Cadillac ATS Insurance Rates

U.S. average insurance rates for a Cadillac ATS are $1,248 a year including full coverage. Comprehensive insurance costs an estimated $230 a year, collision insurance costs $400, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,704 or more. Teenage drivers pay the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,248

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and ATS trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Cadillac ATS insurance rates for other coverage scenarios.

• The best discount rate is $729
• Raising to $1,000 deductibles will save approximately $1,104 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,248
• Using low $100 deductibles will cost an extra $276 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,704
• The price for full coverage for a teen driver can cost as much as $4,836

View Chart as Image

Insurance prices for a Cadillac ATS are also quite variable based on your driving record, the model of your ATS, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,800 a year. View Rates by Age

The state you live in also has a big influence on Cadillac ATS insurance rates. A middle-age driver might find prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,780 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $420 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Right Cadillac ATS Insurance

Getting lower rates on Cadillac ATS insurance consists of avoiding accidents and violations, having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a quick rundown of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $150 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,460 more annually for car insurance
• Increasing physical damage deductibles can save around $425 each year
• Teenagers are expensive to insure, possibly costing $403 a month including comprehensive and collision insurance