Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive costs on average $242 a year, collision costs $326, and liability costs $592. A policy with just liability insurance costs as little as $652 a year, with coverage for high-risk drivers costing around $2,922. Teenage drivers receive the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These examples show why it is important to compare rates based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Cadillac Escalade insurance rates for different risk profiles and scenarios.

• The best discount rate is $818
• Drivers who choose higher $1,000 deductibles will pay around $1,230 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,360
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,608
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,922 or more
• The cost that insures a teen driver may cost $5,376 a year

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,940 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $380 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Cadillac Escalade Insurance

Saving money on car insurance not only requires having a good driving record, but also having a good credit score, eliminating unneeded coverage, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the data touched on in this article.

• Policyholders who require increased levels of liability coverage will pay an extra $650 each year to go from a minimum limit to the 250/500 level
• Drivers can save as much as $150 per year simply by quoting early and online
• Increasing deductibles can save approximately $375 each year
• Drivers age 20 and younger pay higher rates, costing as high as $448 per month if comprehensive and collision insurance is included