Cadillac Escalade Insurance Rates

U.S. average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage insurance. Comprehensive costs approximately $242 a year, collision insurance costs $326, and liability costs $592. Liability-only coverage costs as little as $652 a year, and high-risk coverage costs around $2,922. Teens pay the highest rates at up to $5,376 a year.

Average premium for full coverage: $1,360

Price estimates by individual coverage:

Estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Escalade trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $818
• Drivers who choose higher $1,000 deductibles will pay $1,230 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,360
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• Drivers with serious driving violations could pay around $2,922
• The price that insures a 16-year-old driver can cost $5,376 a year

View Chart as Image

Auto insurance prices for a Cadillac Escalade are also quite variable based on the trim level of your Escalade, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,830 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Getting lower rates on insurance for a Cadillac Escalade not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following is a review of the primary concepts that were touched on in this article.

• It is possible to save around $150 per year just by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,560 more per year for Escalade insurance
• Increasing physical damage deductibles can save approximately $375 each year
• Teens have the highest car insurance prices, as much as $448 a month if the policy includes full coverage