Cadillac CT5 Insurance Rates

U.S. average insurance prices for a Cadillac CT5 are $1,434 every 12 months with full coverage. Comprehensive insurance costs approximately $382 each year, collision insurance costs $668, and liability costs around $274. Liability-only insurance costs as low as $322 a year, and high-risk driver insurance costs $3,088 or more. Teenage drivers pay the highest rates at up to $4,980 a year.

Average premium for full coverage: $1,434

Price estimates by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and CT5 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Cadillac CT5 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $800
• Using higher $1,000 deductibles will save $238 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,434
• Using low deductibles for physical damage coverage costs an extra $462 every year
• Drivers who are prone to accidents and violations could pay around $3,088
• The price to insure a teen driver can cost $4,980 or more

View Chart as Image

Car insurance prices for a Cadillac CT5 are also quite variable based on deductibles and policy limits, your driving record, and the model of your CT5.

Using high physical damage deductibles could cut prices by as much as $700 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $246 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 46% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Cadillac CT5 insurance prices. A driver around age 40 might see prices as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,940 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Cadillac CT5 Insurance

Getting lower rates on car insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief recap of the data covered in the above illustrations.

• Policyholders who purchase more liability coverage will pay an extra $300 every year to increase from a low limit to a 250/500 level
• You may be able to save around $180 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $700 each year
• Teen drivers pay the highest auto insurance prices, costing up to $415 a month if the policy includes full coverage