Buick Verano Insurance Rates

The average auto insurance rates for a Buick Verano are $1,162 annually including full coverage. Comprehensive costs on average $214 each year, collision insurance costs $330, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,506. Teenage drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,162

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Verano models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Buick Verano insurance rates for different risk profiles and scenarios.

• The best discount rate is $689
• Raising to $1,000 deductibles will save around $124 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,162
• Using low deductibles will cost $1,400
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,506
• Policy cost with full coverage for a teenage driver may cost $4,538

View Chart as Image

Insurance rates for a Buick Verano also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $370 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Buick Verano insurance rates. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,660 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Best Cheap Buick Verano Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest time comparing rates every other policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a quick review of the ideas that were covered in the charts and tables above.

• Teenagers pay higher rates, with premiums being up to $378 each month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,340 more each year for car insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• You may be able to save as much as $130 per year just by quoting online in advance