Buick Verano Insurance Rates
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UPDATED: Apr 29, 2024
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Estimated insurance prices for a Buick Verano are $1,138 every 12 months for full coverage insurance. Comprehensive insurance costs on average $206 each year, collision costs $310, and liability insurance costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing $2,456 or more. 16-year-old drivers pay the most at $4,464 a year or more.
Average premium for full coverage: $1,138
Premium estimates by type of coverage:
Estimates include $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Verano models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Buick Verano go from the cheapest price of $514 for your basic liability-only policy to a high rate of $2,456 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities.
The graphic below illustrates the difference location can make on car insurance rates.
These rate differences illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Buick Verano insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $678
- Using higher $1,000 deductibles will save around $116 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,138
- Buying low deductibles for physical damage coverage costs an extra $226 a year
- Drivers with multiple tickets or accidents could pay upwards of $2,456 or more
- An auto insurance policy to insure a teen driver may cost $4,464 or more
Insurance prices for a Buick Verano also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Verano.
Opting for high physical damage deductibles could cut prices by as much as $350 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 137% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Buick Verano insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,540 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,030 | -$108 | -9.5% |
| Alaska | $872 | -$266 | -23.4% |
| Arizona | $946 | -$192 | -16.9% |
| Arkansas | $1,138 | -$0 | 0.0% |
| California | $1,298 | $160 | 14.1% |
| Colorado | $1,090 | -$48 | -4.2% |
| Connecticut | $1,172 | $34 | 3.0% |
| Delaware | $1,290 | $152 | 13.4% |
| Florida | $1,424 | $286 | 25.1% |
| Georgia | $1,052 | -$86 | -7.6% |
| Hawaii | $818 | -$320 | -28.1% |
| Idaho | $770 | -$368 | -32.3% |
| Illinois | $848 | -$290 | -25.5% |
| Indiana | $858 | -$280 | -24.6% |
| Iowa | $768 | -$370 | -32.5% |
| Kansas | $1,082 | -$56 | -4.9% |
| Kentucky | $1,554 | $416 | 36.6% |
| Louisiana | $1,686 | $548 | 48.2% |
| Maine | $702 | -$436 | -38.3% |
| Maryland | $940 | -$198 | -17.4% |
| Massachusetts | $914 | -$224 | -19.7% |
| Michigan | $1,978 | $840 | 73.8% |
| Minnesota | $952 | -$186 | -16.3% |
| Mississippi | $1,364 | $226 | 19.9% |
| Missouri | $1,010 | -$128 | -11.2% |
| Montana | $1,222 | $84 | 7.4% |
| Nebraska | $900 | -$238 | -20.9% |
| Nevada | $1,364 | $226 | 19.9% |
| New Hampshire | $820 | -$318 | -27.9% |
| New Jersey | $1,274 | $136 | 12.0% |
| New Mexico | $1,010 | -$128 | -11.2% |
| New York | $1,200 | $62 | 5.4% |
| North Carolina | $658 | -$480 | -42.2% |
| North Dakota | $934 | -$204 | -17.9% |
| Ohio | $786 | -$352 | -30.9% |
| Oklahoma | $1,170 | $32 | 2.8% |
| Oregon | $1,044 | -$94 | -8.3% |
| Pennsylvania | $1,086 | -$52 | -4.6% |
| Rhode Island | $1,520 | $382 | 33.6% |
| South Carolina | $1,032 | -$106 | -9.3% |
| South Dakota | $960 | -$178 | -15.6% |
| Tennessee | $998 | -$140 | -12.3% |
| Texas | $1,374 | $236 | 20.7% |
| Utah | $844 | -$294 | -25.8% |
| Vermont | $782 | -$356 | -31.3% |
| Virginia | $682 | -$456 | -40.1% |
| Washington | $880 | -$258 | -22.7% |
| West Virginia | $1,044 | -$94 | -8.3% |
| Wisconsin | $790 | -$348 | -30.6% |
| Wyoming | $1,016 | -$122 | -10.7% |
With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $230 | $358 | $460 | $1,206 |
| 2016 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2015 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2014 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2013 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2012 Buick Verano | $182 | $244 | $478 | $1,062 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Buick Verano Insurance
Finding better rates on Buick Verano insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Make time to compare rates once a year by getting rate quotes from direct insurance companies, and also from several local insurance agents.
The following is a review of the data that was touched on in this article.
- It is possible to save as much as $130 per year simply by quoting online in advance
- Drivers who require higher liability limits will pay around $510 annually to increase from 30/60 bodily injury limits to a 250/500 level
- Teens pay the highest prices, with premiums being up to $372 per month if they have full coverage
- High-risk drivers who have several accidents or serious violations pay on average $1,320 more each year for Verano insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,610 |
| 30 | $1,168 |
| 40 | $1,138 |
| 50 | $1,044 |
| 60 | $1,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,260 |
| $500 | $1,138 |
| $1,000 | $1,022 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,138 |
| 50/100 | $1,231 |
| 100/300 | $1,347 |
| 250/500 | $1,648 |
| 100 CSL | $1,277 |
| 300 CSL | $1,532 |
| 500 CSL | $1,718 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,318 |
| 20 | $4,160 |
| 30 | $2,486 |
| 40 | $2,456 |
| 50 | $2,346 |
| 60 | $2,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $59 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $460 |
Discounts are estimated and may not be available from every company or in every state.
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