Cadillac Escalade Insurance Rates

Average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage. Comprehensive insurance costs around $242 a year, collision costs $326, and liability insurance costs $592. A policy with just liability insurance costs as little as $652 a year, with coverage for high-risk drivers costing $2,922 or more. Teens receive the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Escalade trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $818
• Drivers who choose higher $1,000 deductibles will pay about $1,230 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,360
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $248 a year
• High risk drivers with serious driving violations could pay at least $2,922 or more
• The cost that insures a teen driver can be $5,376 a year

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on the trim level of your Escalade, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

Where you live makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,940 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $380 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know your exact price is to get quotes from as many companies as possible. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Cadillac Escalade Insurance

Saving money on Cadillac Escalade insurance not only requires being safe and accident-free, but also having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Compare rates every year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the coverage data presented in the illustrations above.

• Drivers can save up to $150 per year simply by quoting early and online
• Increasing deductibles can save approximately $375 each year
• Youthful drivers are charged the highest rates, costing as high as $448 per month if comprehensive and collision insurance is included
• High-risk drivers with a DUI or reckless driving violation pay on average $1,560 more every year than a low-risk driver