Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

The average insurance rates for a Buick Regal are $1,376 a year with full coverage. Comprehensive insurance costs an estimated $286, collision insurance costs $502, and liability costs $430. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs $2,976 or more. 16-year-old drivers cost the most to insure at up to $5,172 a year.

Average premium for full coverage: $1,376

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Regal trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities. The price range example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Buick Regal insurance rates for other coverage scenarios.

• The best full coverage rate is $795
• Drivers who choose higher $1,000 deductibles will pay approximately $178 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,376
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $346 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,976
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $5,172 a year

View Chart as Image

Insurance rates for a Buick Regal also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $5,100 a year. View Rates by Age

Your home state makes a big difference in Buick Regal insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,860 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $530 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

How to Find the Right Buick Regal Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a quick rundown of the information presented in the illustrations above.

• You may be able to save approximately $160 per year just by shopping early and online
• Drivers age 16 to 20 are charged the highest rates, as much as $431 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $525 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,600 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay around $470 every year to go from a 30/60 limit to 250/500 limits

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.