Buick Enclave Insurance Rates
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UPDATED: Jun 5, 2023
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The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car.
For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.
In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.
The average insurance prices for a Buick Enclave are $1,394 every 12 months with full coverage. Comprehensive insurance costs around $282, collision costs $512, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing $3,022 or more. Teens cost the most to insure at $5,264 a year or more.
Average premium for full coverage: $1,394
Policy rates for type of insurance:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Enclave models.
Price Range Variability
For the normal driver, Buick Enclave insurance rates go from the cheapest price of $496 for liability-only coverage to the much higher price of $3,022 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates how geographic area affects auto insurance rates.
The examples above demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Buick Enclave insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $802
- Using higher $1,000 deductibles will save about $182 annually
- The average price for a good driver age 40 using $500 deductibles is $1,394
- Selecting pricier low deductibles for physical damage coverage costs an extra $348 every year
- Drivers with serious driving violations could pay at least $3,022 or more
- Policy cost to insure a teen driver for full coverage can be $5,264 or more
Car insurance rates for a Buick Enclave also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $530 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Buick Enclave insurance for high-risk drivers can be as much as 44% to 136% more than the average policy. View High Risk Driver Rates
Your home state has a huge impact on Buick Enclave insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,880 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,260 | -$134 | -9.6% |
Alaska | $1,070 | -$324 | -23.2% |
Arizona | $1,158 | -$236 | -16.9% |
Arkansas | $1,394 | -$0 | 0.0% |
California | $1,586 | $192 | 13.8% |
Colorado | $1,330 | -$64 | -4.6% |
Connecticut | $1,434 | $40 | 2.9% |
Delaware | $1,576 | $182 | 13.1% |
Florida | $1,742 | $348 | 25.0% |
Georgia | $1,286 | -$108 | -7.7% |
Hawaii | $1,000 | -$394 | -28.3% |
Idaho | $942 | -$452 | -32.4% |
Illinois | $1,038 | -$356 | -25.5% |
Indiana | $1,050 | -$344 | -24.7% |
Iowa | $940 | -$454 | -32.6% |
Kansas | $1,326 | -$68 | -4.9% |
Kentucky | $1,902 | $508 | 36.4% |
Louisiana | $2,062 | $668 | 47.9% |
Maine | $860 | -$534 | -38.3% |
Maryland | $1,150 | -$244 | -17.5% |
Massachusetts | $1,114 | -$280 | -20.1% |
Michigan | $2,420 | $1,026 | 73.6% |
Minnesota | $1,166 | -$228 | -16.4% |
Mississippi | $1,668 | $274 | 19.7% |
Missouri | $1,236 | -$158 | -11.3% |
Montana | $1,498 | $104 | 7.5% |
Nebraska | $1,098 | -$296 | -21.2% |
Nevada | $1,670 | $276 | 19.8% |
New Hampshire | $1,002 | -$392 | -28.1% |
New Jersey | $1,558 | $164 | 11.8% |
New Mexico | $1,234 | -$160 | -11.5% |
New York | $1,468 | $74 | 5.3% |
North Carolina | $802 | -$592 | -42.5% |
North Dakota | $1,140 | -$254 | -18.2% |
Ohio | $962 | -$432 | -31.0% |
Oklahoma | $1,430 | $36 | 2.6% |
Oregon | $1,276 | -$118 | -8.5% |
Pennsylvania | $1,330 | -$64 | -4.6% |
Rhode Island | $1,860 | $466 | 33.4% |
South Carolina | $1,260 | -$134 | -9.6% |
South Dakota | $1,178 | -$216 | -15.5% |
Tennessee | $1,222 | -$172 | -12.3% |
Texas | $1,678 | $284 | 20.4% |
Utah | $1,032 | -$362 | -26.0% |
Vermont | $954 | -$440 | -31.6% |
Virginia | $834 | -$560 | -40.2% |
Washington | $1,078 | -$316 | -22.7% |
West Virginia | $1,276 | -$118 | -8.5% |
Wisconsin | $964 | -$430 | -30.8% |
Wyoming | $1,242 | -$152 | -10.9% |
Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Buick Enclave CX 2WD | $1,354 | $113 |
Buick Enclave CX AWD | $1,394 | $116 |
Buick Enclave XL 2WD | $1,394 | $116 |
Buick Enclave XL AWD | $1,430 | $119 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Buick Enclave | $348 | $594 | $372 | $1,472 |
2023 Buick Enclave | $332 | $570 | $390 | $1,450 |
2022 Buick Enclave | $320 | $566 | $398 | $1,442 |
2021 Buick Enclave | $308 | $552 | $416 | $1,434 |
2020 Buick Enclave | $298 | $530 | $430 | $1,416 |
2019 Buick Enclave | $282 | $512 | $442 | $1,394 |
2018 Buick Enclave | $270 | $474 | $452 | $1,354 |
2016 Buick Enclave | $248 | $400 | $460 | $1,266 |
2015 Buick Enclave | $232 | $368 | $460 | $1,218 |
2014 Buick Enclave | $224 | $346 | $464 | $1,192 |
2013 Buick Enclave | $220 | $322 | $474 | $1,174 |
2009 Buick Enclave | $174 | $226 | $474 | $1,032 |
2008 Buick Enclave | $168 | $202 | $468 | $996 |
Rates are averaged for all Buick Enclave models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Buick Enclave Insurance
Finding cheaper rates on car insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.
The points below are a review of the coverage data presented in the illustrations above.
- You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $525 each year
- Drivers under the age of 20 are the costliest to insure, as much as $439 each month if the policy includes full coverage
- Higher risk drivers who have several accidents or serious violations pay on average $1,630 more every year to insure a Buick Enclave
Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.
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What are the Buick Enclave safety ratings?
It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.
The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.
Buick Enclave Compared Against Other Vehicles in the Same Class
Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.
Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,264 |
20 | $3,220 |
30 | $1,450 |
40 | $1,394 |
50 | $1,274 |
60 | $1,248 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,742 |
$250 | $1,580 |
$500 | $1,394 |
$1,000 | $1,212 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,394 |
50/100 | $1,518 |
100/300 | $1,629 |
250/500 | $1,916 |
100 CSL | $1,563 |
300 CSL | $1,806 |
500 CSL | $1,983 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,502 |
20 | $5,132 |
30 | $3,082 |
40 | $3,022 |
50 | $2,886 |
60 | $2,860 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $74 |
Multi-vehicle | $74 |
Homeowner | $21 |
5-yr Accident Free | $102 |
5-yr Claim Free | $90 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $99 |
Total Discounts | $592 |
Discounts are estimated and may not be available from every company or in every state.
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