Cadillac Escalade Insurance Rates

The average insurance prices for a Cadillac Escalade are $1,414 every 12 months including full coverage. Comprehensive insurance costs approximately $260 a year, collision costs $358, and liability coverage is $596. Liability-only insurance costs around $656 a year, with high-risk driver insurance costing $3,036 or more. Teens cost the most to insure at $5,546 a year or more.

Average premium for full coverage: $1,414

Policy rates by type of insurance:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Escalade trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $848
• Raising to $1,000 deductibles will save $1,272 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,414
• Selecting low $100 deductibles costs an extra $266 each year
• Unlucky drivers with serious driving violations could pay around $3,036 or more
• Policy cost to insure a teenage driver can cost $5,546

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Escalade.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $410 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $486 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 134% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Cadillac Escalade insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,010 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Cadillac Escalade Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a review of the data that was touched on in this article.

• You may be able to save around $160 per year simply by quoting early and online
• Consumers who purchase increased levels of liability coverage will pay approximately $660 per year to raise from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $462 each month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations could be charged and average of $1,620 more per year to buy Cadillac Escalade insurance