Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,360 a year with full coverage. Comprehensive costs approximately $242, collision insurance costs $326, and liability insurance costs $592. Liability-only insurance costs as little as $652 a year, and high-risk driver insurance costs around $2,922. 16-year-old drivers cost the most to insure at up to $5,376 a year.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why everyone should compare rates using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $818
• Drivers who choose higher $1,000 deductibles will pay $130 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,360
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,608
• High risk drivers with multiple tickets or accidents could pay around $2,922
• Policy cost for full coverage for a teen driver for full coverage can cost $5,376 a year

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or at least $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. Cadillac Escalade insurance for high-risk drivers can cost anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Cadillac Escalade Insurance

Finding cheaper rates on Cadillac Escalade insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and possibly higher deductibles. Invest time comparing rates at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief summary of the concepts that were covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,560 more per year for car insurance
• Teenagers have the highest car insurance rates, as much as $448 each month if they have full coverage
• You may be able to save around $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $375 each year
• You may be able to save around $150 per year just by quoting online well ahead of the renewal date