Buick Cascada Insurance Rates

The average insurance prices for a Buick Cascada are $1,400 every 12 months with full coverage. Comprehensive costs around $270 a year, collision insurance costs $516, and liability insurance costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs around $3,048. Teen drivers cost the most to insure at up to $5,330 a year.

Average premium for full coverage: $1,400

Policy rates for type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Cascada trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Buick Cascada insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $803
• Drivers who choose higher $1,000 deductibles will pay about $1,224 annually
• The average price for a good driver age 40 using $500 deductibles is $1,400
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,750
• High risk drivers with multiple violations and an at-fault accident could pay at least $3,048
• Policy cost to insure a teen driver can be $5,330 a year

View Chart as Image

Auto insurance rates for a Buick Cascada also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles could save up to $530 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

Your home state makes a big difference in Buick Cascada insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,890 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for More Affordable Buick Cascada Insurance

Finding cheaper rates on Buick Cascada insurance not only requires having a decent driving record, but also having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around once a year by requesting rates from direct companies, and also from several local insurance agents.

The following items are a summary of the data that was illustrated above.

• You may be able to save up to $170 per year just by quoting early and online
• Drivers who may need additional liability coverage will pay about $500 every year to go from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, as much as $444 each month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations pay on average $1,650 more every year than a driver with a clean driving record