Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,224 a year with full coverage. Comprehensive insurance costs an estimated $184 a year, collision costs $248, and liability is estimated at $592. Liability-only insurance costs approximately $652 a year, with high-risk driver insurance costing $2,634 or more. Teenage drivers cost the most to insure at $4,984 a year or more.

Average premium for full coverage: $1,224

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Avalanche trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Avalanche insurance rates for other coverage scenarios.

• The best discount rate is $747
• Choosing higher $1,000 deductibles can save approximately $1,126 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,224
• Using low $100 deductibles for comp and collision coverage will cost an additional $188 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,634 or more
• Policy cost that insures a 16-year-old driver can cost as much as $4,984 each year

View Chart as Image

Auto insurance rates for a Chevrolet Avalanche also range considerably based on the trim level of your Avalanche, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Avalanche insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $290 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $533 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Chevrolet Avalanche Insurance

Finding cheaper rates on insurance for a Chevrolet Avalanche takes not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at least every other year by getting quotes from direct companies, and also from insurance agencies where you live.

The following is a brief summary of the car insurance concepts covered above.

• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,410 more annually for Avalanche insurance
• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Insureds who want higher liability limits will pay an extra $650 every year to raise limits from a 30/60 limit to the 250/500 level