Buick Cascada Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Buick Cascada are $1,400 a year for full coverage insurance. Comprehensive insurance costs on average $270 a year, collision insurance costs $516, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,048 or more. Teens pay the most at up to $5,330 a year.
Average premium for full coverage: $1,400
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Cascada trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Buick Cascada range from as low as $508 for just liability coverage to a high of $3,048 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.
These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Buick Cascada insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $803
- Using higher $1,000 deductibles will save around $1,224 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,400
- Selecting low $100 deductibles for physical damage coverage will cost an extra $350 every year
- Drivers with serious driving violations could pay upwards of $3,048
- An auto insurance policy for full coverage for a teen driver may cost $5,330 or more
Auto insurance prices for a Buick Cascada also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age
Where you choose to live has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,890 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,268 | -$132 | -9.4% |
Alaska | $1,074 | -$326 | -23.3% |
Arizona | $1,162 | -$238 | -17.0% |
Arkansas | $1,400 | -$0 | 0.0% |
California | $1,598 | $198 | 14.1% |
Colorado | $1,340 | -$60 | -4.3% |
Connecticut | $1,442 | $42 | 3.0% |
Delaware | $1,586 | $186 | 13.3% |
Florida | $1,754 | $354 | 25.3% |
Georgia | $1,294 | -$106 | -7.6% |
Hawaii | $1,008 | -$392 | -28.0% |
Idaho | $946 | -$454 | -32.4% |
Illinois | $1,046 | -$354 | -25.3% |
Indiana | $1,056 | -$344 | -24.6% |
Iowa | $946 | -$454 | -32.4% |
Kansas | $1,330 | -$70 | -5.0% |
Kentucky | $1,912 | $512 | 36.6% |
Louisiana | $2,074 | $674 | 48.1% |
Maine | $864 | -$536 | -38.3% |
Maryland | $1,154 | -$246 | -17.6% |
Massachusetts | $1,122 | -$278 | -19.9% |
Michigan | $2,434 | $1,034 | 73.9% |
Minnesota | $1,172 | -$228 | -16.3% |
Mississippi | $1,680 | $280 | 20.0% |
Missouri | $1,242 | -$158 | -11.3% |
Montana | $1,506 | $106 | 7.6% |
Nebraska | $1,104 | -$296 | -21.1% |
Nevada | $1,680 | $280 | 20.0% |
New Hampshire | $1,008 | -$392 | -28.0% |
New Jersey | $1,566 | $166 | 11.9% |
New Mexico | $1,242 | -$158 | -11.3% |
New York | $1,476 | $76 | 5.4% |
North Carolina | $808 | -$592 | -42.3% |
North Dakota | $1,146 | -$254 | -18.1% |
Ohio | $966 | -$434 | -31.0% |
Oklahoma | $1,438 | $38 | 2.7% |
Oregon | $1,284 | -$116 | -8.3% |
Pennsylvania | $1,336 | -$64 | -4.6% |
Rhode Island | $1,870 | $470 | 33.6% |
South Carolina | $1,268 | -$132 | -9.4% |
South Dakota | $1,182 | -$218 | -15.6% |
Tennessee | $1,226 | -$174 | -12.4% |
Texas | $1,688 | $288 | 20.6% |
Utah | $1,038 | -$362 | -25.9% |
Vermont | $960 | -$440 | -31.4% |
Virginia | $840 | -$560 | -40.0% |
Washington | $1,084 | -$316 | -22.6% |
West Virginia | $1,284 | -$116 | -8.3% |
Wisconsin | $970 | -$430 | -30.7% |
Wyoming | $1,248 | -$152 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Buick Cascada | $282 | $548 | $452 | $1,440 |
2018 Buick Cascada | $270 | $516 | $456 | $1,400 |
2017 Buick Cascada | $258 | $464 | $460 | $1,340 |
Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Buick Cascada Insurance
Finding better rates on car insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
Below you'll find a brief summary of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers that tend to have accidents or serious violations pay an average of $1,650 more each year than a low-risk driver
- It is possible to save as much as $170 per year just by quoting early and online
- Increasing policy deductibles can save around $525 each year
- Policyholders who require more liability protection will pay approximately $500 annually to increase from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,330 |
20 | $3,252 |
30 | $1,454 |
40 | $1,400 |
50 | $1,282 |
60 | $1,258 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,750 |
$250 | $1,588 |
$500 | $1,400 |
$1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,400 |
50/100 | $1,491 |
100/300 | $1,605 |
250/500 | $1,902 |
100 CSL | $1,537 |
300 CSL | $1,788 |
500 CSL | $1,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,602 |
20 | $5,186 |
30 | $3,106 |
40 | $3,048 |
50 | $2,912 |
60 | $2,888 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $75 |
Homeowner | $22 |
5-yr Accident Free | $103 |
5-yr Claim Free | $91 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $99 |
Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area