurance Rates
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UPDATED: Mar 28, 2024
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
The average insurance rates for a BMW M6 are $1,906 a year with full coverage. Comprehensive costs on average $406 each year, collision costs $800, and liability is $520. Liability-only insurance costs around $576 a year, with high-risk driver insurance costing around $4,150. Teens cost the most to insure at $7,038 a year or more.
Average premium for full coverage: $1,906
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and M6 models.
Price Range Variability
Using a middle-aged driver as an example, BMW M6 insurance rates go from as low as $576 for just liability insurance to a high rate of $4,150 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion.
The graphic below illustrates how where you live affects car insurance rates.
The examples above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated BMW M6 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,071
- Raising to $1,000 deductibles will save around $274 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,906
- Selecting low deductibles will increase the cost to $2,440
- Drivers with serious driving violations could pay upwards of $4,150 or more
- Policy cost for full coverage for a 16-year-old driver may cost $7,038
Auto insurance rates for a BMW M6 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles may pay as low as $1,800 every 12 months on average, or $150 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $7,000 a year. View Rates by Age
Your home state also has a big influence on BMW M6 insurance prices. A middle-age driver might find rates as low as $1,370 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,570 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,720 | -$186 | -9.8% |
| Alaska | $1,460 | -$446 | -23.4% |
| Arizona | $1,582 | -$324 | -17.0% |
| Arkansas | $1,906 | -$0 | 0.0% |
| California | $2,170 | $264 | 13.9% |
| Colorado | $1,816 | -$90 | -4.7% |
| Connecticut | $1,956 | $50 | 2.6% |
| Delaware | $2,154 | $248 | 13.0% |
| Florida | $2,382 | $476 | 25.0% |
| Georgia | $1,758 | -$148 | -7.8% |
| Hawaii | $1,366 | -$540 | -28.3% |
| Idaho | $1,290 | -$616 | -32.3% |
| Illinois | $1,418 | -$488 | -25.6% |
| Indiana | $1,438 | -$468 | -24.6% |
| Iowa | $1,286 | -$620 | -32.5% |
| Kansas | $1,808 | -$98 | -5.1% |
| Kentucky | $2,596 | $690 | 36.2% |
| Louisiana | $2,820 | $914 | 48.0% |
| Maine | $1,176 | -$730 | -38.3% |
| Maryland | $1,570 | -$336 | -17.6% |
| Massachusetts | $1,522 | -$384 | -20.1% |
| Michigan | $3,306 | $1,400 | 73.5% |
| Minnesota | $1,596 | -$310 | -16.3% |
| Mississippi | $2,282 | $376 | 19.7% |
| Missouri | $1,690 | -$216 | -11.3% |
| Montana | $2,046 | $140 | 7.3% |
| Nebraska | $1,502 | -$404 | -21.2% |
| Nevada | $2,286 | $380 | 19.9% |
| New Hampshire | $1,372 | -$534 | -28.0% |
| New Jersey | $2,128 | $222 | 11.6% |
| New Mexico | $1,684 | -$222 | -11.6% |
| New York | $2,006 | $100 | 5.2% |
| North Carolina | $1,098 | -$808 | -42.4% |
| North Dakota | $1,560 | -$346 | -18.2% |
| Ohio | $1,314 | -$592 | -31.1% |
| Oklahoma | $1,954 | $48 | 2.5% |
| Oregon | $1,744 | -$162 | -8.5% |
| Pennsylvania | $1,814 | -$92 | -4.8% |
| Rhode Island | $2,540 | $634 | 33.3% |
| South Carolina | $1,724 | -$182 | -9.5% |
| South Dakota | $1,606 | -$300 | -15.7% |
| Tennessee | $1,664 | -$242 | -12.7% |
| Texas | $2,294 | $388 | 20.4% |
| Utah | $1,408 | -$498 | -26.1% |
| Vermont | $1,302 | -$604 | -31.7% |
| Virginia | $1,140 | -$766 | -40.2% |
| Washington | $1,470 | -$436 | -22.9% |
| West Virginia | $1,746 | -$160 | -8.4% |
| Wisconsin | $1,318 | -$588 | -30.8% |
| Wyoming | $1,694 | -$212 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $810 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $516 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $2,300 to $3,100 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 135% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $1,742 | $145 |
| BMW M6 2-Dr Convertible | $1,958 | $163 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2017 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2016 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2015 BMW M6 | $366 | $690 | $524 | $1,760 |
| 2014 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2013 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2012 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2010 BMW M6 | $282 | $450 | $534 | $1,446 |
| 2007 BMW M6 | $264 | $376 | $510 | $1,330 |
| 2006 BMW M6 | $242 | $358 | $504 | $1,284 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest BMW M6 Insurance
Finding cheaper rates on insurance for a BMW M6 consists of being a good driver, having good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following list is a recap of the data touched on in the above illustrations.
- Insureds who require an increased level of liability coverage will pay approximately $570 every year to raise from a 30/60 limit to 250/500 limits
- You may be able to save as much as $240 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $800 each year
- Drivers age 16 to 20 are charged the highest rates, as much as $587 each month if they have full coverage
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,038 |
| 20 | $4,420 |
| 30 | $1,994 |
| 40 | $1,906 |
| 50 | $1,740 |
| 60 | $1,708 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,440 |
| $250 | $2,190 |
| $500 | $1,906 |
| $1,000 | $1,632 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,906 |
| 50/100 | $2,073 |
| 100/300 | $2,216 |
| 250/500 | $2,589 |
| 100 CSL | $2,130 |
| 300 CSL | $2,446 |
| 500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,094 |
| 20 | $7,052 |
| 30 | $4,250 |
| 40 | $4,150 |
| 50 | $3,960 |
| 60 | $3,926 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $104 |
| Multi-vehicle | $102 |
| Homeowner | $28 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $126 |
| Paid in Full/EFT | $92 |
| Advance Quote | $98 |
| Online Quote | $138 |
| Total Discounts | $835 |
Discounts are estimated and may not be available from every company or in every state.
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