Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance rates for a Buick Enclave are $1,354 a year for full coverage. Comprehensive insurance costs an estimated $270, collision costs $474, and liability coverage costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing $2,934 or more. Teenage drivers receive the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Rate estimates broken down by individual coverage type:

Prices include $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

These examples show why everyone should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Buick Enclave insurance rates for other coverage scenarios.

• The best discount rate is $782
• Using higher $1,000 deductibles will save approximately $168 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,354
• Using pricier low deductibles for physical damage coverage will cost an extra $328 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,934 or more
• The cost for full coverage for a teenage driver for full coverage can cost as much as $5,144 or more

View Chart as Image

Auto insurance rates for a Buick Enclave can also vary considerably based on your driver profile, the trim level of your Enclave, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,100 a year. View Rates by Age

Where you live has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $500 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium per year, depending on your age. Buick Enclave insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Buick Enclave Insurance

Saving money on auto insurance requires having a good driving record, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop once a year by getting rate quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The next list is a quick rundown of the data that was touched on in the above illustrations.

• Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
• Consumers who want increased levels of liability coverage will pay an extra $500 each year to increase from a minimum limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, costing as high as $429 per month if they have full coverage
• Drivers with reckless driving or DUI convictions pay an average of $1,580 more annually to buy Buick Enclave insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.