Cadillac CTS-V Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Cadillac CTS-V are $1,180 a year for full coverage. Comprehensive insurance costs around $252 each year, collision insurance costs $386, and liability costs around $406. A policy with only liability insurance costs as low as $450 a year, and a high-risk policy costs $2,540 or more. 16-year-old drivers pay the most at up to $4,442 a year.
Average premium for full coverage: $1,180
Premium estimates for type of coverage:
Full coverage includes $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and CTS-V models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Cadillac CTS-V range from as low as $450 for just the minimum liability insurance to a high rate of $2,540 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences show why all drivers should compare prices for a specific zip code and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $687
- Using higher $1,000 deductibles will save about $146 a year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,180
- Buying low deductibles for physical damage coverage will cost an extra $276 every year
- Drivers with multiple tickets or accidents could pay at least $2,540
- An auto insurance policy for full coverage for a teen driver can be $4,442 or more
Car insurance prices for a Cadillac CTS-V also have a wide range based on your driving characteristics, the trim level of your CTS-V, and deductibles and policy limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $4,400 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac CTS-V insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Idaho, Maine, and Iowa, or at least $1,680 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,064 | -$116 | -9.8% |
| Alaska | $904 | -$276 | -23.4% |
| Arizona | $976 | -$204 | -17.3% |
| Arkansas | $1,180 | -$0 | 0.0% |
| California | $1,342 | $162 | 13.7% |
| Colorado | $1,124 | -$56 | -4.7% |
| Connecticut | $1,208 | $28 | 2.4% |
| Delaware | $1,332 | $152 | 12.9% |
| Florida | $1,472 | $292 | 24.7% |
| Georgia | $1,088 | -$92 | -7.8% |
| Hawaii | $846 | -$334 | -28.3% |
| Idaho | $798 | -$382 | -32.4% |
| Illinois | $878 | -$302 | -25.6% |
| Indiana | $888 | -$292 | -24.7% |
| Iowa | $794 | -$386 | -32.7% |
| Kansas | $1,120 | -$60 | -5.1% |
| Kentucky | $1,608 | $428 | 36.3% |
| Louisiana | $1,744 | $564 | 47.8% |
| Maine | $728 | -$452 | -38.3% |
| Maryland | $972 | -$208 | -17.6% |
| Massachusetts | $940 | -$240 | -20.3% |
| Michigan | $2,046 | $866 | 73.4% |
| Minnesota | $986 | -$194 | -16.4% |
| Mississippi | $1,412 | $232 | 19.7% |
| Missouri | $1,046 | -$134 | -11.4% |
| Montana | $1,264 | $84 | 7.1% |
| Nebraska | $928 | -$252 | -21.4% |
| Nevada | $1,412 | $232 | 19.7% |
| New Hampshire | $850 | -$330 | -28.0% |
| New Jersey | $1,318 | $138 | 11.7% |
| New Mexico | $1,042 | -$138 | -11.7% |
| New York | $1,240 | $60 | 5.1% |
| North Carolina | $678 | -$502 | -42.5% |
| North Dakota | $966 | -$214 | -18.1% |
| Ohio | $812 | -$368 | -31.2% |
| Oklahoma | $1,208 | $28 | 2.4% |
| Oregon | $1,080 | -$100 | -8.5% |
| Pennsylvania | $1,122 | -$58 | -4.9% |
| Rhode Island | $1,572 | $392 | 33.2% |
| South Carolina | $1,070 | -$110 | -9.3% |
| South Dakota | $994 | -$186 | -15.8% |
| Tennessee | $1,032 | -$148 | -12.5% |
| Texas | $1,420 | $240 | 20.3% |
| Utah | $872 | -$308 | -26.1% |
| Vermont | $806 | -$374 | -31.7% |
| Virginia | $706 | -$474 | -40.2% |
| Washington | $910 | -$270 | -22.9% |
| West Virginia | $1,080 | -$100 | -8.5% |
| Wisconsin | $812 | -$368 | -31.2% |
| Wyoming | $1,050 | -$130 | -11.0% |
Opting for high physical damage deductibles could cut prices by as much as $430 every year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $366 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Cadillac CTS-V | $358 | $726 | $376 | $1,596 |
| 2017 Cadillac CTS-V | $332 | $634 | $388 | $1,490 |
| 2016 Cadillac CTS-V | $318 | $568 | $390 | $1,412 |
| 2014 Cadillac CTS-V | $286 | $490 | $394 | $1,306 |
| 2013 Cadillac CTS-V | $280 | $458 | $402 | $1,276 |
| 2012 Cadillac CTS-V | $258 | $424 | $402 | $1,220 |
| 2011 Cadillac CTS-V | $252 | $386 | $406 | $1,180 |
| 2010 Cadillac CTS-V | $234 | $354 | $402 | $1,126 |
Rates are averaged for all Cadillac CTS-V models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Cadillac CTS-V Insurance
Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.
The following is a summary of the information covered above.
- Drivers can save up to $140 per year just by quoting online in advance
- Teens are the costliest to insure, as much as $370 per month if full coverage is included
- Increasing policy deductibles can save around $425 each year
- Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,360 more every year for CTS-V insurance
- Policyholders who may need higher liability limits will pay around $450 each year to increase from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,442 |
| 20 | $2,690 |
| 30 | $1,222 |
| 40 | $1,180 |
| 50 | $1,078 |
| 60 | $1,056 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,456 |
| $250 | $1,330 |
| $500 | $1,180 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,180 |
| 50/100 | $1,261 |
| 100/300 | $1,363 |
| 250/500 | $1,627 |
| 100 CSL | $1,302 |
| 300 CSL | $1,525 |
| 500 CSL | $1,688 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,326 |
| 20 | $4,284 |
| 30 | $2,586 |
| 40 | $2,540 |
| 50 | $2,422 |
| 60 | $2,398 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $82 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $51 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
