Cadillac Escalade EXT Insurance Rates
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UPDATED: May 11, 2024
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Estimated auto insurance rates for a Cadillac Escalade EXT are $1,268 annually for full coverage. Comprehensive insurance costs around $260 each year, collision insurance costs $372, and liability insurance is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs $2,726 or more. Teen drivers pay the most at up to $4,850 a year.
Average premium for full coverage: $1,268
Premium estimates for type of coverage:
Price estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Escalade EXT models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Cadillac Escalade EXT range from as cheap as $526 for your basic liability-only policy to a high rate of $2,726 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance rates.
These rate differences show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Cadillac Escalade EXT insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $747
- Raising to $1,000 deductibles will save about $144 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,268
- Choosing low deductibles costs an additional $274 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,726
- An auto insurance policy with full coverage for a teen driver can be $4,850
Insurance prices for a Cadillac Escalade EXT also have a wide range based on the model of your Escalade EXT, your driver profile, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $420 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Cadillac Escalade EXT insurance rates. A middle-age driver might find prices as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,810 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,146 | -$122 | -9.6% |
| Alaska | $970 | -$298 | -23.5% |
| Arizona | $1,052 | -$216 | -17.0% |
| Arkansas | $1,268 | -$0 | 0.0% |
| California | $1,444 | $176 | 13.9% |
| Colorado | $1,210 | -$58 | -4.6% |
| Connecticut | $1,302 | $34 | 2.7% |
| Delaware | $1,434 | $166 | 13.1% |
| Florida | $1,584 | $316 | 24.9% |
| Georgia | $1,170 | -$98 | -7.7% |
| Hawaii | $908 | -$360 | -28.4% |
| Idaho | $858 | -$410 | -32.3% |
| Illinois | $944 | -$324 | -25.6% |
| Indiana | $954 | -$314 | -24.8% |
| Iowa | $854 | -$414 | -32.6% |
| Kansas | $1,204 | -$64 | -5.0% |
| Kentucky | $1,728 | $460 | 36.3% |
| Louisiana | $1,874 | $606 | 47.8% |
| Maine | $782 | -$486 | -38.3% |
| Maryland | $1,044 | -$224 | -17.7% |
| Massachusetts | $1,014 | -$254 | -20.0% |
| Michigan | $2,202 | $934 | 73.7% |
| Minnesota | $1,060 | -$208 | -16.4% |
| Mississippi | $1,516 | $248 | 19.6% |
| Missouri | $1,124 | -$144 | -11.4% |
| Montana | $1,362 | $94 | 7.4% |
| Nebraska | $998 | -$270 | -21.3% |
| Nevada | $1,520 | $252 | 19.9% |
| New Hampshire | $912 | -$356 | -28.1% |
| New Jersey | $1,416 | $148 | 11.7% |
| New Mexico | $1,120 | -$148 | -11.7% |
| New York | $1,336 | $68 | 5.4% |
| North Carolina | $730 | -$538 | -42.4% |
| North Dakota | $1,036 | -$232 | -18.3% |
| Ohio | $876 | -$392 | -30.9% |
| Oklahoma | $1,302 | $34 | 2.7% |
| Oregon | $1,160 | -$108 | -8.5% |
| Pennsylvania | $1,210 | -$58 | -4.6% |
| Rhode Island | $1,690 | $422 | 33.3% |
| South Carolina | $1,146 | -$122 | -9.6% |
| South Dakota | $1,068 | -$200 | -15.8% |
| Tennessee | $1,112 | -$156 | -12.3% |
| Texas | $1,528 | $260 | 20.5% |
| Utah | $938 | -$330 | -26.0% |
| Vermont | $868 | -$400 | -31.5% |
| Virginia | $758 | -$510 | -40.2% |
| Washington | $978 | -$290 | -22.9% |
| West Virginia | $1,160 | -$108 | -8.5% |
| Wisconsin | $878 | -$390 | -30.8% |
| Wyoming | $1,130 | -$138 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade EXT 4WD | $1,246 | $104 |
| Cadillac Escalade EXT Luxury Edition 4WD | $1,268 | $106 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Cadillac Escalade EXT | $288 | $440 | $474 | $1,360 |
| 2011 Cadillac Escalade EXT | $260 | $372 | $478 | $1,268 |
| 2010 Cadillac Escalade EXT | $242 | $340 | $474 | $1,214 |
Rates are averaged for all Cadillac Escalade EXT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Cadillac Escalade EXT Insurance
Finding better rates on Cadillac Escalade EXT insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every year by requesting rates from direct carriers, and also from local independent and exclusive agents.
The following is a condensed summary of the coverage data raised in the charts and tables above.
- Drivers can save up to $150 per year just by quoting online in advance
- Increasing policy deductibles could save up to $425 each year
- Teens are charged the highest prices, as much as $404 per month if they have full coverage
- High-risk drivers with multiple at-fault accidents pay an average of $1,460 more every year for Escalade EXT insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,850 |
| 20 | $2,886 |
| 30 | $1,308 |
| 40 | $1,268 |
| 50 | $1,160 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,416 |
| $500 | $1,268 |
| $1,000 | $1,124 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,268 |
| 50/100 | $1,364 |
| 100/300 | $1,483 |
| 250/500 | $1,794 |
| 100 CSL | $1,411 |
| 300 CSL | $1,674 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,884 |
| 20 | $4,598 |
| 30 | $2,768 |
| 40 | $2,726 |
| 50 | $2,602 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $67 |
| Homeowner | $21 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $89 |
| Total Discounts | $521 |
Discounts are estimated and may not be available from every company or in every state.
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