Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,354 a year for full coverage insurance. Comprehensive costs around $270, collision costs $474, and liability insurance costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing around $2,934. Teenage drivers pay the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Price estimates for individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best discount rate is $782
• Using higher $1,000 deductibles will save about $168 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,354
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,682
• Drivers who are prone to accidents and violations could pay at least $2,934 or more
• The price for full coverage for a teen driver for full coverage can be $5,144 or more

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

The state you live in has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,830 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $500 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,600 to $2,200 additional each year, depending on your age. Buick Enclave insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Buick Enclave Insurance

Getting lower rates on Buick Enclave insurance requires being safe and accident-free, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data that was raised in the charts and tables above.

• It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
• Drivers who may need more liability protection will pay an extra $500 annually to increase from a low limit to 250/500 limits
• Youthful drivers are charged the highest prices, as much as $429 a month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,580 more every year than a low-risk driver

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.