Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive insurance costs an estimated $270, collision costs $474, and liability is $452. Liability-only insurance costs around $504 a year, with high-risk driver insurance costing $2,934 or more. 16-year-old drivers pay the most at $5,144 a year or more.

Average premium for full coverage: $1,354

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why everyone should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $782
• Raising to $1,000 deductibles will save approximately $168 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,354
• Buying pricier low deductibles will cost an additional $328 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,934 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,144

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,200 additional annually, depending on your age. Buick Enclave insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Buick Enclave insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $500 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Buick Enclave Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Comparison shop every other policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief summary of the ideas that were raised in the charts and tables above.

• Teenage drivers are expensive to insure, with the cost nearing $429 per month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,580 more annually for auto insurance
• Increasing policy deductibles can save approximately $500 each year
• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.