Cadillac ATS-V Insurance Rates

The average insurance rates for a Cadillac ATS-V are $1,652 a year for full coverage insurance. Comprehensive insurance costs around $344 a year, collision insurance costs $698, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $3,606 or more. Teen drivers cost the most to insure at up to $6,130 a year.

Average premium for full coverage: $1,652

Policy rates for type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and ATS-V trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $928
• Drivers who choose higher $1,000 deductibles will pay about $1,416 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,652
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $464 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,606
• Policy cost for full coverage for a teenage driver can be $6,130 a year

View Chart as Image

Insurance rates for a Cadillac ATS-V also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $6,100 a year. View Rates by Age

Your home state makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,080 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,230 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $700 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $2,000 to $2,700 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than average. View High Risk Driver Rates

How to Find the Right Cadillac ATS-V Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the ideas that were covered above.

• Drivers under the age of 20 are charged the highest rates, possibly costing $511 each month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions may pay on average $1,950 more every year to insure a Cadillac ATS-V
• Increasing comprehensive and collision deductibles can save around $700 each year
• It is possible to save up to $210 per year just by quoting early and online