Buick Envision Insurance Rates
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UPDATED: Apr 27, 2024
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Estimated insurance prices for a Buick Envision are $1,320 every 12 months for full coverage. Comprehensive insurance costs approximately $260, collision costs $446, and liability costs $456. A policy with only liability insurance costs as little as $508 a year, with a high-risk policy costing $2,858 or more. Teenage drivers pay the most at $5,040 a year or more.
Average premium for full coverage: $1,320
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all Envision models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Buick Envision go from the cheapest price of $508 for the bare minimum liability coverage to the much higher price of $2,858 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences show why everyone should compare rates using their specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Buick Envision insurance rates for additional coverage and risk scenarios.
- The best discount rate is $767
- Drivers who choose higher $1,000 deductibles will pay $160 a year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,320
- Using pricier low deductibles for comprehensive and collision insurance costs an extra $312 every year
- Higher-risk drivers who are prone to accidents and violations could pay around $2,858 or more
- An auto insurance policy to insure a teen driver for full coverage can cost $5,040 a year
Car insurance prices for a Buick Envision also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Envision.
Using high physical damage deductibles could save up to $480 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Buick Envision insurance for high-risk drivers can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Buick Envision insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,194 | -$126 | -9.5% |
| Alaska | $1,014 | -$306 | -23.2% |
| Arizona | $1,096 | -$224 | -17.0% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,506 | $186 | 14.1% |
| Colorado | $1,262 | -$58 | -4.4% |
| Connecticut | $1,356 | $36 | 2.7% |
| Delaware | $1,496 | $176 | 13.3% |
| Florida | $1,652 | $332 | 25.2% |
| Georgia | $1,218 | -$102 | -7.7% |
| Hawaii | $948 | -$372 | -28.2% |
| Idaho | $892 | -$428 | -32.4% |
| Illinois | $984 | -$336 | -25.5% |
| Indiana | $994 | -$326 | -24.7% |
| Iowa | $892 | -$428 | -32.4% |
| Kansas | $1,254 | -$66 | -5.0% |
| Kentucky | $1,802 | $482 | 36.5% |
| Louisiana | $1,954 | $634 | 48.0% |
| Maine | $816 | -$504 | -38.2% |
| Maryland | $1,088 | -$232 | -17.6% |
| Massachusetts | $1,056 | -$264 | -20.0% |
| Michigan | $2,296 | $976 | 73.9% |
| Minnesota | $1,106 | -$214 | -16.2% |
| Mississippi | $1,582 | $262 | 19.8% |
| Missouri | $1,170 | -$150 | -11.4% |
| Montana | $1,420 | $100 | 7.6% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,584 | $264 | 20.0% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,476 | $156 | 11.8% |
| New Mexico | $1,170 | -$150 | -11.4% |
| New York | $1,392 | $72 | 5.5% |
| North Carolina | $762 | -$558 | -42.3% |
| North Dakota | $1,080 | -$240 | -18.2% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,356 | $36 | 2.7% |
| Oregon | $1,210 | -$110 | -8.3% |
| Pennsylvania | $1,260 | -$60 | -4.5% |
| Rhode Island | $1,762 | $442 | 33.5% |
| South Carolina | $1,196 | -$124 | -9.4% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,590 | $270 | 20.5% |
| Utah | $978 | -$342 | -25.9% |
| Vermont | $906 | -$414 | -31.4% |
| Virginia | $792 | -$528 | -40.0% |
| Washington | $1,020 | -$300 | -22.7% |
| West Virginia | $1,210 | -$110 | -8.3% |
| Wisconsin | $916 | -$404 | -30.6% |
| Wyoming | $1,178 | -$142 | -10.8% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envision | $348 | $594 | $372 | $1,472 |
| 2023 Buick Envision | $332 | $570 | $390 | $1,450 |
| 2022 Buick Envision | $320 | $566 | $398 | $1,442 |
| 2021 Buick Envision | $308 | $552 | $416 | $1,434 |
| 2020 Buick Envision | $298 | $530 | $430 | $1,416 |
| 2019 Buick Envision | $282 | $512 | $442 | $1,394 |
| 2018 Buick Envision | $270 | $474 | $452 | $1,354 |
| 2017 Buick Envision | $260 | $446 | $456 | $1,320 |
| 2016 Buick Envision | $248 | $400 | $460 | $1,266 |
Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Buick Envision Insurance
Finding better rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Set aside time to compare rates once a year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.
Below you'll find a brief summary of the data that was covered above.
- Drivers can save around $160 per year simply by quoting online well ahead of the renewal date
- Policyholders who purchase more liability protection will pay an extra $500 each year to go from 30/60 bodily injury limits to a 250/500 level
- Youthful drivers pay the highest auto insurance prices, as much as $420 per month if the policy includes full coverage
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,540 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,040 |
| 20 | $3,044 |
| 30 | $1,368 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,184 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,632 |
| $250 | $1,488 |
| $500 | $1,320 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,411 |
| 100/300 | $1,525 |
| 250/500 | $1,822 |
| 100 CSL | $1,457 |
| 300 CSL | $1,708 |
| 500 CSL | $1,890 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,172 |
| 20 | $4,850 |
| 30 | $2,908 |
| 40 | $2,858 |
| 50 | $2,732 |
| 60 | $2,708 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $553 |
Discounts are estimated and may not be available from every company or in every state.
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