Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive insurance costs around $270 a year, collision costs $474, and liability costs around $452. A liability-only policy costs as low as $504 a year, with high-risk insurance costing $2,934 or more. Teens pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Enclave trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $782
• Using higher $1,000 deductibles will save about $1,186 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,354
• Selecting low $100 deductibles for physical damage coverage will cost an extra $328 every year
• Drivers with serious driving violations could pay at least $2,934 or more
• An auto insurance policy for full coverage for a teen driver can be $5,144 or more

View Chart as Image

Auto insurance prices for a Buick Enclave also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $500 every year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Buick Enclave Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a summary of the data illustrated above.

• Policyholders who may need higher liability limits will pay approximately $500 annually to increase from 30/60 bodily injury limits to 250/500 limits
• It is possible to save up to $160 per year simply by quoting early and online
• Increasing policy deductibles can save around $500 each year
• Teenagers are expensive to insure, with premiums being up to $429 per month if they have full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.