Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance prices for a Buick Enclave are $1,394 every 12 months for full coverage. Comprehensive costs approximately $282 a year, collision insurance costs $512, and liability insurance costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $3,022. Teens cost the most to insure at up to $5,264 a year.

Average premium for full coverage: $1,394

Policy rates by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Enclave trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $802
• Using higher $1,000 deductibles will save $1,212 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,394
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,742
• Drivers with serious driving violations could pay around $3,022
• Policy cost to insure a teen driver can cost $5,264 or more

View Chart as Image

Insurance rates for a Buick Enclave also range considerably based on liability limits and deductibles, your driver profile, and the model of your Enclave.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $530 each year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,990 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Buick Enclave Insurance

Finding cheaper rates on Buick Enclave insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at least once a year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the primary concepts that were touched on in the above illustrations.

• Drivers can save around $170 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,630 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $525 each year
• Youthful drivers are the costliest to insure, costing up to $439 each month if full coverage is included

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.