Cadillac Escalade Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 7, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Cadillac Escalade are $1,414 a year for full coverage insurance. Comprehensive costs around $260, collision insurance costs $358, and liability is $596. A policy with just liability insurance costs around $656 a year, and coverage for high-risk drivers costs around $3,036. Teen drivers receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,414

Rate estimates for individual coverage type:

Comprehensive $260
Collision $358
Liability $596

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Escalade trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $656 for your basic liability-only policy to a much higher rate of $3,036 for a driver required to buy high-risk insurance.

Liability Only $656
Full Coverage $1,414
High Risk $3,036

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,061
Small Cities $1,485
Large Cities $1,909

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Cadillac Escalade insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $848
  • Raising to $1,000 deductibles will save about $142 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,414
  • Choosing more expensive low deductibles will increase the cost to $1,680
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $3,036
  • The cost for full coverage for a teen driver with full coverage can be $5,546

View Chart as Image

Cadillac Escalade insurance cost comparison chart
Column chart showing Cadillac Escalade insurance rates range from $848 to $5,546 for full coverage

Insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

Where you live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,900 on average in Michigan, New York, and Florida.

Cadillac Escalade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$138 -9.8%
Alaska $1,082 -$332 -23.5%
Arizona $1,172 -$242 -17.1%
Arkansas $1,414 -$0 0.0%
California $1,610 $196 13.9%
Colorado $1,350 -$64 -4.5%
Connecticut $1,450 $36 2.5%
Delaware $1,600 $186 13.2%
Florida $1,764 $350 24.8%
Georgia $1,304 -$110 -7.8%
Hawaii $1,012 -$402 -28.4%
Idaho $958 -$456 -32.2%
Illinois $1,052 -$362 -25.6%
Indiana $1,066 -$348 -24.6%
Iowa $958 -$456 -32.2%
Kansas $1,340 -$74 -5.2%
Kentucky $1,926 $512 36.2%
Louisiana $2,090 $676 47.8%
Maine $872 -$542 -38.3%
Maryland $1,164 -$250 -17.7%
Massachusetts $1,128 -$286 -20.2%
Michigan $2,450 $1,036 73.3%
Minnesota $1,182 -$232 -16.4%
Mississippi $1,690 $276 19.5%
Missouri $1,254 -$160 -11.3%
Montana $1,518 $104 7.4%
Nebraska $1,112 -$302 -21.4%
Nevada $1,694 $280 19.8%
New Hampshire $1,016 -$398 -28.1%
New Jersey $1,578 $164 11.6%
New Mexico $1,250 -$164 -11.6%
New York $1,486 $72 5.1%
North Carolina $814 -$600 -42.4%
North Dakota $1,156 -$258 -18.2%
Ohio $976 -$438 -31.0%
Oklahoma $1,448 $34 2.4%
Oregon $1,294 -$120 -8.5%
Pennsylvania $1,348 -$66 -4.7%
Rhode Island $1,884 $470 33.2%
South Carolina $1,278 -$136 -9.6%
South Dakota $1,192 -$222 -15.7%
Tennessee $1,236 -$178 -12.6%
Texas $1,700 $286 20.2%
Utah $1,046 -$368 -26.0%
Vermont $966 -$448 -31.7%
Virginia $846 -$568 -40.2%
Washington $1,090 -$324 -22.9%
West Virginia $1,296 -$118 -8.3%
Wisconsin $980 -$434 -30.7%
Wyoming $1,260 -$154 -10.9%

View Chart as Image

Cadillac Escalade insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $410 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $486 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Cadillac Escalade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Cadillac Escalade $458 $780 $466 $1,904
2023 Cadillac Escalade $438 $750 $488 $1,876
2022 Cadillac Escalade $420 $744 $498 $1,862
2021 Cadillac Escalade $406 $726 $520 $1,852
2020 Cadillac Escalade $392 $696 $536 $1,824
2019 Cadillac Escalade $370 $672 $554 $1,796
2018 Cadillac Escalade $356 $624 $564 $1,744
2017 Cadillac Escalade $342 $588 $570 $1,700
2016 Cadillac Escalade $328 $526 $574 $1,628
2015 Cadillac Escalade $306 $484 $574 $1,564
2014 Cadillac Escalade $296 $454 $580 $1,530
2013 Cadillac Escalade $288 $424 $592 $1,504
2012 Cadillac Escalade $266 $394 $592 $1,452
2011 Cadillac Escalade $260 $358 $596 $1,414
2010 Cadillac Escalade $242 $326 $592 $1,360
2009 Cadillac Escalade $228 $296 $592 $1,316
2008 Cadillac Escalade $220 $266 $586 $1,272
2007 Cadillac Escalade $216 $260 $574 $1,250
2006 Cadillac Escalade $214 $248 $564 $1,226
2005 Cadillac Escalade $196 $236 $558 $1,190

Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Cadillac Escalade Insurance

Saving money on car insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a review of the data illustrated above.

  • Policyholders who may need additional liability coverage will pay about $660 annually to raise from a minimum limit to 250/500 limits
  • It is possible to save up to $160 per year just by shopping early and online
  • Increasing deductibles can save around $400 each year
  • 16 to 18-year-old drivers are charged the highest rates, costing up to $462 per month including comprehensive and collision insurance

Rates by Driver Age

Cadillac Escalade Insurance Rates by Driver Age
Driver Age Premium
16 $5,546
20 $3,222
30 $1,446
40 $1,414
50 $1,292
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,680
$250 $1,558
$500 $1,414
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,414
50/100 $1,530
100/300 $1,665
250/500 $2,016
100 CSL $1,584
300 CSL $1,881
500 CSL $2,097

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Insurance Rates for High Risk Drivers
Age Premium
16 $7,844
20 $5,132
30 $3,074
40 $3,036
50 $2,902
60 $2,868

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $75
Homeowner $24
5-yr Accident Free $90
5-yr Claim Free $89
Paid in Full/EFT $54
Advance Quote $64
Online Quote $97
Total Discounts $566
Rate after discounts $848

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles