Cadillac CT6 Insurance Rates
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UPDATED: Apr 24, 2024
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Estimated insurance rates for a Cadillac CT6 are $1,464 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision costs $548, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing $3,178 or more. Teen drivers pay the most at $5,512 a year or more.
Average premium for full coverage: $1,464
Premium estimates by type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all CT6 models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Cadillac CT6 go from as low as $510 for just the minimum liability insurance to the much higher price of $3,178 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how where you live affects auto insurance prices.
These rate differences illustrate why everyone should compare rates quotes using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Cadillac CT6 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $838
- Raising to $1,000 deductibles will save $192 each year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,464
- Choosing pricier low deductibles will cost an extra $372 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,178 or more
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $5,512
Car insurance prices for a Cadillac CT6 also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $5,500 a year. View Rates by Age
Where you choose to live also has a big influence on Cadillac CT6 insurance rates. A middle-age driver might find prices as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,980 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,122 | -$342 | -23.4% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,668 | $204 | 13.9% |
| Colorado | $1,398 | -$66 | -4.5% |
| Connecticut | $1,504 | $40 | 2.7% |
| Delaware | $1,656 | $192 | 13.1% |
| Florida | $1,830 | $366 | 25.0% |
| Georgia | $1,350 | -$114 | -7.8% |
| Hawaii | $1,052 | -$412 | -28.1% |
| Idaho | $992 | -$472 | -32.2% |
| Illinois | $1,090 | -$374 | -25.5% |
| Indiana | $1,100 | -$364 | -24.9% |
| Iowa | $988 | -$476 | -32.5% |
| Kansas | $1,390 | -$74 | -5.1% |
| Kentucky | $1,998 | $534 | 36.5% |
| Louisiana | $2,164 | $700 | 47.8% |
| Maine | $904 | -$560 | -38.3% |
| Maryland | $1,208 | -$256 | -17.5% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,544 | $1,080 | 73.8% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,752 | $288 | 19.7% |
| Missouri | $1,298 | -$166 | -11.3% |
| Montana | $1,572 | $108 | 7.4% |
| Nebraska | $1,154 | -$310 | -21.2% |
| Nevada | $1,754 | $290 | 19.8% |
| New Hampshire | $1,054 | -$410 | -28.0% |
| New Jersey | $1,636 | $172 | 11.7% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,542 | $78 | 5.3% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,198 | -$266 | -18.2% |
| Ohio | $1,012 | -$452 | -30.9% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,340 | -$124 | -8.5% |
| Pennsylvania | $1,396 | -$68 | -4.6% |
| Rhode Island | $1,954 | $490 | 33.5% |
| South Carolina | $1,326 | -$138 | -9.4% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,282 | -$182 | -12.4% |
| Texas | $1,764 | $300 | 20.5% |
| Utah | $1,084 | -$380 | -26.0% |
| Vermont | $1,002 | -$462 | -31.6% |
| Virginia | $876 | -$588 | -40.2% |
| Washington | $1,132 | -$332 | -22.7% |
| West Virginia | $1,340 | -$124 | -8.5% |
| Wisconsin | $1,014 | -$450 | -30.7% |
| Wyoming | $1,306 | -$158 | -10.8% |
Choosing high deductibles can reduce prices by up to $570 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,400 extra annually, depending on your age. Cadillac CT6 insurance for high-risk drivers is expensive and can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac CT6 | $336 | $698 | $442 | $1,634 |
| 2019 Cadillac CT6 | $324 | $648 | $452 | $1,582 |
| 2018 Cadillac CT6 | $310 | $610 | $456 | $1,534 |
| 2017 Cadillac CT6 | $298 | $548 | $460 | $1,464 |
| 2016 Cadillac CT6 | $278 | $504 | $460 | $1,400 |
Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Cadillac CT6 Insurance
Finding better rates on Cadillac CT6 insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop at every other renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a recap of the concepts that were touched on in the above illustrations.
- High-risk drivers that have major violations or accidents may pay on average $1,710 more per year for car insurance
- Teenagers pay the highest auto insurance prices, with premiums being up to $459 per month if full coverage is included
- It is possible to save around $180 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $575 each year
- It is possible to save around $180 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,512 |
| 20 | $3,386 |
| 30 | $1,524 |
| 40 | $1,464 |
| 50 | $1,338 |
| 60 | $1,312 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,836 |
| $250 | $1,664 |
| $500 | $1,464 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,556 |
| 100/300 | $1,671 |
| 250/500 | $1,970 |
| 100 CSL | $1,602 |
| 300 CSL | $1,855 |
| 500 CSL | $2,039 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,868 |
| 20 | $5,398 |
| 30 | $3,246 |
| 40 | $3,178 |
| 50 | $3,036 |
| 60 | $3,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $104 |
| Total Discounts | $626 |
Discounts are estimated and may not be available from every company or in every state.
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