Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Average insurance rates for a Buick Regal are $1,354 a year for full coverage. Comprehensive costs approximately $270, collision costs $484, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing around $2,938. Teens receive the highest rates at $5,144 a year or more.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Regal models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples show why everyone should compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Buick Regal insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $781
• Drivers who choose higher $1,000 deductibles will pay $170 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,354
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,686
• High-risk insureds with serious driving violations could pay around $2,938 or more
• The cost for full coverage for a teenage driver for full coverage can cost $5,144 a year

View Chart as Image

Car insurance rates for a Buick Regal can also vary considerably based on your driver profile, the trim level of your Regal, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you live makes a big difference in Buick Regal insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $510 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Buick Regal insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different from one company to the next.

How to Find Low Cost Buick Regal Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unneeded coverage, and avoiding coverage lapses. Take the time to compare rates every other policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a review of the ideas that were covered in the above illustrations.

• Teenagers pay the highest auto insurance rates, costing as high as $429 per month if full coverage is included
• Drivers who have several accidents or serious violations may pay on average $1,580 more per year for car insurance
• Increasing deductibles can save around $500 each year
• Drivers can save around $160 per year simply by quoting online well ahead of the renewal date

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.