Cadillac ATS-V Insurance Rates
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UPDATED: Mar 30, 2024
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Estimated insurance prices for a Cadillac ATS-V are $1,652 every 12 months including full coverage. Comprehensive insurance costs approximately $344, collision costs $698, and liability costs $452. Liability-only insurance costs as little as $504 a year, with high-risk driver insurance costing $3,606 or more. 16-year-old drivers pay the most at $6,130 a year or more.
Average premium for full coverage: $1,652
Premium estimates by type of coverage:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different ATS-V trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Cadillac ATS-V go from the cheapest price of $504 for liability-only coverage to a much higher rate of $3,606 for a high-risk driver policy.
Insurance Price Range by Location
Your location can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.
The price range example below illustrates how your location can change auto insurance prices.
These rate differences highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Cadillac ATS-V insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $928
- Drivers who choose higher $1,000 deductibles will pay $236 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,652
- Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $464 annually
- Drivers with multiple tickets or accidents could pay around $3,606 or more
- An auto insurance policy to insure a 16-year-old driver with full coverage can cost $6,130 a year
Insurance prices for a Cadillac ATS-V also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your ATS-V.
Opting for high physical damage deductibles could save up to $700 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $2,000 to $2,700 additional annually, depending on your age. High-risk driver insurance can cost from 44% to 135% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Cadillac ATS-V insurance prices. A 40-year-old driver could pay as low as $1,270 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,360 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,494 | -$158 | -9.6% |
| Alaska | $1,268 | -$384 | -23.2% |
| Arizona | $1,372 | -$280 | -16.9% |
| Arkansas | $1,652 | -$0 | 0.0% |
| California | $1,884 | $232 | 14.0% |
| Colorado | $1,578 | -$74 | -4.5% |
| Connecticut | $1,700 | $48 | 2.9% |
| Delaware | $1,870 | $218 | 13.2% |
| Florida | $2,066 | $414 | 25.1% |
| Georgia | $1,524 | -$128 | -7.7% |
| Hawaii | $1,188 | -$464 | -28.1% |
| Idaho | $1,118 | -$534 | -32.3% |
| Illinois | $1,230 | -$422 | -25.5% |
| Indiana | $1,244 | -$408 | -24.7% |
| Iowa | $1,114 | -$538 | -32.6% |
| Kansas | $1,570 | -$82 | -5.0% |
| Kentucky | $2,254 | $602 | 36.4% |
| Louisiana | $2,446 | $794 | 48.1% |
| Maine | $1,018 | -$634 | -38.4% |
| Maryland | $1,362 | -$290 | -17.6% |
| Massachusetts | $1,322 | -$330 | -20.0% |
| Michigan | $2,870 | $1,218 | 73.7% |
| Minnesota | $1,382 | -$270 | -16.3% |
| Mississippi | $1,980 | $328 | 19.9% |
| Missouri | $1,466 | -$186 | -11.3% |
| Montana | $1,774 | $122 | 7.4% |
| Nebraska | $1,304 | -$348 | -21.1% |
| Nevada | $1,984 | $332 | 20.1% |
| New Hampshire | $1,192 | -$460 | -27.8% |
| New Jersey | $1,848 | $196 | 11.9% |
| New Mexico | $1,464 | -$188 | -11.4% |
| New York | $1,740 | $88 | 5.3% |
| North Carolina | $952 | -$700 | -42.4% |
| North Dakota | $1,354 | -$298 | -18.0% |
| Ohio | $1,142 | -$510 | -30.9% |
| Oklahoma | $1,696 | $44 | 2.7% |
| Oregon | $1,514 | -$138 | -8.4% |
| Pennsylvania | $1,576 | -$76 | -4.6% |
| Rhode Island | $2,206 | $554 | 33.5% |
| South Carolina | $1,496 | -$156 | -9.4% |
| South Dakota | $1,394 | -$258 | -15.6% |
| Tennessee | $1,446 | -$206 | -12.5% |
| Texas | $1,992 | $340 | 20.6% |
| Utah | $1,224 | -$428 | -25.9% |
| Vermont | $1,132 | -$520 | -31.5% |
| Virginia | $988 | -$664 | -40.2% |
| Washington | $1,276 | -$376 | -22.8% |
| West Virginia | $1,514 | -$138 | -8.4% |
| Wisconsin | $1,144 | -$508 | -30.8% |
| Wyoming | $1,474 | -$178 | -10.8% |
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices from multiple companies. Every company utilizes a different rate formula, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac ATS-V | $444 | $874 | $372 | $1,848 |
| 2023 Cadillac ATS-V | $424 | $840 | $390 | $1,812 |
| 2022 Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| 2021 Cadillac ATS-V | $394 | $814 | $416 | $1,782 |
| 2020 Cadillac ATS-V | $380 | $780 | $430 | $1,748 |
| 2019 Cadillac ATS-V | $358 | $752 | $442 | $1,710 |
| 2018 Cadillac ATS-V | $344 | $698 | $452 | $1,652 |
| 2017 Cadillac ATS-V | $332 | $658 | $456 | $1,604 |
Rates are averaged for all Cadillac ATS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Cadillac ATS-V Insurance
Finding better rates on insurance for a Cadillac ATS-V not only requires being a good driver, but also having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Invest the time to shop around every time your policy renews by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The following list is a quick review of the information illustrated above.
- You may be able to save around $210 per year simply by shopping early and online
- Drivers age 16 to 20 are the costliest to insure, with the cost nearing $511 per month if full coverage is included
- Increasing policy deductibles could save as much as $700 each year
- Drivers considered higher risk with a DUI or reckless driving violation could be charged and average of $1,950 more per year than a safer driver
- Insureds who purchase an increased level of liability coverage will pay around $500 per year to go from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,130 |
| 20 | $3,848 |
| 30 | $1,728 |
| 40 | $1,652 |
| 50 | $1,510 |
| 60 | $1,482 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,116 |
| $250 | $1,900 |
| $500 | $1,652 |
| $1,000 | $1,416 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,652 |
| 50/100 | $1,742 |
| 100/300 | $1,855 |
| 250/500 | $2,149 |
| 100 CSL | $1,788 |
| 300 CSL | $2,036 |
| 500 CSL | $2,217 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,784 |
| 20 | $6,136 |
| 30 | $3,690 |
| 40 | $3,606 |
| 50 | $3,444 |
| 60 | $3,414 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $88 |
| Homeowner | $24 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $109 |
| Paid in Full/EFT | $80 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $724 |
Discounts are estimated and may not be available from every company or in every state.
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