Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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U.S. average auto insurance rates for a Buick Verano are $1,162 annually for full coverage. Comprehensive insurance costs on average $214 a year, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,506 or more. 16-year-old drivers pay the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,162
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Verano trim levels.
Price Range from Low to High
For an average driver, Buick Verano insurance prices go from as cheap as $510 for just the minimum liability insurance to a high of $2,506 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas have fewer accident claims than congested cities.
The diagram below illustrates the effect of geographic area on car insurance rates.
The ranges above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Buick Verano insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $689
- Choosing higher $1,000 deductibles can save around $1,038 a year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,162
- Buying low $100 deductibles for comp and collision coverage costs an additional $238 each year
- Drivers with multiple tickets or accidents could pay upwards of $2,506 or more
- The price with full coverage for a teenage driver may cost $4,538 each year
Auto insurance prices for a Buick Verano are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $370 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Buick Verano insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,660 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,052 | -$110 | -9.5% |
| Alaska | $890 | -$272 | -23.4% |
| Arizona | $966 | -$196 | -16.9% |
| Arkansas | $1,162 | -$0 | 0.0% |
| California | $1,324 | $162 | 13.9% |
| Colorado | $1,110 | -$52 | -4.5% |
| Connecticut | $1,194 | $32 | 2.8% |
| Delaware | $1,314 | $152 | 13.1% |
| Florida | $1,454 | $292 | 25.1% |
| Georgia | $1,072 | -$90 | -7.7% |
| Hawaii | $834 | -$328 | -28.2% |
| Idaho | $788 | -$374 | -32.2% |
| Illinois | $866 | -$296 | -25.5% |
| Indiana | $874 | -$288 | -24.8% |
| Iowa | $782 | -$380 | -32.7% |
| Kansas | $1,106 | -$56 | -4.8% |
| Kentucky | $1,586 | $424 | 36.5% |
| Louisiana | $1,720 | $558 | 48.0% |
| Maine | $718 | -$444 | -38.2% |
| Maryland | $958 | -$204 | -17.6% |
| Massachusetts | $932 | -$230 | -19.8% |
| Michigan | $2,018 | $856 | 73.7% |
| Minnesota | $974 | -$188 | -16.2% |
| Mississippi | $1,390 | $228 | 19.6% |
| Missouri | $1,030 | -$132 | -11.4% |
| Montana | $1,248 | $86 | 7.4% |
| Nebraska | $916 | -$246 | -21.2% |
| Nevada | $1,396 | $234 | 20.1% |
| New Hampshire | $838 | -$324 | -27.9% |
| New Jersey | $1,300 | $138 | 11.9% |
| New Mexico | $1,030 | -$132 | -11.4% |
| New York | $1,226 | $64 | 5.5% |
| North Carolina | $670 | -$492 | -42.3% |
| North Dakota | $952 | -$210 | -18.1% |
| Ohio | $804 | -$358 | -30.8% |
| Oklahoma | $1,194 | $32 | 2.8% |
| Oregon | $1,064 | -$98 | -8.4% |
| Pennsylvania | $1,108 | -$54 | -4.6% |
| Rhode Island | $1,552 | $390 | 33.6% |
| South Carolina | $1,052 | -$110 | -9.5% |
| South Dakota | $980 | -$182 | -15.7% |
| Tennessee | $1,018 | -$144 | -12.4% |
| Texas | $1,402 | $240 | 20.7% |
| Utah | $860 | -$302 | -26.0% |
| Vermont | $796 | -$366 | -31.5% |
| Virginia | $696 | -$466 | -40.1% |
| Washington | $900 | -$262 | -22.5% |
| West Virginia | $1,064 | -$98 | -8.4% |
| Wisconsin | $804 | -$358 | -30.8% |
| Wyoming | $1,036 | -$126 | -10.8% |
Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $240 | $400 | $456 | $1,254 |
| 2016 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2015 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2014 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2013 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2012 Buick Verano | $186 | $268 | $474 | $1,086 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Buick Verano Insurance
Getting lower rates on auto insurance takes being a good driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following list is a quick review of the data covered in the above illustrations.
- Consumers who require an increased level of liability coverage will pay around $510 each year to raise limits from a low limit to higher 250/500 limits
- Drivers can save as much as $130 per year simply by quoting early and online
- Increasing physical damage deductibles could save up to $350 each year
- Drivers age 16 to 20 are charged the highest prices, with premiums as much as $378 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,666 |
| 30 | $1,194 |
| 40 | $1,162 |
| 50 | $1,064 |
| 60 | $1,042 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,400 |
| $250 | $1,290 |
| $500 | $1,162 |
| $1,000 | $1,038 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,162 |
| 50/100 | $1,254 |
| 100/300 | $1,369 |
| 250/500 | $1,668 |
| 100 CSL | $1,300 |
| 300 CSL | $1,553 |
| 500 CSL | $1,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,248 |
| 30 | $2,544 |
| 40 | $2,506 |
| 50 | $2,396 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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