Cadillac Escalade Insurance Rates

Average insurance prices for a Cadillac Escalade are $1,360 every 12 months with full coverage. Comprehensive costs an estimated $242 each year, collision costs $326, and liability coverage costs $592. A liability-only policy costs as little as $652 a year, with high-risk insurance costing around $2,922. Teenage drivers receive the highest rates at $5,376 a year or more.

Average premium for full coverage: $1,360

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Escalade models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities.

The graphic below illustrates the difference location can make on insurance prices.

These examples demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $818
• Drivers who choose higher $1,000 deductibles will pay approximately $130 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,360
• Using low deductibles for comprehensive and collision insurance increases the price to $1,608
• High-risk insureds who are prone to accidents and violations could pay up to $2,922 or more
• The cost to insure a teenage driver can cost as much as $5,376 a year

View Chart as Image

Insurance rates for a Cadillac Escalade can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles could save up to $380 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Cadillac Escalade insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Cadillac Escalade Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Make time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the data that was touched on in this article.

• You may be able to save approximately $150 per year simply by quoting online in advance
• Consumers who want more liability coverage will pay an extra $650 every year to go from a minimum limit to a 250/500 level
• Teen drivers are charged the highest rates, with premiums as much as $448 per month if they have full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,560 more annually to insure their Escalade