Cadillac CTS-V Insurance Rates

Average insurance prices for a Cadillac CTS-V are $1,180 every 12 months with full coverage. Comprehensive insurance costs around $252 a year, collision insurance costs $386, and liability is estimated at $406. Buying just liability costs approximately $450 a year, and insurance for high-risk drivers costs $2,540 or more. Teenage drivers receive the highest rates at up to $4,442 a year.

Average premium for full coverage: $1,180

Rate estimates for individual coverage type:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and CTS-V trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Cadillac CTS-V insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Choosing higher $1,000 deductibles can save about $1,034 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,180
• Using low $100 deductibles for comp and collision coverage costs an extra $276 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,540
• The cost to insure a teen driver can be $4,442 each year

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Auto insurance rates for a Cadillac CTS-V can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $430 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Cadillac CTS-V insurance prices. A good driver about age 40 could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.

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How to Shop for Low Cost Cadillac CTS-V Insurance

Saving money on car insurance takes not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the ideas that were illustrated above.

• Teens are expensive to insure, with premiums as much as $370 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,360 more every year for CTS-V insurance
• Increasing deductibles could save as much as $425 each year
• You may be able to save up to $140 per year just by quoting early and online