Cadillac CT6 Insurance Rates

Average auto insurance rates for a Cadillac CT6 are $1,534 annually including full coverage. Comprehensive costs an estimated $310 a year, collision insurance costs $610, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs around $3,346. Teen drivers receive the highest rates at up to $5,758 a year.

Average premium for full coverage: $1,534

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and CT6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Cadillac CT6 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $869
• Using higher $1,000 deductibles will save approximately $1,326 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,534
• Choosing low $100 deductibles for physical damage coverage will cost $1,944
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,346
• The cost with full coverage for a 16-year-old driver can cost as much as $5,758 or more

View Chart as Image

Car insurance rates for a Cadillac CT6 can also vary considerably based on the trim level of your CT6, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $5,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $620 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Cadillac CT6 insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,190 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Cadillac CT6 Insurance

Saving money on insurance for a Cadillac CT6 requires having a decent driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at least once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief review of the primary concepts that were touched on above.

• You may be able to save approximately $190 per year just by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,810 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $625 each year
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $480 per month if comprehensive and collision insurance is included