Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance rates for a Buick Regal are $1,354 a year with full coverage. Comprehensive insurance costs around $270, collision insurance costs $484, and liability insurance costs around $442. A policy with only liability insurance costs as low as $496 a year, and a high-risk policy costs $2,938 or more. Teenage drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for all Regal models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why everyone should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Buick Regal insurance rates for additional coverage choices and driver risks.

• The best discount rate is $781
• Using higher $1,000 deductibles will save about $170 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,354
• Using pricier low deductibles for physical damage coverage will cost an extra $332 a year
• Drivers who are prone to accidents and violations could pay at least $2,938
• An auto insurance policy for full coverage for a teen driver for full coverage can be $5,144 or more

View Chart as Image

Car insurance prices for a Buick Regal also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Buick Regal insurance rates. A driver around age 40 might see prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $510 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra annually, depending on your age. Buick Regal insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Buick Regal Insurance

Finding better rates on Buick Regal insurance requires having a decent driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save up to $160 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $500 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $429 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents pay an average of $1,580 more every year than a driver with a clean driving record

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.