Buick Envision Insurance Rates
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UPDATED: Apr 27, 2024
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Estimated auto insurance rates for a Buick Envision are $1,320 annually for full coverage. Comprehensive costs around $260, collision costs $446, and liability is estimated at $456. Liability-only insurance costs approximately $508 a year, with high-risk driver insurance costing around $2,858. Teenage drivers pay the most at $5,040 a year or more.
Average premium for full coverage: $1,320
Premium estimates for type of coverage:
Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Envision trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Buick Envision go from as cheap as $508 for just liability insurance to a much higher rate of $2,858 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than densely populated cities.
The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Buick Envision insurance rates for additional coverage choices and driver risks.
- The best discount rate is $767
- Choosing higher $1,000 deductibles can save about $160 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,320
- Using more expensive low deductibles for comp and collision coverage will cost $1,632
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,858 or more
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $5,040 each year
Insurance prices for a Buick Envision also have a wide range based on the model of your Envision, your driver profile, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance ranges from 44% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $480 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Buick Envision insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,194 | -$126 | -9.5% |
| Alaska | $1,014 | -$306 | -23.2% |
| Arizona | $1,096 | -$224 | -17.0% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,506 | $186 | 14.1% |
| Colorado | $1,262 | -$58 | -4.4% |
| Connecticut | $1,356 | $36 | 2.7% |
| Delaware | $1,496 | $176 | 13.3% |
| Florida | $1,652 | $332 | 25.2% |
| Georgia | $1,218 | -$102 | -7.7% |
| Hawaii | $948 | -$372 | -28.2% |
| Idaho | $892 | -$428 | -32.4% |
| Illinois | $984 | -$336 | -25.5% |
| Indiana | $994 | -$326 | -24.7% |
| Iowa | $892 | -$428 | -32.4% |
| Kansas | $1,254 | -$66 | -5.0% |
| Kentucky | $1,802 | $482 | 36.5% |
| Louisiana | $1,954 | $634 | 48.0% |
| Maine | $816 | -$504 | -38.2% |
| Maryland | $1,088 | -$232 | -17.6% |
| Massachusetts | $1,056 | -$264 | -20.0% |
| Michigan | $2,296 | $976 | 73.9% |
| Minnesota | $1,106 | -$214 | -16.2% |
| Mississippi | $1,582 | $262 | 19.8% |
| Missouri | $1,170 | -$150 | -11.4% |
| Montana | $1,420 | $100 | 7.6% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,584 | $264 | 20.0% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,476 | $156 | 11.8% |
| New Mexico | $1,170 | -$150 | -11.4% |
| New York | $1,392 | $72 | 5.5% |
| North Carolina | $762 | -$558 | -42.3% |
| North Dakota | $1,080 | -$240 | -18.2% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,356 | $36 | 2.7% |
| Oregon | $1,210 | -$110 | -8.3% |
| Pennsylvania | $1,260 | -$60 | -4.5% |
| Rhode Island | $1,762 | $442 | 33.5% |
| South Carolina | $1,196 | -$124 | -9.4% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,590 | $270 | 20.5% |
| Utah | $978 | -$342 | -25.9% |
| Vermont | $906 | -$414 | -31.4% |
| Virginia | $792 | -$528 | -40.0% |
| Washington | $1,020 | -$300 | -22.7% |
| West Virginia | $1,210 | -$110 | -8.3% |
| Wisconsin | $916 | -$404 | -30.6% |
| Wyoming | $1,178 | -$142 | -10.8% |
With such a large range in prices, the only way to know your exact price is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envision | $348 | $594 | $372 | $1,472 |
| 2023 Buick Envision | $332 | $570 | $390 | $1,450 |
| 2022 Buick Envision | $320 | $566 | $398 | $1,442 |
| 2021 Buick Envision | $308 | $552 | $416 | $1,434 |
| 2020 Buick Envision | $298 | $530 | $430 | $1,416 |
| 2019 Buick Envision | $282 | $512 | $442 | $1,394 |
| 2018 Buick Envision | $270 | $474 | $452 | $1,354 |
| 2017 Buick Envision | $260 | $446 | $456 | $1,320 |
| 2016 Buick Envision | $248 | $400 | $460 | $1,266 |
Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Buick Envision Insurance
Finding better rates on insurance for a Buick Envision takes having a good driving record, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least once a year by getting quotes from direct carriers, and also from local independent and exclusive agents.
The next list is a summary of the primary concepts that were covered above.
- Drivers can save up to $160 per year simply by shopping early and online
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,540 more every year to buy Buick Envision insurance
- Increasing policy deductibles could save up to $475 each year
- Drivers age 20 and younger are charged the highest prices, as much as $420 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,040 |
| 20 | $3,044 |
| 30 | $1,368 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,184 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,632 |
| $250 | $1,488 |
| $500 | $1,320 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,411 |
| 100/300 | $1,525 |
| 250/500 | $1,822 |
| 100 CSL | $1,457 |
| 300 CSL | $1,708 |
| 500 CSL | $1,890 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,172 |
| 20 | $4,850 |
| 30 | $2,908 |
| 40 | $2,858 |
| 50 | $2,732 |
| 60 | $2,708 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $553 |
Discounts are estimated and may not be available from every company or in every state.
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