Cadillac Escalade ESV Insurance Rates

The average auto insurance rates for a Cadillac Escalade ESV are $1,292 annually for full coverage. Comprehensive costs on average $282 each year, collision costs $378, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,768. Teenage drivers cost the most to insure at $4,890 a year or more.

Average premium for full coverage: $1,292

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Escalade ESV models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Cadillac Escalade ESV insurance rates for different risk profiles and scenarios.

• The best discount rate is $764
• Using higher $1,000 deductibles will save around $152 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,292
• Using low deductibles for physical damage coverage will cost $1,580
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,768 or more
• Policy cost with full coverage for a teenage driver may cost $4,890 or more

View Chart as Image

Auto insurance rates for a Cadillac Escalade ESV also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $440 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Cadillac Escalade ESV insurance rates. A driver around age 40 might see rates as low as $850 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,840 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Cadillac Escalade ESV Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below you'll find a condensed summary of the primary concepts that were touched on in this article.

• Drivers can save as much as $150 per year simply by quoting online in advance
• Drivers with multiple at-fault accidents may be required to pay an average of $1,480 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Youthful drivers are charged the highest rates, costing up to $408 each month if full coverage is included