Cadillac ATS-V Insurance Rates

Estimated insurance prices for a Cadillac ATS-V are $1,652 every 12 months for full coverage. Comprehensive costs around $344 each year, collision insurance costs $698, and liability coverage costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $3,606. Teens pay the most at up to $6,130 a year.

Average premium for full coverage: $1,652

Premium estimates for type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and ATS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Cadillac ATS-V insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $928
• Drivers who choose higher $1,000 deductibles will pay about $236 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,652
• Selecting low deductibles for comprehensive and collision insurance increases the price to $2,116
• High-risk insureds with serious driving violations could pay at least $3,606
• An auto insurance policy to insure a teenage driver can be $6,130 a year

View Chart as Image

Insurance prices for a Cadillac ATS-V also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $700 a year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $6,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $2,000 to $2,700 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Cadillac ATS-V insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Cadillac ATS-V Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates at least once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

Below you'll find a recap of the primary concepts that were presented in the illustrations above.

• Drivers can save up to $210 per year just by quoting online in advance
• Drivers that have major violations or accidents may pay on average $1,950 more every year than a low-risk driver
• Increasing policy deductibles could save as much as $700 each year
• Youthful drivers pay higher prices, as much as $511 per month if they have full coverage