Buick Cascada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 30, 2024

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Estimated insurance rates for a Buick Cascada are $1,400 a year for full coverage insurance. Comprehensive insurance costs on average $270 a year, collision insurance costs $516, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs $3,048 or more. Teens pay the most at up to $5,330 a year.

Average premium for full coverage: $1,400

Premium estimates by type of coverage:

Comprehensive $270
Collision $516
Liability $456

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Cascada trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Buick Cascada range from as low as $508 for just liability coverage to a high of $3,048 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Buick Cascada insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $803
  • Using higher $1,000 deductibles will save around $1,224 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,400
  • Selecting low $100 deductibles for physical damage coverage will cost an extra $350 every year
  • Drivers with serious driving violations could pay upwards of $3,048
  • An auto insurance policy for full coverage for a teen driver may cost $5,330 or more

View Chart as Image

Buick Cascada insurance cost comparison chart
Column chart showing Buick Cascada insurance prices range from $803 to $5,330 for full coverage

Auto insurance prices for a Buick Cascada also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,890 on average in Michigan, New York, and Florida.

Buick Cascada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,598 $198 14.1%
Colorado $1,340 -$60 -4.3%
Connecticut $1,442 $42 3.0%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $946 -$454 -32.4%
Illinois $1,046 -$354 -25.3%
Indiana $1,056 -$344 -24.6%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,074 $674 48.1%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,680 $280 20.0%
Missouri $1,242 -$158 -11.3%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $960 -$440 -31.4%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $970 -$430 -30.7%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Buick Cascada insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than the average policy. View High Risk Driver Rates

Buick Cascada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Buick Cascada $282 $548 $452 $1,440
2018 Buick Cascada $270 $516 $456 $1,400
2017 Buick Cascada $258 $464 $460 $1,340

Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Buick Cascada Insurance

Finding better rates on car insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the car insurance concepts covered in the charts and tables above.

  • Higher risk drivers that tend to have accidents or serious violations pay an average of $1,650 more each year than a low-risk driver
  • It is possible to save as much as $170 per year just by quoting early and online
  • Increasing policy deductibles can save around $525 each year
  • Policyholders who require more liability protection will pay approximately $500 annually to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Buick Cascada Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Buick Cascada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Buick Cascada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Cascada Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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