Cadillac CT6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 24, 2024

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Estimated insurance prices for a Cadillac CT6 are $1,464 every 12 months including full coverage. Comprehensive costs on average $298 each year, collision insurance costs $548, and liability is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs around $3,178. 16-year-old drivers pay the most at up to $5,512 a year.

Average premium for full coverage: $1,464

Premium estimates by type of coverage:

Comprehensive $298
Collision $548
Liability $460

Price estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and CT6 models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Cadillac CT6 range from the cheapest price of $510 for minimum levels of liability insurance to a high rate of $3,178 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,464
High Risk $3,178

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,098
Small Cities $1,537
Large Cities $1,976

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Cadillac CT6 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $838
  • Raising to $1,000 deductibles will save around $192 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,464
  • Buying low deductibles increases the price to $1,836
  • Drivers with multiple tickets or accidents could pay upwards of $3,178
  • An auto insurance policy to insure a 16-year-old driver may cost $5,512

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing Cadillac CT6 insurance rates range from $838 to $5,512 for full coverage

Car insurance prices for a Cadillac CT6 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your CT6.

Opting for high physical damage deductibles can reduce prices by up to $570 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Cadillac CT6 insurance prices. A middle-age driver might find prices as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,090 on average in Michigan, New York, and Louisiana.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$140 -9.6%
Alaska $1,122 -$342 -23.4%
Arizona $1,216 -$248 -16.9%
Arkansas $1,464 -$0 0.0%
California $1,668 $204 13.9%
Colorado $1,398 -$66 -4.5%
Connecticut $1,504 $40 2.7%
Delaware $1,656 $192 13.1%
Florida $1,830 $366 25.0%
Georgia $1,350 -$114 -7.8%
Hawaii $1,052 -$412 -28.1%
Idaho $992 -$472 -32.2%
Illinois $1,090 -$374 -25.5%
Indiana $1,100 -$364 -24.9%
Iowa $988 -$476 -32.5%
Kansas $1,390 -$74 -5.1%
Kentucky $1,998 $534 36.5%
Louisiana $2,164 $700 47.8%
Maine $904 -$560 -38.3%
Maryland $1,208 -$256 -17.5%
Massachusetts $1,172 -$292 -19.9%
Michigan $2,544 $1,080 73.8%
Minnesota $1,226 -$238 -16.3%
Mississippi $1,752 $288 19.7%
Missouri $1,298 -$166 -11.3%
Montana $1,572 $108 7.4%
Nebraska $1,154 -$310 -21.2%
Nevada $1,754 $290 19.8%
New Hampshire $1,054 -$410 -28.0%
New Jersey $1,636 $172 11.7%
New Mexico $1,298 -$166 -11.3%
New York $1,542 $78 5.3%
North Carolina $844 -$620 -42.3%
North Dakota $1,198 -$266 -18.2%
Ohio $1,012 -$452 -30.9%
Oklahoma $1,504 $40 2.7%
Oregon $1,340 -$124 -8.5%
Pennsylvania $1,396 -$68 -4.6%
Rhode Island $1,954 $490 33.5%
South Carolina $1,326 -$138 -9.4%
South Dakota $1,236 -$228 -15.6%
Tennessee $1,282 -$182 -12.4%
Texas $1,764 $300 20.5%
Utah $1,084 -$380 -26.0%
Vermont $1,002 -$462 -31.6%
Virginia $876 -$588 -40.2%
Washington $1,132 -$332 -22.7%
West Virginia $1,340 -$124 -8.5%
Wisconsin $1,014 -$450 -30.7%
Wyoming $1,306 -$158 -10.8%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city
Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $336 $698 $442 $1,634
2019 Cadillac CT6 $324 $648 $452 $1,582
2018 Cadillac CT6 $310 $610 $456 $1,534
2017 Cadillac CT6 $298 $548 $460 $1,464
2016 Cadillac CT6 $278 $504 $460 $1,400

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Cadillac CT6 Insurance

Finding better rates on insurance for a Cadillac CT6 consists of not taking risks behind the wheel, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Make time to compare rates at every other renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a condensed summary of the concepts that were touched on in this article.

  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,710 more each year for CT6 insurance
  • Teens are expensive to insure, with the cost nearing $459 per month if the policy includes full coverage
  • You may be able to save as much as $180 per year just by quoting online in advance
  • Increasing policy deductibles could save as much as $575 each year
  • You may be able to save as much as $180 per year just by quoting online in advance

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,512
20 $3,386
30 $1,524
40 $1,464
50 $1,338
60 $1,312

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,836
$250 $1,664
$500 $1,464
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,464
50/100 $1,556
100/300 $1,671
250/500 $1,970
100 CSL $1,602
300 CSL $1,855
500 CSL $2,039

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,868
20 $5,398
30 $3,246
40 $3,178
50 $3,036
60 $3,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $96
Paid in Full/EFT $67
Advance Quote $73
Online Quote $104
Total Discounts $626
Rate after discounts $838

Discounts are estimated and may not be available from every company or in every state.

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