Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average auto insurance rates for a Buick Enclave are $1,354 annually for full coverage insurance. Comprehensive insurance costs an estimated $270 each year, collision insurance costs $474, and liability coverage costs $452. A policy with just liability insurance costs as little as $504 a year, and coverage for high-risk drivers costs $2,934 or more. Teen drivers receive the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Enclave models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

These examples illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Buick Enclave insurance rates for other coverage scenarios.

• The lowest rate with discounts is $782
• Drivers who choose higher $1,000 deductibles will pay approximately $168 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,354
• Choosing low deductibles for comprehensive and collision insurance costs an additional $328 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,934
• The cost with full coverage for a teenage driver can cost as much as $5,144 a year

View Chart as Image

Insurance rates for a Buick Enclave can also vary considerably based on the trim level of your Enclave, your risk profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $500 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Buick Enclave Insurance

Saving money on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a review of the car insurance concepts touched on in this article.

• Drivers who have several accidents or serious violations may pay on average $1,580 more annually than a safer driver
• It is possible to save approximately $160 per year just by quoting online in advance
• Increasing deductibles could save up to $500 each year
• Consumers who want an increased level of liability coverage will pay about $500 annually to go from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.