Cadillac CTS-V Insurance Rates

Estimated insurance rates for a Cadillac CTS-V are $1,126 a year for full coverage insurance. Comprehensive costs on average $234 each year, collision insurance costs $354, and liability coverage costs $402. A policy with only liability insurance costs as little as $446 a year, and a high-risk policy costs around $2,424. Teen drivers pay the most at up to $4,270 a year.

Average premium for full coverage: $1,126

Premium estimates by type of coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and CTS-V models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Cadillac CTS-V insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $662
• Drivers who choose higher $1,000 deductibles will pay around $134 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,126
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,382
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,424
• An auto insurance policy that insures a teenage driver may cost $4,270 a year

View Chart as Image

Car insurance prices for a Cadillac CTS-V also have a wide range based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac CTS-V insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,520 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $390 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Cadillac CTS-V Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a quick rundown of the data presented in the illustrations above.

• Consumers who require an increased level of liability coverage will pay about $440 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save as much as $130 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $400 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $356 per month if full coverage is purchased