Cadillac Escalade Insurance Rates
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UPDATED: Jun 7, 2023
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Average insurance rates for a Cadillac Escalade are $1,414 a year for full coverage insurance. Comprehensive costs around $260, collision insurance costs $358, and liability is $596. A policy with just liability insurance costs around $656 a year, and coverage for high-risk drivers costs around $3,036. Teen drivers receive the highest rates at up to $5,546 a year.
Average premium for full coverage: $1,414
Rate estimates for individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Escalade trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as low as $656 for your basic liability-only policy to a much higher rate of $3,036 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Cadillac Escalade insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $848
- Raising to $1,000 deductibles will save about $142 each year
- The average rate for a 40-year-old driver using $500 deductibles is $1,414
- Choosing more expensive low deductibles will increase the cost to $1,680
- At-risk drivers with multiple violations and an at-fault accident could pay at least $3,036
- The cost for full coverage for a teen driver with full coverage can be $5,546
Insurance rates for a Cadillac Escalade can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age
Where you live also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,900 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,276 | -$138 | -9.8% |
Alaska | $1,082 | -$332 | -23.5% |
Arizona | $1,172 | -$242 | -17.1% |
Arkansas | $1,414 | -$0 | 0.0% |
California | $1,610 | $196 | 13.9% |
Colorado | $1,350 | -$64 | -4.5% |
Connecticut | $1,450 | $36 | 2.5% |
Delaware | $1,600 | $186 | 13.2% |
Florida | $1,764 | $350 | 24.8% |
Georgia | $1,304 | -$110 | -7.8% |
Hawaii | $1,012 | -$402 | -28.4% |
Idaho | $958 | -$456 | -32.2% |
Illinois | $1,052 | -$362 | -25.6% |
Indiana | $1,066 | -$348 | -24.6% |
Iowa | $958 | -$456 | -32.2% |
Kansas | $1,340 | -$74 | -5.2% |
Kentucky | $1,926 | $512 | 36.2% |
Louisiana | $2,090 | $676 | 47.8% |
Maine | $872 | -$542 | -38.3% |
Maryland | $1,164 | -$250 | -17.7% |
Massachusetts | $1,128 | -$286 | -20.2% |
Michigan | $2,450 | $1,036 | 73.3% |
Minnesota | $1,182 | -$232 | -16.4% |
Mississippi | $1,690 | $276 | 19.5% |
Missouri | $1,254 | -$160 | -11.3% |
Montana | $1,518 | $104 | 7.4% |
Nebraska | $1,112 | -$302 | -21.4% |
Nevada | $1,694 | $280 | 19.8% |
New Hampshire | $1,016 | -$398 | -28.1% |
New Jersey | $1,578 | $164 | 11.6% |
New Mexico | $1,250 | -$164 | -11.6% |
New York | $1,486 | $72 | 5.1% |
North Carolina | $814 | -$600 | -42.4% |
North Dakota | $1,156 | -$258 | -18.2% |
Ohio | $976 | -$438 | -31.0% |
Oklahoma | $1,448 | $34 | 2.4% |
Oregon | $1,294 | -$120 | -8.5% |
Pennsylvania | $1,348 | -$66 | -4.7% |
Rhode Island | $1,884 | $470 | 33.2% |
South Carolina | $1,278 | -$136 | -9.6% |
South Dakota | $1,192 | -$222 | -15.7% |
Tennessee | $1,236 | -$178 | -12.6% |
Texas | $1,700 | $286 | 20.2% |
Utah | $1,046 | -$368 | -26.0% |
Vermont | $966 | -$448 | -31.7% |
Virginia | $846 | -$568 | -40.2% |
Washington | $1,090 | -$324 | -22.9% |
West Virginia | $1,296 | -$118 | -8.3% |
Wisconsin | $980 | -$434 | -30.7% |
Wyoming | $1,260 | -$154 | -10.9% |
Choosing high deductibles can reduce rates by up to $410 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $486 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 41% to 134% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Cadillac Escalade 2WD | $1,346 | $112 |
Cadillac Escalade Luxury Edition 2WD | $1,354 | $113 |
Cadillac Escalade 4WD | $1,354 | $113 |
Cadillac Escalade Premium Edition 2WD | $1,376 | $115 |
Cadillac Escalade Luxury Edition 4WD | $1,376 | $115 |
Cadillac Escalade Premium Edition 4WD | $1,376 | $115 |
Cadillac Escalade Hybrid 2WD | $1,358 | $113 |
Cadillac Escalade Hybrid 4WD | $1,380 | $115 |
Cadillac Escalade Platinum Edition 2WD | $1,406 | $117 |
Cadillac Escalade Platinum Edition 4WD | $1,406 | $117 |
Cadillac Escalade Hybrid Platinum 2WD | $1,422 | $119 |
Cadillac Escalade Hybrid Platinum 4WD | $1,422 | $119 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Cadillac Escalade | $458 | $780 | $466 | $1,904 |
2023 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
2022 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
2021 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
2019 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
2014 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
2013 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Cadillac Escalade Insurance
Saving money on car insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following items are a review of the data illustrated above.
- Policyholders who may need additional liability coverage will pay about $660 annually to raise from a minimum limit to 250/500 limits
- It is possible to save up to $160 per year just by shopping early and online
- Increasing deductibles can save around $400 each year
- 16 to 18-year-old drivers are charged the highest rates, costing up to $462 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,546 |
20 | $3,222 |
30 | $1,446 |
40 | $1,414 |
50 | $1,292 |
60 | $1,266 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,680 |
$250 | $1,558 |
$500 | $1,414 |
$1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,414 |
50/100 | $1,530 |
100/300 | $1,665 |
250/500 | $2,016 |
100 CSL | $1,584 |
300 CSL | $1,881 |
500 CSL | $2,097 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,844 |
20 | $5,132 |
30 | $3,074 |
40 | $3,036 |
50 | $2,902 |
60 | $2,868 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $75 |
Homeowner | $24 |
5-yr Accident Free | $90 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $54 |
Advance Quote | $64 |
Online Quote | $97 |
Total Discounts | $566 |
Discounts are estimated and may not be available from every company or in every state.
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