Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Average insurance prices for a Buick Enclave are $1,394 every 12 months for full coverage insurance. Comprehensive insurance costs on average $282, collision costs $512, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $3,022 or more. Teens receive the highest rates at $5,264 a year or more.

Average premium for full coverage: $1,394

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different Enclave trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $802
• Drivers who choose higher $1,000 deductibles will pay around $182 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,394
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $348 each year
• High-risk insureds with serious driving violations could pay upwards of $3,022 or more
• The cost to insure a teenage driver with full coverage may cost $5,264 a year

View Chart as Image

Car insurance rates for a Buick Enclave can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Enclave.

Choosing higher comprehensive and collision insurance deductibles could save up to $530 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 136% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,880 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Buick Enclave Insurance

Saving money on auto insurance not only requires being a good driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a summary of the data presented in the illustrations above.

• Consumers who require an increased level of liability coverage will pay approximately $490 annually to go from a minimum limit to a 250/500 level
• It is possible to save as much as $170 per year simply by shopping early and online
• Increasing deductibles could save as much as $525 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $439 per month if the policy includes full coverage

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.