Cadillac CT6 Insurance Rates

The average insurance rates for a Cadillac CT6 are $1,464 a year with full coverage. Comprehensive costs approximately $298, collision insurance costs $548, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $3,178. Teenage drivers cost the most to insure at up to $5,512 a year.

Average premium for full coverage: $1,464

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all CT6 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Cadillac CT6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $838
• Raising to $1,000 deductibles will save $192 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,464
• Using pricier low deductibles will increase the cost to $1,836
• Drivers who are prone to accidents and violations could pay around $3,178
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $5,512

View Chart as Image

Insurance rates for a Cadillac CT6 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

Your home state also has a big influence on Cadillac CT6 insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,980 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $570 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 extra every year, depending on your age. Cadillac CT6 insurance for high-risk drivers is expensive and can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cadillac CT6 Insurance

Finding cheaper rates on insurance for a Cadillac CT6 consists of being safe and accident-free, maintaining good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk who tend to receive serious violations pay on average $1,710 more per year than a low-risk driver
• You may be able to save around $180 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $575 each year
• Insureds who purchase more liability protection will pay an extra $510 every year to raise from a 30/60 limit to 250/500 limits