Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year with full coverage. Comprehensive insurance costs on average $242 each year, collision costs $326, and liability is $592. A policy with only liability insurance costs around $652 a year, with a high-risk policy costing $2,922 or more. Teenage drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates by type of coverage:

Prices are based on $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $818
• Raising to $1,000 deductibles will save around $130 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,360
• Using low deductibles will cost an extra $248 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,922 or more
• An auto insurance policy for full coverage for a 16-year-old driver may cost $5,376

View Chart as Image

Car insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Cadillac Escalade Insurance

Finding better rates on insurance for a Cadillac Escalade consists of not taking risks behind the wheel, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief review of the data touched on in the above illustrations.

• Insureds who require higher liability limits will pay an extra $650 every year to raise from 30/60 bodily injury limits to 250/500 limits
• You may be able to save as much as $150 per year simply by quoting online in advance
• Increasing policy deductibles can save around $375 each year
• Teens are expensive to insure, possibly costing $448 per month if full coverage is included